Civic Intelligence

White Rose Credit Union

990 • Fiscal year 2014 • EIN 23-1402813

Jan 01, 2014 to Dec 31, 2014 • Filed on Nov 13, 2015

Organization ProfileWWW.WHITEROSECU.COM

View Organization Page

3498 Industrial DriveYork, PA 17402

(717) 755-9773

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

41st percentile

0.88x

Higher debt load relative to assets than 41% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Liabilities / Revenue

52nd percentile

19.22x

Higher debt load relative to revenue than 52% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Net Margin

10th percentile

-1.2%

Higher net margin than 10% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Top Officer Pay

17th percentile

$98,074

Higher top officer pay than 17% of similar nonprofits.

Top officer pay equals 3.4% of source-year revenue.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Asset Growth

34th percentile

1.0%

Faster asset growth than 34% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2013 to 2014

Revenue Growth

53rd percentile

0.7%

Faster revenue growth than 53% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets41st percentile

Assets

Up

$62,178,888

Up $636,072 (+1.0%) from 2013

Net Assets

Up

$7,376,524

Up $227,332 (+3.2%) from 2013

Liabilities

Up

$54,802,364

Up $408,740 (+0.8%) from 2013

Revenue And Expenses
Liabilities / Revenue52nd percentileNet Margin10th percentile

Revenue

Up

$2,850,787

Up $18,832 (+0.7%) from 2013

Expenses

Up

$2,885,935

Up $162,086 (+6.0%) from 2013

Net Income

Down

-$35,148

Down $143,254 (-133%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth34th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $56,142,993Liabilities 2010: $50,042,411Net Assets 2010: $6,100,5822010Assets 2011: $56,410,284Liabilities 2011: $49,987,259Net Assets 2011: $6,423,0252011Assets 2012: $61,412,791Liabilities 2012: $54,372,239Net Assets 2012: $7,040,5522012Assets 2013: $61,542,816Liabilities 2013: $54,393,624Net Assets 2013: $7,149,1922013Assets 2014: $62,178,888Liabilities 2014: $54,802,364Net Assets 2014: $7,376,5242014Assets 2015: $66,051,462Liabilities 2015: $59,324,027Net Assets 2015: $6,727,4352015Assets 2016: $71,176,220Liabilities 2016: $64,510,386Net Assets 2016: $6,665,8342016Assets 2017: $73,847,966Liabilities 2017: $67,191,383Net Assets 2017: $6,656,5832017Assets 2018: $80,875,946Liabilities 2018: $73,862,684Net Assets 2018: $7,013,2622018Assets 2019: $82,814,237Liabilities 2019: $75,300,852Net Assets 2019: $7,513,3852019Assets 2020: $95,917,868Liabilities 2020: $88,069,398Net Assets 2020: $7,848,4702020Assets 2021: $105,277,487Liabilities 2021: $96,959,235Net Assets 2021: $8,318,2522021Assets 2022: $111,239,873Liabilities 2022: $102,567,852Net Assets 2022: $8,672,0212022Assets 2023: $111,353,983Liabilities 2023: $101,964,376Net Assets 2023: $9,389,6072023Assets 2024: $114,202,315Liabilities 2024: $104,794,355Net Assets 2024: $9,407,9602024

Highlighted filing

2014

Assets$62,178,888
Liabilities$54,802,364
Net Assets$7,376,524
Open 2014 Filing

Operations Trend

Revenue Growth53rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $2,763,5672010Expenses 2011: $2,726,8982011Expenses 2012: $2,709,5992012Revenue 2013: $2,831,955Expenses 2013: $2,723,849Net Income 2013: $108,1062013Revenue 2014: $2,850,787Expenses 2014: $2,885,935Net Income 2014: -$35,1482014Revenue 2015: $2,889,648Expenses 2015: $3,542,135Net Income 2015: -$652,4872015Revenue 2016: $3,380,984Expenses 2016: $3,443,701Net Income 2016: -$62,7172016Revenue 2017: $4,042,267Expenses 2017: $3,887,512Net Income 2017: $154,7552017Revenue 2018: $4,402,038Expenses 2018: $4,046,474Net Income 2018: $355,5642018Revenue 2019: $4,861,551Expenses 2019: $4,362,099Net Income 2019: $499,4522019Revenue 2020: $4,589,239Expenses 2020: $4,392,971Net Income 2020: $196,2682020Revenue 2021: $4,605,733Expenses 2021: $4,136,724Net Income 2021: $469,0092021Revenue 2022: $4,844,136Expenses 2022: $4,491,547Net Income 2022: $352,5892022Revenue 2023: $6,735,893Expenses 2023: $5,927,494Net Income 2023: $808,3992023Revenue 2024: $6,705,909Expenses 2024: $6,728,351Net Income 2024: -$22,4422024

