Civic Intelligence

Community Housing Works Realty & Lending

990 • Fiscal year 2015 • EIN 95-3685889

Jan 01, 2015 to Dec 31, 2015

Organization Profilewww.chworks.org/homeownership_center
National City, CA
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

20th percentile

0.03x

Higher debt load relative to assets than 20% of similar nonprofits.

2015 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2015

Liabilities / Revenue

24th percentile

0.09x

Higher debt load relative to revenue than 24% of similar nonprofits.

2015 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2015

Net Margin

87th percentile

35%

Higher net margin than 87% of similar nonprofits.

2015 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2015

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2015

Asset Growth

4th percentile

-21%

Faster asset growth than 4% of similar nonprofits.

2015 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2014 to 2015

Revenue Growth

33rd percentile

-1.8%

Faster revenue growth than 33% of similar nonprofits.

2015 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets20th percentile

Assets

Down

$11,060,545

Down $2,975,355 (-21%) from 2014

Net Assets

Up

$10,719,109

Up $2,639,728 (+33%) from 2014

Liabilities

Down

$341,436

Down $5,615,083 (-94%) from 2014

Revenue And Expenses
Liabilities / Revenue24th percentileNet Margin87th percentile

Revenue

Down

$3,997,173

Down $73,346 (-1.8%) from 2014

Expenses

Up

$2,596,138

Up $225,084 (+9.5%) from 2014

Net Income

Down

$1,401,035

Down $298,430 (-18%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth4th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $10,541,544Liabilities 2010: $5,698,276Net Assets 2010: $4,843,2682010Assets 2011: $14,284,093Liabilities 2011: $8,520,440Net Assets 2011: $5,763,6532011Assets 2012: $13,409,978Liabilities 2012: $7,237,745Net Assets 2012: $6,172,2332012Assets 2013: $11,679,347Liabilities 2013: $5,299,431Net Assets 2013: $6,379,9162013Assets 2014: $14,035,900Liabilities 2014: $5,956,519Net Assets 2014: $8,079,3812014Assets 2015: $11,060,545Liabilities 2015: $341,436Net Assets 2015: $10,719,1092015Assets 2016: $10,483,849Liabilities 2016: $405,397Net Assets 2016: $10,078,4522016Assets 2017: $9,191,951Liabilities 2017: $333,333Net Assets 2017: $8,858,6182017Assets 2018: $9,338,614Liabilities 2018: $2,666,476Net Assets 2018: $6,672,1382018Assets 2019: $9,261,266Liabilities 2019: $2,966,383Net Assets 2019: $6,294,8832019Assets 2020: $9,545,566Liabilities 2020: $862,925Net Assets 2020: $8,682,6412020Assets 2021: $9,572,019Liabilities 2021: $707,311Net Assets 2021: $8,864,7082021Assets 2022: $9,349,739Liabilities 2022: $700,952Net Assets 2022: $8,648,7872022Assets 2023: $9,636,256Liabilities 2023: $1,164,030Net Assets 2023: $8,472,2262023Assets 2024: $10,399,688Liabilities 2024: $1,648,729Net Assets 2024: $8,750,9592024

Highlighted filing

2015

Assets$11,060,545
Liabilities$341,436
Net Assets$10,719,109
Open 2015 Filing

Operations Trend

Revenue Growth33rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0M-$4.0MExpenses 2010: $676,4322010Expenses 2011: $2,717,5692011Revenue 2012: $3,684,198Expenses 2012: $3,275,618Net Income 2012: $408,5802012Revenue 2013: $2,790,152Expenses 2013: $2,582,469Net Income 2013: $207,6832013Revenue 2014: $4,070,519Expenses 2014: $2,371,054Net Income 2014: $1,699,4652014Revenue 2015: $3,997,173Expenses 2015: $2,596,138Net Income 2015: $1,401,0352015Revenue 2016: $3,106,525Expenses 2016: $2,050,974Net Income 2016: $1,055,5512016Revenue 2017: $2,696,179Expenses 2017: $3,639,307Net Income 2017: -$943,1282017Revenue 2018: $743,000Expenses 2018: $2,929,871Net Income 2018: -$2,186,8712018Revenue 2019: $1,850,444Expenses 2019: $2,433,659Net Income 2019: -$583,2152019Revenue 2020: $3,406,050Expenses 2020: $1,411,241Net Income 2020: $1,994,8092020Revenue 2021: $676,910Expenses 2021: $494,843Net Income 2021: $182,0672021Revenue 2022: $168,905Expenses 2022: $384,826Net Income 2022: -$215,9212022Revenue 2023: $225,180Expenses 2023: $401,741Net Income 2023: -$176,5612023Revenue 2024: $710,976Expenses 2024: $432,243Net Income 2024: $278,7332024

Highlighted filing

2015

Revenue$3,997,173
Expenses$2,596,138
Net Income$1,401,035
Open 2015 Filing
Filing Detail Status

This 2015 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
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Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Mission and Program Overview

Mission

Community housingworks realty & lending is a nonprofit california corporation incorporated on february 25, 1982. A wholly-owned affiliate of community housingworks, chw r&l actively supports community development by providing homeownership opportunities that help people and neighborhoods move up in the world. Chw r&l primarily provides loans and real estate services with a focus on low to moderate income communities and the traditionally underserved, creating opportunities for sustainable homeownership, and promoting financialself-sufficiency. Chw r&l owns one single-family home and holds ownership lending assets.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$11,060,545
Liabilities
$341,436
Net assets
$10,719,109
Revenue
$3,997,173
Expenses
$2,596,138
Net income
$1,401,035
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$10.4$1.65$8.75$0.71$0.43$0.28
2023Detailed filing. Detailed filing data is available for this year.$9.64$1.16$8.47$0.23$0.40$0.18
2022Detailed filing. Detailed filing data is available for this year.$9.35$0.70$8.65$0.17$0.38$0.22
2021Detailed filing. Detailed filing data is available for this year.$9.57$0.71$8.86$0.68$0.49$0.18
2020Detailed filing. Detailed filing data is available for this year.$9.55$0.86$8.68$3.41$1.41$1.99
2019Detailed filing. Detailed filing data is available for this year.$9.26$2.97$6.29$1.85$2.43$0.58
2018Detailed filing. Detailed filing data is available for this year.$9.34$2.67$6.67$0.74$2.93$2.19
2017Detailed filing. Detailed filing data is available for this year.$9.19$0.33$8.86$2.70$3.64$0.94
2016Detailed filing. Detailed filing data is available for this year.$10.5$0.41$10.1$3.11$2.05$1.06
2015Summary only. Only limited summary data is available for this year.$11.1$0.34$10.7$4.00$2.60$1.40
2014Detailed filing. Detailed filing data is available for this year.$14.0$5.96$8.08$4.07$2.37$1.70
2013Detailed filing. Detailed filing data is available for this year.$11.7$5.30$6.38$2.79$2.58$0.21
2012Summary only. Only limited summary data is available for this year.$13.4$7.24$6.17$3.68$3.28$0.41
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.3$8.52$5.76$2.72
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.5$5.70$4.84$0.68