Civic Intelligence

Atlantic Credit Foundation Inc.

990EZ • Fiscal year 2012 • EIN 11-3618513

Jan 01, 2012 to Dec 31, 2012 • Filed on Feb 01, 2013

Organization ProfileN/A
3 Glen Hill Court11746
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

86th percentile

0.66x

Higher debt load relative to assets than 86% of similar nonprofits.

2012 filings • NTEE P • <$500k nonprofits • Source year 2012

Liabilities / Revenue

72nd percentile

0.06x

Higher debt load relative to revenue than 72% of similar nonprofits.

2012 filings • NTEE P • <$500k nonprofits • Source year 2012

Net Margin

50th percentile

2.5%

Higher net margin than 50% of similar nonprofits.

2012 filings • NTEE P • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

27th percentile

-13%

Faster asset growth than 27% of similar nonprofits.

2012 filings • NTEE P • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

45th percentile

-1.3%

Faster revenue growth than 45% of similar nonprofits.

2012 filings • NTEE P • <$500k nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / Assets86th percentile

Assets

Down

$8,394

Down $1,309 (-13%) from 2011

Net Assets

Up

$2,878

Up $2,317 (+413%) from 2011

Liabilities

Down

$5,516

Down $3,626 (-40%) from 2011

Revenue And Expenses
Liabilities / Revenue72nd percentileNet Margin50th percentile

Revenue

Down

$92,717

Down $1,241 (-1.3%) from 2011

Expenses

Down

$90,400

Down $4,939 (-5.2%) from 2011

Net Income

Up

$2,317

Up $3,698 (+268%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth27th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10K$5.0K$0Assets 2010: $8,574Liabilities 2010: $6,632Net Assets 2010: $1,9422010Assets 2011: $9,703Liabilities 2011: $9,142Net Assets 2011: $5612011Assets 2012: $8,394Liabilities 2012: $5,516Net Assets 2012: $2,8782012Assets 2013: $8,054Liabilities 2013: $6,653Net Assets 2013: $1,4012013Assets 2014: $5,156Liabilities 2014: $0Net Assets 2014: $5,1562014Assets 2015: $3,771Liabilities 2015: $0Net Assets 2015: $3,7712015Assets 2016: $3,853Liabilities 2016: $0Net Assets 2016: $3,8532016Assets 2017: $3,940Liabilities 2017: $0Net Assets 2017: $3,9402017Assets 2018: $4,803Liabilities 2018: $0Net Assets 2018: $4,8032018Assets 2019: $4,803Liabilities 2019: $0Net Assets 2019: $4,8032019Assets 2020: $2,527Liabilities 2020: $02020Assets 2021: $2,529Liabilities 2021: $0Net Assets 2021: $2,5292021Assets 2022: $2,530Liabilities 2022: $0Net Assets 2022: $2,5302022Assets 2023: $2,535Liabilities 2023: $0Net Assets 2023: $2,5352023Assets 2024: $2,545Net Assets 2024: $2,5452024

Highlighted filing

2012

Assets$8,394
Liabilities$5,516
Net Assets$2,878
Open 2012 Filing

Operations Trend

Revenue Growth45th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2010: $85,506Expenses 2010: $79,798Net Income 2010: $5,7082010Revenue 2011: $93,958Expenses 2011: $95,339Net Income 2011: -$1,3812011Revenue 2012: $92,717Expenses 2012: $90,400Net Income 2012: $2,3172012Revenue 2013: $67,631Expenses 2013: $69,108Net Income 2013: -$1,4772013Revenue 2014: $81,244Expenses 2014: $80,460Net Income 2014: $7842014Revenue 2015: $47,812Expenses 2015: $49,197Net Income 2015: -$1,3852015Revenue 2016: $4,166Expenses 2016: $4,084Net Income 2016: $822016Revenue 2017: $4,217Expenses 2017: $4,130Net Income 2017: $872017Revenue 2018: $3,908Expenses 2018: $3,045Net Income 2018: $8632018Revenue 2019: $0Expenses 2019: $0Net Income 2019: $02019Revenue 2020: $1,050Expenses 2020: $3,326Net Income 2020: -$2,2762020Revenue 2021: $2Expenses 2021: $0Net Income 2021: $22021Revenue 2022: $1Expenses 2022: $0Net Income 2022: $12022Revenue 2023: $5Expenses 2023: $0Net Income 2023: $52023Revenue 2024: $102024

Highlighted filing

2012

Revenue$92,717
Expenses$90,400
Net Income$2,317
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Feb 1, 2013
Return Version
2012v2.0
Mission and Program Overview

