Civic Intelligence

Atlantic Credit Foundation Inc.

990EZ • Fiscal year 2013 • EIN 11-3618513

Jan 01, 2013 to Dec 31, 2013 • Filed on Mar 10, 2014

Organization ProfileN/A
3 Glen Hill CourtDix Hills, NY 11746

(631) 499-2444

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.83x

Higher debt load relative to assets than 89% of similar nonprofits.

2013 filings • NTEE P • <$500k nonprofits • Source year 2013

Liabilities / Revenue

77th percentile

0.10x

Higher debt load relative to revenue than 77% of similar nonprofits.

2013 filings • NTEE P • <$500k nonprofits • Source year 2013

Net Margin

34th percentile

-2.2%

Higher net margin than 34% of similar nonprofits.

2013 filings • NTEE P • <$500k nonprofits • Source year 2013

Top Officer Pay

72nd percentile

$0

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • NTEE P • <$500k nonprofits • Source year 2013

Asset Growth

36th percentile

-4.1%

Faster asset growth than 36% of similar nonprofits.

2013 filings • NTEE P • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

15th percentile

-27%

Faster revenue growth than 15% of similar nonprofits.

2013 filings • NTEE P • <$500k nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets89th percentile

Assets

Down

$8,054

Down $340 (-4.1%) from 2012

Net Assets

Down

$1,401

Down $1,477 (-51%) from 2012

Liabilities

Up

$6,653

Up $1,137 (+21%) from 2012

Revenue And Expenses
Liabilities / Revenue77th percentileNet Margin34th percentile

Revenue

Down

$67,631

Down $25,086 (-27%) from 2012

Expenses

Down

$69,108

Down $21,292 (-24%) from 2012

Net Income

Down

-$1,477

Down $3,794 (-164%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth36th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10K$5.0K$0Assets 2010: $8,574Liabilities 2010: $6,632Net Assets 2010: $1,9422010Assets 2011: $9,703Liabilities 2011: $9,142Net Assets 2011: $5612011Assets 2012: $8,394Liabilities 2012: $5,516Net Assets 2012: $2,8782012Assets 2013: $8,054Liabilities 2013: $6,653Net Assets 2013: $1,4012013Assets 2014: $5,156Liabilities 2014: $0Net Assets 2014: $5,1562014Assets 2015: $3,771Liabilities 2015: $0Net Assets 2015: $3,7712015Assets 2016: $3,853Liabilities 2016: $0Net Assets 2016: $3,8532016Assets 2017: $3,940Liabilities 2017: $0Net Assets 2017: $3,9402017Assets 2018: $4,803Liabilities 2018: $0Net Assets 2018: $4,8032018Assets 2019: $4,803Liabilities 2019: $0Net Assets 2019: $4,8032019Assets 2020: $2,527Liabilities 2020: $02020Assets 2021: $2,529Liabilities 2021: $0Net Assets 2021: $2,5292021Assets 2022: $2,530Liabilities 2022: $0Net Assets 2022: $2,5302022Assets 2023: $2,535Liabilities 2023: $0Net Assets 2023: $2,5352023Assets 2024: $2,545Net Assets 2024: $2,5452024

Highlighted filing

2013

Assets$8,054
Liabilities$6,653
Net Assets$1,401
Open 2013 Filing

Operations Trend

Revenue Growth15th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2010: $85,506Expenses 2010: $79,798Net Income 2010: $5,7082010Revenue 2011: $93,958Expenses 2011: $95,339Net Income 2011: -$1,3812011Revenue 2012: $92,717Expenses 2012: $90,400Net Income 2012: $2,3172012Revenue 2013: $67,631Expenses 2013: $69,108Net Income 2013: -$1,4772013Revenue 2014: $81,244Expenses 2014: $80,460Net Income 2014: $7842014Revenue 2015: $47,812Expenses 2015: $49,197Net Income 2015: -$1,3852015Revenue 2016: $4,166Expenses 2016: $4,084Net Income 2016: $822016Revenue 2017: $4,217Expenses 2017: $4,130Net Income 2017: $872017Revenue 2018: $3,908Expenses 2018: $3,045Net Income 2018: $8632018Revenue 2019: $0Expenses 2019: $0Net Income 2019: $02019Revenue 2020: $1,050Expenses 2020: $3,326Net Income 2020: -$2,2762020Revenue 2021: $2Expenses 2021: $0Net Income 2021: $22021Revenue 2022: $1Expenses 2022: $0Net Income 2022: $12022Revenue 2023: $5Expenses 2023: $0Net Income 2023: $52023Revenue 2024: $102024

Highlighted filing

2013

Revenue$67,631
Expenses$69,108
Net Income-$1,477
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Mar 10, 2014
Return Version
2013v3.1
Gross Receipts
$67,631
Mission and Program Overview

Mission

Organization to assist consumers

Program Services

DescriptionGrantsExpenses
TO ASSIST CONSUMERS WITH BUDGET PLANNING. TO REDUCE CREDIT CARD DEBTS AND THE HANDLING OF BILL PAYMENTS--
Compensation and Service Providers
Top Officer Pay72nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MICHAEL FRITZPresidentFT$0--
ALLEN FRITZVice PresidentFT$0--
ROY WEISMANTreasurer-$0--
KEITH HUTTAsst Treasurer-$0--
PAULINE GOWDYSecretary-$0--
CANTOR MARTIN BEARMember-$0--
Filing and Contact Details

Filer

EIN
11-3618513
Phone
6314992444

Signing Officer

Name
Michael Fritz
Title
President
Phone
6314992444
Signed
2014-03-10
Discuss with paid preparer
Yes

Preparer

Preparer
Lawrence Offsey
Phone
5164879179
Supplemental Narrative

Additional Explanations

Pt III, Line 31

“The company also provides housing counseloring and”

Pt III, Line 31

“mortgage modifications.”

