Liabilities / Assets
48th percentile
Higher debt load relative to assets than 48% of similar nonprofits.
Springboard Cdfi
EIN 95-3685889 • 501(c)3 • National City, CA
Profile
To empower low-to-moderate income families by facilitating access to mortgage opportunities through strategic partnerships with financial institutions and to foster economic mobility by providing equitable lending solutions, resources, and support for sustainable homeownership to first-time homebuyers, people of color, and rural communities.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.16x
Liabilities / Revenue
90th percentile
Higher debt load relative to revenue than 90% of similar nonprofits.
Net Margin
85th percentile
Higher net margin than 85% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
59th percentile
Faster asset growth than 59% of similar nonprofits.
Revenue Growth
97th percentile
Faster revenue growth than 97% of similar nonprofits.
Balance Sheet
Assets
Up$10,399,688
Up $763,432 (+7.9%) from 2023
Liabilities
Up$1,648,729
Up $484,699 (+42%) from 2023
Net Assets
Up$8,750,959
Up $278,733 (+3.3%) from 2023
Revenue
Up$710,976
Up $485,796 (+216%) from 2023
Expenses
Up$432,243
Up $30,502 (+7.6%) from 2023
Net Income
Up$278,733
Up $455,294 (+258%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $10,399,688
- Liabilities
- $1,648,729
- Net assets
- $8,750,959
- Revenue
- $710,976
- Expenses
- $432,243
- Net income
- $278,733
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Oct 28, 2025
- Return Version
- 2024v5.2
- Gross Receipts
- $710,976
Mission and Program Overview
Mission
Community housingworks realty & lending is a nonprofit california corporation incorporated on february 25, 1982. A wholly-owned affiliate of community housingworks, chw r&l actively supports community development by providing homeownership opportunities that help people and neighborhoods move up in the world. Chw r&l primarily provides loans and real estate services with a focus on low to moderate income communities and the traditionally underserved, creating opportunities for sustainable homeownership, and promoting financialself-sufficiency. Chw r&l owns one single-family home and holds ownership lending assets.
To empower low-to-moderate income families by facilitating access to mortgage opportunities through strategic partnerships with financial institutions and to foster economic mobility by providing equitable lending solutions, resources, and support for sustainable homeownership to first-time homebuyers, people of color, and rural communities.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $5,501,725 | $5,783,628 | ▲ $281,903 |
| Cash and Non-Interest-Bearing Accounts | $3,406,280 | $3,310,278 | ▼ $96,002 |
| Inventories for Sale or Use | $701,548 | $1,270,414 | ▲ $568,866 |
| Prepaid Expenses and Deferred Charges | $21,703 | $20,635 | ▼ $1,068 |
| Accounts Receivable | $5,000 | $14,733 | ▲ $9,733 |
| Investments Program Related | - | $0 | - |
| Land, Buildings, and Equipment, Net | $0 | $0 | → $0 |
| Total Assets | $9,636,256 | $10,399,688 | ▲ $763,432 |
| Liabilities | |||
| Other Liabilities | $1,113,732 | $1,621,263 | ▲ $507,531 |
| Accounts Payable and Accrued Expenses | $50,298 | $27,466 | ▼ $22,832 |
| Total Liabilities | $1,164,030 | $1,648,729 | ▲ $484,699 |
| Net Assets / Fund Balance | |||
| Net Assets With Donor Restrictions | $8,770,678 | $8,502,871 | ▼ $267,807 |
| Net Assets Without Donor Restrictions | $-298,452 | $248,088 | ▲ $546,540 |
| Total Net Assets Fund Balance | $8,472,226 | $8,750,959 | ▲ $278,733 |
| Total Liabilities and Net Assets / Fund Balance | $9,636,256 | $10,399,688 | ▲ $763,432 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Angelique Capalbo | President | FT | $164,475 | $15,854 | $180,329 |
Board Members and Trustees
| Name | Title |
|---|---|
| Todd Emerson | Board Chair |
| Curtis Paradzick | Director |
| Steven Clark | Secretary |
| Denis Gitschier | Treasurer |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $702,925
- Investment Income
- $1
- Other Revenue
- $8,050
- Change in Net Assets
- $278,733
Audited Revenue Reconciliation
- Revenue per Audited Statements
- $710,976
- Revenue Not Reported on Financial Statements
- $0
- Revenue Not Reported on Form 990
- $0
- Total Revenue per Audited Statements
- $710,976
- Total Revenue per Form 990
- $710,976
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $266,794 |
| Other Expenses | $165,449 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | $39,976 | $140,353 | - | $180,329 |
