Civic Intelligence

Point West Credit Union

EIN 93-0232289 • 501(c)14 • Portland, OR

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Profile

To promote thrift among members by affording them the opportunity for accumulating their savings, to create for them a source of credit at a fair and reasonable rate of interest and to provide the opportunity for the members to use and control their money in order to improve their economic and social condition.

Refreshing map…

5257 NE Mlk Jr Blvd Suite 301Portland, OR 97211

www.pointwestcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

53rd percentile

0.89x

Higher debt load relative to assets than 53% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

24th percentile

12.69x

Higher debt load relative to revenue than 24% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

46th percentile

11%

Higher net margin than 46% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

47th percentile

$229,594

Higher top officer pay than 47% of similar nonprofits.

Top officer pay equals 3.0% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Asset Growth

27th percentile

0.4%

Faster asset growth than 27% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

83rd percentile

23%

Faster revenue growth than 83% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets53rd percentile

Assets

Up

$110,377,484

Up $408,643 (+0.4%) from 2023

Liabilities

Down

$98,678,447

Down $439,080 (-0.4%) from 2023

Net Assets

Up

$11,699,037

Up $847,723 (+7.8%) from 2023

Operations
Liabilities / Revenue24th percentileNet Margin46th percentile

Revenue

Up

$7,778,023

Up $1,448,476 (+23%) from 2023

Expenses

Up

$6,933,495

Up $1,039,910 (+18%) from 2023

Net Income

Up

$844,528

Up $408,566 (+94%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth27th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $82,934,859Liabilities 2010: $79,179,379Net Assets 2010: $3,755,4802010Assets 2011: $84,301,325Liabilities 2011: $79,421,316Net Assets 2011: $4,880,0092011Assets 2012: $86,319,973Liabilities 2012: $80,865,806Net Assets 2012: $5,454,1672012Assets 2013: $90,714,576Liabilities 2013: $85,246,141Net Assets 2013: $5,468,4352013Assets 2014: $93,966,059Liabilities 2014: $87,668,426Net Assets 2014: $6,297,6332014Assets 2015: $92,717,647Liabilities 2015: $86,117,519Net Assets 2015: $6,600,1282015Assets 2016: $98,884,895Liabilities 2016: $89,606,516Net Assets 2016: $9,278,3792016Assets 2017: $102,212,196Liabilities 2017: $93,744,657Net Assets 2017: $8,467,5392017Assets 2018: $97,952,437Liabilities 2018: $90,469,574Net Assets 2018: $7,482,8632018Assets 2019: $93,191,819Liabilities 2019: $84,913,920Net Assets 2019: $8,277,8992019Assets 2020: $105,048,611Liabilities 2020: $96,069,021Net Assets 2020: $8,979,5902020Assets 2021: $111,617,221Liabilities 2021: $102,211,878Net Assets 2021: $9,405,3432021Assets 2022: $107,931,239Liabilities 2022: $97,503,417Net Assets 2022: $10,427,8222022Assets 2023: $109,968,841Liabilities 2023: $99,117,527Net Assets 2023: $10,851,3142023Assets 2024: $110,377,484Liabilities 2024: $98,678,447Net Assets 2024: $11,699,0372024

