Civic Intelligence

Atlantic Credit Foundation Inc.

990EZ • Fiscal year 2014 • EIN 11-3618513

Jan 01, 2014 to Dec 31, 2014 • Filed on Mar 01, 2015

Organization ProfileN/A
3 Glen Hill CourtDix Hills, NY 11746

(631) 499-2444

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

48th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2014 filings • NTEE P • <$500k nonprofits • Source year 2014

Liabilities / Revenue

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2014 filings • NTEE P • <$500k nonprofits • Source year 2014

Net Margin

43rd percentile

1.0%

Higher net margin than 43% of similar nonprofits.

2014 filings • NTEE P • <$500k nonprofits • Source year 2014

Top Officer Pay

80th percentile

$19,901

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 24.5% of source-year revenue.

2014 filings • NTEE P • <$500k nonprofits • Source year 2014

Asset Growth

13th percentile

-36%

Faster asset growth than 13% of similar nonprofits.

2014 filings • NTEE P • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

72nd percentile

20%

Faster revenue growth than 72% of similar nonprofits.

2014 filings • NTEE P • <$500k nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets48th percentile

Assets

Down

$5,156

Down $2,898 (-36%) from 2013

Net Assets

Up

$5,156

Up $3,755 (+268%) from 2013

Liabilities

Down

$0

Down $6,653 (-100%) from 2013

Revenue And Expenses
Liabilities / Revenue47th percentileNet Margin43rd percentile

Revenue

Up

$81,244

Up $13,613 (+20%) from 2013

Expenses

Up

$80,460

Up $11,352 (+16%) from 2013

Net Income

Up

$784

Up $2,261 (+153%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth13th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10K$5.0K$0Assets 2010: $8,574Liabilities 2010: $6,632Net Assets 2010: $1,9422010Assets 2011: $9,703Liabilities 2011: $9,142Net Assets 2011: $5612011Assets 2012: $8,394Liabilities 2012: $5,516Net Assets 2012: $2,8782012Assets 2013: $8,054Liabilities 2013: $6,653Net Assets 2013: $1,4012013Assets 2014: $5,156Liabilities 2014: $0Net Assets 2014: $5,1562014Assets 2015: $3,771Liabilities 2015: $0Net Assets 2015: $3,7712015Assets 2016: $3,853Liabilities 2016: $0Net Assets 2016: $3,8532016Assets 2017: $3,940Liabilities 2017: $0Net Assets 2017: $3,9402017Assets 2018: $4,803Liabilities 2018: $0Net Assets 2018: $4,8032018Assets 2019: $4,803Liabilities 2019: $0Net Assets 2019: $4,8032019Assets 2020: $2,527Liabilities 2020: $02020Assets 2021: $2,529Liabilities 2021: $0Net Assets 2021: $2,5292021Assets 2022: $2,530Liabilities 2022: $0Net Assets 2022: $2,5302022Assets 2023: $2,535Liabilities 2023: $0Net Assets 2023: $2,5352023Assets 2024: $2,545Net Assets 2024: $2,5452024

Highlighted filing

2014

Assets$5,156
Liabilities$0
Net Assets$5,156
Open 2014 Filing

Operations Trend

Revenue Growth72nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2010: $85,506Expenses 2010: $79,798Net Income 2010: $5,7082010Revenue 2011: $93,958Expenses 2011: $95,339Net Income 2011: -$1,3812011Revenue 2012: $92,717Expenses 2012: $90,400Net Income 2012: $2,3172012Revenue 2013: $67,631Expenses 2013: $69,108Net Income 2013: -$1,4772013Revenue 2014: $81,244Expenses 2014: $80,460Net Income 2014: $7842014Revenue 2015: $47,812Expenses 2015: $49,197Net Income 2015: -$1,3852015Revenue 2016: $4,166Expenses 2016: $4,084Net Income 2016: $822016Revenue 2017: $4,217Expenses 2017: $4,130Net Income 2017: $872017Revenue 2018: $3,908Expenses 2018: $3,045Net Income 2018: $8632018Revenue 2019: $0Expenses 2019: $0Net Income 2019: $02019Revenue 2020: $1,050Expenses 2020: $3,326Net Income 2020: -$2,2762020Revenue 2021: $2Expenses 2021: $0Net Income 2021: $22021Revenue 2022: $1Expenses 2022: $0Net Income 2022: $12022Revenue 2023: $5Expenses 2023: $0Net Income 2023: $52023Revenue 2024: $102024

Highlighted filing

2014

Revenue$81,244
Expenses$80,460
Net Income$784
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Mar 1, 2015
Return Version
2014v5.0
Gross Receipts
$81,244
Mission and Program Overview

Mission

Organization to assist consumers

Program Services

DescriptionGrantsExpenses
TO ASSIST CONSUMERS WITH BUDGET PLANNING. TO REDUCE CREDIT CARD DEBTS AND THE HANDLING OF BILL PAYMENTS$48,054-
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MICHAEL FRITZPresidentFT$19,901-$19,901
ALLEN FRITZVice PresidentFT$14,998-$14,998
ROY WEISMANTreasurer-$0--
KEITH HUTTAsst Treasurer-$0--
PAULINE GOWDYSecretary-$0--
CANTOR MARTIN BEARMember-$0--
Filing and Contact Details

Filer

Filer Name
Atlantic Credit Foundation Inc
EIN
11-3618513
Phone
6314992444
Address
3 GLEN HILL COURT, DIX HILLS, NY 11746

Signing Officer

Name
Michael Fritz
Title
President
Phone
6314992444
Signed
2015-03-01
Discuss with paid preparer
Yes

Preparer

Firm
Lawrence Offsey CPA
Address
144 LAKE AVENUE, DEER PARK, NY 11729
Preparer
Lawrence Offsey
Phone
5164879179
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“Advertising 5786. Bank charges 140. Dues & subscriptions 0. Educational supplies 477. Insurance 2616. Licenses and permits 10738. Miscellaneous 25. Office expenses 1403. Repairs and maintenance 165. Telephone 2495. Travel 12457. Website and internet expense 2813.”

