Liabilities / Assets
99th percentile
Higher debt load relative to assets than 99% of similar nonprofits.
Maine Automobile Insurance Plan
990EZ • Fiscal year 2019 • EIN 23-7174076
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
2.94x
Liabilities / Revenue
95th percentile
Higher debt load relative to revenue than 95% of similar nonprofits.
Net Margin
78th percentile
Higher net margin than 78% of similar nonprofits.
Top Officer Pay
71st percentile
Higher top officer pay than 71% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
85th percentile
Faster asset growth than 85% of similar nonprofits.
Revenue Growth
27th percentile
Faster revenue growth than 27% of similar nonprofits.
Balance Sheet
Assets
Up$18,197
Up $2,977 (+20%) from 2017
Net Assets
Up-$35,233
Up $6,091 (+15%) from 2017
Liabilities
Down$53,430
Down $3,114 (-5.5%) from 2017
Revenue And Expenses
Revenue
Down$91,446
Down $7,407 (-7.5%) from 2017
Expenses
Down$77,100
Down $11,491 (-13%) from 2017
Net Income
Up$14,346
Up $4,084 (+40%) from 2017
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2019 to Dec 31, 2019
- Signed
- May 13, 2020
- Return Version
- 2019v5.1
- Gross Receipts
- $91,446
Mission and Program Overview
Mission
see note below
Program Services
| Description | Grants | Expenses |
|---|---|---|
| To make motor vehicle insurance available for personsnot able to obtain coverage in the voluntary market. | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Thomas NoyesNoyes Hall Allen | Gov Comm Member | - | $0 | - | - |
| - | Gov Comm Member | - | $0 | - | - |
| - | Gov Comm Member | - | $0 | - | - |
| - | Gov Comm Member | - | $0 | - | - |
| Daniel FisherSanford Ins Agency | Gov Comm Member | - | $0 | - | - |
| - | Gov Comm Member | - | $0 | - | - |
| - | Gov Comm Member | - | $0 | - | - |
| - | Gov Comm Member | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Maine Automobile Insurance Plan
- EIN
- 23-7174076
- Phone
- 4019462310
- Address
- c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI 02919-4932
Signing Officer
- Name
- Sherri Palermo
- Title
- Accounting Manager
- Phone
- 4019462310
- Signed
- 2020-05-13
Supplemental Narrative
Additional Explanations
Form 990EZ, Part I, Line 8
“Bad Debt Recovery 522.”
Form 990EZ, Part I, Line 16
“Insurance 289.”
Form 990EZ, Part I, Line 16
“Travel 594.”
Form 990EZ, Part I, Line 16
“Equipment rental 222.”
Form 990EZ, Part I, Line 16
“Payroll processing 138.”
Form 990EZ, Part I, Line 16
“Miscellaneous 32.”
Form 990EZ, Part I, Line 20
“Reapportionment of prior year's excess -10221.”
Form 990EZ, Part I, Line 20
“Reallocation adjustment 3549.”
Form 990EZ, Part I, Line 20
“Pension related changes other than net periodic cost -12000.”
Form 990EZ, Part II, Line 24
“Accounts Receivable 2062. 3179.”
Form 990EZ, Part II, Line 26
“Accounts Payable & Accrued Expenses 2596. 2063.”
Form 990EZ, Part II, Line 26
“Due to AIPSO - pension 40665. 49823.”
Form 990EZ, Part II, Line 26
“Due to AIPSO - vacation 1408. 1544.”
Raw XML Appendix165 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | AIPSO |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 4019462310 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 302 CENTRAL AVENUE |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | JOHNSTON |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | RI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 029194932 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 11700 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 15018 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 0 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 14346 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 15263 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 13762 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 18197 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GainOrLossFromSaleOfAssetsAmt | 0 | 0 |
| IRS990EZ/GrossProfitLossSlsOfInvntryAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 91446 |
| IRS990EZ/GrossReceiptsForPublicUseAmt | 0 | 0 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InitiationFeesAndCapContriAmt | 0 | 0 |
| IRS990EZ/InvestmentIncomeAmt | 0 | 387 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 90537 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | -30907 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | -35233 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | -30907 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | -35233 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 4044 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt | 0 | Nationwide Mutual Ins Co |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt | 1 | State Farm Mut Auto Ins Co |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt | 2 | Allstate Insurance Co |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt | 3 | The Travelers Co's Inc |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt | 4 | Amica Mutual Ins Co |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt | 5 | Progressive Cas Ins Co |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | Thomas NoyesNoyes Hall Allen |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | Daniel FisherSanford Ins Agency |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | Gov Comm Member |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 2062 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 3179 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | -18672 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 1275 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 522 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | see note below |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 565 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | To make motor vehicle insurance available for personsnot able to obtain coverage in the voluntary market. |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 55953 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 44669 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 53430 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 77100 |
| IRS990EZ/TotalRevenueAmt | 0 | 91446 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationAssocInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | www.aipso.com/me |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Bad Debt Recovery 522. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Insurance 289. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Travel 594. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Equipment rental 222. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Payroll processing 138. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Miscellaneous 32. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Reapportionment of prior year's excess -10221. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Reallocation adjustment 3549. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | Pension related changes other than net periodic cost -12000. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | Accounts Receivable 2062. 3179. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | Accounts Payable & Accrued Expenses 2596. 2063. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | Due to AIPSO - pension 40665. 49823. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | Due to AIPSO - vacation 1408. 1544. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990EZ, Part I, Line 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990EZ, Part I, Line 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990EZ, Part I, Line 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990EZ, Part I, Line 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990EZ, Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990EZ, Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Form 990EZ, Part II, Line 26 |
| ReturnHeader/BuildTS | 0 | 2021-01-29 14:40:06Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Sherri Palermo |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Accounting Manager |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4019462310 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2020-05-13 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MAINE AUTOMOBILE INSURANCE PLAN |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MAIN |
| ReturnHeader/Filer/EIN | 0 | 237174076 |
| ReturnHeader/Filer/PhoneNum | 0 | 4019462310 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | c/o AIPSO 302 CENTRAL AVENUE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | JOHNSTON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | RI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 029194932 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | C90AFD6DC90ACA4F5CB076DBBBFEC717CF36B374 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | C90AFD6DC90ACA4F5CB076DBBBFEC717CF36B374 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 165.225.38.93 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2020-10-30 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | PD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 07:46:46 |
| ReturnHeader/ReturnTs | 0 | 2020-10-30T07:46:51-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2019-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2019-12-31 |
| ReturnHeader/TaxYr | 0 | 2019 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $18,197
- Liabilities
- $53,430
- Net assets
- -$35,233
- Revenue
- $91,446
- Expenses
- $77,100
- Net income
- $14,346