Liabilities / Assets
35th percentile
Higher debt load relative to assets than 35% of similar nonprofits.
EIN 39-0966830 • 501(c)14 • Tomah, WI
Profile
The mission of this credit union to provide the best financial service to our members.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
35th percentile
Higher debt load relative to assets than 35% of similar nonprofits.
Liabilities / Revenue
71st percentile
Higher debt load relative to revenue than 71% of similar nonprofits.
Net Margin
97th percentile
Higher net margin than 97% of similar nonprofits.
Top Officer Pay
80th percentile
Higher top officer pay than 80% of similar nonprofits.
Top officer pay equals 5.3% of source-year revenue.
Asset Growth
92nd percentile
Faster asset growth than 92% of similar nonprofits.
Revenue Growth
21st percentile
Faster revenue growth than 21% of similar nonprofits.
Assets
Up$121,088,675
Up $11,555,005 (+11%) from 2024
Liabilities
Up$106,280,719
Up $9,499,681 (+9.8%) from 2024
Net Assets
Up$14,807,956
Up $2,055,324 (+16%) from 2024
Revenue
Up$6,269,770
Up $391,541 (+6.7%) from 2024
Expenses
Up$4,214,446
Up $183,352 (+4.5%) from 2024
Net Income
Up$2,055,324
Up $208,189 (+11%) from 2024
Most recent year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.
To function as a member-owned, not-for-profit financial cooperative.
The mission of this credit union to provide the best financial service to our members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $56,689,623 | $59,854,890 | ▲ $3,165,267 |
| Savings and Temporary Cash Investments | $44,617,892 | $31,002,478 | ▼ $13,615,414 |
| Investments Program Related | $5,223,705 | $26,809,861 | ▲ $21,586,156 |
| Rtn Earn Endowment Incm Other Fnds | $12,752,632 | $14,807,956 | ▲ $2,055,324 |
| Land, Buildings, and Equipment, Net | $1,018,778 | $1,019,076 | ▲ $298 |
| Cash and Non-Interest-Bearing Accounts | $650,691 | $761,840 | ▲ $111,149 |
| Prepaid Expenses and Deferred Charges | $160,493 | $150,177 | ▼ $10,316 |
| Accounts Receivable | $274,091 | $16,276 | ▼ $257,815 |
| Total Assets | $109,533,670 | $121,088,675 | ▲ $11,555,005 |
| Other Assets Total | $898,397 | $1,474,077 | ▲ $575,680 |
| Liabilities | |||
| Other Liabilities | $95,717,761 | $105,478,756 | ▲ $9,760,995 |
| Accounts Payable and Accrued Expenses | $991,063 | $708,113 | ▼ $282,950 |
| Escrow Account Liability | $72,214 | $93,850 | ▲ $21,636 |
| Total Liabilities | $96,781,038 | $106,280,719 | ▲ $9,499,681 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $12,752,632 | $14,807,956 | ▲ $2,055,324 |
| Total Liabilities and Net Assets / Fund Balance | $109,533,670 | $121,088,675 | ▲ $11,555,005 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $752,860 | $987,572 | $1,740,432 |
| Equipment | $150,126 | $534,316 | $684,442 |
| Land | $116,090 | - | $116,090 |
| Investment Program Related Org | $32,004 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Todd Scholz | President/ce | FT | $210,313 | $123,787 | $334,100 |
| Todd Scholz | President/CEO | - | $151,582 | $182,518 | $334,100 |
| Jayme Altman | VP Accountin | FT | $94,044 | $47,397 | $141,441 |
| Joesph Bubnich | Director | - | $3,500 | - | $3,500 |
| John Froelich | Vice Chair | - | $3,500 | - | $3,500 |
| Paul Wiese | Chair | - | $3,500 | - | $3,500 |
| Alan Laylan | Director | - | $3,250 | - | $3,250 |
| Linda Johnson | Treasurer | - | $3,250 | - | $3,250 |
| Jeffery Cram | Secretary | - | $3,000 | - | $3,000 |
| Martha Klatt | Director | - | $3,000 | - | $3,000 |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Shazam | Card Processor | 6700 PIONEER PARKWAY, Johnston, IA 50131 | $295,126 |
| Enhanced Software Products INC | Core Processor | 1811 N HUTCHINSON ROAD, Spokane, WA 99212 | $168,397 |
| Line Item | Amount |
|---|---|
| Other Expenses | $2,772,972 |
| Salaries, Compensation, and Employee Benefits | $1,439,474 |
| Grants and Similar Amounts Paid | $2,000 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $699,348 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $327,357 |
| Office Expenses | - | - | - | $280,875 |
| Pension Plan Contributions | - | - | - | $182,712 |
| Information Technology | - | - | - | $171,982 |
| Other Employee Benefits | - | - | - | $154,679 |
| Depreciation Depletion | - | - | - | $103,596 |
| Occupancy | - | - | - | $76,985 |
| Payroll Taxes | - | - | - | $75,378 |
| Advertising | - | - | - | $52,881 |
| Conferences and Meetings | - | - | - | $33,090 |
| Insurance | - | - | - | $28,738 |
| Fees for Services Accounting | - | - | - | $26,529 |
| Travel | - | - | - | $12,843 |
| Fees for Services Legal | - | - | - | $4,182 |
| Grants to Domestic Orgs | - | - | - | $2,000 |
| Other Expenses | - | - | - | $-1,233 |
| Total Functional Expenses | $0 | $0 | $0 | $4,214,446 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $105,196,609 |
| Deferred Comp Plans | $375,997 |
| Escrow Accounts to Line 21 Bal Sheet | $-93,850 |
“The organization has members. To be a member one must have a share (savings) account at the credit union.”
“The board of directors is elected by the credit union members. Each member has one vote.”
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”
“The organization provides the information to independent cpa to prepare the return. Management reviews the 990 for accuracy, and then authorizes cpa to e-file the approved return.”
“The conflict of interest policy is monitored constantly. Each time an issue arrises, the policy is reviewed to ensure compliance.”
“The board of directors determines and approves the compensation for the president. Salary surveys and comparability studies are used in the process.”
“Compensation for all other officers and key employees is determined by the president using salary surveys and comparability studies.”
“Governing documents, conflict of interest policy, and financial statements are available to members upon request.”
“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 991063 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 708113 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 274091 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 16276 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE MISSION OF THIS CREDIT UNION TO PROVIDE THE BEST FINANCIAL SERVICE TO OUR MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 52881 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | JAYME ALTMAN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6083724736 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 940 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | TOMAH |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54660 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 650691 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 761840 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 327357 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 33090 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 295126 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 168397 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 6700 PIONEER PARKWAY |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 1811 N HUTCHINSON ROAD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | JOHNSTON |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | SPOKANE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | WA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 50131 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 99212 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | SHAZAM |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | ENHANCED SOFTWARE PRODUCTS INC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | CARD PROCESSOR |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | CORE PROCESSOR |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 2000 |
