Civic Intelligence

Join the Journey

990 • Fiscal year 2021 • EIN 27-2626728

Jan 01, 2021 to Dec 31, 2021 • Filed on May 16, 2022

2604 N George Mason DrArlington, VA 22207

(703) 488-0601

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Net Margin

26th percentile

-7.8%

Higher net margin than 26% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Asset Growth

4th percentile

-81%

Faster asset growth than 4% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

49th percentile

2.4%

Faster revenue growth than 49% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Assets

Down

$1,168

Down $5,128 (-81%) from 2020

Net Assets

Down

$1,168

Down $5,128 (-81%) from 2020

Liabilities

Flat

$0

Flat from 2020

Revenue

Up

$65,918

Up $1,575 (+2.4%) from 2020

Expenses

Up

$71,046

Up $10,229 (+17%) from 2020

Net Income

Down

-$5,128

Down $8,654 (-245%) from 2020

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15K$10K$5.0K$0Assets 2017: $829Liabilities 2017: $0Net Assets 2017: $8292017Assets 2018: $2,811Liabilities 2018: $0Net Assets 2018: $2,8112018Assets 2019: $2,142Liabilities 2019: $0Net Assets 2019: $2,1422019Assets 2020: $6,296Liabilities 2020: $0Net Assets 2020: $6,2962020Assets 2021: $1,168Liabilities 2021: $0Net Assets 2021: $1,1682021Assets 2022: $10,552Liabilities 2022: $0Net Assets 2022: $10,5522022

Highlighted filing

2021

Assets$1,168
Liabilities$0
Net Assets$1,168

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$80K$60K$40K$20K$0-$20KRevenue 2017: $12,090Expenses 2017: $13,042Net Income 2017: -$9522017Revenue 2018: $32,252Expenses 2018: $30,270Net Income 2018: $1,9822018Revenue 2019: $28,185Expenses 2019: $28,475Net Income 2019: -$2902019Revenue 2020: $64,343Expenses 2020: $60,817Net Income 2020: $3,5262020Revenue 2021: $65,918Expenses 2021: $71,046Net Income 2021: -$5,1282021Revenue 2022: $61,603Expenses 2022: $52,219Net Income 2022: $9,3842022

Highlighted filing

2021

Revenue$65,918
Expenses$71,046
Net Income-$5,128
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
May 16, 2022
Return Version
2021v4.0
Gross Receipts
$65,918
Mission and Program Overview

Mission

JTJ is a Christian organization which seeks to provide poverty solutions in impoverished communities throughout the world while partnering with local churches to strengthen individual's relationship with Jesus Christ. Poverty solutions include, but are not limited to, grants for business enterprise development and poultry development. Join the Journey serves all people regardless of race, ethnicity, religious affiliation, or gender.

Join the Journey (JTJ) is a Christian organization that assists women in sub-Saharan Africa to flourish through coaching and capital. The organization provides grant funds to implementing partners in the developing world who manage the micro-lending programs in their respective countries. Beneficiaries selected are underserved women who would not otherwise qualify for a traditional bank loan. Loan funds are directed specifically to help individuals expand their businesses and in turn use profits to enhance their livelihoods, fulfilling Join the Journey's core mission to alleviate poverty. The organization also oversees and coordinates a coaching program that connects business leaders with entrepreneurs in our empowerment program. In 2021, the organization was partnered exclusively and intentionally with Spark Zambia in Zambia.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$6,296$1,168▼ $5,128
Receivables From Officers Etc-$0-
Inventories for Sale or Use$0--
Loans From Officers Directors$0$0→ $0
Total Assets$6,296$1,168▼ $5,128
Liabilities
Accounts Payable and Accrued Expenses$0$0→ $0
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets With Donor Restrictions$5,736$738▼ $4,998
Net Assets Without Donor Restrictions$560$430▼ $130
Total Net Assets Fund Balance$6,296$1,168▼ $5,128
Total Liabilities and Net Assets / Fund Balance$6,296$1,168▼ $5,128
Compensation and Service Providers

