Civic Intelligence

Community Credit Union

EIN 01-0206603 • 501(c)14 • Lewiston, ME

View Organization Page

Profile

Community credit union is a member owned organization that strives to provide financial services to ensure stability for all members, employees and communities at all stages of life.

144 Pine StreetLewiston, ME 04240

www.communitycreditunion.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

54th percentile

0.90x

Higher debt load relative to assets than 54% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

10th percentile

10.90x

Higher debt load relative to revenue than 10% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

38th percentile

9.3%

Higher net margin than 38% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

85th percentile

8.1%

Faster asset growth than 85% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2024

Revenue Growth

77th percentile

23%

Faster revenue growth than 77% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets54th percentile

Assets

Up

$110,687,344

Up $10,784,819 (+11%) from 2023

Liabilities

Up

$99,401,257

Up $10,391,151 (+12%) from 2023

Net Assets

Up

$11,286,087

Up $393,668 (+3.6%) from 2023

Operations
Liabilities / Revenue10th percentileNet Margin38th percentile

Revenue

Up

$9,121,890

Up $1,764,774 (+24%) from 2023

Expenses

Up

$8,275,831

Up $1,703,654 (+26%) from 2023

Net Income

Up

$846,059

Up $61,120 (+7.8%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth85th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $44,627,744Liabilities 2010: $40,480,374Net Assets 2010: $4,147,3702010Assets 2011: $43,223,378Liabilities 2011: $38,793,335Net Assets 2011: $4,430,0432011Assets 2012: $43,093,977Liabilities 2012: $38,380,680Net Assets 2012: $4,713,2972012Assets 2013: $44,292,009Liabilities 2013: $39,312,657Net Assets 2013: $4,979,3522013Assets 2014: $44,788,554Liabilities 2014: $39,471,535Net Assets 2014: $5,317,0192014Assets 2015: $47,241,071Liabilities 2015: $41,815,659Net Assets 2015: $5,425,4122015Assets 2016: $50,674,532Liabilities 2016: $45,010,074Net Assets 2016: $5,664,4582016Assets 2017: $54,855,899Liabilities 2017: $48,956,542Net Assets 2017: $5,899,3572017Assets 2018: $58,667,089Liabilities 2018: $52,553,560Net Assets 2018: $6,113,5292018Assets 2019: $63,352,838Liabilities 2019: $57,007,648Net Assets 2019: $6,345,1902019Assets 2020: $80,177,074Liabilities 2020: $73,533,499Net Assets 2020: $6,643,5752020Assets 2021: $89,168,246Liabilities 2021: $80,140,869Net Assets 2021: $9,027,3772021Assets 2022: $94,739,366Liabilities 2022: $84,631,886Net Assets 2022: $10,107,4802022Assets 2023: $99,902,525Liabilities 2023: $89,010,106Net Assets 2023: $10,892,4192023Assets 2024: $110,687,344Liabilities 2024: $99,401,257Net Assets 2024: $11,286,0872024

Highlighted filing

2024

Assets$110,687,344
Liabilities$99,401,257
Net Assets$11,286,087
Open 2024 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0Expenses 2010: $3,028,3142010Revenue 2011: $2,982,872Expenses 2011: $2,766,201Net Income 2011: $216,6712011Expenses 2012: $2,670,4482012Revenue 2013: $2,931,829Expenses 2013: $2,735,811Net Income 2013: $196,0182013Revenue 2014: $3,035,571Expenses 2014: $2,768,017Net Income 2014: $267,5542014Revenue 2015: $3,015,388Expenses 2015: $2,948,813Net Income 2015: $66,5752015Revenue 2016: $3,220,647Expenses 2016: $3,018,602Net Income 2016: $202,0452016Revenue 2017: $3,558,144Expenses 2017: $3,323,245Net Income 2017: $234,8992017Revenue 2018: $3,889,078Expenses 2018: $3,674,906Net Income 2018: $214,1722018Revenue 2019: $4,143,288Expenses 2019: $3,911,627Net Income 2019: $231,6612019Revenue 2020: $4,212,007Expenses 2020: $3,913,622Net Income 2020: $298,3852020Revenue 2021: $6,619,474Expenses 2021: $4,235,672Net Income 2021: $2,383,8022021Revenue 2022: $6,012,945Expenses 2022: $4,932,842Net Income 2022: $1,080,1032022Revenue 2023: $7,357,116Expenses 2023: $6,572,177Net Income 2023: $784,9392023Revenue 2024: $9,121,890Expenses 2024: $8,275,831Net Income 2024: $846,0592024

