Civic Intelligence

White Rose Credit Union

990 • Fiscal year 2013 • EIN 23-1402813

Jan 01, 2013 to Dec 31, 2013 • Filed on Aug 05, 2014

3498 Industrial Drive17402

(717) 755-9773

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

39th percentile

0.88x

Higher debt load relative to assets than 39% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Liabilities / Revenue

58th percentile

19.21x

Higher debt load relative to revenue than 58% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Net Margin

28th percentile

3.8%

Higher net margin than 28% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2013

Asset Growth

30th percentile

0.2%

Faster asset growth than 30% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Up

$61,542,816

Up $130,025 (+0.2%) from 2012

Net Assets

Up

$7,149,192

Up $108,640 (+1.5%) from 2012

Liabilities

Up

$54,393,624

Up $21,385 (+0.0%) from 2012

Revenue

$2,831,955

No earlier filing loaded for comparison.

Expenses

Up

$2,723,849

Up $14,250 (+0.5%) from 2012

Net Income

$108,106

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $56,142,993Liabilities 2010: $50,042,411Net Assets 2010: $6,100,5822010Assets 2011: $56,410,284Liabilities 2011: $49,987,259Net Assets 2011: $6,423,0252011Assets 2012: $61,412,791Liabilities 2012: $54,372,239Net Assets 2012: $7,040,5522012Assets 2013: $61,542,816Liabilities 2013: $54,393,624Net Assets 2013: $7,149,1922013Assets 2014: $62,178,888Liabilities 2014: $54,802,364Net Assets 2014: $7,376,5242014Assets 2015: $66,051,462Liabilities 2015: $59,324,027Net Assets 2015: $6,727,4352015Assets 2016: $71,176,220Liabilities 2016: $64,510,386Net Assets 2016: $6,665,8342016Assets 2017: $73,847,966Liabilities 2017: $67,191,383Net Assets 2017: $6,656,5832017Assets 2018: $80,875,946Liabilities 2018: $73,862,684Net Assets 2018: $7,013,2622018Assets 2019: $82,814,237Liabilities 2019: $75,300,852Net Assets 2019: $7,513,3852019Assets 2020: $95,917,868Liabilities 2020: $88,069,398Net Assets 2020: $7,848,4702020Assets 2021: $105,277,487Liabilities 2021: $96,959,235Net Assets 2021: $8,318,2522021Assets 2022: $111,239,873Liabilities 2022: $102,567,852Net Assets 2022: $8,672,0212022Assets 2023: $111,353,983Liabilities 2023: $101,964,376Net Assets 2023: $9,389,6072023Assets 2024: $114,202,315Liabilities 2024: $104,794,355Net Assets 2024: $9,407,9602024

Highlighted filing

2013

Assets$61,542,816
Liabilities$54,393,624
Net Assets$7,149,192

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $2,763,5672010Expenses 2011: $2,726,8982011Expenses 2012: $2,709,5992012Revenue 2013: $2,831,955Expenses 2013: $2,723,849Net Income 2013: $108,1062013Revenue 2014: $2,850,787Expenses 2014: $2,885,935Net Income 2014: -$35,1482014Revenue 2015: $2,889,648Expenses 2015: $3,542,135Net Income 2015: -$652,4872015Revenue 2016: $3,380,984Expenses 2016: $3,443,701Net Income 2016: -$62,7172016Revenue 2017: $4,042,267Expenses 2017: $3,887,512Net Income 2017: $154,7552017Revenue 2018: $4,402,038Expenses 2018: $4,046,474Net Income 2018: $355,5642018Revenue 2019: $4,861,551Expenses 2019: $4,362,099Net Income 2019: $499,4522019Revenue 2020: $4,589,239Expenses 2020: $4,392,971Net Income 2020: $196,2682020Revenue 2021: $4,605,733Expenses 2021: $4,136,724Net Income 2021: $469,0092021Revenue 2022: $4,844,136Expenses 2022: $4,491,547Net Income 2022: $352,5892022Revenue 2023: $6,735,893Expenses 2023: $5,927,494Net Income 2023: $808,3992023Revenue 2024: $6,705,909Expenses 2024: $6,728,351Net Income 2024: -$22,4422024

Highlighted filing

2013

Revenue$2,831,955
Expenses$2,723,849
Net Income$108,106
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Aug 5, 2014
Return Version
2013v3.1
Gross Receipts
$2,831,955
Mission and Program Overview

Mission

White rose credit union is committed to improving the lives of our members and community, and inspiring others to do the same. It's our community. We care.

