Civic Intelligence

Everett Credit Union

990 • Fiscal year 2018 • EIN 04-1294830

Jan 01, 2018 to Dec 31, 2018 • Filed on Dec 17, 2019

Organization ProfileWWW.EVERETTCU.ORG

View Organization Page

650 BroadwayEverett, MA 02149

(617) 389-9000

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2018

Liabilities / Revenue

7th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2018

Net Margin

57th percentile

7.4%

Higher net margin than 57% of similar nonprofits.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2018

Top Officer Pay

97th percentile

$201,284

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 13.9% of source-year revenue.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2018

Asset Growth

5th percentile

-100%

Faster asset growth than 5% of similar nonprofits.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Revenue Growth

5th percentile

-22%

Faster revenue growth than 5% of similar nonprofits.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $48,074,883 (-100%) from 2017

Net Assets

Down

$0

Down $6,573,648 (-100%) from 2017

Liabilities

Down

$0

Down $41,501,235 (-100%) from 2017

Revenue And Expenses
Liabilities / Revenue7th percentileNet Margin57th percentile

Revenue

Down

$1,447,818

Down $417,254 (-22%) from 2017

Expenses

Down

$1,340,656

Down $280,047 (-17%) from 2017

Net Income

Down

$107,162

Down $137,207 (-56%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth5th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $48,405,447Liabilities 2010: $42,151,505Net Assets 2010: $6,253,9422010Assets 2011: $46,222,683Liabilities 2011: $39,925,999Net Assets 2011: $6,296,6842011Assets 2012: $47,214,783Liabilities 2012: $40,794,237Net Assets 2012: $6,420,5462012Assets 2013: $44,584,222Liabilities 2013: $38,555,101Net Assets 2013: $6,029,1212013Assets 2014: $46,140,210Liabilities 2014: $39,832,372Net Assets 2014: $6,307,8382014Assets 2015: $45,351,342Liabilities 2015: $39,041,126Net Assets 2015: $6,310,2162015Assets 2016: $45,692,294Liabilities 2016: $39,362,999Net Assets 2016: $6,329,2952016Assets 2017: $48,074,883Liabilities 2017: $41,501,235Net Assets 2017: $6,573,6482017Assets 2018: $0Liabilities 2018: $0Net Assets 2018: $02018

Highlighted filing

2018

Assets$0
Liabilities$0
Net Assets$0
Open 2018 Filing

Operations Trend

Revenue Growth5th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $2,224,0052010Expenses 2011: $1,993,6232011Expenses 2012: $1,758,7222012Revenue 2013: $1,820,341Expenses 2013: $1,779,875Net Income 2013: $40,4662013Revenue 2014: $1,782,882Expenses 2014: $1,752,349Net Income 2014: $30,5332014Revenue 2015: $1,839,577Expenses 2015: $1,750,780Net Income 2015: $88,7972015Revenue 2016: $1,819,063Expenses 2016: $1,695,247Net Income 2016: $123,8162016Revenue 2017: $1,865,072Expenses 2017: $1,620,703Net Income 2017: $244,3692017Revenue 2018: $1,447,818Expenses 2018: $1,340,656Net Income 2018: $107,1622018

Highlighted filing

2018

Revenue$1,447,818
Expenses$1,340,656
Net Income$107,162
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Dec 17, 2019
Return Version
2018v3.1
Gross Receipts
$1,447,818
Mission and Program Overview

Mission

To provide credit union services to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$29,781,078$0▼ $29,781,078
Investments Other Securities$8,210,737$0▼ $8,210,737
Rtn Earn Endowment Incm Other Fnds$6,573,648--
Investments in Publicly Traded Securities$6,182,182$0▼ $6,182,182
Savings and Temporary Cash Investments$1,902,642$0▼ $1,902,642
Receivables From Officers Etc$618,288$0▼ $618,288
Land, Buildings, and Equipment, Net$485,222$0▼ $485,222
Cash and Non-Interest-Bearing Accounts$329,849$0▼ $329,849
Prepaid Expenses and Deferred Charges$84,793$0▼ $84,793
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Investments Program Related-$0-
Pd in Cap Srpls Land Bldg Eqp Fund$0--
Cap Stk Tr Prin Current Funds$0--
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$48,074,883$0▼ $48,074,883
Other Assets Total$480,092$0▼ $480,092
Liabilities
Other Liabilities$39,954,001--
Accounts Payable and Accrued Expenses$1,382,674--
Escrow Account Liability$164,560--
Total Liabilities$41,501,235$0▼ $41,501,235
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,573,648$0▼ $6,573,648
Total Liabilities and Net Assets / Fund Balance$48,074,883$0▼ $48,074,883
Compensation and Service Providers
Top Officer Pay97th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Barbara J FrazierChief Executive OfficerFT$201,284$201,284