Highlighted filing

2024

Assets$110,377,484
Liabilities$98,678,447
Net Assets$11,699,037
Open 2024 Filing

Operations Trend

Revenue Growth83rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $6,426,5122010Revenue 2011: $5,557,986Expenses 2011: $4,444,730Net Income 2011: $1,113,2562011Expenses 2012: $4,275,6112012Revenue 2013: $4,551,389Expenses 2013: $4,144,474Net Income 2013: $406,9152013Revenue 2014: $4,480,692Expenses 2014: $3,959,388Net Income 2014: $521,3042014Revenue 2015: $4,533,044Expenses 2015: $4,274,034Net Income 2015: $259,0102015Revenue 2016: $7,028,604Expenses 2016: $4,394,328Net Income 2016: $2,634,2762016Revenue 2017: $5,327,394Expenses 2017: $6,084,178Net Income 2017: -$756,7842017Revenue 2018: $5,730,922Expenses 2018: $6,710,183Net Income 2018: -$979,2612018Revenue 2019: $5,546,781Expenses 2019: $4,748,598Net Income 2019: $798,1832019Revenue 2020: $5,045,652Expenses 2020: $4,329,793Net Income 2020: $715,8592020Revenue 2021: $5,029,583Expenses 2021: $4,601,934Net Income 2021: $427,6492021Revenue 2022: $5,970,956Expenses 2022: $4,941,470Net Income 2022: $1,029,4862022Revenue 2023: $6,329,547Expenses 2023: $5,893,585Net Income 2023: $435,9622023Revenue 2024: $7,778,023Expenses 2024: $6,933,495Net Income 2024: $844,5282024

Highlighted filing

2024

Revenue$7,778,023
Expenses$6,933,495
Net Income$844,528
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$110,377,484
Liabilities
$98,678,447
Net assets
$11,699,037
Revenue
$7,778,023
Expenses
$6,933,495
Net income
$844,528
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$110$98.7$11.7$7.78$6.93$0.84
2023Detailed filing. Detailed filing data is available for this year.$110$99.1$10.9$6.33$5.89$0.44
2022Detailed filing. Detailed filing data is available for this year.$108$97.5$10.4$5.97$4.94$1.03
2021Detailed filing. Detailed filing data is available for this year.$112$102$9.41$5.03$4.60$0.43
2020Detailed filing. Detailed filing data is available for this year.$105$96.1$8.98$5.05$4.33$0.72
2019Detailed filing. Detailed filing data is available for this year.$93.2$84.9$8.28$5.55$4.75$0.80
2018Detailed filing. Detailed filing data is available for this year.$98.0$90.5$7.48$5.73$6.71$0.98
2017Detailed filing. Detailed filing data is available for this year.$102$93.7$8.47$5.33$6.08$0.76
2016Detailed filing. Detailed filing data is available for this year.$98.9$89.6$9.28$7.03$4.39$2.63
2015Detailed filing. Detailed filing data is available for this year.$92.7$86.1$6.60$4.53$4.27$0.26
2014Detailed filing. Detailed filing data is available for this year.$94.0$87.7$6.30$4.48$3.96$0.52
2013Detailed filing. Detailed filing data is available for this year.$90.7$85.2$5.47$4.55$4.14$0.41
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$86.3$80.9$5.45$4.28
2011Summary only. Only limited summary data is available for this year.$84.3$79.4$4.88$5.56$4.44$1.11
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$82.9$79.2$3.76$6.43
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 5, 2025
Return Version
2024v5.2
Gross Receipts
$7,848,868
Mission and Program Overview

Mission

To promote thrift among members by affording them the opportunity for accumulating their savings, to create for them a source of credit at a fair and reasonable rate of interest and to provide the opportunity for the members to use and control their money in order to improve their economic and social condition.

To perform credit union activities to benefit the members of the credit union and maintain the financial integrity of the credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$84,375,050$78,751,454▼ $5,623,596
Cash and Non-Interest-Bearing Accounts$6,821,181$19,023,329▲ $12,202,148
Rtn Earn Endowment Incm Other Fnds$10,851,314$11,699,037▲ $847,723
Savings and Temporary Cash Investments$13,112,313$7,220,203▼ $5,892,110
Land, Buildings, and Equipment, Net$2,281,824$2,263,898▼ $17,926
Receivables From Officers Etc$616,481$734,973▲ $118,492
Investments Other Securities$620,602$520,828▼ $99,774
Investments in Publicly Traded Securities$216,744$186,184▼ $30,560
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$109,968,841$110,377,484▲ $408,643
Other Assets Total$1,924,646$1,676,615▼ $248,031
Liabilities
Other Liabilities$93,799,468$95,065,369▲ $1,265,901
Deferred Revenue$3,039,115$1,800,001▼ $1,239,114
Accounts Payable and Accrued Expenses$1,067,234$1,213,077▲ $145,843
Mortgage Notes Payable Secured by Investment Property$1,211,710$600,000▼ $611,710
Total Liabilities$99,117,527$98,678,447▼ $439,080
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,851,314$11,699,037▲ $847,723
Total Liabilities and Net Assets / Fund Balance$109,968,841$110,377,484▲ $408,643