It is our belief that our members are the heart of white rose credit union. Through the education of our members, our employees, and our volunteers, we strive to: improve the quality of life for our members financial security by encouraging regular savings, providing education and counseling about credit and making loans for productive purposes. Serve the best interests of our members and community by operating on democratic ideals. Encourage help through self-help by living by the credit union philosophy of people helping people. Safety, soundness, service and democracy in action. These are but a few reasons why your decision to become a white rose credit union member is a wise one.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$33,256,203$31,419,201▼ $1,837,002
Investments in Publicly Traded Securities$10,183,000$12,079,000▲ $1,896,000
Investments Other Securities$10,687,074$11,517,488▲ $830,414
Rtn Earn Endowment Incm Other Fnds$7,040,552$7,149,192▲ $108,640
Savings and Temporary Cash Investments$3,682,943$3,510,868▼ $172,075
Land, Buildings, and Equipment, Net$1,907,497$1,827,532▼ $79,965
Cash and Non-Interest-Bearing Accounts$701,787$410,285▼ $291,502
Prepaid Expenses and Deferred Charges$138,269$145,863▲ $7,594
Accounts Receivable$108,313$109,525▲ $1,212
Intangible Assets$24,243$21,663▼ $2,580
Total Assets$61,412,791$61,542,816▲ $130,025
Other Assets Total$723,462$501,391▼ $222,071
Liabilities
Other Liabilities$54,348,861$53,549,614▼ $799,247
Accounts Payable and Accrued Expenses$23,378$844,010▲ $820,632
Total Liabilities$54,372,239$54,393,624▲ $21,385
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,040,552$7,149,192▲ $108,640
Total Liabilities and Net Assets / Fund Balance$61,412,791$61,542,816▲ $130,025

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,207,866$368,660$1,576,526
Equipment$354,517-$354,517
Land$261,521-$261,521
Leasehold Improvements$3,628$2,403$6,031
Other Securities$464--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Debra KauffmanCEO/treasureFT$80,350$13,609$93,959

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,617,231
Investment Income
$214,724
Other Revenue
$0
Change in Net Assets
$108,106
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,396,549
Salaries, Compensation, and Employee Benefits$1,327,300
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$978,894
Office Expenses---$434,593
Interest---$265,115
Other Employee Benefits---$126,837
Depreciation Depletion---$107,613
Fees for Services Other---$104,399
Current Officers, Directors, Trustees, and Key Employees---$93,959
Payroll Taxes---$88,214
Occupancy---$86,263
Advertising---$77,348
Pension Plan Contributions---$39,396
Other Expenses---$31,426
Insurance---$26,663
Payments to Affiliates---$13,778
Travel---$12,375
Fees for Services Accounting---$10,402
Conferences and Meetings---$1,220
Total Functional Expenses$0$0$0$2,723,849
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$25,523,133
Share Certificates$7,752,445
Ira Shares & Certificates$7,409,325
Share Drafts$6,169,932
Money Market$5,463,563
Club Accounts$1,231,216
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

The credit union has a single class of members. Each member has a single vote in the election of the members to the credit union's board of directors.

Form 990, Page 6, Part VI, Line 7A

The credit union has a single class of members. Each member has a single vote in the election of members to the credit union's board of directors.

Form 990, Page 6, Part VI, Line 7B

The credit union's members must approve: -the merger of the credit union. -the dissolution or conversion of the credit union. -changes to the credit union's charter, articles and bylaws.

Form 990, Page 6, Part VI, Line 11B

The form 990 is reviewed by the credit union's ceo prior to submission.

Form 990, Page 6, Part VI, Line 19

The credit union's financial statements are posted in the credit union lobby on a monthly basis. Quarterly financial statements (call reports) are available on www.ncua.gov.

