Civic Intelligence

Snocope Credit Union

EIN 91-0729043 • 501(c)14 • Everett, WA

View Organization Page

Profile

Building lifelong financial success, one member at a time.

3130 Rockefeller AveEverett, WA 98201

snocope.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

83rd percentile

0.91x

Higher debt load relative to assets than 83% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

45th percentile

16.09x

Higher debt load relative to revenue than 45% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

74th percentile

19%

Higher net margin than 74% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

55th percentile

1.1%

Faster asset growth than 55% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

36th percentile

8.0%

Faster revenue growth than 36% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Up

$81,682,241

Up $862,003 (+1.1%) from 2023

Liabilities

Down

$74,633,199

Down $46,333 (-0.1%) from 2023

Net Assets

Up

$7,049,042

Up $908,336 (+15%) from 2023

Operations
Liabilities / Revenue45th percentileNet Margin74th percentile

Revenue

Up

$4,638,852

Up $344,976 (+8.0%) from 2023

Expenses

Up

$3,755,539

Up $92,019 (+2.5%) from 2023

Net Income

Up

$883,313

Up $252,957 (+40%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth55th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100M$50M$0Assets 2013: $46,877,698Liabilities 2013: $43,380,497Net Assets 2013: $3,497,2012013Assets 2014: $49,252,994Liabilities 2014: $45,371,216Net Assets 2014: $3,881,7782014Assets 2015: $49,687,827Liabilities 2015: $45,540,733Net Assets 2015: $4,147,0942015Assets 2016: $53,183,482Liabilities 2016: $48,653,075Net Assets 2016: $4,530,4072016Assets 2017: $58,016,314Liabilities 2017: $53,296,767Net Assets 2017: $4,719,5472017Assets 2018: $59,964,844Liabilities 2018: $54,930,403Net Assets 2018: $5,034,4412018Assets 2019: $62,309,253Liabilities 2019: $56,844,985Net Assets 2019: $5,464,2682019Assets 2020: $73,230,410Liabilities 2020: $67,333,569Net Assets 2020: $5,896,8412020Assets 2021: $80,800,121Liabilities 2021: $74,663,881Net Assets 2021: $6,136,2402021Assets 2022: $82,623,983Liabilities 2022: $77,234,886Net Assets 2022: $5,389,0972022Assets 2023: $80,820,238Liabilities 2023: $74,679,532Net Assets 2023: $6,140,7062023Assets 2024: $81,682,241Liabilities 2024: $74,633,199Net Assets 2024: $7,049,0422024

Highlighted filing

2024

Assets$81,682,241
Liabilities$74,633,199
Net Assets$7,049,042
Open 2024 Filing

Operations Trend

Revenue Growth36th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0Revenue 2013: $2,472,330Expenses 2013: $2,169,206Net Income 2013: $303,1242013Revenue 2014: $2,395,908Expenses 2014: $2,188,917Net Income 2014: $206,9912014Revenue 2015: $2,439,685Expenses 2015: $2,178,523Net Income 2015: $261,1622015Revenue 2016: $2,495,503Expenses 2016: $2,167,351Net Income 2016: $328,1522016Revenue 2017: $2,494,273Expenses 2017: $2,304,917Net Income 2017: $189,3562017Revenue 2018: $2,713,669Expenses 2018: $2,398,775Net Income 2018: $314,8942018Revenue 2019: $2,980,586Expenses 2019: $2,550,759Net Income 2019: $429,8272019Revenue 2020: $2,940,168Expenses 2020: $2,507,595Net Income 2020: $432,5732020Revenue 2021: $2,738,033Expenses 2021: $2,435,603Net Income 2021: $302,4302021Revenue 2022: $3,124,105Expenses 2022: $2,882,314Net Income 2022: $241,7912022Revenue 2023: $4,293,876Expenses 2023: $3,663,520Net Income 2023: $630,3562023Revenue 2024: $4,638,852Expenses 2024: $3,755,539Net Income 2024: $883,3132024

