Civic Intelligence

Achieve Financial Credit Union Inc

990 • Fiscal year 2013 • EIN 06-0696607

Jan 01, 2013 to Dec 31, 2013 • Filed on May 13, 2014

Organization ProfileWWW.ACHIEVEFINANCIALCU.COM

View Organization Page

PO Box 7030Berlin, CT 06037

(860) 828-2790

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.92x

Higher debt load relative to assets than 89% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Liabilities / Revenue

24th percentile

14.42x

Higher debt load relative to revenue than 24% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Net Margin

43rd percentile

9.2%

Higher net margin than 43% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Top Officer Pay

67th percentile

$226,329

Higher top officer pay than 67% of similar nonprofits.

Top officer pay equals 3.2% of source-year revenue.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Asset Growth

70th percentile

4.6%

Faster asset growth than 70% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets89th percentile

Assets

Up

$109,544,115

Up $4,838,698 (+4.6%) from 2012

Net Assets

Up

$8,564,751

Up $555,791 (+6.9%) from 2012

Liabilities

Up

$100,979,364

Up $4,282,907 (+4.4%) from 2012

Revenue And Expenses
Liabilities / Revenue24th percentileNet Margin43rd percentile

Revenue

$7,005,128

No earlier filing loaded for comparison.

Expenses

Down

$6,362,167

Down $265,679 (-4.0%) from 2012

Net Income

$642,961

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth70th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $101,134,333Liabilities 2010: $94,224,755Net Assets 2010: $6,909,5782010Assets 2011: $103,486,901Liabilities 2011: $95,861,738Net Assets 2011: $7,625,1632011Assets 2012: $104,705,417Liabilities 2012: $96,696,457Net Assets 2012: $8,008,9602012Assets 2013: $109,544,115Liabilities 2013: $100,979,364Net Assets 2013: $8,564,7512013Assets 2014: $113,245,305Liabilities 2014: $104,207,911Net Assets 2014: $9,037,3942014Assets 2015: $122,451,154Liabilities 2015: $112,955,199Net Assets 2015: $9,495,9552015Assets 2016: $126,174,445Liabilities 2016: $116,477,305Net Assets 2016: $9,697,1402016Assets 2017: $129,565,274Liabilities 2017: $119,307,750Net Assets 2017: $10,257,5242017Assets 2018: $129,741,266Liabilities 2018: $118,927,695Net Assets 2018: $10,813,5712018Assets 2019: $131,893,368Liabilities 2019: $120,211,512Net Assets 2019: $11,681,8562019Assets 2020: $162,912,495Liabilities 2020: $151,189,819Net Assets 2020: $11,722,6762020Assets 2021: $177,006,682Liabilities 2021: $165,412,720Net Assets 2021: $11,593,9622021Assets 2022: $183,250,727Liabilities 2022: $173,932,195Net Assets 2022: $9,318,5322022Assets 2023: $192,475,799Liabilities 2023: $181,359,436Net Assets 2023: $11,116,3632023Assets 2024: $181,973,848Liabilities 2024: $169,819,873Net Assets 2024: $12,153,9752024

Highlighted filing

2013

Assets$109,544,115
Liabilities$100,979,364
Net Assets$8,564,751
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $7,187,7132010Expenses 2011: $6,567,0582011Expenses 2012: $6,627,8462012Revenue 2013: $7,005,128Expenses 2013: $6,362,167Net Income 2013: $642,9612013Revenue 2014: $7,014,757Expenses 2014: $6,547,405Net Income 2014: $467,3522014Revenue 2015: $7,128,828Expenses 2015: $6,672,640Net Income 2015: $456,1882015Revenue 2016: $7,155,404Expenses 2016: $6,856,273Net Income 2016: $299,1312016Revenue 2017: $7,784,724Expenses 2017: $7,193,138Net Income 2017: $591,5862017Revenue 2018: $8,626,185Expenses 2018: $7,998,513Net Income 2018: $627,6722018Revenue 2019: $8,643,003Expenses 2019: $8,025,589Net Income 2019: $617,4142019Revenue 2020: $7,837,035Expenses 2020: $7,999,110Net Income 2020: -$162,0752020Revenue 2021: $8,898,546Expenses 2021: $8,013,107Net Income 2021: $885,4392021Revenue 2022: $10,293,726Expenses 2022: $8,300,755Net Income 2022: $1,992,9712022Revenue 2023: $12,016,169Expenses 2023: $11,112,680Net Income 2023: $903,4892023Revenue 2024: $11,449,976Expenses 2024: $11,158,011Net Income 2024: $291,9652024

Highlighted filing

2013

Revenue$7,005,128
Expenses$6,362,167
Net Income$642,961
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 13, 2014
Return Version
2013v3.0
Gross Receipts
$7,005,128
Mission and Program Overview

Mission

We provide financial services for our members.

