Civic Intelligence

My Credit Union

990 • Fiscal year 2014 • EIN 94-6092012

Jan 01, 2014 to Dec 31, 2014 • Filed on May 15, 2015

Organization Profilewww.mycuonline.org

View Organization Page

PO Box 5824Redwood City, CA 94063

(650) 366-5522

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.92x

Higher debt load relative to assets than 89% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Liabilities / Revenue

81st percentile

25.80x

Higher debt load relative to revenue than 81% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Net Margin

14th percentile

-3.5%

Higher net margin than 14% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Top Officer Pay

66th percentile

$110,295

Higher top officer pay than 66% of similar nonprofits.

Top officer pay equals 9.1% of source-year revenue.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Asset Growth

16th percentile

-2.6%

Faster asset growth than 16% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Revenue Growth

74th percentile

3.2%

Faster revenue growth than 74% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets89th percentile

Assets

Down

$34,221,802

Down $915,495 (-2.6%) from 2013

Net Assets

Down

$2,821,417

Down $42,211 (-1.5%) from 2013

Liabilities

Down

$31,400,385

Down $873,284 (-2.7%) from 2013

Revenue And Expenses
Liabilities / Revenue81st percentileNet Margin14th percentile

Revenue

Up

$1,217,294

Up $37,516 (+3.2%) from 2013

Expenses

Down

$1,259,505

Down $143,141 (-10%) from 2013

Net Income

Up

-$42,211

Up $180,657 (+81%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth16th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $34,516,762Liabilities 2010: $31,285,816Net Assets 2010: $3,230,9462010Assets 2011: $34,950,050Liabilities 2011: $31,798,830Net Assets 2011: $3,151,2202011Assets 2012: $34,465,385Liabilities 2012: $31,378,844Net Assets 2012: $3,086,5412012Assets 2013: $35,137,297Liabilities 2013: $32,273,669Net Assets 2013: $2,863,6282013Assets 2014: $34,221,802Liabilities 2014: $31,400,385Net Assets 2014: $2,821,4172014Assets 2015: $33,529,720Liabilities 2015: $30,737,125Net Assets 2015: $2,792,5952015Assets 2016: $34,030,919Liabilities 2016: $31,236,907Net Assets 2016: $2,794,0122016Assets 2017: $34,301,255Liabilities 2017: $31,555,142Net Assets 2017: $2,746,1132017Assets 2018: $32,158,613Liabilities 2018: $29,380,765Net Assets 2018: $2,777,8482018Assets 2019: $32,017,144Liabilities 2019: $29,267,647Net Assets 2019: $2,749,4972019Assets 2020: $34,108,303Liabilities 2020: $31,552,881Net Assets 2020: $2,555,4222020

Highlighted filing

2014

Assets$34,221,802
Liabilities$31,400,385
Net Assets$2,821,417
Open 2014 Filing

Operations Trend

Revenue Growth74th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,737,6592010Expenses 2011: $1,629,9832011Expenses 2012: $1,457,8822012Revenue 2013: $1,179,778Expenses 2013: $1,402,646Net Income 2013: -$222,8682013Revenue 2014: $1,217,294Expenses 2014: $1,259,505Net Income 2014: -$42,2112014Revenue 2015: $1,263,470Expenses 2015: $1,292,292Net Income 2015: -$28,8222015Revenue 2016: $1,339,298Expenses 2016: $1,337,881Net Income 2016: $1,4172016Revenue 2017: $1,366,172Expenses 2017: $1,414,071Net Income 2017: -$47,8992017Revenue 2018: $1,414,308Expenses 2018: $1,382,573Net Income 2018: $31,7352018Revenue 2019: $1,376,793Expenses 2019: $1,405,144Net Income 2019: -$28,3512019Revenue 2020: $1,251,369Expenses 2020: $1,445,444Net Income 2020: -$194,0752020

Highlighted filing

2014

Revenue$1,217,294
Expenses$1,259,505
Net Income-$42,211
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 15, 2015
Return Version
2014v5.0
Gross Receipts
$1,217,294
Mission and Program Overview

Mission

Non-profit, State-chartered, Natural Person Credit Union. Provide competitive financial services to 2,231 members of My Credit Union.