| IRS990/CYInvestmentIncomeAmt | 0 | 2325338 |
| IRS990/CYOtherExpensesAmt | 0 | 2772972 |
| IRS990/CYOtherRevenueAmt | 0 | 9567 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3934865 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 2055324 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1439474 |
| IRS990/CYTotalExpensesAmt | 0 | 4214446 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 6269770 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 103596 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 301 NEW DEPOSIT ACCOUNTS IN 2025. AS OF 12/31/25 WE HAD 6,704 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 27 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 72214 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 93850 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 26529 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 4182 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 123787 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 47397 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | TODD SCHOLZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JAYME ALTMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JOESPH BUBNICH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JOHN FROELICH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | PAUL WIESE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | LINDA JOHNSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | ALAN LAYLAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JEFFERY CRAM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | MARTHA KLATT |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 210313 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 94044 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 3500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 3500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 3500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 3250 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 3250 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 3000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 3000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT/CE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VP ACCOUNTIN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1939 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 2000 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 6269770 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 171982 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 28738 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 2325338 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 2325338 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 5223705 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 26809861 |
| IRS990/IRPDocumentCnt | 0 | 2305 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1521888 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1018778 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1019076 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2540964 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE MISSION OF THIS CREDIT UNION TO PROVIDE THE BEST FINANCIAL SERVICE TO OUR MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 12752632 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 14807956 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 76985 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 280875 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 898397 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1474077 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 154679 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDEND EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | DEBIT CARD PROGRAMS EXP |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | CREDIT LOSS EXP ADJUSTMNT |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1565457 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 343228 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 73819 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | -1233 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 95717761 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 105478756 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 699348 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 56689623 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 59854890 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 75378 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 182712 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 160493 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 150177 |
| IRS990/PrincipalOfficerNm | 0 | TODD SCHOLZ |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 520000 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MEMBER FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER MEMBER RELATED REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | FEE & INSURANCE REVENUE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3201026 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 647288 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 79250 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3201026 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 647288 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 79250 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 7301 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 7301 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 425 NEW LOANS DURING 2025. AS OF 12/31/25 WE HAD 2,841 LOANS RECEIVABLE. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 2000 |
| IRS990/PYInvestmentIncomeAmt | 0 | 2278691 |
| IRS990/PYOtherExpensesAmt | 0 | 2680685 |
| IRS990/PYOtherRevenueAmt | 0 | 9874 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3589664 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1847135 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1348409 |
