Liabilities / Assets
66th percentile
Higher debt load relative to assets than 66% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
66th percentile
Higher debt load relative to assets than 66% of similar nonprofits.
Liabilities / Revenue
73rd percentile
Higher debt load relative to revenue than 73% of similar nonprofits.
Net Margin
76th percentile
Higher net margin than 76% of similar nonprofits.
Top Officer Pay
31st percentile
Higher top officer pay than 31% of similar nonprofits.
Top officer pay equals 8.9% of source-year revenue.
Asset Growth
9th percentile
Faster asset growth than 9% of similar nonprofits.
Revenue Growth
1st percentile
Faster revenue growth than 1% of similar nonprofits.
Assets
Down$18,697,151
Down $1,022,026 (-5.2%) from 2016
Net Assets
Up$2,125,820
Up $20,562 (+1.0%) from 2016
Liabilities
Down$16,571,331
Down $1,042,588 (-5.9%) from 2016
Revenue
Down$682,874
Down $114,479 (-14%) from 2016
Expenses
Down$593,588
Down $11,085 (-1.8%) from 2016
Net Income
Down$89,286
Down $103,394 (-54%) from 2016
To provide savings accounts and loans to New Jersey Transit Union Members and their families.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $12,681,058 | $10,436,341 | ▼ $2,244,717 |
| Investments in Publicly Traded Securities | $1,850,326 | $2,703,028 | ▲ $852,702 |
| Cash and Non-Interest-Bearing Accounts | $325,763 | $185,690 | ▼ $140,073 |
| Land, Buildings, and Equipment, Net | $8,913 | $6,954 | ▼ $1,959 |
| Prepaid Expenses and Deferred Charges | $7,078 | $6,486 | ▼ $592 |
| Total Assets | $19,719,177 | $18,697,151 | ▼ $1,022,026 |
| Other Assets Total | $4,846,039 | $5,358,652 | ▲ $512,613 |
| Liabilities | |||
| Other Liabilities | $17,398,547 | $16,354,966 | ▼ $1,043,581 |
| Accounts Payable and Accrued Expenses | $215,372 | $216,365 | ▲ $993 |
| Total Liabilities | $17,613,919 | $16,571,331 | ▼ $1,042,588 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $1,967,159 | $1,987,721 | ▲ $20,562 |
| Permanently Rstr Net Assets | $138,099 | $138,099 | → $0 |
| Total Net Assets Fund Balance | $2,105,258 | $2,125,820 | ▲ $20,562 |
| Total Liabilities and Net Assets / Fund Balance | $19,719,177 | $18,697,151 | ▼ $1,022,026 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $6,954 | $36,791 | $43,745 |
| Other Assets Org | $49,173 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Shirley King | Manager | FT | $60,842 | $60,842 |
| Gloria Rivera | Assistant Manager | FT | $37,414 | $37,414 |
| Alexandria Burroughs | Teller | FT | $34,751 | $34,751 |
| Orlando Riley | Chairman | - | $27,300 | $27,300 |
| Clarise Tabron | Financial Secretary | PT | $15,000 | $15,000 |
| Veronica Cobb | Director | - | $5,760 | $5,760 |
| Darrell Lampley | Director | - | $5,400 | $5,400 |
| Jermaine Batemon | Director | - | $5,400 | $5,400 |
| Sakinah Ligon | Director | - | $5,400 | $5,400 |
| Kenytta Johnson | Director | - | $3,600 | $3,600 |
| Thomas Stocks | Director | - | $1,800 | $1,800 |
| Sam Idlett | Director | - | $1,407 | $1,407 |
| Lysandra Mimy | Director | - | $1,005 | $1,005 |
| Lakisha Ewell | Supervisory Comm | - | $804 | $804 |
| Francis Alexander | Director | - | $402 | $402 |
| Line Item | Amount |
|---|---|
| Other Expenses | $366,001 |
| Salaries, Compensation, and Employee Benefits | $227,587 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | $206,285 | - | - | $206,285 |
| Interest | $159,729 | - | - | $159,729 |
| Fees for Service Investment Mgmnt Fees | $52,533 | - | - | $52,533 |
| Office Expenses | $42,432 | - | - | $42,432 |
| Insurance | $33,529 | - | - | $33,529 |
| Fees for Services Accounting | $28,698 | - | - | $28,698 |
| Occupancy | $21,333 | - | - | $21,333 |
| Information Technology | $19,329 | - | - | $19,329 |
| Payroll Taxes | $19,264 | - | - | $19,264 |
| Other Expenses | $3,572 | - | - | $3,572 |
| Pension Plan Contributions | $2,038 | - | - | $2,038 |
| Depreciation Depletion | $1,959 | - | - | $1,959 |
| Conferences and Meetings | $1,412 | - | - | $1,412 |
| Advertising | $900 | - | - | $900 |
| Fees for Services Legal | $575 | - | - | $575 |
| Total Functional Expenses | $593,588 | $0 | $0 | $593,588 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member share deposits | $16,354,966 |
“New Jersey Transit Union Members are eligible to join the credit union. Upon joining each member is eligible to be nominated as a director and obtains voting rights to nominate and elect members to the board of directors.”