Form 990EZ, Part II, Line 24

“Cash -escrow machinery and equipment prepaid expenses and deferred charges”

Form 990EZ, Part II, Line 26

“Accounts payable and accrued expenses 3944. Fund held on behalf of others 1536. Payable to officers, directors, etc 1173. \”

Raw XML Appendix147 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0MICHAEL FRITZ
IRS990EZ/BooksInCareOfDetail/PhoneNum06314992444
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt03 GLEN HILL COURT
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0DIX HILLS
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd011746
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt08054
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt05156
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt048054
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0784
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt05636
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt08054
IRS990EZ/Form990TotalAssetsGrp/EOYAmt05156
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt081244
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt01401
IRS990EZ/NetAssetsOrFundBalancesEOYAmt05156
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt01401
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt05156
IRS990EZ/OccupancyRentUtltsAndMaintAmt0810
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt035.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt135.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt019901
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt114998
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MICHAEL FRITZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ALLEN FRITZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ROY WEISMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3KEITH HUTT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4PAULINE GOWDY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5CANTOR MARTIN BEAR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3ASST TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt02971
IRS990EZ/OtherExpensesTotalAmt039115
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0ORGANIZATION TO ASSIST CONSUMERS
IRS990EZ/ProgramServiceRevenueAmt033190
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO ASSIST CONSUMERS WITH BUDGET PLANNING. TO REDUCE CREDIT CARD DEBTS AND THE HANDLING OF BILL PAYMENTS
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt048054
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt034899
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NY
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt06653
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt080460
IRS990EZ/TotalRevenueAmt081244
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt048054
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt016852
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt013750
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt024659
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0103315
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt0103315
IRS990ScheduleA/PublicSupportTotal509Amt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt048054
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt016852
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt013750
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt024659
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0103315
IRS990ScheduleA/TotalSupportAmt0103315
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ADVERTISING 5786. BANK CHARGES 140. DUES & SUBSCRIPTIONS 0. EDUCATIONAL SUPPLIES 477. INSURANCE 2616. LICENSES AND PERMITS 10738. MISCELLANEOUS 25. OFFICE EXPENSES 1403. REPAIRS AND MAINTENANCE 165. TELEPHONE 2495. TRAVEL 12457. WEBSITE AND INTERNET EXPENSE 2813.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CASH -ESCROW MACHINERY AND EQUIPMENT PREPAID EXPENSES AND DEFERRED CHARGES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS PAYABLE AND ACCRUED EXPENSES 3944. FUND HELD ON BEHALF OF OTHERS 1536. PAYABLE TO OFFICERS, DIRECTORS, ETC 1173. \
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part II, Line 26
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL FRITZ
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06314992444
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-03-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ATLANTIC CREDIT FOUNDATION INC
ReturnHeader/Filer/BusinessNameControlTxt0ATLA
ReturnHeader/Filer/EIN0113618513
ReturnHeader/Filer/PhoneNum06314992444
ReturnHeader/Filer/USAddress/AddressLine1Txt03 GLEN HILL COURT
ReturnHeader/Filer/USAddress/CityNm0DIX HILLS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd011746
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LAWRENCE OFFSEY CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0144 LAKE AVENUE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0DEER PARK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd011729
ReturnHeader/PreparerPersonGrp/PhoneNum05164879179
ReturnHeader/PreparerPersonGrp/PreparationDt02015-06-01
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LAWRENCE OFFSEY
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02015-06-01T08:42:28-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$5,156
Liabilities
$0
Net assets
$5,156
Revenue
$81,244
Expenses
$80,460
Net income
$784
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.55$2.55$0.01
2023Detailed filing. Detailed filing data is available for this year.$2.54$0.00$2.54$0.01$0.00$0.01
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.53$0.00$2.53$0.00$0.00$0.00
2021Detailed filing. Detailed filing data is available for this year.$2.53$0.00$2.53$0.00$0.00$0.00
2020Summary only. Only limited summary data is available for this year.$2.53$0.00$1.05$3.33$2.28
2019Detailed filing. Detailed filing data is available for this year.$4.80$0.00$4.80$0.00$0.00$0.00
2018Detailed filing. Detailed filing data is available for this year.$4.80$0.00$4.80$3.91$3.05$0.86
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.94$0.00$3.94$4.22$4.13$0.09
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.85$0.00$3.85$4.17$4.08$0.08
2015Detailed filing. Detailed filing data is available for this year.$3.77$0.00$3.77$47.8$49.2$1.39
2014Detailed filing. Detailed filing data is available for this year.$5.16$0.00$5.16$81.2$80.5$0.78
2013Detailed filing. Detailed filing data is available for this year.$8.05$6.65$1.40$67.6$69.1$1.48
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.39$5.52$2.88$92.7$90.4$2.32
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.70$9.14$0.56$94.0$95.3$1.38
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.57$6.63$1.94$85.5$79.8$5.71