Civic Intelligence

Community Credit Union

990 • Fiscal year 2023 • EIN 01-0206603

Jan 01, 2023 to Dec 31, 2023 • Filed on Jul 10, 2024

Organization ProfileWWW.COMMUNITYCREDITUNION.COM

View Organization Page

144 Pine StreetLewiston, ME 04240

(207) 783-2096

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.89x

Higher debt load relative to assets than 56% of similar nonprofits.

2023 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2023

Liabilities / Revenue

14th percentile

12.10x

Higher debt load relative to revenue than 14% of similar nonprofits.

2023 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2023

Net Margin

40th percentile

11%

Higher net margin than 40% of similar nonprofits.

2023 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2023

Top Officer Pay

59th percentile

$165,294

Higher top officer pay than 59% of similar nonprofits.

Top officer pay equals 2.2% of source-year revenue.

2023 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2023

Asset Growth

86th percentile

5.4%

Faster asset growth than 86% of similar nonprofits.

2023 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2023

Revenue Growth

54th percentile

22%

Faster revenue growth than 54% of similar nonprofits.

2023 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets56th percentile

Assets

Up

$99,902,525

Up $5,163,159 (+5.4%) from 2022

Net Assets

Up

$10,892,419

Up $784,939 (+7.8%) from 2022

Liabilities

Up

$89,010,106

Up $4,378,220 (+5.2%) from 2022

Revenue And Expenses
Liabilities / Revenue14th percentileNet Margin40th percentile

Revenue

Up

$7,357,116

Up $1,344,171 (+22%) from 2022

Expenses

Up

$6,572,177

Up $1,639,335 (+33%) from 2022

Net Income

Down

$784,939

Down $295,164 (-27%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth86th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $44,627,744Liabilities 2010: $40,480,374Net Assets 2010: $4,147,3702010Assets 2011: $43,223,378Liabilities 2011: $38,793,335Net Assets 2011: $4,430,0432011Assets 2012: $43,093,977Liabilities 2012: $38,380,680Net Assets 2012: $4,713,2972012Assets 2013: $44,292,009Liabilities 2013: $39,312,657Net Assets 2013: $4,979,3522013Assets 2014: $44,788,554Liabilities 2014: $39,471,535Net Assets 2014: $5,317,0192014Assets 2015: $47,241,071Liabilities 2015: $41,815,659Net Assets 2015: $5,425,4122015Assets 2016: $50,674,532Liabilities 2016: $45,010,074Net Assets 2016: $5,664,4582016Assets 2017: $54,855,899Liabilities 2017: $48,956,542Net Assets 2017: $5,899,3572017Assets 2018: $58,667,089Liabilities 2018: $52,553,560Net Assets 2018: $6,113,5292018Assets 2019: $63,352,838Liabilities 2019: $57,007,648Net Assets 2019: $6,345,1902019Assets 2020: $80,177,074Liabilities 2020: $73,533,499Net Assets 2020: $6,643,5752020Assets 2021: $89,168,246Liabilities 2021: $80,140,869Net Assets 2021: $9,027,3772021Assets 2022: $94,739,366Liabilities 2022: $84,631,886Net Assets 2022: $10,107,4802022Assets 2023: $99,902,525Liabilities 2023: $89,010,106Net Assets 2023: $10,892,4192023Assets 2024: $110,687,344Liabilities 2024: $99,401,257Net Assets 2024: $11,286,0872024

Highlighted filing

2023

Assets$99,902,525
Liabilities$89,010,106
Net Assets$10,892,419
Open 2023 Filing

Operations Trend

Revenue Growth54th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Expenses 2010: $3,028,3142010Revenue 2011: $2,982,872Expenses 2011: $2,766,201Net Income 2011: $216,6712011Expenses 2012: $2,670,4482012Revenue 2013: $2,931,829Expenses 2013: $2,735,811Net Income 2013: $196,0182013Revenue 2014: $3,035,571Expenses 2014: $2,768,017Net Income 2014: $267,5542014Revenue 2015: $3,015,388Expenses 2015: $2,948,813Net Income 2015: $66,5752015Revenue 2016: $3,220,647Expenses 2016: $3,018,602Net Income 2016: $202,0452016Revenue 2017: $3,558,144Expenses 2017: $3,323,245Net Income 2017: $234,8992017Revenue 2018: $3,889,078Expenses 2018: $3,674,906Net Income 2018: $214,1722018Revenue 2019: $4,143,288Expenses 2019: $3,911,627Net Income 2019: $231,6612019Revenue 2020: $4,212,007Expenses 2020: $3,913,622Net Income 2020: $298,3852020Revenue 2021: $6,619,474Expenses 2021: $4,235,672Net Income 2021: $2,383,8022021Revenue 2022: $6,012,945Expenses 2022: $4,932,842Net Income 2022: $1,080,1032022Revenue 2023: $7,357,116Expenses 2023: $6,572,177Net Income 2023: $784,9392023Revenue 2024: $9,121,890Expenses 2024: $8,275,831Net Income 2024: $846,0592024

