Civic Intelligence

Everett Credit Union

990 • Fiscal year 2017 • EIN 04-1294830

Jan 01, 2017 to Dec 31, 2017 • Filed on Aug 13, 2018

Organization ProfileWWW.EVERETTCU.ORG

View Organization Page

650 BroadwayEverett, MA 02149

(617) 389-9000

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

38th percentile

0.86x

Higher debt load relative to assets than 38% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Liabilities / Revenue

64th percentile

22.25x

Higher debt load relative to revenue than 64% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Net Margin

69th percentile

13%

Higher net margin than 69% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Top Officer Pay

72nd percentile

$120,364

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 6.5% of source-year revenue.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Asset Growth

76th percentile

5.2%

Faster asset growth than 76% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2016 to 2017

Revenue Growth

31st percentile

2.5%

Faster revenue growth than 31% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets38th percentile

Assets

Up

$48,074,883

Up $2,382,589 (+5.2%) from 2016

Net Assets

Up

$6,573,648

Up $244,353 (+3.9%) from 2016

Liabilities

Up

$41,501,235

Up $2,138,236 (+5.4%) from 2016

Revenue And Expenses
Liabilities / Revenue64th percentileNet Margin69th percentile

Revenue

Up

$1,865,072

Up $46,009 (+2.5%) from 2016

Expenses

Down

$1,620,703

Down $74,544 (-4.4%) from 2016

Net Income

Up

$244,369

Up $120,553 (+97%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth76th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $48,405,447Liabilities 2010: $42,151,505Net Assets 2010: $6,253,9422010Assets 2011: $46,222,683Liabilities 2011: $39,925,999Net Assets 2011: $6,296,6842011Assets 2012: $47,214,783Liabilities 2012: $40,794,237Net Assets 2012: $6,420,5462012Assets 2013: $44,584,222Liabilities 2013: $38,555,101Net Assets 2013: $6,029,1212013Assets 2014: $46,140,210Liabilities 2014: $39,832,372Net Assets 2014: $6,307,8382014Assets 2015: $45,351,342Liabilities 2015: $39,041,126Net Assets 2015: $6,310,2162015Assets 2016: $45,692,294Liabilities 2016: $39,362,999Net Assets 2016: $6,329,2952016Assets 2017: $48,074,883Liabilities 2017: $41,501,235Net Assets 2017: $6,573,6482017Assets 2018: $0Liabilities 2018: $0Net Assets 2018: $02018

Highlighted filing

2017

Assets$48,074,883
Liabilities$41,501,235
Net Assets$6,573,648
Open 2017 Filing

Operations Trend

Revenue Growth31st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $2,224,0052010Expenses 2011: $1,993,6232011Expenses 2012: $1,758,7222012Revenue 2013: $1,820,341Expenses 2013: $1,779,875Net Income 2013: $40,4662013Revenue 2014: $1,782,882Expenses 2014: $1,752,349Net Income 2014: $30,5332014Revenue 2015: $1,839,577Expenses 2015: $1,750,780Net Income 2015: $88,7972015Revenue 2016: $1,819,063Expenses 2016: $1,695,247Net Income 2016: $123,8162016Revenue 2017: $1,865,072Expenses 2017: $1,620,703Net Income 2017: $244,3692017Revenue 2018: $1,447,818Expenses 2018: $1,340,656Net Income 2018: $107,1622018

Highlighted filing

2017

Revenue$1,865,072
Expenses$1,620,703
Net Income$244,369
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Aug 13, 2018
Return Version
2017v2.3
Gross Receipts
$1,865,072
Mission and Program Overview

Mission

To provide credit union services to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$29,464,643$29,781,078▲ $316,435
Investments Other Securities$4,646,869$8,210,737▲ $3,563,868
Rtn Earn Endowment Incm Other Fnds$6,329,295$6,573,648▲ $244,353
Investments in Publicly Traded Securities$7,132,672$6,182,182▼ $950,490
Savings and Temporary Cash Investments$2,428,403$1,902,642▼ $525,761
Receivables From Officers Etc$643,937$618,288▼ $25,649
Land, Buildings, and Equipment, Net$544,117$485,222▼ $58,895
Cash and Non-Interest-Bearing Accounts$310,563$329,849▲ $19,286
Prepaid Expenses and Deferred Charges$50,783$84,793▲ $34,010
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$45,692,294$48,074,883▲ $2,382,589
Other Assets Total$470,307$480,092▲ $9,785
Liabilities
Other Liabilities$38,273,546$39,954,001▲ $1,680,455
Accounts Payable and Accrued Expenses$923,819$1,382,674▲ $458,855
Escrow Account Liability$165,634$164,560▼ $1,074
Total Liabilities$39,362,999$41,501,235▲ $2,138,236
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,329,295$6,573,648▲ $244,353
Total Liabilities and Net Assets / Fund Balance$45,692,294$48,074,883▲ $2,382,589