Highlighted filing

2024

Revenue$4,638,852
Expenses$3,755,539
Net Income$883,313
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$81,682,241
Liabilities
$74,633,199
Net assets
$7,049,042
Revenue
$4,638,852
Expenses
$3,755,539
Net income
$883,313
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$81.7$74.6$7.05$4.64$3.76$0.88
2023Detailed filing. Detailed filing data is available for this year.$80.8$74.7$6.14$4.29$3.66$0.63
2022Detailed filing. Detailed filing data is available for this year.$82.6$77.2$5.39$3.12$2.88$0.24
2021Detailed filing. Detailed filing data is available for this year.$80.8$74.7$6.14$2.74$2.44$0.30
2020Detailed filing. Detailed filing data is available for this year.$73.2$67.3$5.90$2.94$2.51$0.43
2019Detailed filing. Detailed filing data is available for this year.$62.3$56.8$5.46$2.98$2.55$0.43
2018Detailed filing. Detailed filing data is available for this year.$60.0$54.9$5.03$2.71$2.40$0.31
2017Detailed filing. Detailed filing data is available for this year.$58.0$53.3$4.72$2.49$2.30$0.19
2016Detailed filing. Detailed filing data is available for this year.$53.2$48.7$4.53$2.50$2.17$0.33
2015Detailed filing. Detailed filing data is available for this year.$49.7$45.5$4.15$2.44$2.18$0.26
2014Detailed filing. Detailed filing data is available for this year.$49.3$45.4$3.88$2.40$2.19$0.21
2013Summary only. Only limited summary data is available for this year.$46.9$43.4$3.50$2.47$2.17$0.30
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 15, 2025
Return Version
2024v5.2
Gross Receipts
$4,780,474
Mission and Program Overview

Mission

Building lifelong financial success, one member at a time.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$54,317,629$56,068,088▲ $1,750,459
Investments Other Securities$11,287,617$8,929,888▼ $2,357,729
Savings and Temporary Cash Investments$6,469,564$8,114,422▲ $1,644,858
Rtn Earn Endowment Incm Other Fnds$6,140,706$7,049,042▲ $908,336
Investments in Publicly Traded Securities$4,731,239$4,256,444▼ $474,795
Receivables From Officers Etc$1,932,460$2,395,092▲ $462,632
Investments Program Related$697,815$673,648▼ $24,167
Cash and Non-Interest-Bearing Accounts$428,272$441,540▲ $13,268
Land, Buildings, and Equipment, Net$371,695$367,573▼ $4,122
Prepaid Expenses and Deferred Charges$359,432$201,351▼ $158,081
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$80,820,238$81,682,241▲ $862,003
Other Assets Total$224,515$234,195▲ $9,680
Liabilities
Other Liabilities$74,302,966$74,312,010▲ $9,044
Accounts Payable and Accrued Expenses$376,566$321,189▼ $55,377
Total Liabilities$74,679,532$74,633,199▼ $46,333
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,140,706$7,049,042▲ $908,336
Total Liabilities and Net Assets / Fund Balance$80,820,238$81,682,241▲ $862,003

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$90,686$236,484-
Other Land Buildings$146,886$202,166-
Land$130,000--
Equipment$1$27,101-
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Steven EllisPresident & CEOFT$152,040$25,794$177,834
Dustin RhodeVP LendingFT$108,689$21,173$129,862
Chad SeaburyVP OperationsFT$113,859$14,447$128,306

Board Members and Trustees

NameTitle
Peter RudolfBoard Chair
John BillenVice Chair
Alex PenaDirector
Daniel ThompsonDirector
Jeff CraigDirector
Leila BettysSecretary
Steve TorrenceTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,911,106
Investment Income
$698,488
Other Revenue
$29,258
Change in Net Assets
$883,313
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,484,502
Salaries, Compensation, and Employee Benefits$1,271,037
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$625,176
Interest---$526,852
Current Officers, Directors, Trustees, and Key Employees---$436,002
Office Expenses---$282,826
Fees for Services Other---$175,664
Information Technology---$157,586
All Other Expenses---$122,723
Other Expenses---$118,670
Other Employee Benefits---$92,827
Payroll Taxes---$78,863
Occupancy---$76,405
Advertising---$49,068
Pension Plan Contributions---$38,169
Depreciation Depletion---$30,801
Insurance---$26,346
Travel---$19,522
Total Functional Expenses$0$0$0$3,755,539
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$1,932,460$2,395,092▲ $462,632
Receivables from Disqualified Persons-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Deposits$74,312,010
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union serves members who live, work, attend school, or worship in washington state. The credit union has 6,275 members.”