Highlighted filing

2024

Revenue$9,121,890
Expenses$8,275,831
Net Income$846,059
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$110,687,344
Liabilities
$99,401,257
Net assets
$11,286,087
Revenue
$9,121,890
Expenses
$8,275,831
Net income
$846,059
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$111$99.4$11.3$9.12$8.28$0.85
2023Detailed filing. Detailed filing data is available for this year.$99.9$89.0$10.9$7.36$6.57$0.78
2022Detailed filing. Detailed filing data is available for this year.$94.7$84.6$10.1$6.01$4.93$1.08
2021Detailed filing. Detailed filing data is available for this year.$89.2$80.1$9.03$6.62$4.24$2.38
2020Detailed filing. Detailed filing data is available for this year.$80.2$73.5$6.64$4.21$3.91$0.30
2019Detailed filing. Detailed filing data is available for this year.$63.4$57.0$6.35$4.14$3.91$0.23
2018Detailed filing. Detailed filing data is available for this year.$58.7$52.6$6.11$3.89$3.67$0.21
2017Detailed filing. Detailed filing data is available for this year.$54.9$49.0$5.90$3.56$3.32$0.23
2016Detailed filing. Detailed filing data is available for this year.$50.7$45.0$5.66$3.22$3.02$0.20
2015Detailed filing. Detailed filing data is available for this year.$47.2$41.8$5.43$3.02$2.95$0.07
2014Detailed filing. Detailed filing data is available for this year.$44.8$39.5$5.32$3.04$2.77$0.27
2013Detailed filing. Detailed filing data is available for this year.$44.3$39.3$4.98$2.93$2.74$0.20
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$43.1$38.4$4.71$2.67
2011Summary only. Only limited summary data is available for this year.$43.2$38.8$4.43$2.98$2.77$0.22
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.6$40.5$4.15$3.03
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$9,121,890
Mission and Program Overview

Mission

Community credit union is a member owned organization that strives to provide financial services to ensure stability for all members, employees and communities at all stages of life.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$83,498,527$86,868,206▲ $3,369,679
Investments Other Securities$7,644,415$10,994,255▲ $3,349,840
Rtn Earn Endowment Incm Other Fnds$8,312,158$8,705,826▲ $393,668
Cash and Non-Interest-Bearing Accounts$4,450,846$8,223,037▲ $3,772,191
Pd in Cap Srpls Land Bldg Eqp Fund$2,580,261$2,580,261→ $0
Land, Buildings, and Equipment, Net$2,118,096$2,190,494▲ $72,398
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$99,902,525$110,687,344▲ $10,784,819
Other Assets Total$2,190,641$2,411,352▲ $220,711
Liabilities
Other Liabilities$88,653,917$98,974,574▲ $10,320,657
Accounts Payable and Accrued Expenses$356,189$359,298▲ $3,109
Deferred Revenue$0$67,385▲ $67,385
Total Liabilities$89,010,106$99,401,257▲ $10,391,151
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,892,419$11,286,087▲ $393,668
Total Liabilities and Net Assets / Fund Balance$99,902,525$110,687,344▲ $10,784,819

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,296,750$1,202,249$2,498,999
Equipment$411,916$1,174,791$1,586,707
Land$397,986-$397,986
Other Land Buildings$83,842$93,308$177,150
Other Securities$99,976--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Hogan JenniferPresident & CEOFT$185,591$6,246$191,837

Board Members and Trustees

NameTitle
Gagne MarcelBoard Chair
Chapman MaynardBoard Member/ac Chair
Keene ElizabethVice Board Chair
Albert AustinBoard Member
Keel VirginiaBoard Member
Schmieks BarryBoard Member
Adams KateTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$9,121,890
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$846,059

Audited Revenue Reconciliation

Revenue per Audited Statements
$9,121,890
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$9,121,890
Total Revenue per Form 990
$9,121,890
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,711,014
Salaries, Compensation, and Employee Benefits$2,564,817
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,007,741
Office Expenses---$1,356,435
Occupancy---$528,097
Other Expenses---$195,124
Other Employee Benefits---$192,419
Current Officers, Directors, Trustees, and Key Employees---$191,837
Payroll Taxes---$172,820
Advertising---$93,037
Travel---$89,429
Total Functional Expenses$0$0$0$8,275,831

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$8,275,831
Total Expenses per Audited Statements$8,275,831
Total Expenses per Form 990$8,275,831
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Savings Accounts$98,636,474
Operating Lease Liabilities$338,100
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 4

“The credit union expanded its field of membership to include androscoggin, franklin, oxford, and kennebec counties in maine.”

