Liabilities / Assets
33rd percentile
Higher debt load relative to assets than 33% of similar nonprofits.
EIN 22-1500095 • 501(c)14 • Irvington, NJ
Profile
To provide savings accounts and loans to New Jersey Transit Union Members and their families.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
33rd percentile
Higher debt load relative to assets than 33% of similar nonprofits.
Liabilities / Revenue
33rd percentile
Higher debt load relative to revenue than 33% of similar nonprofits.
Net Margin
18th percentile
Higher net margin than 18% of similar nonprofits.
Top Officer Pay
62nd percentile
Higher top officer pay than 62% of similar nonprofits.
Top officer pay equals 8.4% of source-year revenue.
Asset Growth
14th percentile
Faster asset growth than 14% of similar nonprofits.
Revenue Growth
45th percentile
Faster revenue growth than 45% of similar nonprofits.
Assets
Down$14,941,004
Down $155,400 (-1.0%) from 2023
Liabilities
Down$12,366,945
Down $80,370 (-0.6%) from 2023
Net Assets
Down$2,574,059
Down $75,030 (-2.8%) from 2023
Revenue
Up$837,776
Up $67,643 (+8.8%) from 2023
Expenses
Up$912,806
Up $167,462 (+22%) from 2023
Net Income
Down-$75,030
Down $99,819 (-403%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
To provide savings accounts and loans to New Jersey Transit Union Members and their families.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $8,190,768 | $7,983,943 | ▼ $206,825 |
| Cash and Non-Interest-Bearing Accounts | $283,812 | $336,395 | ▲ $52,583 |
| Land, Buildings, and Equipment, Net | $7,943 | $6,908 | ▼ $1,035 |
| Prepaid Expenses and Deferred Charges | $5,023 | $4,627 | ▼ $396 |
| Total Assets | $15,096,404 | $14,941,004 | ▼ $155,400 |
| Other Assets Total | $6,608,858 | $6,609,131 | ▲ $273 |
| Liabilities | |||
| Other Liabilities | $12,383,662 | $12,299,549 | ▼ $84,113 |
| Accounts Payable and Accrued Expenses | $63,653 | $67,396 | ▲ $3,743 |
| Total Liabilities | $12,447,315 | $12,366,945 | ▼ $80,370 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $2,510,990 | $2,435,960 | ▼ $75,030 |
| Net Assets With Donor Restrictions | $138,099 | $138,099 | → $0 |
| Total Net Assets Fund Balance | $2,649,089 | $2,574,059 | ▼ $75,030 |
| Total Liabilities and Net Assets / Fund Balance | $15,096,404 | $14,941,004 | ▼ $155,400 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $6,908 | $44,041 | $50,949 |
| Other Assets Org | $56,794 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Shirley King | Manager | FT | $70,688 | $70,688 |
| Gloria Rivera | Assistant Manager | FT | $56,658 | $56,658 |
| Alexandria Burroughs | Teller | FT | $51,305 | $51,305 |
| Orlando Riley | Chairman | PT | $18,000 | $18,000 |
| Clarise Tabron | Financial Secretary | PT | $8,400 | $8,400 |
| Sakinah Ligon | Director | - | $6,960 | $6,960 |
| Darrell Lampley | Director | - | $6,600 | $6,600 |
| Jermaine Batemon | Director | - | $6,600 | $6,600 |
| Kenytta Johnson | Director | - | $6,600 | $6,600 |
| Veronica Cobb | Director | - | $6,600 | $6,600 |
| Lakisha Ewell | Supervisory Comm | - | $804 | $804 |
| Lysandra Mimy | Committee Mbr | - | $402 | $402 |
| Darina Washington | Committee Member | - | $201 | $201 |
| Line Item | Amount |
|---|---|
| Other Expenses | $645,239 |
| Salaries, Compensation, and Employee Benefits | $267,567 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | $239,818 | - | - | $239,818 |
| Other Expenses | $220,913 | - | - | $220,913 |
| Interest | $211,993 | - | - | $211,993 |
| Office Expenses | $55,858 | - | - | $55,858 |
| Insurance | $49,986 | - | - | $49,986 |
| Fees for Services Accounting | $40,892 | - | - | $40,892 |
| Information Technology | $33,782 | - | - | $33,782 |
| Occupancy | $25,962 | - | - | $25,962 |
| Payroll Taxes | $21,678 | - | - | $21,678 |
| Pension Plan Contributions | $6,071 | - | - | $6,071 |
| Depreciation Depletion | $1,035 | - | - | $1,035 |
| Total Functional Expenses | $912,806 | $0 | $0 | $912,806 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member share deposits | $12,299,549 |
“New Jersey Transit Union Members are eligible to join the credit union. Upon joining each member is eligible to be nominated as a director and obtains voting rights to nominate and elect members to the board of directors.”