Highlighted filing

2014

Revenue$2,850,787
Expenses$2,885,935
Net Income-$35,148
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 13, 2015
Return Version
2014v5.0
Gross Receipts
$2,850,787
Mission and Program Overview

Mission

White rose credit union is committed to improving the lives of our members and community, and inspiring others to do the same. It's our community. We care.

It is our belief that our members are the heart of white rose credit union. Through the education of our members, our employees, and our volunteers, we strive to: improve the quality of life for our members financial security by encouraging regular savings, providing education and counseling about credit and making loans for productive purposes. Serve the best interests of our members and community by operating on democratic ideals. Encourage help through self-help by living by the credit union philosophy of people helping people. Safety, soundness, service and democracy in action. These are but a few reasons why your decision to become a white rose credit union member is a wise one.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$31,419,201$31,743,435▲ $324,234
Investments in Publicly Traded Securities$12,079,000$13,498,000▲ $1,419,000
Investments Other Securities$11,517,488$10,250,395▼ $1,267,093
Rtn Earn Endowment Incm Other Fnds$7,149,192$7,376,524▲ $227,332
Savings and Temporary Cash Investments$3,510,868$2,615,875▼ $894,993
Land, Buildings, and Equipment, Net$1,827,532$1,766,313▼ $61,219
Cash and Non-Interest-Bearing Accounts$410,285$1,029,654▲ $619,369
Prepaid Expenses and Deferred Charges$145,863$197,385▲ $51,522
Accounts Receivable$109,525$115,016▲ $5,491
Intangible Assets$21,663$19,083▼ $2,580
Total Assets$61,542,816$62,178,888▲ $636,072
Other Assets Total$501,391$943,732▲ $442,341
Liabilities
Other Liabilities$53,549,614$54,585,916▲ $1,036,302
Accounts Payable and Accrued Expenses$844,010$216,448▼ $627,562
Total Liabilities$54,393,624$54,802,364▲ $408,740
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,149,192$7,376,524▲ $227,332
Total Liabilities and Net Assets / Fund Balance$61,542,816$62,178,888▲ $636,072

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,157,286$419,240$1,576,526
Equipment$288,343-$288,343
Land$261,521-$261,521
Leasehold Improvements$59,163$8,181$67,344
Other Securities$15,000--
Compensation and Service Providers
Top Officer Pay17th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Debra KauffmanCEO/treasureFT$79,322$18,752$98,074

Board Members and Trustees

NameTitle
Theresa HalpinVice Chair
George Watson IvDirector
James SanfordDirector
Jeffrey a DeisingerDirector
John Brownlee JrDirector
Walter Bowman JrDirector
Donald Sweitzer JrSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,567,900
Investment Income
$234,618
Other Revenue
$48,269
Change in Net Assets
$-35,148
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,512,200
Salaries, Compensation, and Employee Benefits$1,373,735
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,056,202
Office Expenses---$492,754
Depreciation Depletion---$280,303
Interest---$151,546
Fees for Services Other---$132,295
Occupancy---$118,471
Payroll Taxes---$102,306
Current Officers, Directors, Trustees, and Key Employees---$98,074
Advertising---$89,684
Other Employee Benefits---$82,369
Other Expenses---$51,116
Pension Plan Contributions---$34,784
Insurance---$27,296
Travel---$14,629
Fees for Services Accounting---$10,199
Total Functional Expenses$0$0$0$2,885,935
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$28,605,791
Share Drafts$6,779,922
Share Certificates$6,745,509
Ira Shares & Certificates$5,948,646
Money Market$5,000,975
Other Shares$1,505,073
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union has a single class of members. Each member has a single vote in the election of the members to the credit union's board of directors.”

Form 990, Page 6, Part VI, Line 7A

“The credit union has a single class of members. Each member has a single vote in the election of members to the credit union's board of directors.”

Form 990, Page 6, Part VI, Line 7B

“The credit union's members must approve: -the merger of the credit union. -the dissolution or conversion of the credit union. -changes to the credit union's charter, articles and bylaws.”