Form 990, Part VI, Section A, Line 6

“The organization is a credit union which is owned by its members”

Form 990, Part VI, Section A, Line 7A

“The members of the credit union may elect the members of the governing body (board of directors)”

Form 990, Part VI, Section A, Line 7B

“Some decisions made by the governing body (board of directors) may need approval by the credit union's members. Examples are a name change, merger and change from state to federal charter. Some of these examples are part of title 9b of the bureau of financial institutions and part of the organizations bylaws.”

Form 990, Part VI, Section A, Line 8B

“The audit committee does keep minutes to their meetings but does not have the authority to act on behalf of the governing body (board of directors)”

Form 990, Part VI, Section B, Line 11B

“The governing body (board of directors) has given the authority of approving the form 990 to its ceo.”

Form 990, Part VI, Section B, Line 12C

“The credit union reviews conflicts of interest on an annual basis”

Form 990, Part VI, Section B, Line 15A

“The credit union uses comp-ease to determine salary ranges for all employees. Final approval is delegated to the executive committee of the board of directors.”

Form 990, Part VI, Section C, Line 19

“Documents are made available upon request”

Filing and Contact Details

Filer

Filer Name
Community Credit Union
EIN
01-0206603
Phone
2077832096
Address
144 PINE STREET, LEWISTON, ME 04240

Signing Officer

Name
Jennifer Hogan
Title
President & CEO
Phone
2077832096
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jennifer Hogan
Formed
1945
Legal Domicile
Me
Voting Board Members
7
Independent Board Members
7
Employees
49
Volunteers
0

Preparer

Firm
Albin Randall & Bennett
Address
PO BOX 445, PORTLAND, ME 04112-0445
Preparer
Laura T Everett
Phone
2077721981
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“Process has not changed from the prior year.”