Highlighted filing

2023

Revenue$7,357,116
Expenses$6,572,177
Net Income$784,939
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Jul 10, 2024
Return Version
2023v5.1
Gross Receipts
$7,357,116
Mission and Program Overview

Mission

Community credit union is a member owned organization whose purpose is to provide convenient, quality, personalized service while maintaining financial stability.

Community credit union is a member owned organization that strives to provide financial services to ensure stability for all members, employees and communities at all stages of life.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$74,632,213$83,498,527▲ $8,866,314
Rtn Earn Endowment Incm Other Fnds$7,527,219$8,312,158▲ $784,939
Investments Other Securities$9,886,415$7,644,415▼ $2,242,000
Cash and Non-Interest-Bearing Accounts$6,079,733$4,450,846▼ $1,628,887
Pd in Cap Srpls Land Bldg Eqp Fund$2,580,261$2,580,261→ $0
Land, Buildings, and Equipment, Net$2,103,072$2,118,096▲ $15,024
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$94,739,366$99,902,525▲ $5,163,159
Other Assets Total$2,037,933$2,190,641▲ $152,708
Liabilities
Other Liabilities$84,418,054$88,653,917▲ $4,235,863
Accounts Payable and Accrued Expenses$213,832$356,189▲ $142,357
Total Liabilities$84,631,886$89,010,106▲ $4,378,220
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,107,480$10,892,419▲ $784,939
Total Liabilities and Net Assets / Fund Balance$94,739,366$99,902,525▲ $5,163,159

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,319,284$1,135,560$2,454,844
Equipment$316,682$1,037,463$1,354,145
Land$397,986-$397,986
Other Land Buildings$84,144$85,969$170,113
Other Securities$55,500--
Compensation and Service Providers
Top Officer Pay59th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jennifer M HoganPresident/CEOFT$157,777$7,517$165,294

Board Members and Trustees

NameTitle
Marcel GagneChair
Elizabeth KeeneVice Chair
Austin AlbertDirector
Barry SchmieksDirector
Maynard ChapmanDirector
Virginia KeelDirector
Kate AdamsClerk/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,357,116
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$784,939

Audited Revenue Reconciliation

Revenue per Audited Statements
$7,357,116
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$7,357,116
Total Revenue per Form 990
$7,357,116
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,089,677
Salaries, Compensation, and Employee Benefits$2,482,500
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,854,595
Other Expenses---$608,143
Occupancy---$577,795
Other Employee Benefits---$301,395
All Other Expenses---$278,303
Current Officers, Directors, Trustees, and Key Employees---$165,294
Payroll Taxes---$161,216
Total Functional Expenses$0$0$0$6,572,177

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$6,572,177
Total Expenses per Audited Statements$6,572,177
Total Expenses per Form 990$6,572,177
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Savings Accounts$88,251,417
Operating Lease Liabilities$402,500
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization is a credit union which is owned by its members”

Form 990, Part VI, Section A, Line 7A

“The members of the credit union may elect the members of the governing body (board of directors)”

Form 990, Part VI, Section A, Line 7B

“Some decisions made by the governing body (board of directors) may need approval by the credit union's members. Examples are a name change, merger and change from state to federal charter. Some of these examples are part of title 9b of the bureau of financial institutions and part of the organizations bylaws.”

Form 990, Part VI, Section A, Line 8B

“The audit committee does keep minutes to their meetings but does not have the authority to act on behalf of the governing body (board of directors)”

Form 990, Part VI, Section B, Line 11B

“The governing body (board of directors) has given the authority of approving the form 990 to its ceo.”

