Civic Intelligence

Grand Central Charities Inc

990EZ • Fiscal year 2017 • EIN 20-5147038

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 02, 2018

4940 West 77th Street Suite 30Edina, MN 55435

(763) 546-1932

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

69th percentile

0.03x

Higher debt load relative to assets than 69% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

67th percentile

0.02x

Higher debt load relative to revenue than 67% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Net Margin

13th percentile

-25%

Higher net margin than 13% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Asset Growth

12th percentile

-38%

Faster asset growth than 12% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

23rd percentile

-20%

Faster revenue growth than 23% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Assets

Down

$31,365

Down $19,414 (-38%) from 2016

Net Assets

Down

$30,445

Down $15,246 (-33%) from 2016

Liabilities

Down

$920

Down $4,168 (-82%) from 2016

Revenue

Down

$60,333

Down $15,100 (-20%) from 2016

Expenses

Up

$75,579

Up $2,999 (+4.1%) from 2016

Net Income

Down

-$15,246

Down $18,099 (-634%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2010: $84,304Liabilities 2010: $0Net Assets 2010: $84,3042010Assets 2011: $114,913Liabilities 2011: $0Net Assets 2011: $114,9132011Assets 2012: $117,908Liabilities 2012: $11,517Net Assets 2012: $106,3912012Assets 2013: $16,760Liabilities 2013: $9,542Net Assets 2013: $7,2182013Assets 2014: $43,092Liabilities 2014: $9,542Net Assets 2014: $33,5502014Assets 2015: $43,448Liabilities 2015: $610Net Assets 2015: $42,8382015Assets 2016: $50,779Liabilities 2016: $5,088Net Assets 2016: $45,6912016Assets 2017: $31,365Liabilities 2017: $920Net Assets 2017: $30,4452017Assets 2018: $53,964Liabilities 2018: $502018Assets 2019: $53,273Liabilities 2019: $3,771Net Assets 2019: $49,5022019Assets 2020: $39,832Liabilities 2020: $1,1002020Assets 2021: $44,826Liabilities 2021: $633Net Assets 2021: $44,1932021Assets 2022: $47,914Liabilities 2022: $559Net Assets 2022: $47,3552022Assets 2023: $53,477Liabilities 2023: $7792023Assets 2024: $47,888Liabilities 2024: $1,027Net Assets 2024: $46,8612024

Highlighted filing

2017

Assets$31,365
Liabilities$920
Net Assets$30,445

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2010: $182,621Expenses 2010: $125,923Net Income 2010: $56,6982010Expenses 2011: $226,4492011Revenue 2012: $251,103Expenses 2012: $290,507Net Income 2012: -$39,4042012Revenue 2013: $149,808Expenses 2013: $248,981Net Income 2013: -$99,1732013Revenue 2014: $87,140Expenses 2014: $60,808Net Income 2014: $26,3322014Revenue 2015: $66,533Expenses 2015: $57,245Net Income 2015: $9,2882015Revenue 2016: $75,433Expenses 2016: $72,580Net Income 2016: $2,8532016Revenue 2017: $60,333Expenses 2017: $75,579Net Income 2017: -$15,2462017Revenue 2018: $53,756Expenses 2018: $30,287Net Income 2018: $23,4692018Revenue 2019: $53,428Expenses 2019: $57,840Net Income 2019: -$4,4122019Revenue 2020: $44,869Expenses 2020: $55,639Net Income 2020: -$10,7702020Revenue 2021: $58,415Expenses 2021: $52,954Net Income 2021: $5,4612021Revenue 2022: $68,672Expenses 2022: $65,510Net Income 2022: $3,1622022Revenue 2023: $53,527Expenses 2023: $48,184Net Income 2023: $5,3432023Revenue 2024: $52,518Expenses 2024: $58,355Net Income 2024: -$5,8372024

Highlighted filing

2017

Revenue$60,333
Expenses$75,579
Net Income-$15,246
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 2, 2018
Return Version
2017v2.3
Gross Receipts
$60,333
Mission and Program Overview