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,921,531$396,664$2,318,195
Other Land Buildings$201,267$1,217,512$1,418,779
Equipment$3,652$848,025$851,677
Leasehold Improvements$137,448$456,726$594,174
Compensation and Service Providers
Top Officer Pay47th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Amy NelsonCEO, TreasurerFT$200,000$29,594$229,594
Steve PagenstecherChief Innovations OfficerFT$160,502$12,890$173,392
Sarah FergasonChief Financial OfficerFT$144,882$20,040$164,922

Board Members and Trustees

NameTitle
Peter HandChair, Board Member
Oscar PorrasVice Chair, Board Member
Roberto FloresVice Chair, Board Member (thru 1/24)
Cynthia NoveloBoard Member
Fernando VelezBoard Member
Kat KoganBoard Member
Kristy Mayer-mejiaBoard Member
Monica SantoyoBoard Member
Vito CortezBoard Member
Robin TompkinsBoard Member (thru 1/24)
Sonya JuddSecretary, Board Member

Highest Paid Contractors

ContractorServicesLocationCompensation
FisCard Payment ServicesPO BOX 4535, Carol Stream, IL 60197-4535$266,978
DatavaLending Data Platform2801 YOUNGFIELD ST STE 310, Golden, CO 80401$180,000
PixelspokeWebsite6312 SW CAPITOL HWY BOX 274, Portland, OR 97239$161,700
CuprodigyCore Processing420 E SOUTH TEMPLE STE 520, Salt Lake City, UT 84111$133,717
Revenue and Support

Revenue Composition

Contributions and Grants
$1,200,000
Program Service Revenue
$5,953,408
Investment Income
$624,615
Other Revenue
$0
Change in Net Assets
$844,528

Audited Revenue Reconciliation

Revenue per Audited Statements
$7,625,761
Revenue Not Reported on Financial Statements
$152,262
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$152,262
Total Revenue per Audited Statements
$7,625,761
Total Revenue per Form 990
$7,778,023
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,208,908
Salaries, Compensation, and Employee Benefits$2,724,587
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,679,493
Interest---$787,824
Fees for Services Other---$582,223
Current Officers, Directors, Trustees, and Key Employees---$567,908
Other Employee Benefits---$267,904
Occupancy---$246,332
Advertising---$231,707
Office Expenses---$207,118
Information Technology---$171,545
Payroll Taxes---$163,568
Depreciation Depletion---$133,293
Conferences and Meetings---$130,506
Fees for Services Accounting---$129,348
All Other Expenses---$61,951
Pension Plan Contributions---$45,714
Insurance---$44,887
Other Expenses---$38,722
Fees for Services Legal---$34,131
Total Functional Expenses$0$0$0$6,933,495

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$6,933,495
Expenses per Audited Statements$6,523,084
Total Expenses per Audited Statements$6,523,084
Expenses Not Reported on Financial Statements$410,411
Other Expense Adjustments$410,411
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$2,000
Total Exempt Function Spending$2,000
Section 527 Activity Spending$0

Section 527 Organizations

OrganizationLocationAmount
80-0043051Tigard, OR$2,000
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$616,481$734,973▲ $118,492
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARE AND SAVINGS ACCOUNTS$95,065,369
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has one class of members.”

Form 990, Part VI, Section A, Line 7A

“The credit union membership elects the board of directors from among the credit union membership.”

Form 990, Part VI, Section A, Line 7B

“The decision to merge with another entity is reserved for the credit union's membership.”

Form 990, Part VI, Section B, Line 11B

“The ceo and cfo perform a comprehensive review of the form 990 before filing, including analysis of income and expense source and use.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest disclosure is disseminated annually at a minimum by the executive assistant; and audited by external examiners.”