Form 990, Part VI, Section B, Line 12C

“The credit union reviews conflicts of interest on an annual basis”

Form 990, Part VI, Section B, Line 15A

“The credit union uses comp-ease to determine salary ranges for all employees. Final approval is delegated to the executive committee of the board of directors.”

Form 990, Part VI, Section C, Line 19

“Documents are made available upon request”

Filing and Contact Details

Filer

Filer Name
Community Credit Union
EIN
01-0206603
Phone
2077832096
Address
144 PINE STREET, LEWISTON, ME 04240

Signing Officer

Name
Jennifer Hogan
Title
President/CEO
Phone
2077830296
Signed
2024-07-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jennifer Hogan
Formed
1945
Legal Domicile
Me
Voting Board Members
7
Independent Board Members
7
Employees
53
Volunteers
0

Preparer

Firm
Ouellette & Associates Pa
Address
1111 LISBON STREET, LEWISTON, ME 04240
Preparer
Michael R Dunn CPA
Phone
2077860328
Supplemental Narrative

Additional Explanations

Form 990, Item K, Other Form of Organization

“The process has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“Management has determined that the credit union does not have any uncertain tax positions and associated unrecognized benefits that materially impact the financial statements or related disclosures. Since tax matters are subject to some degree of uncertainty, there can be no assurance that the credit union's tax returns will not be challenged by the taxing authorities. Generally, the credit union's tax returns remain open for three years for federal income tax examination.”

Raw XML Appendix399 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt07246765
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07527219
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08312158
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01319284
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01135560
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02454844
IRS990ScheduleD/EquipmentGrp/BookValueAmt0316682
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01037463
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01354145
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt06572177
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0397986
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0397986
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt084144
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt085969
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0170113
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt088251417
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1402500
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES AND SAVINGS ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OPERATING LEASE LIABILITIES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0133915
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt115000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt27440000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt355500
IRS990ScheduleD/OtherSecuritiesGrp/Desc0MEMBERSHIP CAPITAL SHARE DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1DEBENTURES
IRS990ScheduleD/OtherSecuritiesGrp/Desc2CERTIFICATES OF DEPOSIT IN OTHER INSTITUTIONS
IRS990ScheduleD/OtherSecuritiesGrp/Desc3FHLB STOCK MEMBERSHIP
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt07357116
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0MANAGEMENT HAS DETERMINED THAT THE CREDIT UNION DOES NOT HAVE ANY UNCERTAIN TAX POSITIONS AND ASSOCIATED UNRECOGNIZED BENEFITS THAT MATERIALLY IMPACT THE FINANCIAL STATEMENTS OR RELATED DISCLOSURES. SINCE TAX MATTERS ARE SUBJECT TO SOME DEGREE OF UNCERTAINTY, THERE CAN BE NO ASSURANCE THAT THE CREDIT UNION'S TAX RETURNS WILL NOT BE CHALLENGED BY THE TAXING AUTHORITIES. GENERALLY, THE CREDIT UNION'S TAX RETURNS REMAIN OPEN FOR THREE YEARS FOR FEDERAL INCOME TAX EXAMINATION.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02118096
IRS990ScheduleD/TotalBookValueSecuritiesAmt07644415
IRS990ScheduleD/TotalExpensesPerForm990Amt06572177
IRS990ScheduleD/TotalLiabilityAmt088653917
IRS990ScheduleD/TotalRevenuePerForm990Amt07357116
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt07357116
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt06572177
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0157777
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt05717
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt01800
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JENNIFER M HOGAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0165294
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0COMPENSATION FOR PRESIDENT/CEO IS APPROVED BY THE BOARD.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS A CREDIT UNION WHICH IS OWNED BY ITS MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CREDIT UNION MAY ELECT THE MEMBERS OF THE GOVERNING BODY (BOARD OF DIRECTORS)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2SOME DECISIONS MADE BY THE GOVERNING BODY (BOARD OF DIRECTORS) MAY NEED APPROVAL BY THE CREDIT UNION'S MEMBERS. EXAMPLES ARE A NAME CHANGE, MERGER AND CHANGE FROM STATE TO FEDERAL CHARTER. SOME OF THESE EXAMPLES ARE PART OF TITLE 9B OF THE BUREAU OF FINANCIAL INSTITUTIONS AND PART OF THE ORGANIZATIONS BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE AUDIT COMMITTEE DOES KEEP MINUTES TO THEIR MEETINGS BUT DOES NOT HAVE THE AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY (BOARD OF DIRECTORS)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE GOVERNING BODY (BOARD OF DIRECTORS) HAS GIVEN THE AUTHORITY OF APPROVING THE FORM 990 TO ITS CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNION REVIEWS CONFLICTS OF INTEREST ON AN ANNUAL BASIS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CREDIT UNION USES COMP-EASE TO DETERMINE SALARY RANGES FOR ALL EMPLOYEES. FINAL APPROVAL IS DELEGATED TO THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7DOCUMENTS ARE MADE AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, ITEM K, OTHER FORM OF ORGANIZATION
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt094739366
IRS990/TotalAssetsEOYAmt099902525
IRS990/TotalAssetsGrp/BOYAmt094739366
IRS990/TotalAssetsGrp/EOYAmt099902525
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt053
IRS990/TotalFunctionalExpensesGrp/TotalAmt06572177
IRS990/TotalGrossUBIAmt0110351
IRS990/TotalLiabilitiesBOYAmt084631886
IRS990/TotalLiabilitiesEOYAmt089010106
IRS990/TotalLiabilitiesGrp/BOYAmt084631886
IRS990/TotalLiabilitiesGrp/EOYAmt089010106
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt010107480
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt010892419
IRS990/TotalOtherCompensationAmt07517
IRS990/TotalProgramServiceExpensesAmt06538031
IRS990/TotalProgramServiceRevenueAmt07357116
IRS990/TotalReportableCompFromOrgAmt0157777
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt07246765
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt07357116
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0110351
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt094739366
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt099902525
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0144 PINE STREET
IRS990/USAddress/CityNm0LEWISTON
IRS990/USAddress/StateAbbreviationCd0ME
IRS990/USAddress/ZIPCd004240
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.COMMUNITYCREDITUNION.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JENNIFER HOGAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum02077830296
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-07-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0COMM
ReturnHeader/Filer/EIN0010206603
ReturnHeader/Filer/PhoneNum02077832096
ReturnHeader/Filer/USAddress/AddressLine1Txt0144 PINE STREET
ReturnHeader/Filer/USAddress/CityNm0LEWISTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0ME
ReturnHeader/Filer/USAddress/ZIPCd004240
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0010448675
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0OUELLETTE & ASSOCIATES PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01111 LISBON STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LEWISTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0ME
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd004240
ReturnHeader/PreparerPersonGrp/PhoneNum02077860328
ReturnHeader/PreparerPersonGrp/PreparationDt02024-07-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL R DUNN CPA
ReturnHeader/ReturnTs02024-07-18T11:38:06-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JENNIFER
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0HOGAN
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