Mission

Saidiana is a nonprofit dedicated to empowering women in lubumbashi, democratic republic of congo. We operate in an economy where it's typical for someone to earn 2 per day if they even have employment. We provide small grants to collectives of women with drive and dreams to enable them to start, improve or expand microbusinesses. The women we serve have no other access to capital. We also operate two sewing trade schools in partnership with another nonprofit, congo children trust, at which we train women in sewing and basic business skills to give them a livelihood. Additionally we operate a hair dresser training program. By giving women the opportunities to earn better livings, they have hope for a better future, contribute valuable goods and services to their communities, and are able to take better care of their children.

First step initiative is a nonprofit dedicated to empowering women in lubumbashi, democratic republic of congo. We operate in an economy where it's typical for someone to earn 2 per day if they even have empowerment. We provide small grants to collectives of women with drive and dreams to enable them to start, improve or expand microbusinesses. The women we serve have no other access to capital. We also operate a sewing trade school in partnership with another nonprofit, congo children trust, at which we train women in sewing and basic business skills to give them a livelihood. By giving women the opportunities to earn better livings, they have hope for a better future, contribute valuable goods and services to their communities, and are able to take better care of their children.

Program Services

DescriptionGrantsExpenses
MICRO-BUSINESS GRANTS PROGRAM. WE SUPPORTED COLLECTIVES OF WOMEN WITH CASH GRANTS TO START OR EXPAND MICRO-BUSINESSES. IN 2017 WE PROVIDED 18,150 IN GRANTS TO 28 WOMEN SUPPORTING 202 DEPENDENTS.$18,150$48,694
SEWING TRADE SCHOOLS PROGRAM. WE OPENED OUR SECOND SEWING TRADE SCHOOL. SIX WOMEN GRADUATED FROM OUR SCHOOLS IN 2017 AND MOST ARE EARNING AN ADDITIONAL 50 OR MORE INCOME FOR THEIR FAMILIES WITH THEIR NEW SEWING BUSINESSES.$5,800$5,800
WE FUNDED 3,500 TOWARD THE ESTABLISHMENT OF A HAIRDRESSER TRAINING PROGRAM. WE WILL TRAIN YOUNG IMPOVERISHED MOTHERS, CURRENTLY LIVING ON THE STREETS, IN A VOCATION THAT CAN IMPROVE THEIR FUTURES. THIS PROJECT WAS IN ITS INITIAL STAGE OF DEVELOPMENT AT 12.31.17.$3,500$3,500
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
ELLEN WOLANERChairPT$0--
JIM RIPPLETreasurerPT$0--
PAT GAARDERSecretary-$0--
VIOLETTE MPAGAZIHEBoard Member-$0--
REBECCA JASPERBoard Member-$0--
LAURA SKUBICBoard Member-$0--
CAITLIN GOKEYBoard Member-$0--
LOIS DIRKSENBoard MemberPT$0--
Filing and Contact Details

Filer

Filer Name
Grand Central Charities Inc
EIN
20-5147038
Phone
7635461932
Address
4940 WEST 77TH STREET SUITE 30, EDINA, MN 55435

Signing Officer

Name
Jim Ripple
Title
Treasurer
Phone
9522155378
Signed
2018-11-02
Discuss with paid preparer
Yes

Preparer

Firm
Lewis Kisch & Associates Ltd
Address
1125 SOUTH FRONTAGE ROAD SUITE 1, HASTINGS, MN 55033-2489
Preparer
Diana L Weddigen
Phone
6514373356
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I