Form 990, Page 6, Part VI, Line 11B

“The form 990 is reviewed by the credit union's ceo prior to submission.”

Form 990, Page 6, Part VI, Line 19

“The credit union's financial statements are posted in the credit union lobby on a monthly basis. Quarterly financial statements (call reports) are available on www.ncua.gov.”

Filing and Contact Details

Filer

Filer Name
White Rose Credit Union
EIN
23-1402813
Phone
7177559773
Address
3498 INDUSTRIAL DRIVE, YORK, PA 17402

Signing Officer

Name
Debra Kauffman
Title
CEO
Phone
7177559773
Signed
2015-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Debra Kauffman
Formed
1950
Legal Domicile
Pa
Voting Board Members
8
Independent Board Members
7
Employees
55
Volunteers
7

Preparer

Firm
Padden Guerrini & Associates Pc
Address
91 CUMBERLAND PARKWAY, MECHANICSBURG, PA 17055-5676
Preparer
Frederick a Tabor
Phone
7177909333
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“It is our belief that our members are the heart of white rose credit union. Through the education of our members, our employees, and our volunteers, we strive to: improve the quality of life for our members financial security by encouraging regular savings, providing education and counseling about credit and making loans for productive purposes. Serve the best interests of our members and community by operating on democratic ideals. Encourage help through self-help by living by the credit union philosophy of people helping people. Safety, soundness, service and democracy in action. These are but a few reasons why your decision to become a white rose credit union member is a wise one.”

Form 990, Page 2, Part III, Line 4D

“Provide loans and financial services to more than 10,000 members.”

