Civic Intelligence

Nikkei Credit Union

EIN 95-2021710 • 501(c)14 • Gardena, CA

Profile

A cooperative, organized for the purpose of promoting thrift and savings among its members.

18425 S Western AveGardena, CA 90248

www.nikkeicu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

37th percentile

0.86x

Higher debt load relative to assets than 37% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

82nd percentile

18.81x

Higher debt load relative to revenue than 82% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

33rd percentile

6.9%

Higher net margin than 33% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

71st percentile

$191,209

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 5.1% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

4th percentile

-6.7%

Faster asset growth than 4% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

23rd percentile

2.7%

Faster revenue growth than 23% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Assets

Down

$81,766,148

Down $5,884,728 (-6.7%) from 2023

Liabilities

Down

$70,598,244

Down $6,236,298 (-8.1%) from 2023

Net Assets

Up

$11,167,904

Up $351,570 (+3.3%) from 2023

Revenue

Up

$3,753,756

Up $99,592 (+2.7%) from 2023

Expenses

Up

$3,495,212

Up $462,039 (+15%) from 2023

Net Income

Down

$258,544

Down $362,447 (-58%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100M$50M$0Assets 2010: $67,527,678Liabilities 2010: $58,832,242Net Assets 2010: $8,695,4362010Assets 2011: $70,083,491Liabilities 2011: $61,582,676Net Assets 2011: $8,500,8152011Assets 2012: $71,318,600Liabilities 2012: $62,982,707Net Assets 2012: $8,335,8932012Assets 2013: $69,353,107Liabilities 2013: $61,668,035Net Assets 2013: $7,685,0722013Assets 2014: $68,200,019Liabilities 2014: $60,521,883Net Assets 2014: $7,678,1362014Assets 2015: $65,410,136Liabilities 2015: $57,629,323Net Assets 2015: $7,780,8132015Assets 2016: $66,728,317Liabilities 2016: $58,620,186Net Assets 2016: $8,108,1312016Assets 2017: $68,301,662Liabilities 2017: $59,741,051Net Assets 2017: $8,560,6112017Assets 2018: $70,856,786Liabilities 2018: $62,065,429Net Assets 2018: $8,791,3572018Assets 2019: $72,210,690Liabilities 2019: $62,821,911Net Assets 2019: $9,388,7792019Assets 2020: $79,585,488Liabilities 2020: $69,819,572Net Assets 2020: $9,765,9162020Assets 2021: $86,038,543Liabilities 2021: $76,152,948Net Assets 2021: $9,885,5952021Assets 2022: $90,027,226Liabilities 2022: $79,892,241Net Assets 2022: $10,134,9852022Assets 2023: $87,650,876Liabilities 2023: $76,834,542Net Assets 2023: $10,816,3342023Assets 2024: $81,766,148Liabilities 2024: $70,598,244Net Assets 2024: $11,167,9042024

Highlighted filing

2024

Assets$81,766,148
Liabilities$70,598,244
Net Assets$11,167,904

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0MExpenses 2010: $2,164,5302010Expenses 2011: $2,119,4182011Revenue 2012: $1,652,359Expenses 2012: $1,817,281Net Income 2012: -$164,9222012Revenue 2013: $1,459,723Expenses 2013: $1,630,375Net Income 2013: -$170,6522013Revenue 2014: $1,397,131Expenses 2014: $1,732,406Net Income 2014: -$335,2752014Revenue 2015: $1,674,266Expenses 2015: $1,496,476Net Income 2015: $177,7902015Revenue 2016: $1,906,191Expenses 2016: $1,567,894Net Income 2016: $338,2972016Revenue 2017: $1,940,229Expenses 2017: $1,762,075Net Income 2017: $178,1542017Revenue 2018: $2,207,725Expenses 2018: $1,868,942Net Income 2018: $338,7832018Revenue 2019: $2,483,405Expenses 2019: $2,330,214Net Income 2019: $153,1912019Revenue 2020: $2,503,505Expenses 2020: $2,302,809Net Income 2020: $200,6962020Revenue 2021: $2,441,423Expenses 2021: $2,089,375Net Income 2021: $352,0482021Revenue 2022: $2,876,355Expenses 2022: $2,275,025Net Income 2022: $601,3302022Revenue 2023: $3,654,164Expenses 2023: $3,033,173Net Income 2023: $620,9912023Revenue 2024: $3,753,756Expenses 2024: $3,495,212Net Income 2024: $258,5442024