Non-profit, State-chartered, Natural Person Credit Union. Provide competitive financial services to the members of My Credit Union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$17,137,790$18,910,510▲ $1,772,720
Investments Program Related$15,147,065$13,224,000▼ $1,923,065
Rtn Earn Endowment Incm Other Fnds$2,863,628$2,821,417▼ $42,211
Investments Other Securities$994,804$1,046,834▲ $52,030
Land, Buildings, and Equipment, Net$274,854$278,211▲ $3,357
Cash and Non-Interest-Bearing Accounts$174,801$143,244▼ $31,557
Savings and Temporary Cash Investments$827,273$25,297▼ $801,976
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$35,137,297$34,221,802▼ $915,495
Other Assets Total$580,710$593,706▲ $12,996
Liabilities
Other Liabilities$31,817,221$31,300,034▼ $517,187
Accounts Payable and Accrued Expenses$456,448$100,351▼ $356,097
Total Liabilities$32,273,669$31,400,385▼ $873,284
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,863,628$2,821,417▼ $42,211
Total Liabilities and Net Assets / Fund Balance$35,137,297$34,221,802▼ $915,495

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$219,034$210,619$429,653
Other Land Buildings$59,177$116,121$175,298
Equipment-$20,714$20,714
Compensation and Service Providers
Top Officer Pay66th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Fred DiazCEOFT$110,295$110,295
Alex CasillasPresidentFT$108,609$108,609

Board Members and Trustees

NameTitle
Dawna HorsleyDirector
Janet HallockDirector
Janice CarterDirector
Jeff HanlonDirector
Martha DominiceDirector
Randy CorrDirector
Richard OstillerDirector
Russell DeutschDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$853,731
Investment Income
$169,693
Other Revenue
$193,870
Change in Net Assets
$-42,211

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,217,294
Total Revenue per Audited Statements
$1,217,294
Total Revenue per Form 990
$1,217,294
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$659,610
Salaries, Compensation, and Employee Benefits$574,332
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$355,428
Office Expenses---$314,084
Current Officers, Directors, Trustees, and Key Employees---$218,904
Occupancy---$193,977
Fees for Services Other---$176,499
Benefits to Members---$25,563
Advertising---$21,850
Travel---$10,825
Interest---$299
Other Expenses---$-83,224
Total Functional Expenses$0$0$0$1,259,505

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,259,505
Total Expenses per Audited Statements$1,259,505
Total Expenses per Form 990$1,259,505
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$8,960,798
Share Drafts$7,020,829
Money Market Shares$6,675,039
Share Certificates$4,976,292
IRA/KEOGH Accounts$3,667,076
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Members”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“Members are entitled to vote in the annual elections of the Board of Directors and on other corporate matters.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“Members are entitled to vote in the annual elections of the Board of Directors and on other corporate matters.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“The return preparer e-mails a draft of the form 990 to a designated officer and/or ceo of the credit union for review. The designated officer and/or ceo sends a copy to the board of director (s). The designated individual(s) review the draft and present any questions, comments, or corrections to the return preparer. Upon satisfactory completion of the form 990, the organization's authorized individual signs the appropriate signature form(s) to authorize the electronic filing of the return. A copy of the form 990, as filed, is provided by the return preparer to theorganization's ceo or other designated individual(s).”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“The process for determining compensation of the CEO and CFO includes the review and approval by the Board and is determined using comparable compensation data.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“The process for determining compensation of the CEO and CFO includes the review and approval by the Board and is determined using comparable compensation data.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Governing documents and related policies are not generally available to the public. Our financial statements are available on the web.”

Filing and Contact Details

Filer

Filer Name
My Credit Union
EIN
94-6092012
Phone
6503665522
Address
PO Box 5824, Redwood City, CA 94063

Signing Officer

Name
Fred Diaz
Title
CEO
Signed
2015-05-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Fred Diaz
Formed
1963
Legal Domicile
CA
Voting Board Members
5
Independent Board Members
5
Employees
11
Volunteers
8

