Civic Intelligence

Community Housing Fund

EIN 27-0049012 • 501(c)3 • Beaverton, OR

Profile

The community housing fund secures new sources of capital and makes those funds available in the form of flexible loans to community partners who create and preserve equitable and affordable homes and related community facilities in washington county. Loan products most frequently offered include pre-development, land acquisition, and bridge loans; technical support is also offered to sponsors and local jurisdictions.

3700 SW Murray Blvd 2012Beaverton, OR 97005

www.thecommunityhousingfund.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

18th percentile

0.01x

Higher debt load relative to assets than 18% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

38th percentile

0.09x

Higher debt load relative to revenue than 38% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Net Margin

83rd percentile

34%

Higher net margin than 83% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

29th percentile

$69,519

Higher top officer pay than 29% of similar nonprofits.

Top officer pay equals 16.3% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Asset Growth

46th percentile

2.8%

Faster asset growth than 46% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

10th percentile

-31%

Faster revenue growth than 10% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets18th percentile

Assets

Up

$6,101,143

Up $166,061 (+2.8%) from 2024

Liabilities

Up

$37,826

Up $21,270 (+128%) from 2024

Net Assets

Up

$6,063,317

Up $144,791 (+2.4%) from 2024

Operations
Liabilities / Revenue38th percentileNet Margin83rd percentile

Revenue

Down

$427,260

Down $191,292 (-31%) from 2024

Expenses

Up

$281,057

Up $13,801 (+5.2%) from 2024

Net Income

Down

$146,203

Down $205,093 (-58%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth46th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2015: $2,999,169Liabilities 2015: $212,065Net Assets 2015: $2,787,1042015Assets 2016: $3,370,864Liabilities 2016: $207,138Net Assets 2016: $3,163,7262016Assets 2017: $3,781,935Liabilities 2017: $173,104Net Assets 2017: $3,608,8312017Assets 2018: $4,059,165Liabilities 2018: $318,316Net Assets 2018: $3,740,8492018Assets 2019: $4,362,419Liabilities 2019: $266,793Net Assets 2019: $4,095,6262019Assets 2020: $4,666,840Liabilities 2020: $300,303Net Assets 2020: $4,366,5372020Assets 2021: $5,317,062Liabilities 2021: $271,580Net Assets 2021: $5,045,4822021Assets 2022: $5,722,446Liabilities 2022: $349,896Net Assets 2022: $5,372,5502022Assets 2023: $5,631,537Liabilities 2023: $87,681Net Assets 2023: $5,543,8562023Assets 2024: $5,935,082Liabilities 2024: $16,556Net Assets 2024: $5,918,5262024Assets 2025: $6,101,143Liabilities 2025: $37,826Net Assets 2025: $6,063,3172025

Highlighted filing

2025

Assets$6,101,143
Liabilities$37,826
Net Assets$6,063,317
Open 2025 Filing

Operations Trend

Revenue Growth10th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0Revenue 2015: $696,172Expenses 2015: $110,961Net Income 2015: $585,2112015Revenue 2016: $599,096Expenses 2016: $149,141Net Income 2016: $449,9552016Revenue 2017: $623,759Expenses 2017: $259,801Net Income 2017: $363,9582017Revenue 2018: $358,331Expenses 2018: $240,242Net Income 2018: $118,0892018Revenue 2019: $661,100Expenses 2019: $235,243Net Income 2019: $425,8572019Revenue 2020: $458,589Expenses 2020: $222,432Net Income 2020: $236,1572020Revenue 2021: $985,791Expenses 2021: $224,269Net Income 2021: $761,5222021Revenue 2022: $513,713Expenses 2022: $271,743Net Income 2022: $241,9702022Revenue 2023: $445,211Expenses 2023: $290,388Net Income 2023: $154,8232023Revenue 2024: $618,552Expenses 2024: $267,256Net Income 2024: $351,2962024Revenue 2025: $427,260Expenses 2025: $281,057Net Income 2025: $146,2032025

Highlighted filing

2025

Revenue$427,260
Expenses$281,057
Net Income$146,203
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$6,101,143
Liabilities
$37,826
Net assets
$6,063,317
Revenue
$427,260
Expenses
$281,057
Net income
$146,203
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$6.10$0.04$6.06$0.43$0.28$0.15
2024Detailed filing. Detailed filing data is available for this year.$5.94$0.02$5.92$0.62$0.27$0.35
2023Detailed filing. Detailed filing data is available for this year.$5.63$0.09$5.54$0.45$0.29$0.15
2022Detailed filing. Detailed filing data is available for this year.$5.72$0.35$5.37$0.51$0.27$0.24
2021Detailed filing. Detailed filing data is available for this year.$5.32$0.27$5.05$0.99$0.22$0.76
2020Detailed filing. Detailed filing data is available for this year.$4.67$0.30$4.37$0.46$0.22$0.24
2019Detailed filing. Detailed filing data is available for this year.$4.36$0.27$4.10$0.66$0.24$0.43
2018Detailed filing. Detailed filing data is available for this year.$4.06$0.32$3.74$0.36$0.24$0.12
2017Detailed filing. Detailed filing data is available for this year.$3.78$0.17$3.61$0.62$0.26$0.36
2016Detailed filing. Detailed filing data is available for this year.$3.37$0.21$3.16$0.60$0.15$0.45
2015Detailed filing. Detailed filing data is available for this year.$3.00$0.21$2.79$0.70$0.11$0.59
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Jan 22, 2026
Return Version
2024v5.2
Gross Receipts
$427,260
Mission and Program Overview

