Civic Intelligence

Maine Automobile Insurance Plan

990EZ • Fiscal year 2016 • EIN 23-7174076

Jan 01, 2016 to Dec 31, 2016 • Filed on Jul 12, 2017

c/o AIPSO 302 CENTRAL AVENUEJohnston, RI 02919-4932

(401) 946-2310

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

2.42x

Higher debt load relative to assets than 99% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

93rd percentile

0.44x

Higher debt load relative to revenue than 93% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Net Margin

77th percentile

14%

Higher net margin than 77% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Asset Growth

26th percentile

-9.9%

Faster asset growth than 26% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

27th percentile

-10%

Faster revenue growth than 27% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Assets

Down

$21,448

Down $5,301 (-20%) from 2014

Net Assets

Up

-$30,459

Up $15,097 (+33%) from 2014

Liabilities

Down

$51,907

Down $20,398 (-28%) from 2014

Revenue

Down

$118,820

Down $30,066 (-20%) from 2014

Expenses

Down

$101,908

Down $13,345 (-12%) from 2014

Net Income

Down

$16,912

Down $16,721 (-50%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0-$50KAssets 2010: $46,428Liabilities 2010: $42,577Net Assets 2010: $3,8512010Assets 2011: $40,246Liabilities 2011: $58,492Net Assets 2011: -$18,2462011Assets 2012: $39,262Liabilities 2012: $86,413Net Assets 2012: -$47,1512012Assets 2014: $26,749Liabilities 2014: $72,305Net Assets 2014: -$45,5562014Assets 2016: $21,448Liabilities 2016: $51,907Net Assets 2016: -$30,4592016Assets 2017: $15,220Liabilities 2017: $56,544Net Assets 2017: -$41,3242017Assets 2019: $18,197Liabilities 2019: $53,430Net Assets 2019: -$35,2332019Assets 2020: $19,541Liabilities 2020: $63,121Net Assets 2020: -$43,5802020Assets 2021: $21,282Liabilities 2021: $43,583Net Assets 2021: -$22,3012021Assets 2024: $14,967Liabilities 2024: $30,517Net Assets 2024: -$15,5502024

Highlighted filing

2016

Assets$21,448
Liabilities$51,907
Net Assets-$30,459

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0Revenue 2010: $139,438Expenses 2010: $128,298Net Income 2010: $11,1402010Revenue 2011: $147,944Expenses 2011: $134,694Net Income 2011: $13,2502011Revenue 2012: $146,942Expenses 2012: $142,700Net Income 2012: $4,2422012Revenue 2014: $148,886Expenses 2014: $115,253Net Income 2014: $33,6332014Revenue 2016: $118,820Expenses 2016: $101,908Net Income 2016: $16,9122016Revenue 2017: $98,853Expenses 2017: $88,591Net Income 2017: $10,2622017Revenue 2019: $91,446Expenses 2019: $77,100Net Income 2019: $14,3462019Revenue 2020: $80,560Expenses 2020: $66,790Net Income 2020: $13,7702020Revenue 2021: $82,270Expenses 2021: $70,634Net Income 2021: $11,6362021Revenue 2024: $67,991Expenses 2024: $64,746Net Income 2024: $3,2452024

Highlighted filing

2016

Revenue$118,820
Expenses$101,908
Net Income$16,912
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Jul 12, 2017
Return Version
2016v3.0
Gross Receipts
$118,820
Mission and Program Overview

Mission

see note below

Program Services

DescriptionGrantsExpenses
TO MAKE MOTOR VEHICLE INSURANCE AVAILABLE FOR PERSONS NOT ABLE TO OBTAIN COVERAGE IN THE VOLUNTARY MARKET.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
THOMAS NOYESNOYES HALL ALLENGov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
DANIEL FISHERSANFORD INS AGENCYGov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
Filing and Contact Details

Filer

Filer Name
Maine Automobile Insurance Plan
EIN
23-7174076
Phone
4019462310
Address
c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI 02919-4932

Signing Officer

Name
David Maynard
Title
Accounting Manager
Phone
4019462310
Signed
2017-07-12
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

Insurance 481.

Form 990EZ, Part I, Line 16

Travel 883.

Form 990EZ, Part I, Line 16

Equipment rental 397.