| Fees for Services Management | - | $64,260 | - | $64,260 |
| Other Salaries and Wages | $7,341 | $46,302 | - | $53,643 |
| Fees for Services Accounting | - | $29,050 | - | $29,050 |
| Insurance | $549 | $19,921 | - | $20,470 |
| Other Employee Benefits | $8,835 | $7,914 | - | $16,749 |
| Payroll Taxes | $3,316 | $12,757 | - | $16,073 |
| Information Technology | - | $9,932 | - | $9,932 |
| All Other Expenses | $1,181 | $6,020 | - | $7,201 |
| Other Expenses | $25 | $4,548 | - | $4,573 |
| Interest | $333 | $4,125 | - | $4,458 |
| Travel | $990 | $717 | - | $1,707 |
| Office Expenses | $3 | $1,113 | - | $1,116 |
| Fees for Services Legal | - | $750 | - | $750 |
| Total Functional Expenses | $66,098 | $366,145 | $0 | $432,243 |
Audited Expense Reconciliation
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $432,243 |
| Total Expenses per Audited Statements | $432,243 |
| Total Expenses per Form 990 | $432,243 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Lobbying activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Due to Cwcot | $1,273,956 |
| Line of Credit | $197,307 |
| Sba Ppp Loan | $147,443 |
| Current Portion of Ltd | $2,557 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Audit committee
- Yes
- Backup withholding compliance
- Yes
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- No
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 1A
“Audit committee was delegated authority to act on the behalf of the organization's governing body.”
Form 990, Part VI, Section B, Line 11B
“The 990 is reviewed internally and then presented to the audit committee for review and approval prior to filing.”
Form 990, Part VI, Section B, Line 12C
“The 990 is reviewed internally and then presented to the audit committee for review and approval prior to filing. In case of a conflict of interest issue, the board would review the situation. There are no known conflicts of interest for the current tax year.”
Form 990, Part VI, Section B, Line 15
“The organization uses independent persons and contemporaneous substantiation to determine salaries.”
Form 990, Part VI, Section C, Line 18
“The organization will provide a copy to persons making a written request.”
Form 990, Part VI, Section C, Line 19
“The organization will provide its exemption applicaton including supporting documentation and its annual return to any person who requests this information in writing. This information can be obtained in the form of pdf documents.”
Filing and Contact Details
Filer
- Filer Name
- Springboard Cdfi
- EIN
- 95-3685889
- Phone
- 9517797739
- Address
- 2140 HOOVER AVENUE SUITE 115, NATIONAL CITY, CA 91950
Signing Officer
- Name
- Angelique Capalbo
- Title
- President
- Phone
- 9517797739
- Signed
- 2025-10-28
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Angelique Capalbo
- Formed
- 1982
- Legal Domicile
- CA
- Voting Board Members
- 4
- Independent Board Members
- 4
- Employees
- 2
- Volunteers
- 0
Preparer
- Firm
- Eadie and Payne Llp
- Address
- PO BOX 1529, RIVERSIDE, CA 92502-1529
- Preparer
- Roma Scott
- Phone
- 9512417811
Supplemental Narrative
Additional Explanations
Form 990, Part III, Line 1 - Organization Mission
“Springboard cdfi is a 501(c)3 nonprofit corporation incorporated on february 25, 1982 with a mission to bridge the wealth gap in america by bringing scaled solutions and access to capital to underserved markets.”
Form 990, Part III, Line 4A - Program Service Accomplishment
“Through its combined products and services, springboard cdfi assisted 100 consumers in the homeownership process during the year. Springboard cdfi is a us treasury certified community development financial institution, providing down-payment, first mortgage, and closing cost loans for the primary benefit of low to moderate income (lmi) first-time homebuyers in communities generally underserved by traditional lenders. Springboard cdfi offers a variety of loan programs in partnership with financial institutions and other partners and also originates or services a variety of down-payment and special programs, either from its own funds, brokered through bank lending partners, or as the administrator on behalf of government or nonprofit entities. The loan assets of springboard cdfi were originated under the following program: calhome: calhome loan funds allow first-time homebuyers earning less than 80% of area median income to obtain fully deferred down-payment loans at 3% interest. Repayment of these loans is deferred until the sale or refinancing of the property.”
