Celtic Charms Inc.

“William Landuyt, Executive Director, and Christine Landuyt, Program Director, are family members.”

“A draft of this Form 990 and all Schedules was circulated to each member of the Board of Trustees in advance of a Board Meeting where it was reviewed and approved to be filed with such revisions as the Board deemed appropriate.”

“Celtic Charms' written Conflict of Interest Policy ("Policy") covers its Trustees and officers (collectively, "Interested Persons"). It includes sections regarding duties to disclose, the Board's procedures for addressing a Conflict of Interest ("Conflict") and the authority of the Board to determine whether a Conflict exists and to take appropriate actions where necessary. Each Interested Person is circulated the Policy annually with a request to certify that he or she has read and understands the policy, agrees to comply with the Policy, understands the requirement of Celtic Charms to engage primarily in activities that accomplish one or more of its tax-exempt purposes and knows of no unauthorized transaction that involves a Conflict that requires Board consideration.”

“The Board is aware that neither the Executive Director, the Program Director nor any officer is compensated by Celtic Charms.”

“Copies of the Form 990 and related Schedules are kept on site and made available to the public upon request. Celtic Charms regularly provides copies of its Form 990 and related Schedules, its determination letter and its by-laws to interested parties as part of its fund-raising activities as well as providing such information to independent monitoring organizations.”

“Celtic Charms temporarily suspended therapeutic horsemanship lessons in August 2018 as it proceeded to move operations from New Jersey to North Carolina. Lessons will resume once the new location is safely operational.”

“Rounding adjustment”