Provide financial services to our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$88,621,792$94,661,599▲ $6,039,807
Rtn Earn Endowment Incm Other Fnds$8,008,960$8,564,751▲ $555,791
Investments in Publicly Traded Securities$4,277,515$3,598,139▼ $679,376
Land, Buildings, and Equipment, Net$3,795,391$3,585,639▼ $209,752
Cash and Non-Interest-Bearing Accounts$4,310,388$2,708,736▼ $1,601,652
Savings and Temporary Cash Investments$1,244,192$2,321,777▲ $1,077,585
Investments Other Securities$1,152,257$1,173,483▲ $21,226
Prepaid Expenses and Deferred Charges$840,656$1,082,258▲ $241,602
Accounts Receivable$146,802$78,313▼ $68,489
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$104,705,417$109,544,115▲ $4,838,698
Other Assets Total$316,424$334,171▲ $17,747
Liabilities
Other Liabilities$95,897,680$100,108,275▲ $4,210,595
Accounts Payable and Accrued Expenses$798,777$871,089▲ $72,312
Total Liabilities$96,696,457$100,979,364▲ $4,282,907
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,008,960$8,564,751▲ $555,791
Total Liabilities and Net Assets / Fund Balance$104,705,417$109,544,115▲ $4,838,698

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,004,473$2,602,885$3,607,358
Buildings$1,679,293$367,189$2,046,482
Leasehold Improvements$145,155$757,709$902,864
Land$756,718-$756,718
Compensation and Service Providers
Top Officer Pay67th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Andrew KlimkoskiPresident/CEOFT$180,724$45,605$226,329
Matthew YussmanCFOFT$120,015$9,072$129,087
Mary BudnickVP of SalesFT$111,606$13,607$125,213

Board Members and Trustees

NameTitle
Sebastiano SpadaChairman
Deborah M KennedyDirector
Elaine RichardsDirector
John FredericksDirector
Kenneth PoppeDirector
William AckermanDirector
John StairsTreasurer/secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,818,583
Investment Income
$106,857
Other Revenue
$2,079,688
Change in Net Assets
$642,961
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,712,010
Salaries, Compensation, and Employee Benefits$2,650,157
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,716,925
Office Expenses---$853,215
Current Officers, Directors, Trustees, and Key Employees---$468,962
Occupancy---$382,573
Depreciation Depletion---$373,352
Interest---$331,972
Information Technology---$296,083
Advertising---$263,256
Payroll Taxes---$203,826
Other Employee Benefits---$192,087
Other Expenses---$99,721
All Other Expenses---$81,879
Pension Plan Contributions---$68,357
Travel---$66,948
Fees for Services Management---$65,017
Insurance---$50,851
Fees for Services Accounting---$23,304
Fees for Services Legal---$7,170
Total Functional Expenses$0$0$0$6,362,167
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$99,849,099
Other Miscellaneous Liabilities$259,176
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Individuals maintaining a minimum deposit balance with the organization are considered members.”

Form 990, Part VI, Section A, Line 7A

“Members in good standing may vote for directors as terms expire.”

Form 990, Part VI, Section B, Line 11

“The ceo and cfo prepare and review the form 990 prior to filing.”

Form 990, Part VI, Section B, Line 12C

“The organization annually reviews their conflict of interest policy with directors, officers and key employees. All directors, officers and key employees must sign an affirmation indicating that they have reviewed the conflict of interest policy and that they have not been in violation of any of the sections of the policy.”

Form 990, Part VI, Section B, Line 15A

“The ceo's compensation is determined by a ceo evaluation committee made up of directors. The committee reviews the ceo's performance plan and uses external peer data for comparable compensation. Documentation is kept with respect to the deliberations and decisions regarding the compensation arrangement.”