Form 990, Part XII, Line 2C - Financial Statements and Reporting
“No change from the prior year.”
Financial Statement Notes
PART X, LINE 2:
“Management has determined that the company does not have any uncertain tax positions and associated unrecognized benefits that materially impact the financial statements or related disclosures.”
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| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 46302 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 7341 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 53643 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 5501725 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 5783628 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 12757 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 3316 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 16073 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 21703 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 20635 |
| IRS990/PrincipalOfficerNm | 0 | ANGELIQUE CAPALBO |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522292 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522292 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522292 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522292 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | HVLS INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | CWCOT TRANSFER FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | LOAN AND BROKER FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 413323 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 120492 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 109612 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 59498 |
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| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 120492 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 109612 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 59498 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 36197 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 2 |
| IRS990/PYOtherExpensesAmt | 0 | 148655 |
| IRS990/PYOtherRevenueAmt | 0 | 154 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 188827 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -176561 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 253086 |
| IRS990/PYTotalExpensesAmt | 0 | 401741 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 225180 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 278733 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 0 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 710975 |
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| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 169794 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 137119 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 263995 |
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| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 77 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 14 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 12 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 106 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 3681820 |
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| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.99990 |
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| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 188827 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 169794 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 137119 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 263995 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 1462659 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 1462765 |
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| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 432243 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
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| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 197307 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 1273956 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 2557 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SBA PPP LOAN |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | LINE OF CREDIT |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | DUE TO CWCOT |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | CURRENT PORTION OF LTD |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 710976 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | MANAGEMENT HAS DETERMINED THAT THE COMPANY DOES NOT HAVE ANY UNCERTAIN TAX POSITIONS AND ASSOCIATED UNRECOGNIZED BENEFITS THAT MATERIALLY IMPACT THE FINANCIAL STATEMENTS OR RELATED DISCLOSURES. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 0 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 432243 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 1621263 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 710976 |
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| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 432243 |
| IRS990ScheduleJ/AnyNonFixedPaymentsInd | 0 | 0 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd | 0 | 0 |
| IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd | 0 | 0 |
| IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd | 0 | 0 |
| IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd | 0 | 0 |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990ScheduleJ/InitialContractExceptionInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 164475 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