Filing and Contact Details

Filer

EIN
23-1402813
Phone
7177559773

Signing Officer

Name
Debra Kauffman
Title
CEO
Phone
7177559773
Signed
2014-08-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Debra Kauffman
Formed
1950
Legal Domicile
Pa
Voting Board Members
9
Independent Board Members
8
Employees
43
Volunteers
8

Preparer

Preparer
Frederick a Tabor
Phone
7177909333
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

It is our belief that our members are the heart of white rose credit union. Through the education of our members, our employees, and our volunteers, we strive to: improve the quality of life for our members financial security by encouraging regular savings, providing education and counseling about credit and making loans for productive purposes. Serve the best interests of our members and community by operating on democratic ideals. Encourage help through self-help by living by the credit union philosophy of people helping people. Safety, soundness, service and democracy in action. These are but a few reasons why your decision to become a white rose credit union member is a wise one.

Form 990, Page 2, Part III, Line 4D

Provide loans and financial services to members.

Form 990, Part XI, Line 9

NEW MEMBER FEES 534

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2ATM FOREIGN FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01936673
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1680282
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01936673
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1680282
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2276
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0276
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE FINANCIAL SERVICES TO 9,987 MEMBERS
IRS990/ProgSrvcAccomActyOtherGrp/Desc0PROVIDE LOANS AND FINANCIAL SERVICES TO MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0209360
IRS990/PYOtherExpensesAmt01400521
IRS990/PYOtherRevenueAmt077620
IRS990/PYProgramServiceRevenueAmt02714104
IRS990/PYRevenuesLessExpensesAmt0291485
IRS990/PYSalariesCompEmpBnftPaidAmt01309078
IRS990/PYTotalExpensesAmt02709599
IRS990/PYTotalRevenueAmt03001084
IRS990/ReconcilationRevenueExpnssAmt0108106
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07040552
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07149192
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03682943
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03510868
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01207866
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0368660
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01576526
IRS990ScheduleD/EquipmentGrp/BookValueAmt0354517
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0354517
IRS990ScheduleD/LandGrp/BookValueAmt0261521
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0261521
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt03628
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt02403
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt06031
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt025523133
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt17752445
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt27409325
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt36169932
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt45463563
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt51231216
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2IRA SHARES & CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5CLUB ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt011253001
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1244023
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt215000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt35000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt4464
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CORP CU PERPETUAL CAPITAL
IRS990ScheduleD/OtherSecuritiesGrp/Desc2PACUSC STOCK
IRS990ScheduleD/OtherSecuritiesGrp/Desc3MULTI-BANK MONEY FUNDS
IRS990ScheduleD/OtherSecuritiesGrp/Desc4LOANS HELD FOR SALE
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01827532
IRS990ScheduleD/TotalBookValueSecuritiesAmt011517488
IRS990ScheduleD/TotalLiabilityAmt053549614