Highlighted filing

2024

Revenue$3,753,756
Expenses$3,495,212
Net Income$258,544

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$81.8$70.6$11.2$3.75$3.50$0.26
2023Detailed filing. Detailed filing data is available for this year.$87.7$76.8$10.8$3.65$3.03$0.62
2022Detailed filing. Detailed filing data is available for this year.$90.0$79.9$10.1$2.88$2.28$0.60
2021Detailed filing. Detailed filing data is available for this year.$86.0$76.2$9.89$2.44$2.09$0.35
2020Detailed filing. Detailed filing data is available for this year.$79.6$69.8$9.77$2.50$2.30$0.20
2019Detailed filing. Detailed filing data is available for this year.$72.2$62.8$9.39$2.48$2.33$0.15
2018Detailed filing. Detailed filing data is available for this year.$70.9$62.1$8.79$2.21$1.87$0.34
2017Detailed filing. Detailed filing data is available for this year.$68.3$59.7$8.56$1.94$1.76$0.18
2016Detailed filing. Detailed filing data is available for this year.$66.7$58.6$8.11$1.91$1.57$0.34
2015Detailed filing. Detailed filing data is available for this year.$65.4$57.6$7.78$1.67$1.50$0.18
2014Detailed filing. Detailed filing data is available for this year.$68.2$60.5$7.68$1.40$1.73$0.34
2013Detailed filing. Detailed filing data is available for this year.$69.4$61.7$7.69$1.46$1.63$0.17
2012Summary only. Only limited summary data is available for this year.$71.3$63.0$8.34$1.65$1.82$0.16
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$70.1$61.6$8.50$2.12
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$67.5$58.8$8.70$2.16
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 13, 2025
Return Version
2024v5.2
Gross Receipts
$3,753,756
Mission and Program Overview

Mission

A cooperative, organized for the purpose of promoting thrift and savings among its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$67,305,257$66,935,823▼ $369,434
Rtn Earn Endowment Incm Other Fnds$10,816,334$11,167,904▲ $351,570
Investments Program Related$15,646,289$10,758,255▼ $4,888,034
Land, Buildings, and Equipment, Net$749,810$611,763▼ $138,047
Receivables From Officers Etc$462,493$0▼ $462,493
Savings and Temporary Cash Investments$1,453,936$335,830▼ $1,118,106
Cash and Non-Interest-Bearing Accounts$480,380$202,682▼ $277,698
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Investments Other Securities-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$87,650,876$81,766,148▼ $5,884,728
Other Assets Total$1,552,711$2,921,795▲ $1,369,084
Liabilities
Other Liabilities$75,959,166$70,023,895▼ $5,935,271
Accounts Payable and Accrued Expenses$875,376$574,349▼ $301,027
Total Liabilities$76,834,542$70,598,244▼ $6,236,298
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,816,334$11,167,904▲ $351,570
Total Liabilities and Net Assets / Fund Balance$87,650,876$81,766,148▼ $5,884,728

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$150,872$374,257$525,129
Leasehold Improvements$116,270$302,193$418,463
Other Land Buildings$58,776$324,865$383,641
Land$248,183-$248,183
Equipment$37,662$68,715$106,377
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jon HernandezCEOPT$173,450$17,759$191,209
Jay LeeVice PresidentFT$139,357$25,293$164,650

