Liabilities / Assets
34th percentile
Higher debt load relative to assets than 34% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
34th percentile
Higher debt load relative to assets than 34% of similar nonprofits.
Liabilities / Revenue
57th percentile
Higher debt load relative to revenue than 57% of similar nonprofits.
Net Margin
47th percentile
Higher net margin than 47% of similar nonprofits.
Top Officer Pay
31st percentile
Higher top officer pay than 31% of similar nonprofits.
Top officer pay equals 9.2% of source-year revenue.
Asset Growth
3rd percentile
Faster asset growth than 3% of similar nonprofits.
Revenue Growth
1st percentile
Faster revenue growth than 1% of similar nonprofits.
Assets
Down$15,002,155
Down $1,594,508 (-9.6%) from 2018
Net Assets
Up$2,515,786
Up $211,564 (+9.2%) from 2018
Liabilities
Down$12,486,369
Down $1,806,072 (-13%) from 2018
Revenue
Down$686,690
Down $135,176 (-16%) from 2018
Expenses
Down$615,667
Down $26,192 (-4.1%) from 2018
Net Income
Down$71,023
Down $108,984 (-61%) from 2018
To provide savings accounts and loans to New Jersey Transit Union Members and their families.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $8,902,672 | $7,041,068 | ▼ $1,861,604 |
| Investments in Publicly Traded Securities | $1,897,359 | $1,038,582 | ▼ $858,777 |
| Cash and Non-Interest-Bearing Accounts | $305,530 | $256,680 | ▼ $48,850 |
| Prepaid Expenses and Deferred Charges | $7,625 | $6,618 | ▼ $1,007 |
| Land, Buildings, and Equipment, Net | $6,749 | $6,544 | ▼ $205 |
| Total Assets | $16,596,663 | $15,002,155 | ▼ $1,594,508 |
| Other Assets Total | $5,476,728 | $6,652,663 | ▲ $1,175,935 |
| Liabilities | |||
| Other Liabilities | $14,180,053 | $12,377,251 | ▼ $1,802,802 |
| Accounts Payable and Accrued Expenses | $112,388 | $109,118 | ▼ $3,270 |
| Total Liabilities | $14,292,441 | $12,486,369 | ▼ $1,806,072 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $2,166,123 | $2,377,687 | ▲ $211,564 |
| Net Assets With Donor Restrictions | $138,099 | $138,099 | → $0 |
| Total Net Assets Fund Balance | $2,304,222 | $2,515,786 | ▲ $211,564 |
| Total Liabilities and Net Assets / Fund Balance | $16,596,663 | $15,002,155 | ▼ $1,594,508 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $6,544 | $37,201 | $43,745 |
| Other Assets Org | $43,238 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Shirley King | Manager | FT | $63,497 | $63,497 |
| Gloria Rivera | Assistant Manager | FT | $47,080 | $47,080 |
| Alexandria Burroughs | Teller | FT | $38,536 | $38,536 |
| Orlando Riley | Chairman | - | $16,500 | $16,500 |
| Clarise Tabron | Financial Secretary | PT | $8,400 | $8,400 |
| Veronica Cobb | Director | - | $5,760 | $5,760 |
| Darrell Lampley | Director | - | $5,400 | $5,400 |
| Kenytta Johnson | Director | - | $5,400 | $5,400 |
| Jermaine Batemon | Director | - | $4,950 | $4,950 |
| Sakinah Ligon | Director | - | $4,950 | $4,950 |
| Lysandra Mimy | Director | - | $1,206 | $1,206 |
| Darina Washington | Director | - | $1,005 | $1,005 |
| Lakisha Ewell | Supervisory Comm | - | $402 | $402 |
| Line Item | Amount |
|---|---|
| Other Expenses | $390,626 |
| Salaries, Compensation, and Employee Benefits | $225,041 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | $203,086 | - | - | $203,086 |
| Interest | $182,968 | - | - | $182,968 |
| Office Expenses | $48,888 | - | - | $48,888 |
| Insurance | $40,108 | - | - | $40,108 |
| Fees for Service Investment Mgmnt Fees | $37,697 | - | - | $37,697 |
| Fees for Services Accounting | $31,774 | - | - | $31,774 |
| Occupancy | $21,596 | - | - | $21,596 |
| Information Technology | $19,641 | - | - | $19,641 |
| Payroll Taxes | $17,903 | - | - | $17,903 |
| Other Expenses | $6,839 | - | - | $6,839 |
| Pension Plan Contributions | $4,052 | - | - | $4,052 |
| Advertising | $435 | - | - | $435 |
| Conferences and Meetings | $284 | - | - | $284 |
| Depreciation Depletion | $205 | - | - | $205 |
| Fees for Services Legal | $191 | - | - | $191 |
| Total Functional Expenses | $615,667 | $0 | $0 | $615,667 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member share deposits | $12,377,251 |
“New Jersey Transit Union Members are eligible to join the credit union. Upon joining each member is eligible to be nominated as a director and obtains voting rights to nominate and elect members to the board of directors.”