Form 990, Part VI, Section B, Line 15A

“The executive committee of the board of directors researches comparable job duties and similarly situated financial institutions. Compensation data is collected from industry surveys, usually performed by cuna or milliman. The ceo's performance is evaluated and considered with the compensation research. The executive committee decides on changes to the ceo's compensation in the executive session. Prior to 12/31/2024, the last time the executive committee met to decide ceo compensation was june 2024.”

Form 990, Part VI, Section C, Line 19

“The credit union's governing documents, conflict of interest policy and financial statements are made available to the public upon request. Additionally, financial statements are posted in the lobby of each branch.”

Filing and Contact Details

Filer

Filer Name
Point West Credit Union
EIN
93-0232289
Phone
5035465000
Address
5257 NE MLK JR BLVD SUITE 301, PORTLAND, OR 97211

Signing Officer

Name
Sarah Fergason
Title
CFO
Phone
5035465000
Signed
2025-11-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sarah Fergason
Formed
1933
Legal Domicile
Or
Voting Board Members
9
Independent Board Members
9
Employees
26
Volunteers
12

Preparer

Firm
Baker Tilly Advisory Group Lp
Address
805 SW BROADWAY STE 1400, PORTLAND, OR 97205
Preparer
Wendy Campos
Phone
5032421447
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“The credit union had no unrecognized tax benefits at december 31, 2024 and 2023. Interest and penalties related to unrecognized tax benefits are recognized by the credit union as an administrative expense. During the years ended december 31, 2024 and 2023, the credit union paid no interest and penalties.”

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Asc 606 contra-revenue 152,262.”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Asc 606 contra-revenue 152,262. Provision for credit losses 258,149.”