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$242,191$614,888-
Land$192,222--
Leasehold Improvements$50,809$654,737-
Other Securities$903,820--
Compensation and Service Providers
Top Officer Pay72nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Barbara J FrazierChief Executive OfficerFT$120,364$120,364

Board Members and Trustees

NameTitle
Albert N SpadaforaPresident & Chairman
Lorraine S DancaVice Chairman
Alfred Jf LattanziDirector
Frederick F ForesteireDirector
Greg LuceyDirector
Raoul GoncalvesDirector
Thomas J BoyleDirector
Leonard S WollinsClerk
John F HanlonTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservData ProcessingPO BOX 99924, Grapevine, TX 76099$371,373
Revenue and Support

Revenue Composition

Contributions and Grants
$6,900
Program Service Revenue
$1,589,905
Investment Income
$268,267
Other Revenue
$0
Change in Net Assets
$244,369
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$760,278
Other Expenses$736,074
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$477,065
Office Expenses---$296,725
Benefits to Members---$124,351
Current Officers, Directors, Trustees, and Key Employees---$120,364
Occupancy---$90,592
Other Employee Benefits---$59,389
Pension Plan Contributions---$53,190
Payroll Taxes---$50,270
Conferences and Meetings---$23,724
Other Expenses---$14,900
All Other Expenses---$9,135
Travel---$5,069
Interest---$1,573
Total Functional Expenses$0$0$0$1,620,703
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$643,937$618,288▼ $25,649
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBER SHARES'$39,954,001
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union's members have rights to elect the members of the governing body. The credit union's members also receive a share of the organization's profits in the form of cash dividends.”

Form 990, Part VI, Section A, Line 7A

“Members of the credit union have the right to elect one or more members of the organization's governing body, whether periodically, or as vacancies arise, or otherwise.”

Form 990, Part VI, Section A, Line 7B

“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed with the accounting manager and vp of administration. A copy of the form 990 will be provided to the board of directors through email before it is filed.”

Form 990, Part VI, Section B, Line 12C

“The policy is distributed and reviewed with staff and board of directors annually and is updated as needed.”

Form 990, Part VI, Section B, Line 15

“Ecu participates in the salary survey facilated by the new england credit union league. Senior management receives and utilizes the salary range data provided from the league. The performance evaluations are also used in determining appropriate compensation.”

Form 990, Part VI, Section C, Line 19

“The financial statement is posted in the main lobby. The statement of financial condition report is provided to the membership at the annual meeting.”

Filing and Contact Details

Filer

Filer Name
Everett Credit Union
EIN
04-1294830
Phone
6173899000
Address
650 BROADWAY, EVERETT, MA 02149

Signing Officer

Name
Janis Caines
Title
Interim CEO
Phone
6173899000
Signed
2018-08-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Janis Caines
Formed
1926
Legal Domicile
Ma
Voting Board Members
9
Independent Board Members
9
Employees
25
Volunteers
0

Preparer

Firm
Walsh & Co
Address
632A MAIN STREET, WINCHESTER, MA 01890
Preparer
Michael J Walsh CPA
Phone
7817210295
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 2B:

“Escrow accounts for members real estate taxes”

EXPLANATION: PART IV, LINE 2B

“Part iv, line 2b: the escrow accounts hold amounts collected with the members' mortgage payments that are to be used to pay those members' homeowners' property taxes when due.”