Form 990, Part VI, Section C, Line 19

“The organization's governing documents and conflict of interest policy are available to members on request. The financial statements are posted for viewing in all public service locations.”

Filing and Contact Details

Filer

EIN
06-0696607
Phone
8608282790

Signing Officer

Name
Andrew J Klimkoski
Title
President/CEO
Phone
8608282790
Signed
2014-05-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Andrew J Klimkoski
Formed
1952
Legal Domicile
Ct
Voting Board Members
7
Independent Board Members
7
Employees
46
Volunteers
10

Preparer

Preparer
Andrew G Andrews
Phone
8605223111
Raw XML AppendixShowing 400 of 542 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PYOtherExpensesAmt04123307
IRS990/PYOtherRevenueAmt02070975
IRS990/PYProgramServiceRevenueAmt04852516
IRS990/PYRevenuesLessExpensesAmt0422831
IRS990/PYSalariesCompEmpBnftPaidAmt02504539
IRS990/PYTotalExpensesAmt06627846
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07050677
IRS990/ReconcilationRevenueExpnssAmt0642961
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08008960
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08564751
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01244192
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02321777
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01679293
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0367189
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02046482
IRS990ScheduleD/EquipmentGrp/BookValueAmt01004473
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02602885
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03607358
IRS990ScheduleD/LandGrp/BookValueAmt0756718
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0756718
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0145155
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0757709
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0902864
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt099849099
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1259176
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OTHER MISCELLANEOUS LIABILITIES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03585639
IRS990ScheduleD/TotalLiabilityAmt0100108275
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IdemnificationGrossUpPmtsInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0180724
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount02072
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt05106
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt019859
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt018568
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ANDREW KLIMKOSKI
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0226329
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt024994
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt292589
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt398982
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt461024
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt59833
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt66252
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt799978
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt8106051
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt92952
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt10319691
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1141822
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1217569
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1329863
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt143835
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt15497
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt16592000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1783000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1846000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd81
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd91
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd101
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd111
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd121
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd131
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd141
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd151
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd161
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd171
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd181
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine10SPADASEBASTIAN G
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine11SPADASEBASTIAN G
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine12SPADASEBASTIAN G
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine13ACKERMANWILLIAM H
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine14STAIRSJOHN D
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine15STAIRSJOHN D
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine16POPPEKENNETH J
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine17POPPEKENNETH J
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine18BUDNICKMARY W
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine19BUDNICKMARY W
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine110KLIMKOSKIANDREW J
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine111KLIMKOSKIANDREW J
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine112KLIMKOSKIANDREW J
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine113YUSSMANMATTHEW R
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine114FREDERICKSJOHN R
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine115KENNEDYDEBORAH M
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine116KLIMKOSKIANDREW J
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine117YUSSMANMATTHEW R
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine118BUDNICKMARY W
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd80
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd90
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd100
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd110
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd120
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd130
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd140
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd150
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd160
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd170
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd180
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd12X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd13X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd14X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd15X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd16X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd17X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd18X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0MORTGAGE

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$109,544,115
Liabilities
$100,979,364
Net assets
$8,564,751
Revenue
$7,005,128
Expenses
$6,362,167
Net income
$642,961
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$182$170$12.2$11.4$11.2$0.29
2023Detailed filing. Detailed filing data is available for this year.$192$181$11.1$12.0$11.1$0.90
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$183$174$9.32$10.3$8.30$1.99
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$177$165$11.6$8.90$8.01$0.89
2020Detailed filing. Detailed filing data is available for this year.$163$151$11.7$7.84$8.00$0.16
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$132$120$11.7$8.64$8.03$0.62
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$119$10.8$8.63$8.00$0.63
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$130$119$10.3$7.78$7.19$0.59
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$126$116$9.70$7.16$6.86$0.30
2015Detailed filing. Detailed filing data is available for this year.$122$113$9.50$7.13$6.67$0.46
2014Detailed filing. Detailed filing data is available for this year.$113$104$9.04$7.01$6.55$0.47
2013Detailed filing. Detailed filing data is available for this year.$110$101$8.56$7.01$6.36$0.64
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$105$96.7$8.01$6.63
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$103$95.9$7.63$6.57
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$101$94.2$6.91$7.19