Civic Intelligence

Maine Automobile Insurance Plan

EIN 23-7174076 • 501(c)6 • Johnston, RI

Profile

see note below

c/o AIPSO 302 CENTRAL AVENUEJohnston, RI 02919-4932

www.aipso.com/me

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

98th percentile

2.04x

Higher debt load relative to assets than 98% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

92nd percentile

0.45x

Higher debt load relative to revenue than 92% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

58th percentile

4.8%

Higher net margin than 58% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

85th percentile

29%

Faster asset growth than 85% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

53rd percentile

0.7%

Faster revenue growth than 53% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets98th percentile

Assets

Down

$14,967

Down $6,315 (-30%) from 2021

Liabilities

Down

$30,517

Down $13,066 (-30%) from 2021

Net Assets

Up

-$15,550

Up $6,751 (+30%) from 2021

Operations
Liabilities / Revenue92nd percentileNet Margin58th percentile

Revenue

Down

$67,991

Down $14,279 (-17%) from 2021

Expenses

Down

$64,746

Down $5,888 (-8.3%) from 2021

Net Income

Down

$3,245

Down $8,391 (-72%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth85th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0-$50KAssets 2010: $46,428Liabilities 2010: $42,577Net Assets 2010: $3,8512010Assets 2011: $40,246Liabilities 2011: $58,492Net Assets 2011: -$18,2462011Assets 2012: $39,262Liabilities 2012: $86,413Net Assets 2012: -$47,1512012Assets 2014: $26,749Liabilities 2014: $72,305Net Assets 2014: -$45,5562014Assets 2016: $21,448Liabilities 2016: $51,907Net Assets 2016: -$30,4592016Assets 2017: $15,220Liabilities 2017: $56,544Net Assets 2017: -$41,3242017Assets 2019: $18,197Liabilities 2019: $53,430Net Assets 2019: -$35,2332019Assets 2020: $19,541Liabilities 2020: $63,121Net Assets 2020: -$43,5802020Assets 2021: $21,282Liabilities 2021: $43,583Net Assets 2021: -$22,3012021Assets 2024: $14,967Liabilities 2024: $30,517Net Assets 2024: -$15,5502024

Highlighted filing

2024

Assets$14,967
Liabilities$30,517
Net Assets-$15,550
Open 2024 Filing

Operations Trend

Revenue Growth53rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0Revenue 2010: $139,438Expenses 2010: $128,298Net Income 2010: $11,1402010Revenue 2011: $147,944Expenses 2011: $134,694Net Income 2011: $13,2502011Revenue 2012: $146,942Expenses 2012: $142,700Net Income 2012: $4,2422012Revenue 2014: $148,886Expenses 2014: $115,253Net Income 2014: $33,6332014Revenue 2016: $118,820Expenses 2016: $101,908Net Income 2016: $16,9122016Revenue 2017: $98,853Expenses 2017: $88,591Net Income 2017: $10,2622017Revenue 2019: $91,446Expenses 2019: $77,100Net Income 2019: $14,3462019Revenue 2020: $80,560Expenses 2020: $66,790Net Income 2020: $13,7702020Revenue 2021: $82,270Expenses 2021: $70,634Net Income 2021: $11,6362021Revenue 2024: $67,991Expenses 2024: $64,746Net Income 2024: $3,2452024

Highlighted filing

2024

Revenue$67,991
Expenses$64,746
Net Income$3,245
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$14,967
Liabilities
$30,517
Net assets
-$15,550
Revenue
$67,991
Expenses
$64,746
Net income
$3,245
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.15$0.31$0.16$0.68$0.65$0.03
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.21$0.44$0.22$0.82$0.71$0.12
2020Detailed filing. Detailed filing data is available for this year.$0.20$0.63$0.44$0.81$0.67$0.14
2019Detailed filing. Detailed filing data is available for this year.$0.18$0.53$0.35$0.91$0.77$0.14
2017Detailed filing. Detailed filing data is available for this year.$0.15$0.57$0.41$0.99$0.89$0.10
2016Detailed filing. Detailed filing data is available for this year.$0.21$0.52$0.30$1.19$1.02$0.17
2014Detailed filing. Detailed filing data is available for this year.$0.27$0.72$0.46$1.49$1.15$0.34
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.39$0.86$0.47$1.47$1.43$0.04
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.40$0.58$0.18$1.48$1.35$0.13
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.46$0.43$0.04$1.39$1.28$0.11
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 25, 2025
Return Version
2024v5.2
Gross Receipts
$67,991
Mission and Program Overview