| IRS990/PYTotalExpensesAmt | 0 | 4031094 |
| IRS990/PYTotalRevenueAmt | 0 | 5878229 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 2055324 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 9567 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 9567 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 12752632 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 14807956 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 44617892 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 31002478 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 752860 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 987572 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1740432 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 150126 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 534316 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 684442 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | true |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 21496000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 4366947 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 367475 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 3 | 277633 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 4 | 166700 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 5 | 103102 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 6 | 32004 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | INVESTMENTS WITH MATURITY > 1 YR |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | NY LIFE INVESTMENT |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | CAPITAL ACCOUNT CORPORATE CU |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 3 | WISCUB STOCK |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 4 | FHLB STOCK |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 5 | REACH BUSINESS LENDERS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 6 | PSU CAPITAL CREDITS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | F |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 4 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 5 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 6 | C |
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| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 116090 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 105196609 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 375997 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | -93850 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES & DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | DEFERRED COMP PLANS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | ESCROW ACCOUNTS TO LINE 21 BAL SHEET |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 2, PART IV, LINE 2B |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1019076 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 26809861 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 105478756 |
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| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
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| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 151582 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 25250 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 110492 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 13295 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 33481 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | TODD SCHOLZ |
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| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | TODD SCHOLZ 0 100,000 0 |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 1 | TODD SCHOLZ, PRESIDENT/CEO, PARTICIPATES IN AN INTERNAL EXECUTIVE BENEFIT ARRANGEMENT PLAN WHICH PROVIDES DEFERRED COMPENSATION BENEFITS. THE PLAN IS INTENDED TO BE COMPLIANT WITH CODE SECTION 457(F) TO THE EXTENT POSSIBLE. THE PLAN IS UNFUNDED, BUT AN ACCRUAL IS RECORDED ANNUALLY. THE AMOUNT SHOWN ABOVE IS THE AMOUNT ACCRUED FOR THIS TAX YEAR. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE J, PAGE 1, PART I, LINE 4 |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | SCHEDULE J, PART III |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | true |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE ORGANIZATION PROVIDES THE INFORMATION TO INDEPENDENT CPA TO PREPARE THE RETURN. MANAGEMENT REVIEWS THE 990 FOR ACCURACY, AND THEN AUTHORIZES CPA TO E-FILE THE APPROVED RETURN. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CONFLICT OF INTEREST POLICY IS MONITORED CONSTANTLY. EACH TIME AN ISSUE ARRISES, THE POLICY IS REVIEWED TO ENSURE COMPLIANCE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS DETERMINES AND APPROVES THE COMPENSATION FOR THE PRESIDENT. SALARY SURVEYS AND COMPARABILITY STUDIES ARE USED IN THE PROCESS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | COMPENSATION FOR ALL OTHER OFFICERS AND KEY EMPLOYEES IS DETERMINED BY THE PRESIDENT USING SALARY SURVEYS AND COMPARABILITY STUDIES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO MEMBERS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
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| IRS990/TotalAssetsEOYAmt | 0 | 121088675 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 109533670 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 121088675 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 27 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 4214446 |
| IRS990/TotalGrossUBIAmt | 0 | 7301 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 96781038 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 106280719 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 96781038 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 106280719 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 12752632 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 14807956 |
| IRS990/TotalOtherCompensationAmt | 0 | 171184 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 3934865 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 327357 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 2334905 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3927564 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 6269770 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 7301 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 109533670 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 121088675 |
| IRS990/TravelGrp/TotalAmt | 0 | 12843 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO BOX 940 |
| IRS990/USAddress/CityNm | 0 | TOMAH |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 54660 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | TACUONLINE.COM |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TODD SCHOLZ |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
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