Civic Intelligence

Everett Credit Union

990 • Fiscal year 2014 • EIN 04-1294830

Jan 01, 2014 to Dec 31, 2014 • Filed on Oct 26, 2015

Organization ProfileWWW.EVERETTCU.ORG

View Organization Page

650 BroadwayEverett, MA 02149

(617) 389-9000

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

37th percentile

0.86x

Higher debt load relative to assets than 37% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Liabilities / Revenue

64th percentile

22.34x

Higher debt load relative to revenue than 64% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Net Margin

24th percentile

1.7%

Higher net margin than 24% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Top Officer Pay

74th percentile

$117,968

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 6.6% of source-year revenue.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Asset Growth

67th percentile

3.5%

Faster asset growth than 67% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Revenue Growth

39th percentile

-2.1%

Faster revenue growth than 39% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets37th percentile

Assets

Up

$46,140,210

Up $1,555,988 (+3.5%) from 2013

Net Assets

Up

$6,307,838

Up $278,717 (+4.6%) from 2013

Liabilities

Up

$39,832,372

Up $1,277,271 (+3.3%) from 2013

Revenue And Expenses
Liabilities / Revenue64th percentileNet Margin24th percentile

Revenue

Down

$1,782,882

Down $37,459 (-2.1%) from 2013

Expenses

Down

$1,752,349

Down $27,526 (-1.5%) from 2013

Net Income

Down

$30,533

Down $9,933 (-25%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth67th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $48,405,447Liabilities 2010: $42,151,505Net Assets 2010: $6,253,9422010Assets 2011: $46,222,683Liabilities 2011: $39,925,999Net Assets 2011: $6,296,6842011Assets 2012: $47,214,783Liabilities 2012: $40,794,237Net Assets 2012: $6,420,5462012Assets 2013: $44,584,222Liabilities 2013: $38,555,101Net Assets 2013: $6,029,1212013Assets 2014: $46,140,210Liabilities 2014: $39,832,372Net Assets 2014: $6,307,8382014Assets 2015: $45,351,342Liabilities 2015: $39,041,126Net Assets 2015: $6,310,2162015Assets 2016: $45,692,294Liabilities 2016: $39,362,999Net Assets 2016: $6,329,2952016Assets 2017: $48,074,883Liabilities 2017: $41,501,235Net Assets 2017: $6,573,6482017Assets 2018: $0Liabilities 2018: $0Net Assets 2018: $02018

Highlighted filing

2014

Assets$46,140,210
Liabilities$39,832,372
Net Assets$6,307,838
Open 2014 Filing

Operations Trend

Revenue Growth39th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $2,224,0052010Expenses 2011: $1,993,6232011Expenses 2012: $1,758,7222012Revenue 2013: $1,820,341Expenses 2013: $1,779,875Net Income 2013: $40,4662013Revenue 2014: $1,782,882Expenses 2014: $1,752,349Net Income 2014: $30,5332014Revenue 2015: $1,839,577Expenses 2015: $1,750,780Net Income 2015: $88,7972015Revenue 2016: $1,819,063Expenses 2016: $1,695,247Net Income 2016: $123,8162016Revenue 2017: $1,865,072Expenses 2017: $1,620,703Net Income 2017: $244,3692017Revenue 2018: $1,447,818Expenses 2018: $1,340,656Net Income 2018: $107,1622018

Highlighted filing

2014

Revenue$1,782,882
Expenses$1,752,349
Net Income$30,533
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Oct 26, 2015
Return Version
2014v5.0
Gross Receipts
$1,782,882
Mission and Program Overview

Mission

To provide credit union services to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$25,247,197$24,896,678▼ $350,519
Investments in Publicly Traded Securities$12,239,834$12,386,940▲ $147,106
Rtn Earn Endowment Incm Other Fnds$6,029,121$6,307,838▲ $278,717
Investments Other Securities$3,212,073$5,198,518▲ $1,986,445
Savings and Temporary Cash Investments$1,779,226$1,611,268▼ $167,958
Land, Buildings, and Equipment, Net$584,770$548,916▼ $35,854
Cash and Non-Interest-Bearing Accounts$503,172$529,967▲ $26,795
Receivables From Officers Etc$419,573$367,886▼ $51,687
Prepaid Expenses and Deferred Charges$156,120$108,446▼ $47,674
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$44,584,222$46,140,210▲ $1,555,988
Other Assets Total$442,257$491,591▲ $49,334
Liabilities
Other Liabilities$38,095,297$38,072,190▼ $23,107
Mortgage Notes Payable Secured by Investment Property-$1,210,000-
Accounts Payable and Accrued Expenses$400,269$493,536▲ $93,267
Escrow Account Liability$59,535$56,646▼ $2,889
Total Liabilities$38,555,101$39,832,372▲ $1,277,271
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,029,121$6,307,838▲ $278,717
Total Liabilities and Net Assets / Fund Balance$44,584,222$46,140,210▲ $1,555,988