Board Members and Trustees

NameTitle
Gary NakataBoard Chair
Karen YoshimuraSc Chair
Kenneth MatsunoBoard Member
Ryan SuzukiBoard Secretary
Glenn MatsushimaBoard Treasurer
Alyssa Tanaka PhomBoard Vice Chai
Caryn Sugita RichieSc Member
James KawashimaSC Member
Masahide NakagawaSc Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,025,446
Investment Income
$515,200
Other Revenue
$213,110
Change in Net Assets
$258,544
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,389,459
Other Expenses$1,322,814
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,053,472
Benefits to Members---$782,939
Office Expenses---$461,097
Occupancy---$341,172
Current Officers, Directors, Trustees, and Key Employees---$335,987
Fees for Services Other---$185,947
Advertising---$144,180
Travel---$52,390
Other Expenses---$6,854
Interest---$3,850
Total Functional Expenses$0$0$0$3,495,212
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$462,493$0▼ $462,493
Receivables from Disqualified Persons-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$30,136,578
Share Certificates$24,011,021
Share Drafts$10,829,286
Money Market Shares$3,908,519
Ira$1,138,491
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Nikkei credit union is a cooperative financial institution that is owned and controlled by its members, and operated for the purpose of promoting thrift and savings to its members. Nikkei credit union does not have stockholders.

Form 990, Part VI, Section A, Line 7A

Explanation: the governing board of nikkei credit union is comprised of volunteer members who are directly elected by its members. Each member of the governing board serves for a period as prescribed by our by-laws

Form 990, Part VI, Section A, Line 7B

Explanation: at the end of each term of the board members, elections are held and board members are voted by the members of the credit union pursuant to its by-laws. Member votes are also required to ratify decisions dealing with reorganizations as in the case orf merger of dissolution.

Form 990, Part VI, Section A, Line 8B

Explanation: the governing body has not delegated board authority to any committee to act on its behalf.

Form 990, Part VI, Section B, Line 11B

Explanation: the board and management review the form 990 during the board meeting and provide comments and modifications where necessary.

Form 990, Part VI, Section B, Line 12C

Explanation: the board, staff, and management of the organization review the conflict of interest policy and acknowledge compliance on an annual basis.

Form 990, Part VI, Section B, Line 15A

Explanation: the board and management review the salary survey and decisions on changes are made where appropriate.

Form 990, Part VI, Section B, Line 15B

Explanation: the board and management review the salary survey and decisions on changes are made where appropriate.

Form 990, Part VI, Section C, Line 19

The finanacial statements are posted monthly at each branch.the governing documents and conflict of interest policy areavailable upon request.

Filing and Contact Details

Filer

Filer Name
Nikkei Credit Union
EIN
95-2021710
Phone
3103241544
Address
18425 S WESTERN AVE, GARDENA, CA 90248

Signing Officer

Name
Jay Lee
Title
Vice President
Signed
2025-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jon Hernandez
Formed
1951
Legal Domicile
CA
Voting Board Members
5
Independent Board Members
5
Employees
17
Volunteers
9

Preparer

Firm
Richards & Associates
Address
21520 YORBA LINDA BLVD G-516, YORBA LINDA, CA 92887
Preparer
Richards Associates CPAs
Phone
7142876713
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