“Each April there is a full membership meeting. The annual meeting also serves as an election for seats to the Board of Directors. Every credit union member can be nominated and run or nominate another member for the Board of Directors.”
“Form 990 is presented to officers for review, approval and acceptance.”
“All governing documents, policies and financial statements are available for inspection upon request at the entities offices.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 215372 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 216365 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | To provide savings accounts and loans to New Jersey Transit Union Members and their families. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 900 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 900 |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Shirley King |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9733732332 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 186 Brookside Ave |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Irvington |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NJ |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 07111 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 325763 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 185690 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 206285 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 206285 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 1412 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1412 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 203834 |
| IRS990/CYOtherExpensesAmt | 0 | 366001 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 479040 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 89286 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 227587 |
| IRS990/CYTotalExpensesAmt | 0 | 593588 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 682874 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 1959 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1959 |
| IRS990/Desc | 0 | Provided savings account and loans to New Jersey Transit Union Members and their families. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 15 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 593588 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 28698 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 28698 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 575 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 575 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt | 0 | 52533 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 52533 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 12 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 13 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 14 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 10.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 35.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 35.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 35.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 4.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Clarise Tabron |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Sakinah Ligon |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Jermaine Batemon |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Lysandra Mimy |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Darrell Lampley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Lakisha Ewell |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Kenytta Johnson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Orlando Riley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Veronica Cobb |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Shirley King |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Gloria Rivera |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Alexandria Burroughs |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | Thomas Stocks |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | Francis Alexander |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | Sam Idlett |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 15000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 5400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 5400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 1005 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 5400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 804 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 3600 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 27300 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 5760 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 60842 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 37414 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 34751 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 1800 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 402 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 1407 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Financial Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Supervisory Comm |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Manager |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Assistant Manager |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | Teller |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | Director |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1945 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | true |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 682874 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 19329 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 19329 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 33529 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 33529 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 159729 |
| IRS990/InterestGrp/TotalAmt | 0 | 159729 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 203834 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 203834 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 1850326 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 2703028 |
| IRS990/IRPDocumentCnt | 0 | 1 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/JointCostsInd | 0 | X |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 36791 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 8913 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 6954 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 43745 |
| IRS990/LegalDomicileStateCd | 0 | NJ |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | To provide savings accounts and loans to New Jersey Transit Union Members and their families. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2105258 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2125820 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -68724 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 21333 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 21333 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 42432 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 42432 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 4846039 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 5358652 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | Collection expense |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 3572 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 3572 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 17398547 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 16354966 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 19264 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 19264 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 2038 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 2038 |
| IRS990/PermanentlyRstrNetAssetsGrp/BOYAmt | 0 | 138099 |
| IRS990/PermanentlyRstrNetAssetsGrp/EOYAmt | 0 | 138099 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 7078 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 6486 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Processing fee income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | CDI insur commission |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Loan loss recovery |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 614186 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 3920 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 3086 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | -142152 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 614186 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 3920 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 3086 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | -142152 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 103391 |
| IRS990/PYOtherExpensesAmt | 0 | 378965 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 693962 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 192680 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 225708 |
| IRS990/PYTotalExpensesAmt | 0 | 604673 |
| IRS990/PYTotalRevenueAmt | 0 | 797353 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 89286 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | true |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 682874 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 12681058 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 10436341 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 6954 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 36791 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 43745 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 5141952 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 167527 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 49173 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | Member loans receivable |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | NCUSIF Captial |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | Accrued interest income |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 16354966 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member share deposits |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 6954 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 5358652 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 16354966 |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 1800 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 402 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 2 | 1407 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | Thomas Stocks |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | Francis Alexander |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 2 | Sam Idlett |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | Director |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | Director |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 2 | Director |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 1800 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 402 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 2 | 1407 |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | New Jersey Transit Union Members are eligible to join the credit union. Upon joining each member is eligible to be nominated as a director and obtains voting rights to nominate and elect members to the board of directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Each April there is a full membership meeting. The annual meeting also serves as an election for seats to the Board of Directors. Every credit union member can be nominated and run or nominate another member for the Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Form 990 is presented to officers for review, approval and acceptance. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | All governing documents, policies and financial statements are available for inspection upon request at the entities offices. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Governing documents etc available to public Part VI line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 19719177 |
| IRS990/TotalAssetsEOYAmt | 0 | 18697151 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 19719177 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 18697151 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 15 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 593588 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 593588 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 17613919 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 16571331 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 17613919 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 16571331 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2105258 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2125820 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 593588 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 479040 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 206285 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 682874 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 682874 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 19719177 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 18697151 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UnrestrictedNetAssetsGrp/BOYAmt | 0 | 1967159 |
| IRS990/UnrestrictedNetAssetsGrp/EOYAmt | 0 | 1987721 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 0 |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2019-02-21 02:37:17Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Shirley King |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Manger |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9733732332 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-10-27 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Div 819 Transit Employees CU |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | DIV8 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.