Form 990EZ, Part I, Line 16

“Advertising 738. Bank charges 204. Dues & subscriptions 0. Educational supplies 5444. Insurance 3628. Licenses and permits 0. Miscellaneous 125. Office expenses 2039. Repairs and maintenance 140. Telephone 4077. Travel 12496. Website and internet expense 2285.”

Form 990EZ, Part II, Line 24

“Cash -escrow 2287. Machinery and equipment prepaid expenses and deferred charges”

Form 990EZ, Part II, Line 26

“Accounts payable and accrued expenses 3003. 3944. Fund held on behalf of others 168. 1536. Payable to officers, directors, etc 2345. 1173. \”

Raw XML Appendix152 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0MICHAEL FRITZ
IRS990EZ/BooksInCareOfDetail/PhoneNum06314992444
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine103 GLEN HILL COURT
IRS990EZ/BooksInCareOfDetail/USAddress/City0DIX HILLS
IRS990EZ/BooksInCareOfDetail/USAddress/State0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode011746
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt06107
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt08054
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt016852
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-1477
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01700
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt08394
IRS990EZ/Form990TotalAssetsGrp/EOYAmt08054
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt067631
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt02878
IRS990EZ/NetAssetsOrFundBalancesEOYAmt01401
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt02878
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt01401
IRS990EZ/OccupancyRentUtltsAndMaintAmt0608
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt035.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt135.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MICHAEL FRITZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ALLEN FRITZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ROY WEISMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3KEITH HUTT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4PAULINE GOWDY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5CANTOR MARTIN BEAR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3ASST TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt02287
IRS990EZ/OtherExpensesTotalAmt031176
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0ORGANIZATION TO ASSIST CONSUMERS
IRS990EZ/ProgramServiceRevenueAmt050779
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO ASSIST CONSUMERS WITH BUDGET PLANNING. TO REDUCE CREDIT CARD DEBTS AND THE HANDLING OF BILL PAYMENTS
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt035624
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NY
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt05516
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt06653
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt069108
IRS990EZ/TotalRevenueAmt067631
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt016852
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt013750
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt024659
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt033473
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt088734
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt088734
IRS990ScheduleA/PublicSupportTotal509Amt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt016852
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt013750
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt024659
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt033473
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt088734
IRS990ScheduleA/TotalSupportAmt088734
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The company also provides housing counseloring and
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1mortgage modifications.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ADVERTISING 738. BANK CHARGES 204. DUES & SUBSCRIPTIONS 0. EDUCATIONAL SUPPLIES 5444. INSURANCE 3628. LICENSES AND PERMITS 0. MISCELLANEOUS 125. OFFICE EXPENSES 2039. REPAIRS AND MAINTENANCE 140. TELEPHONE 4077. TRAVEL 12496. WEBSITE AND INTERNET EXPENSE 2285.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CASH -ESCROW 2287. MACHINERY AND EQUIPMENT PREPAID EXPENSES AND DEFERRED CHARGES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ACCOUNTS PAYABLE AND ACCRUED EXPENSES 3003. 3944. FUND HELD ON BEHALF OF OTHERS 168. 1536. PAYABLE TO OFFICERS, DIRECTORS, ETC 2345. 1173. \
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt III, Line 31
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt III, Line 31
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part II, Line 26
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL FRITZ
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06314992444
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-03-10
ReturnHeader/Filer/BusinessName/BusinessNameLine10ATLANTIC CREDIT FOUNDATION INC
ReturnHeader/Filer/BusinessNameControlTxt0ATLA
ReturnHeader/Filer/EIN0113618513
ReturnHeader/Filer/PhoneNum06314992444
ReturnHeader/Filer/USAddress/AddressLine103 GLEN HILL COURT
ReturnHeader/Filer/USAddress/City0DIX HILLS
ReturnHeader/Filer/USAddress/State0NY
ReturnHeader/Filer/USAddress/ZIPCode011746
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10LAWRENCE OFFSEY CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1010 RAVINE ROAD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0GREAT NECK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0110231712
ReturnHeader/PreparerPersonGrp/PhoneNum05164879179
ReturnHeader/PreparerPersonGrp/PreparationDt02014-06-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LAWRENCE OFFSEY
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02014-06-09T06:34:07-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$8,054
Liabilities
$6,653
Net assets
$1,401
Revenue
$67,631
Expenses
$69,108
Net income
-$1,477
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.55$2.55$0.01
2023Detailed filing. Detailed filing data is available for this year.$2.54$0.00$2.54$0.01$0.00$0.01
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.53$0.00$2.53$0.00$0.00$0.00
2021Detailed filing. Detailed filing data is available for this year.$2.53$0.00$2.53$0.00$0.00$0.00
2020Summary only. Only limited summary data is available for this year.$2.53$0.00$1.05$3.33$2.28
2019Detailed filing. Detailed filing data is available for this year.$4.80$0.00$4.80$0.00$0.00$0.00
2018Detailed filing. Detailed filing data is available for this year.$4.80$0.00$4.80$3.91$3.05$0.86
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.94$0.00$3.94$4.22$4.13$0.09
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.85$0.00$3.85$4.17$4.08$0.08
2015Detailed filing. Detailed filing data is available for this year.$3.77$0.00$3.77$47.8$49.2$1.39
2014Detailed filing. Detailed filing data is available for this year.$5.16$0.00$5.16$81.2$80.5$0.78
2013Detailed filing. Detailed filing data is available for this year.$8.05$6.65$1.40$67.6$69.1$1.48
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.39$5.52$2.88$92.7$90.4$2.32
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.70$9.14$0.56$94.0$95.3$1.38
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.57$6.63$1.94$85.5$79.8$5.71