Mission

The community housing fund secures new sources of capital and makes those funds available in the form of flexible loans to community partners who create and preserve equitable and affordable homes and related community facilities in washington county. Loan products most frequently offered include pre-development, land acquisition, and bridge loans; technical support is also offered to sponsors and local jurisdictions.

The community housing fund secures new sources of capital and makes those funds available in the form of flexible loans to community partners who create and preserve equitable and affordable homes and related community facilities in washington county.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$4,086,368$4,084,752▼ $1,616
Other Notes and Loans Receivable, Net$1,721,624$1,774,435▲ $52,811
Pledges and Grants Receivable-$100,000-
Cash and Non-Interest-Bearing Accounts$1,000$1,000→ $0
Accounts Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$5,935,082$6,101,143▲ $166,061
Other Assets Total$126,090$140,956▲ $14,866
Liabilities
Accounts Payable and Accrued Expenses$16,556$25,174▲ $8,618
Other Liabilities-$12,652-
Total Liabilities$16,556$37,826▲ $21,270
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,908,526$6,053,317▲ $144,791
Net Assets With Donor Restrictions$10,000$10,000→ $0
Total Net Assets Fund Balance$5,918,526$6,063,317▲ $144,791
Total Liabilities and Net Assets / Fund Balance$5,935,082$6,101,143▲ $166,061
Compensation and Service Providers
Top Officer Pay29th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Aubre DicksonExecutive DirectorFT$64,808$4,711$69,519
Peg MalloyExecutive DirectorFT$43,200-$43,200
Richard GonzalesAccountant-$9,120-$9,120

Board Members and Trustees

NameTitle
Shannon WilsonChairman
Chris HartyeDirector
Dominique MerriweatherDirector
Eden LopezDirector
Grace ChangDirector
Jessenia JuarezDirector
Michael SchraderDirector
Patrick FavoleDirector
Felicia Tripp-folsomDirector.
Olga AcunaSecretary
Rob DrakeTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$167,000
Program Service Revenue
$70,672
Investment Income
$189,588
Other Revenue
$0
All Other Contributions
$37,000
Change in Net Assets
$146,203

Audited Revenue Reconciliation

Revenue per Audited Statements
$427,260
Total Revenue per Audited Statements
$427,260
Total Revenue per Form 990
$427,260
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$220,491
Other Expenses$60,566
Total Fundraising Expense$28,105
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$92,482$11,560$11,560$115,602
Other Salaries and Wages$47,732$5,967$5,966$59,665
Fees for Services Accounting$19,955$2,494$2,494$24,943
Other Employee Benefits$17,874$2,234$2,234$22,342
Payroll Taxes$13,917$1,740$1,740$17,397
Fees for Services Other$7,780$973$973$9,726
Other Expenses$5,256$657$657$6,570
Occupancy$5,242$655$655$6,552
Pension Plan Contributions$4,388$548$549$5,485
Office Expenses$3,725$466$466$4,657
Insurance$3,262$408$408$4,078
Interest$2,785$348$347$3,480
Fees for Services Legal$448$56$56$560
Total Functional Expenses$224,846$28,106$28,105$281,057

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$281,057
Total Expenses per Audited Statements$281,057
Total Expenses per Form 990$281,057
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liability$12,652
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The 990 was reviewed by the board of directors before it was filed.”

Form 990, Part VI, Section B, Line 12C

“Monitored and enforced by the board of directors and executive director.”

Form 990, Part VI, Section B, Line 15A

“Executive director's compensation is reviewed and approved annually by the board of directors.”

Form 990, Part VI, Section B, Line 15B

“Executive director's compensation is reviewed and approved annually by the board of directors.”

Form 990, Part VI, Section C, Line 19

“UPON REQUEST.”

Filing and Contact Details

Filer

Filer Name
Community Housing Fund
EIN
27-0049012
Phone
5038465794
Address
3700 SW MURRAY BLVD 2012, BEAVERTON, OR 97005

Signing Officer

Name
Aubre Dickson
Title
Executive Director
Signed
2026-01-22
Discuss with paid preparer
Yes

Organization Details

Formed
2003
Legal Domicile
Or
Voting Board Members
11
Independent Board Members
11
Employees
3
Volunteers
11

Preparer

Firm
Mark Schwing CPA PC
Address
9725 SW Beaverton-Hillsdale Hwy Sui, Beaverton, OR 97005
Preparer
Mark Schwing CPA
Phone
5035744511
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Provision for loan losses = -$1412”

Raw XML AppendixShowing 400 of 498 raw XML fields

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