Form 990, Part VI, Section A, Line 7A

“Members elect directors at the annual meeting.”

Form 990, Part VI, Section A, Line 7B

“Changes to the state charter and other governing documents are approved by the members.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the vp of operations and the president/ceo.”

Form 990, Part VI, Section B, Line 12C

“All directors, officers, and employees are required to annually update a conflict of interest questionnaire.”

Form 990, Part VI, Section B, Line 15A

“The compensation committee reviews salary surveys obtained from trustage and other sources and submits its recommendation to the board for ceo salary and bonus annually.”

Form 990, Part VI, Section B, Line 15B

“Annual compensation salary surveys are reviewed by the ceo to determine salaries for other credit union officers.”

Form 990, Part VI, Section C, Line 19

“Governing documents are made available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Snocope Credit Union
EIN
91-0729043
Phone
4254059973
Address
3130 ROCKEFELLER AVE, EVERETT, WA 98201

Signing Officer

Name
Steven Ellis
Title
President & CEO
Signed
2025-08-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Steven Ellis
Formed
1959
Legal Domicile
Wa
Voting Board Members
7
Independent Board Members
7
Employees
16
Volunteers
12

Preparer

Firm
Daren B Tanner Pc
Address
1915 NE STUCKI AVE STE 290, Beaverton, OR 97006
Preparer
Daren Tanner
Phone
5033523255
Supplemental Narrative

Additional Explanations

Form 990, Part I, Line 6

“Volunteers consist of the board of directors and supervisory committee members. The credit union's supervisory committee assists the board of directors in its oversight responsibilities including, but not limited to:-the integrity of the credit union's financial statements-the qualifications and independence of the internal audit function-the performance of the credit union's independent audit function-supervision of any independent auditors.”

Raw XML AppendixShowing 400 of 444 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0President & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1VP LENDING
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IRS990/Form990PartVIISectionAGrp/TitleTxt3Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
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IRS990/MissionDesc0BUILDING LIFELONG FINANCIAL SUCCESS, ONE MEMBER AT A TIME.
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0201351
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IRS990ScheduleD/EquipmentGrp/BookValueAmt01
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IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0130000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0146886
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0202166
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt0349052
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt074312010
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES AND DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0367573
IRS990ScheduleD/TotalBookValueSecuritiesAmt08929888
IRS990ScheduleD/TotalLiabilityAmt074312010
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0152040
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt014856
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt010938
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0STEVEN ELLIS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0President & CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0177834
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0SCHEDULE J PART I LINE 4BSELECT EXECUTIVES AGREED TO PARTICIPATE IN CAP-EX IN PLACE OF ATRADITIONAL SERP. SEE SCHEDULE L, PART V FOR BROADER DESCRIPTION
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0Part III, Additional Information
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SPLIT DOLLA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0STEVEN ELLIS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0PRESIDENT
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IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt0SCHEDULE L. PART II, LOANS TO AND FROM INTERESTED PERSONS:(A) NAME OF PERSON: STEVEN ELLIS(B) RELATIONSHIP WITH ORGANIZATION: PRESIDENT/CEO(C) PURPOSE OF LOAN: SPLIT DOLLAR LIFESCHEDULE L, PART II LOANS TO AND FROM INTERESTED PERSONS:THE EO PROVIDES SUPPLEMENTAL RETIREMENT BENEFITS THROUGH AN ALTERNATIVE FUNDING ARRANGEMENT, WHICH THE IRS CALLS "COLLATERAL ASSIGNMENT SPLIT DOLLAR" (CASD). ALTHOUGH THE IRS REQUIRES REPORTING IN THE LOAN SECTION OF SCHEDULE L, CASD IS NOT AN ACTUAL LOAN IN THAT NO FUNDS ARE ACTUALLY TRANSFERRED TO THE EXECUTIVE, THE "LOAN" TREATMENT APPLIES BECAUSE AFTER THE EXECUTIVE HAS RECEIVED RETIREMENT BENEFITS, THE EO RECOVERS ALL OF ITS OUTLAYS PLUS INTEREST.THE RECOVERY RIGHT IS THE KEY ADVANTAGE OF CASD FOR THE EO. RATHER THAN PAYING RETIREMENT BENEFITS TO THE EXECUTIVE THAT WOULD NEVER BE RECOVERED, UNDER CASD THE EO RECOVERS NOT ONLY ITS OUTLAYS, BUT ALSO CONSIDERATION FOR THE TIME VALUE OF MONEY.CASD WORKS AS FOLLOWS: THE EO DEPOSITS FUNDS INTO A CASH VALUE LIFE INSURANCE INSURANCE POLICY ON THE EXECUTIVE'S LIFE. DURING LIFE, TO THE EXTENT THE EXECUTIVE FULFILLS SERVICE AND VESTING REQUIREMENTS, THE EXECUTIVE CAN BORROW AGAINST THE POLICY VALUE TO SUPPLEMENT RETIREMENT INCOME. POLICY PERFORMANCE IS CLOSELY MONITORED. IF POLICY PERFORMANCE LAGS, THE EXECUTIVE'S BORROWING RIGHTS ARE REDUCED TO PROTECT THE EO'S RECOVERY RIGHTS.AT THE EXECUTIVE'S DEATH, THE POLICY DEATH PROCEEDS ARE FIRST USED TO REPAY THE EO ITS DEPOSITS PLUS COMPOUNDED INTEREST (AT THE IRS LONG-TERM APPLICABLE FEDERAL RATE). THE EXECUTIVE'S BENEFICIARY THEN RECEIVES ANY PROJECTED RETIREMENT BORROWING THE EXECUTIVE DID NOT ACCESS DURING LIFE. ANY REMAINING DEATH PROCEEDS:-ARE AVAILABLE TO BE PAID TO THE EXECUTIVE'S BENEFICIARY-ARE DIVIDED BETWEEN THE EO AND THE EXECUTIVE'S BENEFICIARY-WERE AVAILABLE TO BE PAID TO THE EXECUTIVE'S BENEFICIARY. HOWEVER, THE EXECUTIVE DECIDED TO MAKE A GIFT OF THE EXCESS PROCEEDS TO THE EO TO PROVIDE ADDITIONAL FUNDING FOR THE EO'S CHARITABLE ACTIVITIES.
IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule L, Part V Supplemental Information
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION SERVES MEMBERS WHO LIVE, WORK, ATTEND SCHOOL, OR WORSHIP IN WASHINGTON STATE. THE CREDIT UNION HAS 6,275 MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS ELECT DIRECTORS AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CHANGES TO THE STATE CHARTER AND OTHER GOVERNING DOCUMENTS ARE APPROVED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FORM 990 IS REVIEWED BY THE VP OF OPERATIONS AND THE PRESIDENT/CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL DIRECTORS, OFFICERS, AND EMPLOYEES ARE REQUIRED TO ANNUALLY UPDATE A CONFLICT OF INTEREST QUESTIONNAIRE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE COMPENSATION COMMITTEE REVIEWS SALARY SURVEYS OBTAINED FROM TRUSTAGE AND OTHER SOURCES AND SUBMITS ITS RECOMMENDATION TO THE BOARD FOR CEO SALARY AND BONUS ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ANNUAL COMPENSATION SALARY SURVEYS ARE REVIEWED BY THE CEO TO DETERMINE SALARIES FOR OTHER CREDIT UNION OFFICERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8VOLUNTEERS CONSIST OF THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE MEMBERS. THE CREDIT UNION'S SUPERVISORY COMMITTEE ASSISTS THE BOARD OF DIRECTORS IN ITS OVERSIGHT RESPONSIBILITIES INCLUDING, BUT NOT LIMITED TO:-THE INTEGRITY OF THE CREDIT UNION'S FINANCIAL STATEMENTS-THE QUALIFICATIONS AND INDEPENDENCE OF THE INTERNAL AUDIT FUNCTION-THE PERFORMANCE OF THE CREDIT UNION'S INDEPENDENT AUDIT FUNCTION-SUPERVISION OF ANY INDEPENDENT AUDITORS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART I, LINE 6
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