Activity classification: embroidery project grantee name: various property description: cash amount given: 2,500 activity classification: hair salon project grantee name: various property description: cash amount given: 3,500 activity classification: sewing school: luowoshi grantee name: various property description: cash amount given: 2,000 activity classification: beef project grantee name: various property description: cash amount given: 250 activity classification: sewing school: kisanga grantee name: various property description: cash amount given: 2,000 activity classification: coffins project grantee name: various property description: cash amount given: 1,000 activity classification: flowers project grantee name: various property description: cash amount given: 500 activity classification: art project grantee name: various property description: cash amount given: 3,800 activity classification: pans project grantee name: various property description: cash amount given: 4,600 activity classification: bread project grantee name: various property description: cash amount given: 5,000 activity classification: peanuts project grantee name: various property description: cash amount given: 500 activity classification: sewing school: kisanga grantee name: various property description: cash amount given: 900 activity classification: sewing school: luowoshi grantee name: various property description: cash amount given: 900

Form 990-ez, Part I, Line 10

Name: various cash contribution: 27,450

Form 990-ez, Part I, Line 16

Expenses advertising 208 supplies 11,323 insurance 1,200 operations 6,181 communications 522 interns 500 equipment 660 telephone 12 website maintenance 116 subscriptions 411 staff development 2,410 fundraising expense 1,092 equipment rental 415 event supplies 392 transportation expense 4,000 meals and incidentals 162 miscellaneous 1,310 bank fees 1,256 development 936 other expenses 521 total 33,627

Form 990-ez, Part II, Line 24

Prepaid expenses and deferred charges 0 775 975 0 total 975 775

Form 990-ez, Part II, Line 26

Accounts payable and accrued expenses 5,088 920

Form 990-ez, Part III

First step initiative is a nonprofit dedicated to empowering women in lubumbashi, democratic republic of congo. We operate in an economy where it's typical for someone to earn 2 per day if they even have empowerment. We provide small grants to collectives of women with drive and dreams to enable them to start, improve or expand microbusinesses. The women we serve have no other access to capital. We also operate a sewing trade school in partnership with another nonprofit, congo children trust, at which we train women in sewing and basic business skills to give them a livelihood. By giving women the opportunities to earn better livings, they have hope for a better future, contribute valuable goods and services to their communities, and are able to take better care of their children.

Form 990-ez, Part III, Line 29

Sewing trade schools program. We opened our second sewing trade school. Six women graduated from our schools in 2017 and most are earning an additional 50 or more income for their families with their new sewing businesses.