Mission

Organization to assist consumers

Filing and Contact Details

Filer

EIN
11-3618513
Raw XML Appendix151 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRpt0false
IRS990EZ/CashSavingsAndInvestments/BOY04855
IRS990EZ/CashSavingsAndInvestments/EOY06107
IRS990EZ/ContributionsGiftsGrantsEtc013750
IRS990EZ/CostOfGoodsSold00
IRS990EZ/CostOtherBasisAndSalesExpenses00
IRS990EZ/DidOrgFileForm1120POLThisYear0false
IRS990EZ/DoesOrgHaveHospital0false
IRS990EZ/EngagedInExcessBenefitTrans0false
IRS990EZ/EngageInLobbyingActivities0false
IRS990EZ/EngagePoliticalCmpgnActivities0false
IRS990EZ/ExcessOrDeficitForYear02317
IRS990EZ/FeesAndOthPymtToIndContractors02000
IRS990EZ/ForeignFinancialAccount0false
IRS990EZ/ForeignOffice0false
IRS990EZ/FundraisingGrossIncome00
IRS990EZ/GainOrLossFromSaleOfAssets00
IRS990EZ/GamingGrossIncome00
IRS990EZ/GroProfitLossSalesOfInventory00
IRS990EZ/GrossReceipts092717
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InfoInScheduleOPartII0X
IRS990EZ/InfoInScheduleOPartIII0X
IRS990EZ/InvestmentIncome00
IRS990EZ/MadeChangesToOrgnzngEtcDoc0false
IRS990EZ/MadeLoansToFromOfficers0false
IRS990EZ/MaintainAnyDonorAdvisedFunds0false
IRS990EZ/MembershipDues00
IRS990EZ/MethodOfAccountingAccrual0X
IRS990EZ/NetAssetsOrFundBalances/BOY0561
IRS990EZ/NetAssetsOrFundBalancesBOY0561
IRS990EZ/NetAssetsOrFundBalances/EOY02878
IRS990EZ/NetAssetsOrFundBalancesEOY02878
IRS990EZ/OccupancyRentUtilitiesAndMaint0144
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition035.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition135.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition20.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition30.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition40.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition50.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation027335
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation122210
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation50
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0MICHAEL FRITZ
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1ALLEN FRITZ
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2ROY WEISMAN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3KEITH HUTT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName4PAULINE GOWDY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName5CANTOR MARTIN BEAR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2TREASURER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3ASST TREASURER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title4SECRETARY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title5MEMBER
IRS990EZ/OperatingSchool0false
IRS990EZ/Organization501c30X
IRS990EZ/OrganizationDissolvedEtc0false
IRS990EZ/OrganizationHadUBI0false
IRS990EZ/OtherAssetsTotal/BOY04848
IRS990EZ/OtherAssetsTotal/EOY02287
IRS990EZ/OtherExpensesTotal038711
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0ORGANIZATION TO ASSIST CONSUMERS
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0TO ASSIST CONSUMERS WITH BUDGET PLANNING. TO REDUCE CREDIT CARD DEBTS AND THE HANDLING OF BILL PAYMENTS
IRS990EZ/ProgramServiceRevenue078967
IRS990EZ/ProhibitedTaxShelterTrans0false
IRS990EZ/RelatedOrgControlledEntity0false
IRS990EZ/SalariesOtherCompEmplBenefits049545
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/SpecialEventsDirectExpenses00
IRS990EZ/SpecialEventsNetIncomeLoss00
IRS990EZ/StatesWhereCopyOfReturnIsFiled0NY
IRS990EZ/SubjectToProxyTax0false
IRS990EZ/SumOfTotalLiabilities/BOY09142
IRS990EZ/SumOfTotalLiabilities/EOY05516
IRS990EZ/TanningServicesProvided0false
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine103 GLEN HILL COURT
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0DIX HILLS
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0NY
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode011746
IRS990EZ/TheBooksAreInCareOf/NamePerson0MICHAEL FRITZ
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber06314992444
IRS990EZ/TotalAssets/BOY09703
IRS990EZ/TotalAssets/EOY08394
IRS990EZ/TotalExpenses090400
IRS990EZ/TotalRevenue092717
IRS990EZ/TransactionWithControlEntity0false
IRS990EZ/TrnsfrsExemptNonCharRelatedOrg0false
IRS990EZ/WebSite0N/A
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYear013750
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus1Year024659
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus3Years033473
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus4Years066716