Board Members and Trustees

NameTitle
Adam ColeChairman
Jeanne McDonnellPhilanthropy Chair
Akshay PradhanVice Chairman
Jenny StewartBoard Member
Peter BlumBoard Member
Peter CortleBoard Member
Reed WertzBoard Member
Robert JohnsonSecretary
Don DouglasTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$64,424
Program Service Revenue
$910
Investment Income
$0
Other Revenue
$584
All Other Contributions
$58,016
Change in Net Assets
$-5,128
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$45,470
Grants and Similar Amounts Paid$25,576
Total Fundraising Expense$3,125
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Foreign Grants$24,976--$24,976
Fees for Services Management$14,618$2,225$2,440$19,283
Information Technology$5,424$1,286$270$6,980
Other Expenses$4,261$1,191$375$5,827
Fees for Services Other$5,425--$5,425
Fees for Services Accounting$1,571--$1,571
Advertising$1,007$34$40$1,081
Insurance-$477-$477
Grants to Domestic Orgs$365--$365
Grants to Domestic Individuals$235--$235
Total Functional Expenses$61,428$6,493$3,125$71,046
International Activity

International Summary

Offices
1
Employees
1
Spending
$41,374

International Compliance

Foreign grant records maintained
Yes
Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No

International Activities

RegionActivityServicesOfficesEmployeesSpending
Sub-Saharan AfricaProgram ServicesAs stated elsewhere in this Form 990, Join the Journey works in partnership with Spark Zambia to conduct coaching and provide micro-loans for vulnerable female entrepreneurs. The work benefits these families to overcome poverty alleviation.11$41,374
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$266
Fundraising Direct Expenses$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Board members were provided a copy of this 990 via email.

Form 990, Part VI, Section B, Line 12C

Member accountability and oversight ensured that there were no conflicts of interest.

Form 990, Part VI, Section C, Line 19

If anyone requested these, we would provide via email.

Filing and Contact Details

Filer

Filer Name
Join the Journey
EIN
27-2626728
Phone
7034880601
Address
2604 N George Mason Dr, Arlington, VA 22207

Signing Officer

Name
Adam Cole
Title
Chairman of the Board
Phone
7034880601
Signed
2022-05-16

Organization Details

Principal Officer
Adam Cole
Formed
2010
Legal Domicile
Va
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
35
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 3

Join the Journey narrowed its scope of projects considerably in 2021 to exclusively focus on Zambia. While church building and other projects had been part of its past, particularly in Haiti, the organization ceased work there save for a small renovation at the church it helped build there.