“Each April there is a full membership meeting. The annual meeting also serves as an election for seats to the Board of Directors. Every credit union member can be nominated and run or nominate another member for the Board of Directors.”
“Form 990 is presented to officers for review, approval and acceptance.”
“All governing documents, policies and financial statements are available for inspection upon request at the entities offices.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 112388 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 109118 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | To provide savings accounts and loans to New Jersey Transit Union Members and their families. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 435 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 435 |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Shirley King |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9733732332 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 186 Brookside Ave |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Irvington |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NJ |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 07111 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 305530 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 256680 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 203086 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 203086 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 284 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 284 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 158881 |
| IRS990/CYOtherExpensesAmt | 0 | 390626 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 527809 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 71023 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 225041 |
| IRS990/CYTotalExpensesAmt | 0 | 615667 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 686690 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 205 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 205 |
| IRS990/Desc | 0 | Provided savings account and loans to New Jersey Transit Union Members and their families. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 138099 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 138099 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 13 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 615667 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 31774 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 31774 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 191 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 191 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt | 0 | 37697 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 37697 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 12 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 10.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 35.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 35.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 35.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Clarise Tabron |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Sakinah Ligon |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Jermaine Batemon |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Lysandra Mimy |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Darrell Lampley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Lakisha Ewell |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Kenytta Johnson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Darina Washington |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Orlando Riley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Veronica Cobb |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Shirley King |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Gloria Rivera |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | Alexandria Burroughs |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 8400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 4950 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 4950 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 1206 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 5400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 402 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 5400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 1005 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 16500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 5760 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 63497 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 47080 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 38536 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Financial Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Supervisory Comm |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Manager |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | Assistant Manager |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | Teller |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1945 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 686690 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 19641 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 19641 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 40108 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 40108 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 182968 |
| IRS990/InterestGrp/TotalAmt | 0 | 182968 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 158881 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 158881 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 1897359 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 1038582 |
| IRS990/IRPDocumentCnt | 0 | 1 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/JointCostsInd | 0 | X |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 37201 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 6749 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 6544 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 43745 |
| IRS990/LegalDomicileStateCd | 0 | NJ |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | To provide savings accounts and loans to New Jersey Transit Union Members and their families. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2304222 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2515786 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 140541 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 2166123 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 2377687 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 21596 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 21596 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 48888 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 48888 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 5476728 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 6652663 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | Collection expense |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 6839 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 6839 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 14180053 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 12377251 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 17903 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 17903 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 4052 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 4052 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 7625 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 6618 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Processing fee income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | CDI insur commission |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Loan loss recovery |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | Stabilization Recovery |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 641916 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 4724 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 3539 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | -125535 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 3165 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 641916 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 4724 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 3539 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | -125535 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 3165 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 181739 |
| IRS990/PYOtherExpensesAmt | 0 | 402194 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 640127 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 180007 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 239665 |
| IRS990/PYTotalExpensesAmt | 0 | 641859 |
| IRS990/PYTotalRevenueAmt | 0 | 821866 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 71023 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | true |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 686690 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 8902672 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 7041068 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 6544 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 37201 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 43745 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 6470771 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 138654 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 43238 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | Member loans receivable |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | NCUSIF Captial |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | Accrued interest income |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 12377251 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member share deposits |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 6544 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 6652663 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 12377251 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | New Jersey Transit Union Members are eligible to join the credit union. Upon joining each member is eligible to be nominated as a director and obtains voting rights to nominate and elect members to the board of directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Each April there is a full membership meeting. The annual meeting also serves as an election for seats to the Board of Directors. Every credit union member can be nominated and run or nominate another member for the Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Form 990 is presented to officers for review, approval and acceptance. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | All governing documents, policies and financial statements are available for inspection upon request at the entities offices. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Governing documents etc available to public Part VI line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 16596663 |
| IRS990/TotalAssetsEOYAmt | 0 | 15002155 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 16596663 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 15002155 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 13 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 615667 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 615667 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 14292441 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 12486369 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 14292441 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 12486369 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2304222 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2515786 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 615667 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 527809 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 203086 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 686690 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 686690 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 16596663 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 15002155 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 0 |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2021-04-22 16:20:28Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Shirley King |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Manger |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9733732332 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2020-11-08 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Div 819 Transit Employees CU |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | DIV8 |
| ReturnHeader/Filer/EIN | 0 | 221500095 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 186 Brookside Ave |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Irvington |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | NJ |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 07111 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 90501D3EF2F7EBABAD5F0ED24E89242A4F4C6EA0 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 90501D3EF2F7EBABAD5F0ED24E89242A4F4C6EA0 |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId | 0 | 6101042020318evposl0 |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt | 0 | 2020-11-13 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 68.68.135.56 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2020-11-13 |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 10:17:02 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 223356591 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Robert Breining CPA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 18 Quail Hollow Dr |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Oak Island |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 28465 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2016935977 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2020-11-08 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Robert Breining |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.