Preparer

Firm
Richards and Associates Cpas
Address
21520 YORBA LINDA BLVD G-516, YORBA LINDA, CA 92887-3762
Preparer
Michael Richards
Phone
8775720473
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IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt0580710
IRS990/OtherAssetsTotalGrp/EOYAmt0593706
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Misc Operating Expense
IRS990/OtherExpensesGrp/Desc1Operating Fees
IRS990/OtherExpensesGrp/Desc2Loss on Investment
IRS990/OtherExpensesGrp/Desc3Prov (credit) for Loan Losses
IRS990/OtherExpensesGrp/TotalAmt019106
IRS990/OtherExpensesGrp/TotalAmt15498
IRS990/OtherExpensesGrp/TotalAmt2696
IRS990/OtherExpensesGrp/TotalAmt3-83224
IRS990/OtherLiabilitiesGrp/BOYAmt031817221
IRS990/OtherLiabilitiesGrp/EOYAmt031300034
IRS990/OtherRevenueMiscGrp/Desc0Fee Income
IRS990/OtherRevenueMiscGrp/Desc1Other Operating Income
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0120554
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt173316
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0120554
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt173316
IRS990/OtherRevenueTotalAmt0193870
IRS990/OtherSalariesAndWagesGrp/TotalAmt0355428
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt017137790
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt018910510
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0FRED DIAZ
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0853731
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0853731
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt043752
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0170812
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0760783
IRS990/PYOtherRevenueAmt0198304
IRS990/PYProgramServiceRevenueAmt0810662
IRS990/PYRevenuesLessExpensesAmt0-222868
IRS990/PYSalariesCompEmpBnftPaidAmt0598111
IRS990/PYTotalExpensesAmt01402646
IRS990/PYTotalRevenueAmt01179778
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-42211
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RevenueAmt01217294
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02863628
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02821417
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0827273
IRS990/SavingsAndTempCashInvstGrp/EOYAmt025297
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/DepreciationAmt020714
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt020714
IRS990ScheduleD/ExpensesSubtotalAmt01259505
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0219034
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0210619
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0429653
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt059177
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0116121
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0175298
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt03667076
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt16675039
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt28960798
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt34976292
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt47020829
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0IRA/KEOGH Accounts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Money Market Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Regular Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Share Certificates
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Share Drafts
IRS990ScheduleD/RevenueSubtotalAmt01217294
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0278211
IRS990ScheduleD/TotalBookValueProgramRltdAmt013224000
IRS990ScheduleD/TotalExpensesPerForm990Amt01259505
IRS990ScheduleD/TotalLiabilityAmt031300034
IRS990ScheduleD/TotalRevenuePerForm990Amt01217294
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01217294
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01259505
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0226703
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt11714
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2222465
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt35426
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt4211123
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt5625
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt641295
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt718383
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt84550
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt9290
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt01st Mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Visa
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt21st Mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3Visa
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5LOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6LOC Bus
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7Used Aut
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8LOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9Visa
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0239740
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1245799
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt218383
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Fred Diaz
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1Fred Diaz
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2Alex Casillas
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3Alex Casillas
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4Richard Ostiller
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5Russell Deutsch
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6Russell Deutsch
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7J Lowe
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8Martha Dominice
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm9D Horsely
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1CEO

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$34,221,802
Liabilities
$31,400,385
Net assets
$2,821,417
Revenue
$1,217,294
Expenses
$1,259,505
Net income
-$42,211
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020Detailed filing. Detailed filing data is available for this year.$34.1$31.6$2.56$1.25$1.45$0.19
2019Detailed filing. Detailed filing data is available for this year.$32.0$29.3$2.75$1.38$1.41$0.03
2018Detailed filing. Detailed filing data is available for this year.$32.2$29.4$2.78$1.41$1.38$0.03
2017Detailed filing. Detailed filing data is available for this year.$34.3$31.6$2.75$1.37$1.41$0.05
2016Detailed filing. Detailed filing data is available for this year.$34.0$31.2$2.79$1.34$1.34$0.00
2015Detailed filing. Detailed filing data is available for this year.$33.5$30.7$2.79$1.26$1.29$0.03
2014Detailed filing. Detailed filing data is available for this year.$34.2$31.4$2.82$1.22$1.26$0.04
2013Detailed filing. Detailed filing data is available for this year.$35.1$32.3$2.86$1.18$1.40$0.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.5$31.4$3.09$1.46
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.0$31.8$3.15$1.63
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.5$31.3$3.23$1.74
Peer Organizations

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