Board Members and Trustees

NameTitle
Albert N SpadaforaPresident & Chairman
Lorraine S DancaVice Chairman
Barry RussellDirector
Frederick F ForesteireDirector
Greg LuceyDirector
Raoul GoncalvesDirector
Thomas J BoyleDirector
Leonard S WollinsClerk
Alfred Jf LattanziTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservData ProcessingPO BOX 99924, Grapevine, TX 76099$151,917
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,179,033
Investment Income
$268,785
Other Revenue
$0
Change in Net Assets
$107,162
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$692,889
Salaries, Compensation, and Employee Benefits$647,767
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$329,519
Current Officers, Directors, Trustees, and Key Employees---$201,284
Office Expenses---$184,929
Interest---$102,622
Occupancy---$53,680
Payroll Taxes---$41,597
Other Employee Benefits---$38,651
Pension Plan Contributions---$36,716
Other Expenses---$8,624
All Other Expenses---$6,878
Travel---$2,982
Total Functional Expenses$0$0$0$1,340,656
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$618,288$0▼ $618,288
Receivables from Disqualified Persons-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union's members have rights to elect the members of the governing body. The credit union's members also receive a share of the organization's profits in the form of cash dividends.”

Form 990, Part VI, Section A, Line 7A

“Members of the credit union have the right to elect one or more members of the organization's governing body, whether periodically, or as vacancies arise, or otherwise.”

Form 990, Part VI, Section A, Line 7B

“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed with the accounting manager and vp of administration. A copy of the form 990 will be provided to the board of directors through email before it is filed.”

Form 990, Part VI, Section B, Line 12C

“The policy is distributed and reviewed with staff and board of directors annually and is updated as needed.”

Form 990, Part VI, Section B, Line 15

“Ecu participates in the salary survey facilated by the new england credit union league. Senior management receives and utilizes the salary range data provided from the league. The performance evaluations are also used in determining appropriate compensation.”

Form 990, Part VI, Section C, Line 19

“The financial statement is posted in the main lobby. The statement of financial condition report is provided to the membership at the annual meeting.”

Filing and Contact Details

Filer

Filer Name
Everett Credit Union
EIN
04-1294830
Phone
6173899000
Address
650 BROADWAY, EVERETT, MA 02149

Signing Officer

Name
Janis Caines
Title
Interim CEO
Phone
6173899000
Signed
2019-12-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Janis Caines
Formed
1926
Legal Domicile
Ma
Voting Board Members
9
Independent Board Members
9
Employees
16
Volunteers
0

Preparer

Firm
Walsh & Co
Address
632A MAIN STREET, WINCHESTER, MA 01890
Preparer
Michael J Walsh CPA
Phone
7817210295
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“The credit union merged with member plus credit union, medford, mass -6,680,810.”

Financial Statement Notes

EXPLANATION: PART IV, LINE 2B

“Part iv, line 2b: the escrow accounts hold amounts collected with the members' mortgage payments that are to be used to pay those members' homeowners' property taxes when due.”