Form 990-ez, Part III, Line 30

We funded 3,500 toward the establishment of a hairdresser training program. We will train young impoverished mothers, currently living on the streets, in a vocation that can improve their futures. This project was in its initial stage of development at 12.31.17.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0MICRO-BUSINESS GRANTS PROGRAM. WE SUPPORTED COLLECTIVES OF WOMEN WITH CASH GRANTS TO START OR EXPAND MICRO-BUSINESSES. IN 2017 WE PROVIDED 18,150 IN GRANTS TO 28 WOMEN SUPPORTING 202 DEPENDENTS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1SEWING TRADE SCHOOLS PROGRAM. WE OPENED OUR SECOND SEWING TRADE SCHOOL. SIX WOMEN GRADUATED FROM OUR SCHOOLS IN 2017 AND MOST ARE EARNING AN ADDITIONAL 50 OR MORE INCOME FOR THEIR FAMILIES WITH THEIR NEW SEWING BUSINESSES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2WE FUNDED 3,500 TOWARD THE ESTABLISHMENT OF A HAIRDRESSER TRAINING PROGRAM. WE WILL TRAIN YOUNG IMPOVERISHED MOTHERS, CURRENTLY LIVING ON THE STREETS, IN A VOCATION THAT CAN IMPROVE THEIR FUTURES. THIS PROJECT WAS IN ITS INITIAL STAGE OF DEVELOPMENT AT 12.31.17.
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ACTIVITY CLASSIFICATION: EMBROIDERY PROJECT GRANTEE NAME: VARIOUS PROPERTY DESCRIPTION: CASH AMOUNT GIVEN: 2,500 ACTIVITY CLASSIFICATION: HAIR SALON PROJECT GRANTEE NAME: VARIOUS PROPERTY DESCRIPTION: CASH AMOUNT GIVEN: 3,500 ACTIVITY CLASSIFICATION: SEWING SCHOOL: LUOWOSHI GRANTEE NAME: VARIOUS PROPERTY DESCRIPTION: CASH AMOUNT GIVEN: 2,000 ACTIVITY CLASSIFICATION: BEEF PROJECT GRANTEE NAME: VARIOUS PROPERTY DESCRIPTION: CASH AMOUNT GIVEN: 250 ACTIVITY CLASSIFICATION: SEWING SCHOOL: KISANGA GRANTEE NAME: VARIOUS PROPERTY DESCRIPTION: CASH AMOUNT GIVEN: 2,000 ACTIVITY CLASSIFICATION: COFFINS PROJECT GRANTEE NAME: VARIOUS PROPERTY DESCRIPTION: CASH AMOUNT GIVEN: 1,000 ACTIVITY CLASSIFICATION: FLOWERS PROJECT GRANTEE NAME: VARIOUS PROPERTY DESCRIPTION: CASH AMOUNT GIVEN: 500 ACTIVITY CLASSIFICATION: ART PROJECT GRANTEE NAME: VARIOUS PROPERTY DESCRIPTION: CASH AMOUNT GIVEN: 3,800 ACTIVITY CLASSIFICATION: PANS PROJECT GRANTEE NAME: VARIOUS PROPERTY DESCRIPTION: CASH AMOUNT GIVEN: 4,600 ACTIVITY CLASSIFICATION: BREAD PROJECT GRANTEE NAME: VARIOUS PROPERTY DESCRIPTION: CASH AMOUNT GIVEN: 5,000 ACTIVITY CLASSIFICATION: PEANUTS PROJECT GRANTEE NAME: VARIOUS PROPERTY DESCRIPTION: CASH AMOUNT GIVEN: 500 ACTIVITY CLASSIFICATION: SEWING SCHOOL: KISANGA GRANTEE NAME: VARIOUS PROPERTY DESCRIPTION: CASH AMOUNT GIVEN: 900 ACTIVITY CLASSIFICATION: SEWING SCHOOL: LUOWOSHI GRANTEE NAME: VARIOUS PROPERTY DESCRIPTION: CASH AMOUNT GIVEN: 900
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NAME: VARIOUS CASH CONTRIBUTION: 27,450
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EXPENSES ADVERTISING 208 SUPPLIES 11,323 INSURANCE 1,200 OPERATIONS 6,181 COMMUNICATIONS 522 INTERNS 500 EQUIPMENT 660 TELEPHONE 12 WEBSITE MAINTENANCE 116 SUBSCRIPTIONS 411 STAFF DEVELOPMENT 2,410 FUNDRAISING EXPENSE 1,092 EQUIPMENT RENTAL 415 EVENT SUPPLIES 392 TRANSPORTATION EXPENSE 4,000 MEALS AND INCIDENTALS 162 MISCELLANEOUS 1,310 BANK FEES 1,256 DEVELOPMENT 936 OTHER EXPENSES 521 TOTAL 33,627
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PREPAID EXPENSES AND DEFERRED CHARGES 0 775 975 0 TOTAL 975 775
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ACCOUNTS PAYABLE AND ACCRUED EXPENSES 5,088 920