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0IT IS OUR BELIEF THAT OUR MEMBERS ARE THE HEART OF WHITE ROSE CREDIT UNION. THROUGH THE EDUCATION OF OUR MEMBERS, OUR EMPLOYEES, AND OUR VOLUNTEERS, WE STRIVE TO: IMPROVE THE QUALITY OF LIFE FOR OUR MEMBERS FINANCIAL SECURITY BY ENCOURAGING REGULAR SAVINGS, PROVIDING EDUCATION AND COUNSELING ABOUT CREDIT AND MAKING LOANS FOR PRODUCTIVE PURPOSES. SERVE THE BEST INTERESTS OF OUR MEMBERS AND COMMUNITY BY OPERATING ON DEMOCRATIC IDEALS. ENCOURAGE HELP THROUGH SELF-HELP BY LIVING BY THE CREDIT UNION PHILOSOPHY OF PEOPLE HELPING PEOPLE. SAFETY, SOUNDNESS, SERVICE AND DEMOCRACY IN ACTION. THESE ARE BUT A FEW REASONS WHY YOUR DECISION TO BECOME A WHITE ROSE CREDIT UNION MEMBER IS A WISE ONE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PROVIDE LOANS AND FINANCIAL SERVICES TO MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF THE MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CREDIT UNION'S MEMBERS MUST APPROVE: -THE MERGER OF THE CREDIT UNION. -THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION. -CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES AND BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE FORM 990 IS REVIEWED BY THE CREDIT UNION'S CEO PRIOR TO SUBMISSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CREDIT UNION'S FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY ON A MONTHLY BASIS. QUARTERLY FINANCIAL STATEMENTS (CALL REPORTS) ARE AVAILABLE ON WWW.NCUA.GOV.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7NEW MEMBER FEES 534
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt061412791
IRS990/TotalAssetsEOYAmt061542816
IRS990/TotalAssetsGrp/BOYAmt061412791
IRS990/TotalAssetsGrp/EOYAmt061542816
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt043
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt02723849
IRS990/TotalGrossUBIAmt0276
IRS990/TotalLiabilitiesBOYAmt054372239
IRS990/TotalLiabilitiesEOYAmt054393624
IRS990/TotalLiabilitiesGrp/BOYAmt054372239
IRS990/TotalLiabilitiesGrp/EOYAmt054393624
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt07040552
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt07149192
IRS990/TotalOtherCompensationAmt013609
IRS990/TotalProgramServiceRevenueAmt02617231
IRS990/TotalReportableCompFromOrgAmt080350
IRS990/TotalRevenueGrp/ExclusionAmt0214724
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02616955
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02831955
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0276
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt061412791
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt061542816
IRS990/TravelGrp/TotalAmt012375
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine103498 INDUSTRIAL DRIVE
IRS990/USAddress/City0YORK
IRS990/USAddress/State0PA
IRS990/USAddress/ZIPCode017402
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.WHITEROSECU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DEBRA KAUFFMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum07177559773
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-08-05
ReturnHeader/Filer/BusinessName/BusinessNameLine10WHITE ROSE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0WHIT
ReturnHeader/Filer/EIN0231402813
ReturnHeader/Filer/PhoneNum07177559773
ReturnHeader/Filer/USAddress/AddressLine103498 INDUSTRIAL DRIVE
ReturnHeader/Filer/USAddress/City0YORK
ReturnHeader/Filer/USAddress/State0PA
ReturnHeader/Filer/USAddress/ZIPCode017402
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232290841
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10PADDEN GUERRINI & ASSOCIATES PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1091 CUMBERLAND PARKWAY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0MECHANICSBURG
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0170555676
ReturnHeader/PreparerPersonGrp/PhoneNum07177909333
ReturnHeader/PreparerPersonGrp/PreparationDt02014-08-08
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0FREDERICK A TABOR
ReturnHeader/ReturnTs02014-08-08T09:09:47-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$114$105$9.41$6.71$6.73$0.02
2023Detailed filing. Detailed filing data is available for this year.$111$102$9.39$6.74$5.93$0.81
2022Detailed filing. Detailed filing data is available for this year.$111$103$8.67$4.84$4.49$0.35
2021Detailed filing. Detailed filing data is available for this year.$105$97.0$8.32$4.61$4.14$0.47
2020Detailed filing. Detailed filing data is available for this year.$95.9$88.1$7.85$4.59$4.39$0.20
2019Detailed filing. Detailed filing data is available for this year.$82.8$75.3$7.51$4.86$4.36$0.50
2018Detailed filing. Detailed filing data is available for this year.$80.9$73.9$7.01$4.40$4.05$0.36
2017Detailed filing. Detailed filing data is available for this year.$73.8$67.2$6.66$4.04$3.89$0.15
2016Detailed filing. Detailed filing data is available for this year.$71.2$64.5$6.67$3.38$3.44$0.06
2015Detailed filing. Detailed filing data is available for this year.$66.1$59.3$6.73$2.89$3.54$0.65
2014Detailed filing. Detailed filing data is available for this year.$62.2$54.8$7.38$2.85$2.89$0.04
2013Detailed filing. Detailed filing data is available for this year.$61.5$54.4$7.15$2.83$2.72$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$61.4$54.4$7.04$2.71
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.4$50.0$6.42$2.73
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.1$50.0$6.10$2.76
Peer Organizations

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