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$325,752$520,352-
Land$192,222--
Equipment$30,942$600,142-
Other Securities$471,145--
Compensation and Service Providers
Top Officer Pay74th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Barbara J FrazierChief Executive OfficerFT$117,968$117,968

Board Members and Trustees

NameTitle
Albert N SpadaforaPresident & Chairman
Lorraine S DancaVice Chairman
Alfred Jf LattanziDirector
Barry a RussellDirector
Frederick F ForesteireDirector
John F HanlonDirector
Raoul GoncalvesDirector
Leonard S WollinsClerk
Domenic FermanoTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Summit Information SystemsData Processing75 REMITTANCE DRIVE STE 6944, Chicago, IL 60675$121,301
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,507,754
Investment Income
$275,128
Other Revenue
$0
Change in Net Assets
$30,533
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$808,753
Salaries, Compensation, and Employee Benefits$770,430
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$500,796
Office Expenses---$310,962
Benefits to Members---$173,166
Current Officers, Directors, Trustees, and Key Employees---$117,968
Occupancy---$100,219
Payroll Taxes---$58,090
Other Employee Benefits---$51,465
Pension Plan Contributions---$42,111
Other Expenses---$16,000
All Other Expenses---$13,168
Advertising---$12,655
Travel---$4,768
Interest---$187
Total Functional Expenses$0$0$0$1,752,349
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$419,573$367,886▼ $51,687
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBER SHARES'$38,072,190
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union's members have rights to elect the members of the governing body. The credit union's members also receive a share of the organization's profits in the form of cash dividends.”

Form 990, Part VI, Section A, Line 7A

“Members of the credit union have the right to elect one or more members of the organization's governing body, whether periodically, or as vacancies arise, or otherwise.”

Form 990, Part VI, Section A, Line 7B

“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”

Form 990, Part VI, Section B, Line 11

“The form 990 is reviewed with the accounting manager and vp of administration. A copy of the form 990 will be provided to the board of directors through email before it is filed.”

Form 990, Part VI, Section B, Line 12C

“The policy is distributed and reviewed with staff and board of directors annually and is updated as needed.”

Form 990, Part VI, Section B, Line 15

“Ecu participates in the salary survey facilated by the new england credit union league. Senior management receives and utilizes the salary range data provided from the league. The performance evaluations are also used in determining appropriate compensation.”

Form 990, Part VI, Section C, Line 19

“The financial statement is posted in the main lobby. The statement of financial condition report is provided to the membership at the annual meeting.”

Filing and Contact Details

Filer

Filer Name
Everett Credit Union
EIN
04-1294830
Phone
6173899000
Address
650 BROADWAY, EVERETT, MA 02149

Signing Officer

Name
Barbara J Frazier
Title
Chief Executive Officer
Phone
6173899000
Signed
2015-10-26
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Barbara J Frazier
Formed
1926
Legal Domicile
Ma
Voting Board Members
9
Independent Board Members
9
Employees
27
Volunteers
0

Preparer

Firm
Walsh & Co
Address
632A MAIN STREET, WINCHESTER, MA 01890
Preparer
Michael J Walsh CPA
Phone
7817210295
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 2B:

“Escrow accounts for members real estate taxes”

EXPLANATION: PART IV, LINE 2B

“Part iv, line 2b: the escorw accounts hold amounts collected with the members' mortgage payments that are to be used to pay those members' homeowners' property taxes when due.”