Raw XML AppendixShowing 400 of 554 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1123594
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1215040
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt137890
IRS990/Form990PartVIISectionAGrp/PersonNm0PETER HAND
IRS990/Form990PartVIISectionAGrp/PersonNm1OSCAR PORRAS
IRS990/Form990PartVIISectionAGrp/PersonNm2ROBERTO FLORES
IRS990/Form990PartVIISectionAGrp/PersonNm3SONYA JUDD
IRS990/Form990PartVIISectionAGrp/PersonNm4KRISTY MAYER-MEJIA
IRS990/Form990PartVIISectionAGrp/PersonNm5CYNTHIA NOVELO
IRS990/Form990PartVIISectionAGrp/PersonNm6FERNANDO VELEZ
IRS990/Form990PartVIISectionAGrp/PersonNm7ROBIN TOMPKINS
IRS990/Form990PartVIISectionAGrp/PersonNm8VITO CORTEZ
IRS990/Form990PartVIISectionAGrp/PersonNm9KAT KOGAN
IRS990/Form990PartVIISectionAGrp/PersonNm10MONICA SANTOYO
IRS990/Form990PartVIISectionAGrp/PersonNm11AMY NELSON
IRS990/Form990PartVIISectionAGrp/PersonNm12SARAH FERGASON
IRS990/Form990PartVIISectionAGrp/PersonNm13STEVE PAGENSTECHER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11206000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12149882
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13165502
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR, BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR, BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIR, BOARD MEMBER (THRU 1/24)
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY, BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER (THRU 1/24)
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11CEO, TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13CHIEF INNOVATIONS OFFICER
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01933
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt038006
IRS990/GainOrLossGrp/SecuritiesAmt0-70845
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GovernmentGrantsAmt01200000
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt038006
IRS990/GrossReceiptsAmt07848868
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0171545
IRS990/InsuranceGrp/TotalAmt044887
IRS990/InterestGrp/TotalAmt0787824
IRS990/InvestmentIncomeGrp/ExclusionAmt0657454
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0657454
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0620602
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0520828
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0216744
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0186184
IRS990/IRPDocumentCnt01823
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt02918927
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02281824
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02263898
IRS990/LandBldgEquipCostOrOtherBssAmt05182825
IRS990/LegalDomicileStateCd0OR
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt070845
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROMOTE THRIFT AMONG MEMBERS BY AFFORDING THEM THE OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS, TO CREATE FOR THEM A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST AND TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt01211710
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0600000
IRS990/NetAssetsOrFundBalancesBOYAmt010851314
IRS990/NetAssetsOrFundBalancesEOYAmt011699037
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-32839
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-32839
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt03195
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0246332
IRS990/OfficeExpensesGrp/TotalAmt0207118
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01924646
IRS990/OtherAssetsTotalGrp/EOYAmt01676615
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0267904
IRS990/OtherExpensesGrp/Desc0MEMBER PRODUCT
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3DUES
IRS990/OtherExpensesGrp/TotalAmt0975398
IRS990/OtherExpensesGrp/TotalAmt1258149
IRS990/OtherExpensesGrp/TotalAmt2175774
IRS990/OtherExpensesGrp/TotalAmt338722
IRS990/OtherLiabilitiesGrp/BOYAmt093799468
IRS990/OtherLiabilitiesGrp/EOYAmt095065369
IRS990/OtherSalariesAndWagesGrp/TotalAmt01679493
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt084375050
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt078751454
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0163568
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt045714
IRS990/PoliticalCampaignActyInd01
IRS990/PrincipalOfficerNm0SARAH FERGASON
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1SERVICE CHARGES & FEES
IRS990/ProgramServiceRevenueGrp/Desc2OTHER NONINTEREST INC
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04990016
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1869579
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt290062
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04990016
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1871772
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt291620
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt02193
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt11558
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0503128
IRS990/PYOtherExpensesAmt03641768
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt05826419
IRS990/PYRevenuesLessExpensesAmt0435962
IRS990/PYSalariesCompEmpBnftPaidAmt02251817
IRS990/PYTotalExpensesAmt05893585
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06329547
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0616481
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0734973
IRS990/ReconcilationRevenueExpnssAmt0844528
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt010851314
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt011699037
IRS990/SavingsAndTempCashInvstGrp/BOYAmt013112313
IRS990/SavingsAndTempCashInvstGrp/EOYAmt07220203
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleC/Expended527ActivitiesAmt00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt02000
IRS990ScheduleC/PoliticalExpendituresAmt02000
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0800043051
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CREDIT UNION LEGISLATIVE ACTION FUND
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt02000
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt013221 SW 68TH PARKWAY SUITE 400
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0TIGARD
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0OR
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd097223
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION'S ONLY POLITICAL ACTIVITY IS CONTRIBUTIONS TO THE CREDIT UNION LEGISLATIVE ACTION FUND.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I-A, LINE 1:
IRS990ScheduleC/TotalExemptFunctionExpendAmt02000
IRS990ScheduleC/VolunteerHoursCnt00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01921531
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0396664
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02318195
IRS990ScheduleD/EquipmentGrp/BookValueAmt03652
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0848025
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0851677
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt0410411
IRS990ScheduleD/ExpensesSubtotalAmt06523084
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0137448
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0456726
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0594174
IRS990ScheduleD/OtherExpensesNotIncludedAmt0410411
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0201267
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt01217512
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt01418779
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt095065369
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARE AND SAVINGS ACCOUNTS
IRS990ScheduleD/OtherRevenuesNotIncludedAmt0152262
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt0152262
IRS990ScheduleD/RevenueSubtotalAmt07625761
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HAD NO UNRECOGNIZED TAX BENEFITS AT DECEMBER 31, 2024 AND 2023. INTEREST AND PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS ARE RECOGNIZED BY THE CREDIT UNION AS AN ADMINISTRATIVE EXPENSE. DURING THE YEARS ENDED DECEMBER 31, 2024 AND 2023, THE CREDIT UNION PAID NO INTEREST AND PENALTIES.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1ASC 606 CONTRA-REVENUE 152,262.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2ASC 606 CONTRA-REVENUE 152,262. PROVISION FOR CREDIT LOSSES 258,149.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XI, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2PART XII, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02263898
IRS990ScheduleD/TotalExpensesPerForm990Amt06933495
IRS990ScheduleD/TotalLiabilityAmt095065369
IRS990ScheduleD/TotalRevenuePerForm990Amt07778023
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt07625761
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt06523084
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X

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