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IRS990/ActivityOrMissionDesc0Join the Journey (JTJ) is a Christian organization that assists women in sub-Saharan Africa to flourish through coaching and capital. The organization provides grant funds to implementing partners in the developing world who manage the micro-lending programs in their respective countries. Beneficiaries selected are underserved women who would not otherwise qualify for a traditional bank loan. Loan funds are directed specifically to help individuals expand their businesses and in turn use profits to enhance their livelihoods, fulfilling Join the Journey's core mission to alleviate poverty. The organization also oversees and coordinates a coaching program that connects business leaders with entrepreneurs in our empowerment program. In 2021, the organization was partnered exclusively and intentionally with Spark Zambia in Zambia.
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IRS990/Desc0Women Empowerment- The organization executed its flagship program Spark Biz in Zambia, providing loans and coaching to 150 beneficiaries, equating to loan capital grants of close to $24,000. The loans and business outputs helped benefit another 2,500 people either directly related to the beneficiaries or community members that had greater assess to goods and services to sustain their daily lives. This program features our intentional coaching where U.S. business leaders were able to impart wisdom on a weekly basis through Zoom.
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IRS990/MissionDesc0Join the Journey's mission is to ignite Christ-fueled journeys to flourishing through intentional coaching and access to capital for business owners-predominantly women-in sub-Saharan Africa. Our aim is to boost their businesses and in turn help them break the cycle of extreme poverty.
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IRS990/OtherExpensesGrp/Desc0Operational Program Expenses
IRS990/OtherExpensesGrp/Desc1Donation Service Fees
IRS990/OtherExpensesGrp/Desc2Other Expenses
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt2375
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11280
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21191
IRS990/OtherExpensesGrp/ProgramServicesAmt03546
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt24261
IRS990/OtherExpensesGrp/TotalAmt03546
IRS990/OtherExpensesGrp/TotalAmt11280
IRS990/OtherExpensesGrp/TotalAmt25827
IRS990/OtherRevenueTotalAmt0318
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Adam Cole
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0Outreach/Concert
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0910
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0910
IRS990/ProgSrvcAccomActy2Grp/Desc0Spark Coach Program - As both a component of but also a separate accomplishment, the organization was able to recruit, train, and provide connections for meaningful volunteer service for 50-plus business leaders. These leaders would speak to our entrepreneurs in Zambia via Zoom. Individuals participating felt a deep connection with the work taking place in Zambia, grew in their mutual respect for lives in Zambia, and were able to add value from their respective expertise. Our Spark Coach program continues to be a hallmark for meaningful service and mutual benefit for our program on the ground.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt01815
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt00
IRS990/ProgSrvcAccomActy3Grp/Desc0Christian Outreach and Poverty Awareness Events - Join the Journey conducted several events that doubled as opportunities to share a message-through Jesus Christ-and also share about our mission in helping empower the poor in Zambia. As a Christian organization, we felt it was important to build community with events that helped inspire and bring people together. Where appropriate, we charged ticket sales to cover costs of the events and also provided information on how participants could give. Our summer concert, Renewal, featured Christian music-artist Jason Gray that was both an in-person event and live-streamed; Gray, who has overcome a stutter and other hardships inspired participants to strive on no matter what - and tied back to our work in Zambia of encouraging that same mentality in those we serve. In all, the three events-Joyful Noise, Renewal, and Joyful Jam-reached more than 10,000 people who either tuned in, saw rebroadcasts, or caught a clip of the events on social media.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt011195
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0910
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Fintech Development - Spark: Join the Journey continued to invest in creating software to increase capacity to deliver micro-loans. The beneficiary and donation tool, Spark, required some maintenance in 2021 and so did the accounting tool MIFOS. The organization further developed use of technology to help the loan process in creating a way to deliver the loans to a digital wallet in what was called SparkUp. The organization chose to cease further work in this area due to cost overruns but will continue to use the research to inform other partners in the space and re-engage in this area in future work.
IRS990/ProgSrvcAccomActyOtherGrp/Desc1Volunteer Mobilization (Impact Tribe) - Join the Journey built a program to engage students and young professionals in the work of JTJ. The program was cancelled after the staff member who spearheaded it left the organization.
IRS990/ProgSrvcAccomActyOtherGrp/Desc2Non-profit incubator - JTJ launched a support service to help startup non-profits get launched, to include website oversight and consulting on program design. Funds spent in 2021 were used to provide maintenance/further support after successfully fully launching the orphan empowerment organization Aid2Many in 2020.
IRS990/ProgSrvcAccomActyOtherGrp/Desc3Church Construction and Maintenance - In 2021, using donor-restricted funds for this specific purpose, we conducted improvements on a church the organization had built in 2020 in Haiti. Work done in 2021 included doors and windows to improve security of the church. The church continues to thrive as a result of Join the Journey's efforts there.
IRS990/ProgSrvcAccomActyOtherGrp/Desc4Compassion - We provided a grant gift to a leader of a partner ministry in Haiti who was beset with a difficult stretch based on the country's instability and troubled economy.
IRS990/ProgSrvcAccomActyOtherGrp/Desc5Veteran Empowerment - Join the Journey partnered with and utilized the veteran culinary empowerment organization, Chow Corp, during one of its outreach events. Funds here provided for food/labor of those involved.
IRS990/ProgSrvcAccomActyOtherGrp/Desc6Spark Career - Join the Journey sponsored an intern program to benefit students of Thunderbird School of Global Management. Funds here went to stipend to support the interns during their time in the program.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt01730
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt1200
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt21403
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt32310
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt4500
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt5365
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt6235
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt00
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt10
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt20
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt3587
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt4500
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt5365
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt6235
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt00
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt10
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt20
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt30
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt40
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt50
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt60
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt062529
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt029990
IRS990/PYInvestmentIncomeAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt030827
IRS990/PYOtherRevenueAmt0734
IRS990/PYProgramServiceRevenueAmt01080
IRS990/PYRevenuesLessExpensesAmt03526
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt060817
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt064343
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-5128
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt00
IRS990/RoyaltiesGrp/ProgramServicesAmt00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0Income from the return of equipment.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0Schedule A, Part II, Line 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt064391
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt063924
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt028525
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt029670
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt012085
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0198595
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt0263
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt0419
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt078
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt030
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt05
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0795
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.84956
IRS990ScheduleA/PublicSupportPY170Pct00.69606

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