Raw XML Appendix400 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0356189
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0359298
IRS990/ActivitiesConductedPrtshpInd00
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IRS990/AdvertisingGrp/TotalAmt093037
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
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IRS990/BooksInCareOfDetail/PhoneNum02077832096
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0144 PINE STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0LEWISTON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0ME
IRS990/BooksInCareOfDetail/USAddress/ZIPCd004240
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
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IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
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IRS990/CashNonInterestBearingGrp/EOYAmt08223037
IRS990/ChangeToOrgDocumentsInd01
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
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IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt05711014
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt09121890
IRS990/CYRevenuesLessExpensesAmt0846059
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IRS990/CYTotalExpensesAmt08275831
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IRS990/CYTotalProfFndrsngExpnsAmt00
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IRS990/DecisionsSubjectToApprovaInd01
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IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0PROVIDING FINANCIAL SERVICES TO ITS MEMBERS
IRS990/DescribedInSection501c3Ind00
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
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IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER/AC CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt6VICE BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT & CEO
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IRS990/IRPDocumentW2GCnt00
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IRS990/MethodOfAccountingAccrualInd0X
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IRS990/MoreThan5000KToIndividualsInd00
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IRS990/NetAssetsOrFundBalancesEOYAmt011286087
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IRS990/NondeductibleContributionsInd00
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IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
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IRS990/OtherChangesInNetAssetsAmt00
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IRS990/OtherExpensesGrp/Desc0DIVIDENDS
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS FEES
IRS990/OtherExpensesGrp/TotalAmt01534009
IRS990/OtherExpensesGrp/TotalAmt11274033
IRS990/OtherExpensesGrp/TotalAmt2640850
IRS990/OtherExpensesGrp/TotalAmt3195124
IRS990/OtherLiabilitiesGrp/BOYAmt088653917
IRS990/OtherLiabilitiesGrp/EOYAmt098974574
IRS990/OtherOrganizationDsc0FINANCIAL INSTITUTION
IRS990/OtherSalariesAndWagesGrp/TotalAmt02007741
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt083498527
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt086868206
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0172820
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt02580261
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt02580261
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0JENNIFER HOGAN
IRS990/PriorPeriodAdjustmentsAmt0-452391
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0FINANCIAL INSTITUTION
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt09020648
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt09121890
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0101242
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt04089677
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt07357116
IRS990/PYRevenuesLessExpensesAmt0784939
IRS990/PYSalariesCompEmpBnftPaidAmt02482500
IRS990/PYTotalExpensesAmt06572177
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07357116
IRS990/ReconcilationRevenueExpnssAmt0846059
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt09020648
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08312158
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08705826
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01296750
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01202249
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02498999
IRS990ScheduleD/EquipmentGrp/BookValueAmt0411916
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01174791
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01586707
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt08275831
IRS990ScheduleD/LandGrp/BookValueAmt0397986
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0397986
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt083842
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt093308
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0177150
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt098636474
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1338100
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES AND SAVINGS ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OPERATING LEASE LIABILITIES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0107132
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt115000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt210672000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt355500
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt444647
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt599976
IRS990ScheduleD/OtherSecuritiesGrp/Desc0DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1DEBENTURES
IRS990ScheduleD/OtherSecuritiesGrp/Desc2IN OTHER INSTITUTIONS
IRS990ScheduleD/OtherSecuritiesGrp/Desc3FHLB STOCK MEMBERSHIP
IRS990ScheduleD/OtherSecuritiesGrp/Desc4CU INSURANCE SOLUTIONS INVESTMENT
IRS990ScheduleD/OtherSecuritiesGrp/Desc5VIZO
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd5C
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt09121890
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02190494
IRS990ScheduleD/TotalBookValueSecuritiesAmt010994255
IRS990ScheduleD/TotalExpensesPerForm990Amt08275831
IRS990ScheduleD/TotalLiabilityAmt098974574
IRS990ScheduleD/TotalRevenuePerForm990Amt09121890
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt09121890
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt08275831
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0185591
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt06246
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0HOGAN JENNIFER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT & CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0191837
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION EXPANDED ITS FIELD OF MEMBERSHIP TO INCLUDE ANDROSCOGGIN, FRANKLIN, OXFORD, AND KENNEBEC COUNTIES IN MAINE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION IS A CREDIT UNION WHICH IS OWNED BY ITS MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MEMBERS OF THE CREDIT UNION MAY ELECT THE MEMBERS OF THE GOVERNING BODY (BOARD OF DIRECTORS)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SOME DECISIONS MADE BY THE GOVERNING BODY (BOARD OF DIRECTORS) MAY NEED APPROVAL BY THE CREDIT UNION'S MEMBERS. EXAMPLES ARE A NAME CHANGE, MERGER AND CHANGE FROM STATE TO FEDERAL CHARTER. SOME OF THESE EXAMPLES ARE PART OF TITLE 9B OF THE BUREAU OF FINANCIAL INSTITUTIONS AND PART OF THE ORGANIZATIONS BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE AUDIT COMMITTEE DOES KEEP MINUTES TO THEIR MEETINGS BUT DOES NOT HAVE THE AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY (BOARD OF DIRECTORS)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE GOVERNING BODY (BOARD OF DIRECTORS) HAS GIVEN THE AUTHORITY OF APPROVING THE FORM 990 TO ITS CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CREDIT UNION REVIEWS CONFLICTS OF INTEREST ON AN ANNUAL BASIS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE CREDIT UNION USES COMP-EASE TO DETERMINE SALARY RANGES FOR ALL EMPLOYEES. FINAL APPROVAL IS DELEGATED TO THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8DOCUMENTS ARE MADE AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PART XII, LINE 2C:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt099902525
IRS990/TotalAssetsEOYAmt0110687344
IRS990/TotalAssetsGrp/BOYAmt099902525
IRS990/TotalAssetsGrp/EOYAmt0110687344
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt049
IRS990/TotalFunctionalExpensesGrp/TotalAmt08275831
IRS990/TotalGrossUBIAmt0101242
IRS990/TotalLiabilitiesBOYAmt089010106
IRS990/TotalLiabilitiesEOYAmt099401257
IRS990/TotalLiabilitiesGrp/BOYAmt089010106
IRS990/TotalLiabilitiesGrp/EOYAmt099401257
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt010892419
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt011286087
IRS990/TotalOtherCompensationAmt06246
IRS990/TotalProgramServiceExpensesAmt08275831
IRS990/TotalProgramServiceRevenueAmt09121890
IRS990/TotalReportableCompFromOrgAmt0185591
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt09020648
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt09121890
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0101242
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt099902525
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0110687344
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt089429
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0144 PINE STREET
IRS990/USAddress/CityNm0LEWISTON
IRS990/USAddress/StateAbbreviationCd0ME
IRS990/USAddress/ZIPCd004240
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0HTTPS://WWW.COMMUNITYCREDITUNION.COM/
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JENNIFER HOGAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT & CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum02077832096
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0COMM
ReturnHeader/Filer/EIN0010206603
ReturnHeader/Filer/PhoneNum02077832096
ReturnHeader/Filer/USAddress/AddressLine1Txt0144 PINE STREET
ReturnHeader/Filer/USAddress/CityNm0LEWISTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0ME
ReturnHeader/Filer/USAddress/ZIPCd004240
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0010448006
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ALBIN RANDALL & BENNETT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 445
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PORTLAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0ME
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0041120445
ReturnHeader/PreparerPersonGrp/PhoneNum02077721981
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LAURA T EVERETT
ReturnHeader/ReturnTs02025-11-17T15:15:44-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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