Form 990EZ, Part I, Line 16

Payroll processing 164.

Form 990EZ, Part I, Line 16

Miscellaneous 82.

Form 990EZ, Part I, Line 20

Reapportionment of prior year's excess -21866.

Form 990EZ, Part I, Line 20

Reallocation adjustment 4563.

Form 990EZ, Part I, Line 20

Pension related changes other than net periodic cost -3245.

Form 990EZ, Part II, Line 24

Accounts Receivable 3713. 5360.

Form 990EZ, Part II, Line 24

Prepaid Expenses 659. 0.

Form 990EZ, Part II, Line 26

Accounts Payable & Accrued Expenses 6251. 4306.

Form 990EZ, Part II, Line 26

Due to AIPSO - pension 42743. 45831.

Form 990EZ, Part II, Line 26

Due to AIPSO - vacation 1624. 1770.

Form 990, Part IX, Line 24E

Miscellaneous

Form 990, Part IX, Line 24E

Bad debt

Raw XML Appendix159 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0AIPSO
IRS990EZ/BooksInCareOfDetail/PhoneNum04019462310
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0302 CENTRAL AVENUE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0JOHNSTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0RI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0029194932
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt019423
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt016088
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt016912
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt021812
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt023795
IRS990EZ/Form990TotalAssetsGrp/EOYAmt021448
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0118820
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt037
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt0118783
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-26823
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-30459
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-26823
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-30459
IRS990EZ/OccupancyRentUtltsAndMaintAmt04697
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt91.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt0Hanover Insurance Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt1Nationwide Mutual Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt2State Farm Mut Auto Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt3Allstate Insurance Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt4Concord General Mutual Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt5The Travelers Co's Inc
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt6Amica Mutual Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt7Progressive Cas Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0THOMAS NOYESNOYES HALL ALLEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DANIEL FISHERSANFORD INS AGENCY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Gov Comm Member
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt04372
IRS990EZ/OtherAssetsTotalDetail/EOYAmt05360
IRS990EZ/OtherChangesInNetAssetsAmt0-20548
IRS990EZ/OtherExpensesTotalAmt02007
IRS990EZ/PrimaryExemptPurposeTxt0see note below
IRS990EZ/PrintingPublicationsPostageAmt0763
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO MAKE MOTOR VEHICLE INSURANCE AVAILABLE FOR PERSONS NOT ABLE TO OBTAIN COVERAGE IN THE VOLUNTARY MARKET.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt072629
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt050618
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt051907
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0101908
IRS990EZ/TotalRevenueAmt0118820
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0www.aipso.com/me
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Insurance 481.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Travel 883.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Equipment rental 397.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Payroll processing 164.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Miscellaneous 82.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Reapportionment of prior year's excess -21866.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Reallocation adjustment 4563.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Pension related changes other than net periodic cost -3245.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Accounts Receivable 3713. 5360.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Prepaid Expenses 659. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Accounts Payable & Accrued Expenses 6251. 4306.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Due to AIPSO - pension 42743. 45831.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Due to AIPSO - vacation 1624. 1770.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Miscellaneous
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Bad debt
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990, Part IX, Line 24e
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm0DAVID MAYNARD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0ACCOUNTING MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum04019462310
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-07-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MAINE AUTOMOBILE INSURANCE PLAN
ReturnHeader/Filer/BusinessNameControlTxt0MAIN
ReturnHeader/Filer/EIN0237174076
ReturnHeader/Filer/PhoneNum04019462310
ReturnHeader/Filer/USAddress/AddressLine1Txt0c/o AIPSO 302 CENTRAL AVENUE
ReturnHeader/Filer/USAddress/CityNm0JOHNSTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0RI
ReturnHeader/Filer/USAddress/ZIPCd0029194932
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId02A0955F98B5687D8F32B58D4D08A8C2C40F71CCC
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId02A0955F98B5687D8F32B58D4D08A8C2C40F71CCC
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0199.168.151.163
ReturnHeader/FilingSecurityInformation/IPDt02017-07-26
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0PD
ReturnHeader/FilingSecurityInformation/IPTm004:49:00
ReturnHeader/ReturnTs02017-07-26T04:49:08-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2016 filings • 501(c)6 • <$500k nonprofits