Raw XML AppendixShowing 400 of 424 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0618288
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0107162
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt01447818
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06573648
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01902642
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0PART IV, LINE 2B: THE ESCROW ACCOUNTS HOLD AMOUNTS COLLECTED WITH THE MEMBERS' MORTGAGE PAYMENTS THAT ARE TO BE USED TO PAY THOSE MEMBERS' HOMEOWNERS' PROPERTY TAXES WHEN DUE.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0EXPLANATION: PART IV, LINE 2B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0201284
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0201284
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0BARBARA J FRAZIER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CHIEF EXECUTIVE OFFICER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0201284
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt0201284
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleN/AssetsDistributedInd01
IRS990ScheduleN/AttorneyGeneralNotifiedInd00
IRS990ScheduleN/BondsOutstandingInd00
IRS990ScheduleN/DirectorOfSuccessor2Ind00
IRS990ScheduleN/DirectorOfSuccessorInd00
IRS990ScheduleN/DispositionOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0EVERETT CREDIT UNION AND MEMBERS PLUS CREDIT UNION HAVE RECEIVED APPROVAL FROM THEIR RESPECTIVE MEMBERSHIPS TO MERGE.
IRS990ScheduleN/DispositionOfAssetsDetail/BusinessName/BusinessNameLine1Txt0MEMBERS PLUS CREDIT UNION
IRS990ScheduleN/DispositionOfAssetsDetail/DistributionDt02018-09-30
IRS990ScheduleN/DispositionOfAssetsDetail/EIN0042039851
IRS990ScheduleN/DispositionOfAssetsDetail/FairMarketValueOfAssetAmt048099550
IRS990ScheduleN/DispositionOfAssetsDetail/MethodOfFMVDeterminationTxt0COST
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/AddressLine1Txt029 HIGH STREET
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/CityNm0MEDFORD
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/StateAbbreviationCd0MA
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/ZIPCd002155
IRS990ScheduleN/EmployeeOfSuccessor2Ind00
IRS990ScheduleN/EmployeeOfSuccessorInd00
IRS990ScheduleN/LiabilitiesPaidInd01
IRS990ScheduleN/OwnerOfSuccessor2Ind00
IRS990ScheduleN/OwnerOfSuccessorInd00
IRS990ScheduleN/ReceiveCompensation2Ind00
IRS990ScheduleN/ReceiveCompensationInd00
IRS990ScheduleN/RequiredToNotifyAGInd00
IRS990ScheduleN/SupplementalInformationDetail/ExplanationTxt0EVERETT CREDIT UNION AND MEMBERS PLUS CREDIT UNION HAVE RECEIVED APPROVAL FROM THEIR RESPECTIVE MEMBERSHIPS TO MERGE.
IRS990ScheduleN/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART XI LINE 9
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION'S MEMBERS HAVE RIGHTS TO ELECT THE MEMBERS OF THE GOVERNING BODY. THE CREDIT UNION'S MEMBERS ALSO RECEIVE A SHARE OF THE ORGANIZATION'S PROFITS IN THE FORM OF CASH DIVIDENDS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE ORGANIZATION'S GOVERNING BODY, WHETHER PERIODICALLY, OR AS VACANCIES ARISE, OR OTHERWISE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 IS REVIEWED WITH THE ACCOUNTING MANAGER AND VP OF ADMINISTRATION. A COPY OF THE FORM 990 WILL BE PROVIDED TO THE BOARD OF DIRECTORS THROUGH EMAIL BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE POLICY IS DISTRIBUTED AND REVIEWED WITH STAFF AND BOARD OF DIRECTORS ANNUALLY AND IS UPDATED AS NEEDED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ECU PARTICIPATES IN THE SALARY SURVEY FACILATED BY THE NEW ENGLAND CREDIT UNION LEAGUE. SENIOR MANAGEMENT RECEIVES AND UTILIZES THE SALARY RANGE DATA PROVIDED FROM THE LEAGUE. THE PERFORMANCE EVALUATIONS ARE ALSO USED IN DETERMINING APPROPRIATE COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE FINANCIAL STATEMENT IS POSTED IN THE MAIN LOBBY. THE STATEMENT OF FINANCIAL CONDITION REPORT IS PROVIDED TO THE MEMBERSHIP AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE CREDIT UNION MERGED WITH MEMBER PLUS CREDIT UNION, MEDFORD, MASS -6,680,810.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt048074883
IRS990/TotalAssetsEOYAmt00
IRS990/TotalAssetsGrp/BOYAmt048074883
IRS990/TotalAssetsGrp/EOYAmt00
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt016
IRS990/TotalFunctionalExpensesGrp/TotalAmt01340656
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt041501235
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt041501235
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06573648
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt01340656
IRS990/TotalProgramServiceRevenueAmt01179033
IRS990/TotalReportableCompFromOrgAmt0201284
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01447818
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01447818
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt048074883
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt02982
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0650 BROADWAY
IRS990/USAddress/CityNm0EVERETT
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd002149
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.EVERETTCU.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02020-04-17 16:48:07Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JANIS CAINES
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0INTERIM CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06173899000
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-12-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0EVERETT CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0EVER
ReturnHeader/Filer/EIN0041294830
ReturnHeader/Filer/PhoneNum06173899000
ReturnHeader/Filer/USAddress/AddressLine1Txt0650 BROADWAY
ReturnHeader/Filer/USAddress/CityNm0EVERETT

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$1,447,818
Expenses
$1,340,656
Net income
$107,162
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$1.45$1.34$0.11
2017Detailed filing. Detailed filing data is available for this year.$48.1$41.5$6.57$1.87$1.62$0.24
2016Detailed filing. Detailed filing data is available for this year.$45.7$39.4$6.33$1.82$1.70$0.12
2015Detailed filing. Detailed filing data is available for this year.$45.4$39.0$6.31$1.84$1.75$0.09
2014Detailed filing. Detailed filing data is available for this year.$46.1$39.8$6.31$1.78$1.75$0.03
2013Detailed filing. Detailed filing data is available for this year.$44.6$38.6$6.03$1.82$1.78$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$47.2$40.8$6.42$1.76
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.2$39.9$6.30$1.99
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.4$42.2$6.25$2.22