Raw XML AppendixShowing 400 of 453 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt221565
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0124357
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0236327
IRS990/PYOtherExpensesAmt0742932
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01582736
IRS990/PYRevenuesLessExpensesAmt0123816
IRS990/PYSalariesCompEmpBnftPaidAmt0827958
IRS990/PYTotalExpensesAmt01695247
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01819063
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0643937
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0618288
IRS990/ReconcilationRevenueExpnssAmt0244369
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt01865702
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06329295
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06573648
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02428403
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01902642
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0242191
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0614888
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0857079
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0192222
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0192222
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt050809
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0654737
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt0705546
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt039954001
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES'
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt06895917
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1160000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2251000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3903820
IRS990ScheduleD/OtherSecuritiesGrp/Desc0DEPOSITS IN COMMERCIAL BANKS & SAVINGS BANKS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1MEMBERSHIP CAPITAL AT CORPORATE CREDIT UNIONS
IRS990ScheduleD/OtherSecuritiesGrp/Desc2OTHER INVESTMENTS IN CORPORATE CREDIT UNIONS
IRS990ScheduleD/OtherSecuritiesGrp/Desc3OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0ESCROW ACCOUNTS FOR MEMBERS REAL ESTATE TAXES
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1PART IV, LINE 2B: THE ESCROW ACCOUNTS HOLD AMOUNTS COLLECTED WITH THE MEMBERS' MORTGAGE PAYMENTS THAT ARE TO BE USED TO PAY THOSE MEMBERS' HOMEOWNERS' PROPERTY TAXES WHEN DUE.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1EXPLANATION: PART IV, LINE 2B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0485222
IRS990ScheduleD/TotalBookValueSecuritiesAmt08210737
IRS990ScheduleD/TotalLiabilityAmt039954001
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0344
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1266568
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt271171
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt3264907
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt415298
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0OVERDRAFT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1FIRST MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3FIRST MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4USED AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt02500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1350000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt275000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt3275000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt429778
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0ALBERT N SPADAFORA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1RAOUL F GONCALVES
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2ALFRED JF LATTANZI
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3ALFRED JF LATTANZI
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4FREDERICK F FORESTEIRE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd41
IRS990ScheduleL/TotalBalanceDueAmt0618288
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION'S MEMBERS HAVE RIGHTS TO ELECT THE MEMBERS OF THE GOVERNING BODY. THE CREDIT UNION'S MEMBERS ALSO RECEIVE A SHARE OF THE ORGANIZATION'S PROFITS IN THE FORM OF CASH DIVIDENDS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE ORGANIZATION'S GOVERNING BODY, WHETHER PERIODICALLY, OR AS VACANCIES ARISE, OR OTHERWISE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 IS REVIEWED WITH THE ACCOUNTING MANAGER AND VP OF ADMINISTRATION. A COPY OF THE FORM 990 WILL BE PROVIDED TO THE BOARD OF DIRECTORS THROUGH EMAIL BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE POLICY IS DISTRIBUTED AND REVIEWED WITH STAFF AND BOARD OF DIRECTORS ANNUALLY AND IS UPDATED AS NEEDED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ECU PARTICIPATES IN THE SALARY SURVEY FACILATED BY THE NEW ENGLAND CREDIT UNION LEAGUE. SENIOR MANAGEMENT RECEIVES AND UTILIZES THE SALARY RANGE DATA PROVIDED FROM THE LEAGUE. THE PERFORMANCE EVALUATIONS ARE ALSO USED IN DETERMINING APPROPRIATE COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE FINANCIAL STATEMENT IS POSTED IN THE MAIN LOBBY. THE STATEMENT OF FINANCIAL CONDITION REPORT IS PROVIDED TO THE MEMBERSHIP AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt045692294
IRS990/TotalAssetsEOYAmt048074883
IRS990/TotalAssetsGrp/BOYAmt045692294
IRS990/TotalAssetsGrp/EOYAmt048074883
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt06900
IRS990/TotalEmployeeCnt025
IRS990/TotalFunctionalExpensesGrp/TotalAmt01620703
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt039362999
IRS990/TotalLiabilitiesEOYAmt041501235
IRS990/TotalLiabilitiesGrp/BOYAmt039362999
IRS990/TotalLiabilitiesGrp/EOYAmt041501235
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06329295
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06573648
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt01620703
IRS990/TotalProgramServiceRevenueAmt01589905
IRS990/TotalReportableCompFromOrgAmt0120364
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01858172
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01865072

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$48,074,883
Liabilities
$41,501,235
Net assets
$6,573,648
Revenue
$1,865,072
Expenses
$1,620,703
Net income
$244,369
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$1.45$1.34$0.11
2017Detailed filing. Detailed filing data is available for this year.$48.1$41.5$6.57$1.87$1.62$0.24
2016Detailed filing. Detailed filing data is available for this year.$45.7$39.4$6.33$1.82$1.70$0.12
2015Detailed filing. Detailed filing data is available for this year.$45.4$39.0$6.31$1.84$1.75$0.09
2014Detailed filing. Detailed filing data is available for this year.$46.1$39.8$6.31$1.78$1.75$0.03
2013Detailed filing. Detailed filing data is available for this year.$44.6$38.6$6.03$1.82$1.78$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$47.2$40.8$6.42$1.76
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.2$39.9$6.30$1.99
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.4$42.2$6.25$2.22