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FIRST STEP INITIATIVE IS A NONPROFIT DEDICATED TO EMPOWERING WOMEN IN LUBUMBASHI, DEMOCRATIC REPUBLIC OF CONGO. WE OPERATE IN AN ECONOMY WHERE IT'S TYPICAL FOR SOMEONE TO EARN 2 PER DAY IF THEY EVEN HAVE EMPOWERMENT. WE PROVIDE SMALL GRANTS TO COLLECTIVES OF WOMEN WITH DRIVE AND DREAMS TO ENABLE THEM TO START, IMPROVE OR EXPAND MICROBUSINESSES. THE WOMEN WE SERVE HAVE NO OTHER ACCESS TO CAPITAL. WE ALSO OPERATE A SEWING TRADE SCHOOL IN PARTNERSHIP WITH ANOTHER NONPROFIT, CONGO CHILDREN TRUST, AT WHICH WE TRAIN WOMEN IN SEWING AND BASIC BUSINESS SKILLS TO GIVE THEM A LIVELIHOOD. BY GIVING WOMEN THE OPPORTUNITIES TO EARN BETTER LIVINGS, THEY HAVE HOPE FOR A BETTER FUTURE, CONTRIBUTE VALUABLE GOODS AND SERVICES TO THEIR COMMUNITIES, AND ARE ABLE TO TAKE BETTER CARE OF THEIR CHILDREN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6SEWING TRADE SCHOOLS PROGRAM. WE OPENED OUR SECOND SEWING TRADE SCHOOL. SIX WOMEN GRADUATED FROM OUR SCHOOLS IN 2017 AND MOST ARE EARNING AN ADDITIONAL 50 OR MORE INCOME FOR THEIR FAMILIES WITH THEIR NEW SEWING BUSINESSES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7WE FUNDED 3,500 TOWARD THE ESTABLISHMENT OF A HAIRDRESSER TRAINING PROGRAM. WE WILL TRAIN YOUNG IMPOVERISHED MOTHERS, CURRENTLY LIVING ON THE STREETS, IN A VOCATION THAT CAN IMPROVE THEIR FUTURES. THIS PROJECT WAS IN ITS INITIAL STAGE OF DEVELOPMENT AT 12.31.17.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990-EZ, PART III, LINE 29
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990-EZ, PART III, LINE 30
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ReturnHeader/BusinessOfficerGrp/SignatureDt02018-11-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GRAND CENTRAL CHARITIES INC
ReturnHeader/Filer/BusinessNameControlTxt0GRAN
ReturnHeader/Filer/EIN0205147038
ReturnHeader/Filer/PhoneNum07635461932
ReturnHeader/Filer/USAddress/AddressLine1Txt04940 WEST 77TH STREET SUITE 30
ReturnHeader/Filer/USAddress/CityNm0EDINA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055435
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId03AFB1AC0119937AABA8AD01ADB48831AAABC46B5
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0EB391D331F4D37A8FE22C1ECCEDDA57CDE19B825
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt023.30.229.221
ReturnHeader/FilingSecurityInformation/IPDt02018-11-02
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm015:32:20
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0411620961
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LEWIS KISCH & ASSOCIATES LTD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01125 SOUTH FRONTAGE ROAD SUITE 1
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HASTINGS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0550332489
ReturnHeader/PreparerPersonGrp/PhoneNum06514373356
ReturnHeader/PreparerPersonGrp/PreparationDt02018-11-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DIANA L WEDDIGEN
ReturnHeader/ReturnTs02018-11-02T15:32:20-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.48$0.01$0.47$0.53$0.58$0.06
2023Summary only. Only limited summary data is available for this year.$0.53$0.01$0.54$0.48$0.05
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.48$0.01$0.47$0.69$0.66$0.03
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.45$0.01$0.44$0.58$0.53$0.05
2020Summary only. Only limited summary data is available for this year.$0.40$0.01$0.45$0.56$0.11
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.53$0.04$0.50$0.53$0.58$0.04
2018Summary only. Only limited summary data is available for this year.$0.54$0.00$0.54$0.30$0.23
2017Detailed filing. Detailed filing data is available for this year.$0.31$0.01$0.30$0.60$0.76$0.15
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.51$0.05$0.46$0.75$0.73$0.03
2015Detailed filing. Detailed filing data is available for this year.$0.43$0.01$0.43$0.67$0.57$0.09
2014Detailed filing. Detailed filing data is available for this year.$0.43$0.10$0.34$0.87$0.61$0.26
2013Detailed filing. Detailed filing data is available for this year.$0.17$0.10$0.07$1.50$2.49$0.99
2012Summary only. Only limited summary data is available for this year.$1.18$0.12$1.06$2.51$2.91$0.39
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.15$0.00$1.15$2.26
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.84$0.00$0.84$1.83$1.26$0.57