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| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | SPRINGBOARD CDFI IS A 501(C)3 NONPROFIT CORPORATION INCORPORATED ON FEBRUARY 25, 1982 WITH A MISSION TO BRIDGE THE WEALTH GAP IN AMERICA BY BRINGING SCALED SOLUTIONS AND ACCESS TO CAPITAL TO UNDERSERVED MARKETS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THROUGH ITS COMBINED PRODUCTS AND SERVICES, SPRINGBOARD CDFI ASSISTED 100 CONSUMERS IN THE HOMEOWNERSHIP PROCESS DURING THE YEAR. SPRINGBOARD CDFI IS A US TREASURY CERTIFIED COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION, PROVIDING DOWN-PAYMENT, FIRST MORTGAGE, AND CLOSING COST LOANS FOR THE PRIMARY BENEFIT OF LOW TO MODERATE INCOME (LMI) FIRST-TIME HOMEBUYERS IN COMMUNITIES GENERALLY UNDERSERVED BY TRADITIONAL LENDERS. SPRINGBOARD CDFI OFFERS A VARIETY OF LOAN PROGRAMS IN PARTNERSHIP WITH FINANCIAL INSTITUTIONS AND OTHER PARTNERS AND ALSO ORIGINATES OR SERVICES A VARIETY OF DOWN-PAYMENT AND SPECIAL PROGRAMS, EITHER FROM ITS OWN FUNDS, BROKERED THROUGH BANK LENDING PARTNERS, OR AS THE ADMINISTRATOR ON BEHALF OF GOVERNMENT OR NONPROFIT ENTITIES. THE LOAN ASSETS OF SPRINGBOARD CDFI WERE ORIGINATED UNDER THE FOLLOWING PROGRAM: CALHOME: CALHOME LOAN FUNDS ALLOW FIRST-TIME HOMEBUYERS EARNING LESS THAN 80% OF AREA MEDIAN INCOME TO OBTAIN FULLY DEFERRED DOWN-PAYMENT LOANS AT 3% INTEREST. REPAYMENT OF THESE LOANS IS DEFERRED UNTIL THE SALE OR REFINANCING OF THE PROPERTY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | AUDIT COMMITTEE WAS DELEGATED AUTHORITY TO ACT ON THE BEHALF OF THE ORGANIZATION'S GOVERNING BODY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE 990 IS REVIEWED INTERNALLY AND THEN PRESENTED TO THE AUDIT COMMITTEE FOR REVIEW AND APPROVAL PRIOR TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE 990 IS REVIEWED INTERNALLY AND THEN PRESENTED TO THE AUDIT COMMITTEE FOR REVIEW AND APPROVAL PRIOR TO FILING. IN CASE OF A CONFLICT OF INTEREST ISSUE, THE BOARD WOULD REVIEW THE SITUATION. THERE ARE NO KNOWN CONFLICTS OF INTEREST FOR THE CURRENT TAX YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE ORGANIZATION USES INDEPENDENT PERSONS AND CONTEMPORANEOUS SUBSTANTIATION TO DETERMINE SALARIES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE ORGANIZATION WILL PROVIDE A COPY TO PERSONS MAKING A WRITTEN REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE ORGANIZATION WILL PROVIDE ITS EXEMPTION APPLICATON INCLUDING SUPPORTING DOCUMENTATION AND ITS ANNUAL RETURN TO ANY PERSON WHO REQUESTS THIS INFORMATION IN WRITING. THIS INFORMATION CAN BE OBTAINED IN THE FORM OF PDF DOCUMENTS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | NO CHANGE FROM THE PRIOR YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART III, LINE 1 - ORGANIZATION MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART III, LINE 4A - PROGRAM SERVICE ACCOMPLISHMENT |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 1A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 18 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XII, LINE 2C - FINANCIAL STATEMENTS AND REPORTING |
| IRS990ScheduleR/AssetExchangeInd | 0 | 0 |
| IRS990ScheduleR/AssetPurchaseFromOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/AssetSaleToOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/DivRelatedOrganizationInd | 0 | 0 |
| IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd | 0 | 0 |
| IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd | 0 | 0 |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/DirectControllingEntityName/BusinessNameLine1Txt | 0 | SPRINGBOARD CDFI |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/DisregardedEntityName/BusinessNameLine1Txt | 0 | SPRINGBOARD CDFI LLC |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/EIN | 0 | 932619275 |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/LegalDomicileStateCd | 0 | CA |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/PrimaryActivitiesTxt | 0 | REAL ESTATE |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/AddressLine1Txt | 0 | 2140 HOOVER AVENUE SUITE 115 |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/CityNm | 0 | NATIONAL CITY |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/ZIPCd | 0 | 91950 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd | 0 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd | 1 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd | 2 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd | 3 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd | 4 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd | 5 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd | 6 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd | 7 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DisproportionateAllocationsInd | 0 | 0 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DisproportionateAllocationsInd | 1 | 0 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DisproportionateAllocationsInd | 2 | 0 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DisproportionateAllocationsInd | 3 | 0 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DisproportionateAllocationsInd | 4 | 0 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DisproportionateAllocationsInd | 5 | 0 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DisproportionateAllocationsInd | 6 | 0 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DisproportionateAllocationsInd | 7 | 0 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/EIN | 0 | 953685889 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/EIN | 1 | 932782450 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/EIN | 2 | 932884025 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/EIN | 3 | 934091648 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/EIN | 4 | 991804997 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/EIN | 5 | 993470484 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/EIN | 6 | 994477115 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/EIN | 7 | 993668015 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/GeneralOrManagingPartnerInd | 0 | 1 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/GeneralOrManagingPartnerInd | 1 | 1 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/GeneralOrManagingPartnerInd | 2 | 1 |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/GeneralOrManagingPartnerInd | 3 | 1 |
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