Accumulated Unrealized Gains on Available for Sale Debt Secu = $93026

Form 990, Part XII, Line 2C

Explanation: the organization has not changed either its oversight process or selesction process during the tax year.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt03753756
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt03850
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0515200
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0515200
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt015646289
IRS990/InvestmentsProgramRelatedGrp/EOYAmt010758255
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt01148
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01070030
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0749810
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0611763
IRS990/LandBldgEquipCostOrOtherBssAmt01681793
IRS990/LegalDomicileStateCd0CA
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0false
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt0-5275
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt0-4651
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt0624
IRS990/MissionDesc0A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt010816334
IRS990/NetAssetsOrFundBalancesEOYAmt011167904
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0341172
IRS990/OfficeExpensesGrp/TotalAmt0461097
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01552711
IRS990/OtherAssetsTotalGrp/EOYAmt02921795
IRS990/OtherChangesInNetAssetsAmt093026
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Loan servicing
IRS990/OtherExpensesGrp/Desc1Misc Operating Expense
IRS990/OtherExpensesGrp/Desc2Operating Fees
IRS990/OtherExpensesGrp/Desc3Provision for loan losses
IRS990/OtherExpensesGrp/TotalAmt063601
IRS990/OtherExpensesGrp/TotalAmt150197
IRS990/OtherExpensesGrp/TotalAmt213526
IRS990/OtherExpensesGrp/TotalAmt36854
IRS990/OtherLiabilitiesGrp/BOYAmt075959166
IRS990/OtherLiabilitiesGrp/EOYAmt070023895
IRS990/OtherRevenueMiscGrp/Desc0Fee Income
IRS990/OtherRevenueMiscGrp/Desc1Gain (loss)on Investments
IRS990/OtherRevenueMiscGrp/Desc2Other Operating Income
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0165463
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt150787
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0166974
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt150787
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt01511
IRS990/OtherRevenueTotalAmt0213110
IRS990/OtherSalariesAndWagesGrp/TotalAmt01053472
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt067305257
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt066935823
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0JON HERNANDEZ
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03025446
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03025446
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0597141
IRS990/PYInvestmentIncomeAmt0608851
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01282149
IRS990/PYOtherRevenueAmt0244257
IRS990/PYProgramServiceRevenueAmt02801056
IRS990/PYRevenuesLessExpensesAmt0620991
IRS990/PYSalariesCompEmpBnftPaidAmt01153883
IRS990/PYTotalExpensesAmt03033173
IRS990/PYTotalRevenueAmt03654164
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0462493
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0258544
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt010816334
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt011167904
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01453936
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0335830
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0150872
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0374257
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0525129
IRS990ScheduleD/EquipmentGrp/BookValueAmt037662
IRS990ScheduleD/EquipmentGrp/DepreciationAmt068715
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0106377
IRS990ScheduleD/LandGrp/BookValueAmt0248183
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0248183
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0116270
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0302193
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0418463
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt058776
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0324865
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0383641
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01138491
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt13908519
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt230136578
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt324011021
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt410829286
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0IRA
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Money Market Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Regular Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Share Certificates
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Share Drafts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0611763
IRS990ScheduleD/TotalBookValueProgramRltdAmt010758255
IRS990ScheduleD/TotalLiabilityAmt070023895
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0139357
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1173450
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount09235
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount16938
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt08782
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt110407
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt07276
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt1414
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JAY LEE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1JON HERNANDEZ
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0Vice President
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0164650
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1191209
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1New Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2Real estate
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3Real Estate
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0400000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt112000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt2266000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt3100000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Gary Nakata
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1Alyssa Tanaka-Pham
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2Glenn Matsushima
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3Glenn Matsushima
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Chairman
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1Vice Chair
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2Treasurer
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3Treasurer
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NIKKEI CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. NIKKEI CREDIT UNION DOES NOT HAVE STOCKHOLDERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPLANATION: THE GOVERNING BOARD OF NIKKEI CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EXPLANATION: AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE ORF MERGER OF DISSOLUTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EXPLANATION: THE GOVERNING BODY HAS NOT DELEGATED BOARD AUTHORITY TO ANY COMMITTEE TO ACT ON ITS BEHALF.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4EXPLANATION: THE BOARD AND MANAGEMENT REVIEW THE FORM 990 DURING THE BOARD MEETING AND PROVIDE COMMENTS AND MODIFICATIONS WHERE NECESSARY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5EXPLANATION: THE BOARD, STAFF, AND MANAGEMENT OF THE ORGANIZATION REVIEW THE CONFLICT OF INTEREST POLICY AND ACKNOWLEDGE COMPLIANCE ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6EXPLANATION: THE BOARD AND MANAGEMENT REVIEW THE SALARY SURVEY AND DECISIONS ON CHANGES ARE MADE WHERE APPROPRIATE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7EXPLANATION: THE BOARD AND MANAGEMENT REVIEW THE SALARY SURVEY AND DECISIONS ON CHANGES ARE MADE WHERE APPROPRIATE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE FINANACIAL STATEMENTS ARE POSTED MONTHLY AT EACH BRANCH.THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY AREAVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Accumulated Unrealized Gains on Available for Sale Debt Secu = $93026
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10EXPLANATION: THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELESCTION PROCESS DURING THE TAX YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, Line 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 12c

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