Form 990, Part XI, Line 9

“New member fees 0 equity acquired in merger 262,480”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OthNotesLoansReceivableNetGrp/BOYAmt031419201
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt031743435
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0102306
IRS990/PensionPlanContributionsGrp/TotalAmt034784
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0145863
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0197385
IRS990/PrincipalOfficerNm0DEBRA KAUFFMAN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01835364
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1410652
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2321884
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01835364
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1410652
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2321884
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE FINANCIAL SERVICES TO MORE THAN 10,000 MEMBERS.
IRS990/ProgSrvcAccomActyOtherGrp/Desc0PROVIDE LOANS AND FINANCIAL SERVICES TO MORE THAN 10,000 MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0214724
IRS990/PYOtherExpensesAmt01396549
IRS990/PYProgramServiceRevenueAmt02617231
IRS990/PYRevenuesLessExpensesAmt0108106
IRS990/PYSalariesCompEmpBnftPaidAmt01327300
IRS990/PYTotalExpensesAmt02723849
IRS990/PYTotalRevenueAmt02831955
IRS990/ReconcilationRevenueExpnssAmt0-35148
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt015981
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07149192
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07376524
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03510868
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02615875
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01157286
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0419240
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01576526
IRS990ScheduleD/EquipmentGrp/BookValueAmt0288343
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0288343
IRS990ScheduleD/LandGrp/BookValueAmt0261521
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0261521
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt059163
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt08181
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt067344
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt028605791
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt16779922
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt26745509
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt35948646
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt45000975
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt51505073
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SHARE CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3IRA SHARES & CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5OTHER SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt09967000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1268395
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt215000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CORP CU PERPETUAL CAPITAL
IRS990ScheduleD/OtherSecuritiesGrp/Desc2PACUSC STOCK
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01766313
IRS990ScheduleD/TotalBookValueSecuritiesAmt010250395
IRS990ScheduleD/TotalLiabilityAmt054585916
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0IT IS OUR BELIEF THAT OUR MEMBERS ARE THE HEART OF WHITE ROSE CREDIT UNION. THROUGH THE EDUCATION OF OUR MEMBERS, OUR EMPLOYEES, AND OUR VOLUNTEERS, WE STRIVE TO: IMPROVE THE QUALITY OF LIFE FOR OUR MEMBERS FINANCIAL SECURITY BY ENCOURAGING REGULAR SAVINGS, PROVIDING EDUCATION AND COUNSELING ABOUT CREDIT AND MAKING LOANS FOR PRODUCTIVE PURPOSES. SERVE THE BEST INTERESTS OF OUR MEMBERS AND COMMUNITY BY OPERATING ON DEMOCRATIC IDEALS. ENCOURAGE HELP THROUGH SELF-HELP BY LIVING BY THE CREDIT UNION PHILOSOPHY OF PEOPLE HELPING PEOPLE. SAFETY, SOUNDNESS, SERVICE AND DEMOCRACY IN ACTION. THESE ARE BUT A FEW REASONS WHY YOUR DECISION TO BECOME A WHITE ROSE CREDIT UNION MEMBER IS A WISE ONE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PROVIDE LOANS AND FINANCIAL SERVICES TO MORE THAN 10,000 MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF THE MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CREDIT UNION'S MEMBERS MUST APPROVE: -THE MERGER OF THE CREDIT UNION. -THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION. -CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES AND BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE FORM 990 IS REVIEWED BY THE CREDIT UNION'S CEO PRIOR TO SUBMISSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CREDIT UNION'S FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY ON A MONTHLY BASIS. QUARTERLY FINANCIAL STATEMENTS (CALL REPORTS) ARE AVAILABLE ON WWW.NCUA.GOV.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7NEW MEMBER FEES 0 EQUITY ACQUIRED IN MERGER 262,480
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt061542816
IRS990/TotalAssetsEOYAmt062178888
IRS990/TotalAssetsGrp/BOYAmt061542816
IRS990/TotalAssetsGrp/EOYAmt062178888
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt055
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt02885935
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt054393624
IRS990/TotalLiabilitiesEOYAmt054802364
IRS990/TotalLiabilitiesGrp/BOYAmt054393624
IRS990/TotalLiabilitiesGrp/EOYAmt054802364
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt07149192
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt07376524
IRS990/TotalOtherCompensationAmt018752
IRS990/TotalProgramServiceRevenueAmt02567900
IRS990/TotalReportableCompFromOrgAmt079322
IRS990/TotalRevenueGrp/ExclusionAmt0250599
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02600188
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02850787
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt061542816
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt062178888
IRS990/TravelGrp/TotalAmt014629
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt03498 INDUSTRIAL DRIVE
IRS990/USAddress/CityNm0YORK
IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd017402
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.WHITEROSECU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DEBRA KAUFFMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum07177559773
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WHITE ROSE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0WHIT
ReturnHeader/Filer/EIN0231402813
ReturnHeader/Filer/PhoneNum07177559773
ReturnHeader/Filer/USAddress/AddressLine1Txt03498 INDUSTRIAL DRIVE
ReturnHeader/Filer/USAddress/CityNm0YORK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd017402
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232290841
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PADDEN GUERRINI & ASSOCIATES PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt091 CUMBERLAND PARKWAY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MECHANICSBURG
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0170555676
ReturnHeader/PreparerPersonGrp/PhoneNum07177909333
ReturnHeader/PreparerPersonGrp/PreparationDt02015-11-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0FREDERICK A TABOR
ReturnHeader/ReturnTs02015-11-16T15:41:58-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$62,178,888
Liabilities
$54,802,364
Net assets
$7,376,524
Revenue
$2,850,787
Expenses
$2,885,935
Net income
-$35,148
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$114$105$9.41$6.71$6.73$0.02
2023Detailed filing. Detailed filing data is available for this year.$111$102$9.39$6.74$5.93$0.81
2022Detailed filing. Detailed filing data is available for this year.$111$103$8.67$4.84$4.49$0.35
2021Detailed filing. Detailed filing data is available for this year.$105$97.0$8.32$4.61$4.14$0.47
2020Detailed filing. Detailed filing data is available for this year.$95.9$88.1$7.85$4.59$4.39$0.20
2019Detailed filing. Detailed filing data is available for this year.$82.8$75.3$7.51$4.86$4.36$0.50
2018Detailed filing. Detailed filing data is available for this year.$80.9$73.9$7.01$4.40$4.05$0.36
2017Detailed filing. Detailed filing data is available for this year.$73.8$67.2$6.66$4.04$3.89$0.15
2016Detailed filing. Detailed filing data is available for this year.$71.2$64.5$6.67$3.38$3.44$0.06
2015Detailed filing. Detailed filing data is available for this year.$66.1$59.3$6.73$2.89$3.54$0.65
2014Detailed filing. Detailed filing data is available for this year.$62.2$54.8$7.38$2.85$2.89$0.04
2013Detailed filing. Detailed filing data is available for this year.$61.5$54.4$7.15$2.83$2.72$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$61.4$54.4$7.04$2.71
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.4$50.0$6.42$2.73
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.1$50.0$6.10$2.76
Peer Organizations

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