Civic Intelligence

1614-1622 Jonquil Terrace

990 • Fiscal year 2016 • EIN 26-0558544

Jul 01, 2015 to Jun 30, 2016 • Filed on Feb 06, 2017

1607 West Howard Street 2nd FloorChicago, IL 60626

(773) 465-5770

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

88th percentile

0.84x

Higher debt load relative to assets than 88% of similar nonprofits.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2016

Liabilities / Revenue

95th percentile

5.21x

Higher debt load relative to revenue than 95% of similar nonprofits.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2016

Net Margin

83rd percentile

24%

Higher net margin than 83% of similar nonprofits.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2016

Top Officer Pay

65th percentile

$91,464

Higher top officer pay than 65% of similar nonprofits.

Top officer pay equals 26.8% of source-year revenue.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2016

Asset Growth

28th percentile

-3.2%

Faster asset growth than 28% of similar nonprofits.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2015 to 2016

Revenue Growth

66th percentile

11%

Faster revenue growth than 66% of similar nonprofits.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2015 to 2016

Assets

Down

$2,112,531

Down $70,797 (-3.2%) from 2015

Net Assets

Up

$335,753

Up $81,087 (+32%) from 2015

Liabilities

Down

$1,776,778

Down $151,884 (-7.9%) from 2015

Revenue

Up

$340,918

Up $32,589 (+11%) from 2015

Expenses

Down

$259,831

Down $68,748 (-21%) from 2015

Net Income

Up

$81,087

Up $101,337 (+500%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2011: $2,329,329Liabilities 2011: $1,957,527Net Assets 2011: $371,8022011Assets 2012: $2,286,317Liabilities 2012: $1,965,015Net Assets 2012: $321,3022012Assets 2014: $2,177,787Liabilities 2014: $1,902,871Net Assets 2014: $274,9162014Assets 2015: $2,183,328Liabilities 2015: $1,928,662Net Assets 2015: $254,6662015Assets 2016: $2,112,531Liabilities 2016: $1,776,778Net Assets 2016: $335,7532016Assets 2018: $2,082,210Liabilities 2018: $1,709,768Net Assets 2018: $372,4422018Assets 2019: $1,963,746Liabilities 2019: $1,519,970Net Assets 2019: $443,7762019Assets 2020: $1,910,868Liabilities 2020: $1,457,891Net Assets 2020: $452,9772020Assets 2021: $1,908,990Liabilities 2021: $1,445,514Net Assets 2021: $463,4762021Assets 2022: $1,773,941Liabilities 2022: $1,395,382Net Assets 2022: $378,5592022Assets 2024: $1,997,747Liabilities 2024: $1,567,160Net Assets 2024: $430,5872024

Highlighted filing

2016

Assets$2,112,531
Liabilities$1,776,778
Net Assets$335,753

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2011: $427,9532011Expenses 2012: $315,5702012Revenue 2014: $300,375Expenses 2014: $330,689Net Income 2014: -$30,3142014Revenue 2015: $308,329Expenses 2015: $328,579Net Income 2015: -$20,2502015Revenue 2016: $340,918Expenses 2016: $259,831Net Income 2016: $81,0872016Revenue 2018: $384,306Expenses 2018: $382,645Net Income 2018: $1,6612018Revenue 2019: $459,122Expenses 2019: $387,788Net Income 2019: $71,3342019Revenue 2020: $356,998Expenses 2020: $347,797Net Income 2020: $9,2012020Revenue 2021: $351,580Expenses 2021: $341,081Net Income 2021: $10,4992021Revenue 2022: $308,389Expenses 2022: $393,306Net Income 2022: -$84,9172022Revenue 2024: $557,966Expenses 2024: $457,777Net Income 2024: $100,1892024

Highlighted filing

2016

Revenue$340,918
Expenses$259,831
Net Income$81,087
Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
Feb 6, 2017
Return Version
2015v3.0
Gross Receipts
$340,918
Mission and Program Overview

Mission

The organization develops and operates affordable housing inconjuction with housing opportunites for women, inc. (the supported501(c)(3) organizaiton) for disadvantaged and homeless individuals.

The Organization operates supportive housing for low income individuals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$1,924,522$1,857,761▼ $66,761
Savings and Temporary Cash Investments$26,029$26,072▲ $43
Prepaid Expenses and Deferred Charges$10,115$23,505▲ $13,390
Accounts Receivable-$14,638-
Cash and Non-Interest-Bearing Accounts$43,742$6,626▼ $37,116
Total Assets$2,183,328$2,112,531▼ $70,797
Other Assets Total$178,920$183,929▲ $5,009
Liabilities
Mortgage Notes Payable Secured by Investment Property$982,997$1,020,125▲ $37,128
Other Liabilities$913,403$750,552▼ $162,851
Accounts Payable and Accrued Expenses$32,262$6,101▼ $26,161
Total Liabilities$1,928,662$1,776,778▼ $151,884
Net Assets / Fund Balance
Temporarily Rstr Net Assets$1,231,794$1,194,666▼ $37,128
Unrestricted Net Assets$-977,128$-858,913▲ $118,215
Total Net Assets Fund Balance$254,666$335,753▲ $81,087
Total Liabilities and Net Assets / Fund Balance$2,183,328$2,112,531▼ $70,797

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,668,456$575,852$2,244,308
Land$152,611-$152,611
Equipment$36,694$7,967$44,661
Other Assets Org$183,929--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeOtherTotal
Britt ShawverExecutive Director/CEOPT$91,464$91,464

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$326,422
Investment Income
$148
Other Revenue
$14,348
Change in Net Assets
$81,087
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$259,831
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Depreciation Depletion$86,725--$86,725
Occupancy$50,656--$50,656
Interest$50,007--$50,007
Fees for Services Other$37,607--$37,607
Insurance$17,421--$17,421
Fees for Services Management-$12,000-$12,000
Office Expenses$4,540--$4,540
Fees for Services Legal-$875-$875
Total Functional Expenses$246,956$12,875$0$259,831
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Housing Opportunities for Women$724,491
Tenant Security Deposits$26,061
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 2

Harvey and Doris Adelstein are married and both serve on the Board of Directors.