“Each April there is a full membership meeting. The annual meeting also serves as an election for seats to the Board of Directors. Every credit union member can be nominated and run or nominate another member for the Board of Directors.”
“Form 990 is presented to officers for review, approval and acceptance.”
“All governing documents, policies and financial statements are available for inspection upon request at the entities offices.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 63653 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 67396 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | To provide savings accounts and loans to New Jersey Transit Union Members and their families. |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Shirley King |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9733732332 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 186 Brookside Ave |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Irvington |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NJ |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 07111 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 283812 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 336395 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 239818 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 239818 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 193084 |
| IRS990/CYOtherExpensesAmt | 0 | 645239 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 644692 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -75030 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 267567 |
| IRS990/CYTotalExpensesAmt | 0 | 912806 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 837776 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 1035 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1035 |
| IRS990/Desc | 0 | Provided savings account and loans to New Jersey Transit Union Members and their families. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 138099 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 138099 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 13 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 912806 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 40892 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 40892 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 12 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 35.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 35.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 35.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 10.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 10.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Shirley King |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Gloria Rivera |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Alexandria Burroughs |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Orlando Riley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Clarise Tabron |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Sakinah Ligon |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Jermaine Batemon |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Darrell Lampley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Kenytta Johnson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Veronica Cobb |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Lakisha Ewell |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Lysandra Mimy |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | Darina Washington |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 70688 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 56658 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 51305 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 18000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 8400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 6960 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 6600 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 6600 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 6600 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 6600 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 804 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 402 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 201 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Manager |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Assistant Manager |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Teller |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Financial Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Supervisory Comm |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | Committee Mbr |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | Committee Member |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1945 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 837776 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 33782 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 33782 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 49986 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 49986 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 211993 |
| IRS990/InterestGrp/TotalAmt | 0 | 211993 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 193084 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 193084 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 1 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/JointCostsInd | 0 | X |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 44041 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 7943 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 6908 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 50949 |
| IRS990/LegalDomicileStateCd | 0 | NJ |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | To provide savings accounts and loans to New Jersey Transit Union Members and their families. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2649089 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2574059 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 2510990 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 2435960 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 25962 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 25962 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 55858 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 55858 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 6608858 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 6609131 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | Collection expense |
| IRS990/OtherExpensesGrp/Desc | 1 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 4818 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 220913 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 4818 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 220913 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 12383662 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 12299549 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 21678 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 21678 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 6071 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 6071 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 5023 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 4627 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Processing fee income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | CDI insur commission |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 637071 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 3539 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 4082 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 637071 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 3539 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 4082 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 108064 |
| IRS990/PYOtherExpensesAmt | 0 | 485015 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 662069 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 24789 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 260329 |
| IRS990/PYTotalExpensesAmt | 0 | 745344 |
| IRS990/PYTotalRevenueAmt | 0 | 770133 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -75030 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | true |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 837776 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 8190768 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 7983943 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 6908 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 44041 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 50949 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 6430992 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 121345 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 56794 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | Member loans receivable |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | NCUSIF Captial |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | Accrued interest income |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 12299549 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member share deposits |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 6908 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 6609131 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 12299549 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | New Jersey Transit Union Members are eligible to join the credit union. Upon joining each member is eligible to be nominated as a director and obtains voting rights to nominate and elect members to the board of directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Each April there is a full membership meeting. The annual meeting also serves as an election for seats to the Board of Directors. Every credit union member can be nominated and run or nominate another member for the Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Form 990 is presented to officers for review, approval and acceptance. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | All governing documents, policies and financial statements are available for inspection upon request at the entities offices. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Governing documents etc available to public Part VI line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 15096404 |
| IRS990/TotalAssetsEOYAmt | 0 | 14941004 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 15096404 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 14941004 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 13 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 912806 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 912806 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 12447315 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 12366945 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 12447315 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 12366945 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2649089 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2574059 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 912806 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 644692 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 239818 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 837776 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 837776 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 15096404 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 14941004 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TypeOfOrganizationAssocInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 0 |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SHIRLEY KING |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Manager |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9733732332 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-29 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Div 819 Transit Employees CU |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | DIV8 |
| ReturnHeader/Filer/EIN | 0 | 221500095 |
| ReturnHeader/Filer/InCareOfNm | 0 | % Shirley King |
| ReturnHeader/Filer/PhoneNum | 0 | 9733732332 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 186 Brookside Ave |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Irvington |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | NJ |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 07111 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 223356591 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Robert Breining CPA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 18 Quail Hollow Dr |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Oak Island |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 28465 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2016935977 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-10-31 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | ROBERT BREINING |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2025-10-31T19:08:02-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
No mirrored PDF or thumbnail assets are attached yet.