Raw XML AppendixShowing 400 of 431 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt222835
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01189294
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1295625
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt222835
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0187352
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0272925
IRS990/PYOtherExpensesAmt0841534
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01547416
IRS990/PYRevenuesLessExpensesAmt040466
IRS990/PYSalariesCompEmpBnftPaidAmt0750989
IRS990/PYTotalExpensesAmt01779875
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01820341
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0419573
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0367886
IRS990/ReconcilationRevenueExpnssAmt030533
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt01782882
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06029121
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06307838
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01779226
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01611268
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0325752
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0520352
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0846104
IRS990ScheduleD/EquipmentGrp/BookValueAmt030942
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0600142
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0631084
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0192222
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0192222
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt038072190
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES'
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt04068000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1160000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2499373
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3471145
IRS990ScheduleD/OtherSecuritiesGrp/Desc0DEPOSITS IN COMMERCIAL BANKS & SAVINGS BANKS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1MEMBERSHIP CAPITAL AT CORPORATE CREDIT UNIONS
IRS990ScheduleD/OtherSecuritiesGrp/Desc2OTHER INVESTMENTS IN CORPORATE CREDIT UNIONS
IRS990ScheduleD/OtherSecuritiesGrp/Desc3OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0ESCROW ACCOUNTS FOR MEMBERS REAL ESTATE TAXES
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1PART IV, LINE 2B: THE ESCORW ACCOUNTS HOLD AMOUNTS COLLECTED WITH THE MEMBERS' MORTGAGE PAYMENTS THAT ARE TO BE USED TO PAY THOSE MEMBERS' HOMEOWNERS' PROPERTY TAXES WHEN DUE.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1EXPLANATION: PART IV, LINE 2B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0548916
IRS990ScheduleD/TotalBookValueSecuritiesAmt05198518
IRS990ScheduleD/TotalLiabilityAmt038072190
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt01096
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt152499
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2289970
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt324321
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0OVERDRAFT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2FIRST MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt02586
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1175000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt2350000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt333112
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0ALBERT N SPADAFORA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1ALBERT N SPADAFORA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2RAOUL F GONCALVES
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3ALFRED J LATTANZI
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd31
IRS990ScheduleL/TotalBalanceDueAmt0367886
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION'S MEMBERS HAVE RIGHTS TO ELECT THE MEMBERS OF THE GOVERNING BODY. THE CREDIT UNION'S MEMBERS ALSO RECEIVE A SHARE OF THE ORGANIZATION'S PROFITS IN THE FORM OF CASH DIVIDENDS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE ORGANIZATION'S GOVERNING BODY, WHETHER PERIODICALLY, OR AS VACANCIES ARISE, OR OTHERWISE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 IS REVIEWED WITH THE ACCOUNTING MANAGER AND VP OF ADMINISTRATION. A COPY OF THE FORM 990 WILL BE PROVIDED TO THE BOARD OF DIRECTORS THROUGH EMAIL BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE POLICY IS DISTRIBUTED AND REVIEWED WITH STAFF AND BOARD OF DIRECTORS ANNUALLY AND IS UPDATED AS NEEDED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ECU PARTICIPATES IN THE SALARY SURVEY FACILATED BY THE NEW ENGLAND CREDIT UNION LEAGUE. SENIOR MANAGEMENT RECEIVES AND UTILIZES THE SALARY RANGE DATA PROVIDED FROM THE LEAGUE. THE PERFORMANCE EVALUATIONS ARE ALSO USED IN DETERMINING APPROPRIATE COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE FINANCIAL STATEMENT IS POSTED IN THE MAIN LOBBY. THE STATEMENT OF FINANCIAL CONDITION REPORT IS PROVIDED TO THE MEMBERSHIP AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt044584222
IRS990/TotalAssetsEOYAmt046140210
IRS990/TotalAssetsGrp/BOYAmt044584222
IRS990/TotalAssetsGrp/EOYAmt046140210
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt027
IRS990/TotalFunctionalExpensesGrp/TotalAmt01752349
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt038555101
IRS990/TotalLiabilitiesEOYAmt039832372
IRS990/TotalLiabilitiesGrp/BOYAmt038555101
IRS990/TotalLiabilitiesGrp/EOYAmt039832372
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06029121
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06307838
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt01752349
IRS990/TotalProgramServiceRevenueAmt01507754
IRS990/TotalReportableCompFromOrgAmt0117968
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01782882
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01782882
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt044584222
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt046140210
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt04768
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0650 BROADWAY
IRS990/USAddress/CityNm0EVERETT
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd002149
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$46,140,210
Liabilities
$39,832,372
Net assets
$6,307,838
Revenue
$1,782,882
Expenses
$1,752,349
Net income
$30,533
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$1.45$1.34$0.11
2017Detailed filing. Detailed filing data is available for this year.$48.1$41.5$6.57$1.87$1.62$0.24
2016Detailed filing. Detailed filing data is available for this year.$45.7$39.4$6.33$1.82$1.70$0.12
2015Detailed filing. Detailed filing data is available for this year.$45.4$39.0$6.31$1.84$1.75$0.09
2014Detailed filing. Detailed filing data is available for this year.$46.1$39.8$6.31$1.78$1.75$0.03
2013Detailed filing. Detailed filing data is available for this year.$44.6$38.6$6.03$1.82$1.78$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$47.2$40.8$6.42$1.76
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.2$39.9$6.30$1.99
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.4$42.2$6.25$2.22