Mission

see note below

Program Services

DescriptionGrantsExpenses
To make motor vehicle insurance available for personsnot able to obtain coverage in the voluntary market.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
Filing and Contact Details

Filer

Filer Name
Maine Automobile Insurance Plan
EIN
23-7174076
Phone
4019462310
Address
c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI 02919-4932

Signing Officer

Name
David Maynard
Title
Sr. Manager, Financial & Investment
Phone
4019462310
Signed
2025-09-25
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“Insurance 184.”

Form 990EZ, Part I, Line 16

“Miscellaneous 116.”

Form 990EZ, Part I, Line 20

“Reapportionment of prior years excess -718.”

Form 990EZ, Part I, Line 20

“Reallocation adjustment 85.”

Form 990EZ, Part I, Line 20

“Change in pension benefit other than net periodic cost 4912.”

Form 990EZ, Part II, Line 24

“Accounts Receivable 1700. 155.”

Form 990EZ, Part II, Line 26

“Accounts Payable & Accrued Expenses 5949. 6786.”

Form 990EZ, Part II, Line 26

“Due to AIPSO - pension 28766. 23731.”

Raw XML Appendix154 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0AIPSO
IRS990EZ/BooksInCareOfDetail/PhoneNum04019462310
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0302 CENTRAL AVENUE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0JOHNSTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0RI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0029194932
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt09941
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt014812
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt03245
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt011977
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt011641
IRS990EZ/Form990TotalAssetsGrp/EOYAmt014967
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt067991
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt01163
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt066828
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-23074
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-15550
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-23074
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-15550
IRS990EZ/OccupancyRentUtltsAndMaintAmt01549
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt70.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt80.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt0Nationwide Mutual Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt1State Farm Mut Auto Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt2Sanford Ins Agency
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt3The Travelers Co's Inc
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt4Amica Mutual Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt5Progressive Cas Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt6HB InsDanielle Marquis
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt7Hanover Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt8Allstate Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Gov Comm Member
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt01700
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0155
IRS990EZ/OtherChangesInNetAssetsAmt04279
IRS990EZ/OtherExpensesTotalAmt0300
IRS990EZ/PrimaryExemptPurposeTxt0see note below
IRS990EZ/PrintingPublicationsPostageAmt0244
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To make motor vehicle insurance available for personsnot able to obtain coverage in the voluntary market.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt050676
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt034715
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt030517
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt064746
IRS990EZ/TotalRevenueAmt067991
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0www.aipso.com/me
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Insurance 184.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Miscellaneous 116.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Reapportionment of prior years excess -718.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Reallocation adjustment 85.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Change in pension benefit other than net periodic cost 4912.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Accounts Receivable 1700. 155.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Accounts Payable & Accrued Expenses 5949. 6786.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Due to AIPSO - pension 28766. 23731.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part II, Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0David Maynard
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Sr. Manager, Financial & Investment
ReturnHeader/BusinessOfficerGrp/PhoneNum04019462310
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-25
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MAINE AUTOMOBILE INSURANCE PLAN
ReturnHeader/Filer/BusinessNameControlTxt0MAIN
ReturnHeader/Filer/EIN0237174076
ReturnHeader/Filer/PhoneNum04019462310
ReturnHeader/Filer/USAddress/AddressLine1Txt0c/o AIPSO 302 CENTRAL AVENUE
ReturnHeader/Filer/USAddress/CityNm0JOHNSTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0RI
ReturnHeader/Filer/USAddress/ZIPCd0029194932
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/ReturnTs02025-10-02T10:57:36-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits