Celtic Charms Inc.

“Form 990, Part VI, Section A, Line 2 - William Landuyt, Executive Director, and Christine Landuyt, Program Director, are married to each other.”

“Form 990, Part VI, Section B, Line 11b - A draft of this Form 990 and all Schedules were circulated to the Board of Trustees in advance of a Board meeting at which they were reviewed and approved with whatever changes the Board deemed appropriate.”

“Form 990, Part VI, Section B, Line 12c - Celtic Charm Inc.'s ("Celtic Charms") written Conflict of Interest Policy (the "Policy") covers its Trustees and Officers (collectively "Interested Persons"). It includes sections requiring duties to disclose, the Board of Trustees' (the "Board") process for addressing a Conflict of Interest (a "Conflict") and the authority of the Board to determine whether a Conflict exists and the take the appropriate actions where necessary. Each Interested Person has been circulated the Policy and is requested annually to certify that he or she has received, read and understands the Policy, agrees to comply with the Policy, understands the requirement of Celtic Charms to engage primarily in activities that accomplish one or more of its tax-exempt purposes and knows of no unauthorized transaction that involves a Conflict that requires Board attention.”

“Form 990, Part VI, Section B, Line 15 - The Board of Trustees is aware that none of the Officers or Board members is compensated and that currently there are no compensated employees.”

“Form 990, Part VI, Section C, Line 18 - Copies of the Form 990 and related Schedules are kept on site and made available to the public upon request. Celtic Charms also provides copies of its Form 990 and related Schedules, its Determination Letter and its Bylaws to interested parties as part of its fund-raising activities.”