IRS990ScheduleA/GiftsGrantsContribReceived170/Total0138598
IRS990ScheduleA/GrossInvestmentIncome170/Total00
IRS990ScheduleA/InvestmentIncomePercentage00
IRS990ScheduleA/PubliclySupportedOrg170b1Avi0X
IRS990ScheduleA/PublicSupportPercentage50900
IRS990ScheduleA/PublicSupportPertcentage17001.00000
IRS990ScheduleA/PublicSupportPertcentPriorYear01.00000
IRS990ScheduleA/PublicSupportTotal1700138598
IRS990ScheduleA/PublicSupportTotal50900
IRS990ScheduleA/ThirtyThreePercntTestsCY1700X
IRS990ScheduleA/Total170/CurrentTaxYear013750
IRS990ScheduleA/Total170/CurrentTaxYearMinus1Year024659
IRS990ScheduleA/Total170/CurrentTaxYearMinus3Years033473
IRS990ScheduleA/Total170/CurrentTaxYearMinus4Years066716
IRS990ScheduleA/Total170/Total0138598
IRS990ScheduleA/TotalSupport0138598
IRS990ScheduleO/GeneralExplanation/Explanation0The company also provides housing counseloring and
IRS990ScheduleO/GeneralExplanation/Explanation1mortgage modifications.
IRS990ScheduleO/GeneralExplanation/Explanation2ADVERTISING 1901. BANK CHARGES 168. DUES & SUBSCRIPTIONS 111. EDUCATIONAL SUPPLIES 16639. INSURANCE 4524. LICENSES AND PERMITS 3691. MISCELLANEOUS 60. OFFICE EXPENSES 3913. REPAIRS AND MAINTENANCE 218. TELEPHONE 3135. TRAVEL 2156. WEBSITE AND INTERNET EXPENSE 2195.
IRS990ScheduleO/GeneralExplanation/Explanation3CASH -ESCROW 4848. 2287. MACHINERY AND EQUIPMENT 0. PREPAID EXPENSES AND DEFERRED CHARGES 0.
IRS990ScheduleO/GeneralExplanation/Explanation4ACCOUNTS PAYABLE AND ACCRUED EXPENSES 3944. 3003. FUND HELD ON BEHALF OF OTHERS 1536. 168. PAYABLE TO OFFICERS, DIRECTORS, ETC 3662. 2345.
IRS990ScheduleO/GeneralExplanation/Identifier0Pt III, Line 31
IRS990ScheduleO/GeneralExplanation/Identifier1Form 990EZ, Part I, Line 16
IRS990ScheduleO/GeneralExplanation/Identifier2Form 990EZ, Part II, Line 24
IRS990ScheduleO/GeneralExplanation/Identifier3Form 990EZ, Part II, Line 26
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/Filer/EIN0113618513
ReturnHeader/Filer/Name/BusinessNameLine10ATLANTIC CREDIT FOUNDATION INC
ReturnHeader/Filer/NameControl0ATLA
ReturnHeader/Filer/Phone06314992444
ReturnHeader/Filer/USAddress/AddressLine103 GLEN HILL COURT
ReturnHeader/Filer/USAddress/City0DIX HILLS
ReturnHeader/Filer/USAddress/State0NY
ReturnHeader/Filer/USAddress/ZIPCode011746
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-02-01
ReturnHeader/Officer/Name0MICHAEL FRITZ
ReturnHeader/Officer/Phone06314992444
ReturnHeader/Officer/Title0PRESIDENT
ReturnHeader/Preparer/DatePrepared02013-05-15
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10LAWRENCE OFFSEY CPA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1010 RAVINE ROAD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0GREAT NECK
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0NY
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode0110231712
ReturnHeader/Preparer/Name0LAWRENCE OFFSEY
ReturnHeader/Preparer/Phone05164879179
ReturnHeader/Preparer/SelfEmployed0X
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-05-15T18:49:47-07:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$8,394
Liabilities
$5,516
Net assets
$2,878
Revenue
$92,717
Expenses
$90,400
Net income
$2,317
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.55$2.55$0.01
2023Detailed filing. Detailed filing data is available for this year.$2.54$0.00$2.54$0.01$0.00$0.01
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.53$0.00$2.53$0.00$0.00$0.00
2021Detailed filing. Detailed filing data is available for this year.$2.53$0.00$2.53$0.00$0.00$0.00
2020Summary only. Only limited summary data is available for this year.$2.53$0.00$1.05$3.33$2.28
2019Detailed filing. Detailed filing data is available for this year.$4.80$0.00$4.80$0.00$0.00$0.00
2018Detailed filing. Detailed filing data is available for this year.$4.80$0.00$4.80$3.91$3.05$0.86
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.94$0.00$3.94$4.22$4.13$0.09
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.85$0.00$3.85$4.17$4.08$0.08
2015Detailed filing. Detailed filing data is available for this year.$3.77$0.00$3.77$47.8$49.2$1.39
2014Detailed filing. Detailed filing data is available for this year.$5.16$0.00$5.16$81.2$80.5$0.78
2013Detailed filing. Detailed filing data is available for this year.$8.05$6.65$1.40$67.6$69.1$1.48
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.39$5.52$2.88$92.7$90.4$2.32
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.70$9.14$0.56$94.0$95.3$1.38
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.57$6.63$1.94$85.5$79.8$5.71