Document Assets

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Filings

Displayed year

2023 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$99,902,525
Liabilities
$89,010,106
Net assets
$10,892,419
Revenue
$7,357,116
Expenses
$6,572,177
Net income
$784,939
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$111$99.4$11.3$9.12$8.28$0.85
2023Detailed filing. Detailed filing data is available for this year.$99.9$89.0$10.9$7.36$6.57$0.78
2022Detailed filing. Detailed filing data is available for this year.$94.7$84.6$10.1$6.01$4.93$1.08
2021Detailed filing. Detailed filing data is available for this year.$89.2$80.1$9.03$6.62$4.24$2.38
2020Detailed filing. Detailed filing data is available for this year.$80.2$73.5$6.64$4.21$3.91$0.30
2019Detailed filing. Detailed filing data is available for this year.$63.4$57.0$6.35$4.14$3.91$0.23
2018Detailed filing. Detailed filing data is available for this year.$58.7$52.6$6.11$3.89$3.67$0.21
2017Detailed filing. Detailed filing data is available for this year.$54.9$49.0$5.90$3.56$3.32$0.23
2016Detailed filing. Detailed filing data is available for this year.$50.7$45.0$5.66$3.22$3.02$0.20
2015Detailed filing. Detailed filing data is available for this year.$47.2$41.8$5.43$3.02$2.95$0.07
2014Detailed filing. Detailed filing data is available for this year.$44.8$39.5$5.32$3.04$2.77$0.27
2013Detailed filing. Detailed filing data is available for this year.$44.3$39.3$4.98$2.93$2.74$0.20
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$43.1$38.4$4.71$2.67
2011Summary only. Only limited summary data is available for this year.$43.2$38.8$4.43$2.98$2.77$0.22
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.6$40.5$4.15$3.03
Peer Organizations

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