Form 990, Part VI, Section B, line 11

The 990 was prepared by an outside CPA firm and provided to the entire Board for approval prior to filing.

Form 990, Part VI, Section B, line 12C

All Board members are required to sign conflict of interest policy and the information is retained in the Board member file.

Form 990, Part VI, Section C, line 19

The Organization makes governing documents and audited financial statements available upon request. The audit reports are available on the Illinois Attorney General's website as well.

Filing and Contact Details

Filer

Filer Name
1614-1622 Jonquil Terrace
EIN
26-0558544
Phone
7734655770
Address
1607 West Howard Street 2nd Floor, CHICAGO, IL 60626

Signing Officer

Name
Britt Shawver
Title
Chief Executive Officer
Phone
7734655770
Signed
2017-02-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Britt Shawver
Formed
2008
Legal Domicile
Il
Voting Board Members
5
Independent Board Members
4
Employees
0
Volunteers
4

Preparer

Firm
Desmond & Ahern Ltd
Address
10827 S Western Avenue, Chicago, IL 60643
Preparer
Paul Betlinski
Phone
7737794720
Supplemental Narrative

Additional Explanations

Form 990, Part IX, line 11G

Security: Program service expenses 37,607. Management and general expenses 0. Fundraising expenses 0. Total expenses 37,607.

Financial Statement Notes

Part X, Line 2:

FIN 48 note from Audited Financial Statements The Organization was granted exemptions from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(3). The tax exempt purpose of the Organization and the nature in which it operates is described above. The Organization continues to operate in compliance with their tax exempt purpose. The Organization's annual informational returns filed with the federal and state governments are subject to examination by the Internal Revenue Service for three years after filing. Additionally, the Organization has adopted the requirements for accounting for uncertain tax positions. Management has determined that the Organization was not required to record a liability related to uncertain tax positions as of June 30,2016.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Tenant Security Deposits
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0FIN 48 note from Audited Financial Statements The Organization was granted exemptions from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(3). The tax exempt purpose of the Organization and the nature in which it operates is described above. The Organization continues to operate in compliance with their tax exempt purpose. The Organization's annual informational returns filed with the federal and state governments are subject to examination by the Internal Revenue Service for three years after filing. Additionally, the Organization has adopted the requirements for accounting for uncertain tax positions. Management has determined that the Organization was not required to record a liability related to uncertain tax positions as of June 30,2016.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X, Line 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01857761
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0183929
IRS990ScheduleD/TotalLiabilityAmt0750552
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Harvey and Doris Adelstein are married and both serve on the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The 990 was prepared by an outside CPA firm and provided to the entire Board for approval prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2All Board members are required to sign conflict of interest policy and the information is retained in the Board member file.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The Organization makes governing documents and audited financial statements available upon request. The audit reports are available on the Illinois Attorney General's website as well.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Security: Program service expenses 37,607. Management and general expenses 0. Fundraising expenses 0. Total expenses 37,607.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part IX, line 11g
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd10
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingEntityName/BusinessNameLine1Txt0Housing Opportunities for Women Inc
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0Housing Opportunities for Women Inc
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt1Jonquil Development Corporation
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0363263818
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN1200914522
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(c)(3)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt1501(c)(3)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0IL
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd1IL
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0Subsidized housing for low-income individuals
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt1Subsidized housing for low-income individuals
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt0Line 7
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt1Line 9
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt01607 West Howard Street
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt11607 West Howard Street
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0Chicago
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm1Chicago
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0IL
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd1IL
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd060626
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd160626
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd01
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd01
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd01
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd01
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt0724491
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt1326422
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0Housing Opportunities for Women Inc
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt1Housing Opportunities for Women Inc
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt0E
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt1J
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0IL
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt01231794
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt01194666
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt02183328
IRS990/TotalAssetsEOYAmt02112531
IRS990/TotalAssetsGrp/BOYAmt02183328
IRS990/TotalAssetsGrp/EOYAmt02112531
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt012875
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0246956
IRS990/TotalFunctionalExpensesGrp/TotalAmt0259831
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01928662
IRS990/TotalLiabilitiesEOYAmt01776778
IRS990/TotalLiabilitiesGrp/BOYAmt01928662
IRS990/TotalLiabilitiesGrp/EOYAmt01776778
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0254666
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0335753
IRS990/TotalOtherCompensationAmt05903
IRS990/TotalProgramServiceExpensesAmt0246956
IRS990/TotalProgramServiceRevenueAmt0326422
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt0148
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0340770
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0340918
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt04
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt02183328
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02112531
IRS990/TotReportableCompRltdOrgAmt085561
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0-977128
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0-858913
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01607 West Howard Street 2nd floor
IRS990/USAddress/CityNm0Chicago
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060626
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt04
IRS990/WebsiteAddressTxt0WWW.HOW-INC.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Britt Shawver
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Chief Executive Officer
ReturnHeader/BusinessOfficerGrp/PhoneNum07734655770
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-02-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt01614-1622 Jonquil Terrace
ReturnHeader/Filer/BusinessNameControlTxt01614
ReturnHeader/Filer/EIN0260558544
ReturnHeader/Filer/PhoneNum07734655770
ReturnHeader/Filer/USAddress/AddressLine1Txt01607 West Howard Street 2nd Floor
ReturnHeader/Filer/USAddress/CityNm0CHICAGO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060626

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