Celtic Charms Inc.

“William Landuyt, Executive Director, and Christine Landuyt, Program Director, are married to each other.”

“A draft of this Form 990 and all Schedules were circulated to each member of the Board of Supervisors in advance of a Board Meeting where it was reviewed and approved to be filed with such changes as the Board deemed appropriate.”

“Celtic Charms' written Conflict of Interest Policy ("Policy") covers its Trustees and Officers (collectively, "Interested Persons"). It includes sections regarding duties to disclose, the Board's procedures for addressing a Conflict of Interest ("Conflict") and the authority of the Board to determine whether a Conflict exists and to take appropriate actions where necessary. Each Interested Person has been circulated the Policy and is requested annually to certify that he or she has read and understands the Policy, agrees to comply with the Policy, understands the requirement of Celtic Charms to engage primarily in activities that accomplish one or more of its tax-exempt purposes and knows of no unauthorized transaction that involves a Conflict that requires Board consideration.”

“The Board is aware that none of the Executive Director, the Program Director, any Trustee or any officer is compensated by Celtic Charms.”

“Copies of the Form 990 and related Schedules are kept on site and made available to the public upon request. Celtic Charms regularly provides copies of its Form 990 and related Schedules, its Determination Letter and its Bylaws to interested parties as part of its fund-raising activities.”

“Please see the explanation submitted for Section C, Line 18.”