Civic Intelligence

New Directions Community Credit Union

EIN 25-1261615 • 501(c)14 • Franklin, PA

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Profile

New directions community credit union strives to provide our members with affordable products and essential services that simplify and empower their financial journey.

777 Allegheny BlvdFranklin, PA 16323

www.newdirectionsccu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

33rd percentile

0.85x

Higher debt load relative to assets than 33% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

18th percentile

11.67x

Higher debt load relative to revenue than 18% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

55th percentile

12%

Higher net margin than 55% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

48th percentile

$110,901

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 4.1% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Asset Growth

63rd percentile

2.6%

Faster asset growth than 63% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

48th percentile

8.6%

Faster revenue growth than 48% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets33rd percentile

Assets

Up

$37,660,430

Up $958,839 (+2.6%) from 2023

Liabilities

Up

$31,824,570

Up $631,381 (+2.0%) from 2023

Net Assets

Up

$5,835,860

Up $327,458 (+5.9%) from 2023

Operations
Liabilities / Revenue18th percentileNet Margin55th percentile

Revenue

Up

$2,727,396

Up $214,952 (+8.6%) from 2023

Expenses

Up

$2,397,237

Up $152,901 (+6.8%) from 2023

Net Income

Up

$330,159

Up $62,051 (+23%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth63rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $28,795,697Liabilities 2010: $26,145,058Net Assets 2010: $2,650,6392010Assets 2011: $29,681,221Liabilities 2011: $26,767,642Net Assets 2011: $2,913,5792011Assets 2012: $33,557,033Liabilities 2012: $30,221,577Net Assets 2012: $3,335,4562012Assets 2013: $35,585,135Liabilities 2013: $32,180,916Net Assets 2013: $3,404,2192013Assets 2014: $34,194,441Liabilities 2014: $30,423,209Net Assets 2014: $3,771,2322014Assets 2015: $36,324,499Liabilities 2015: $32,273,720Net Assets 2015: $4,050,7792015Assets 2016: $37,628,981Liabilities 2016: $33,348,763Net Assets 2016: $4,280,2182016Assets 2017: $39,330,210Liabilities 2017: $34,855,497Net Assets 2017: $4,474,7132017Assets 2018: $38,793,109Liabilities 2018: $34,080,065Net Assets 2018: $4,713,0442018Assets 2019: $38,201,108Liabilities 2019: $33,731,328Net Assets 2019: $4,469,7802019Assets 2020: $40,345,015Liabilities 2020: $35,625,750Net Assets 2020: $4,719,2652020Assets 2021: $43,079,310Liabilities 2021: $38,206,775Net Assets 2021: $4,872,5352021Assets 2022: $38,968,547Liabilities 2022: $33,725,540Net Assets 2022: $5,243,0072022Assets 2023: $36,701,591Liabilities 2023: $31,193,189Net Assets 2023: $5,508,4022023Assets 2024: $37,660,430Liabilities 2024: $31,824,570Net Assets 2024: $5,835,8602024

Highlighted filing

2024

Assets$37,660,430
Liabilities$31,824,570
Net Assets$5,835,860
Open 2024 Filing

Operations Trend

Revenue Growth48th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,175,5092010Expenses 2011: $1,963,1882011Expenses 2012: $2,012,0662012Revenue 2013: $2,398,509Expenses 2013: $2,329,745Net Income 2013: $68,7642013Revenue 2014: $2,341,290Expenses 2014: $2,050,842Net Income 2014: $290,4482014Revenue 2015: $2,473,456Expenses 2015: $2,193,909Net Income 2015: $279,5472015Revenue 2016: $2,558,002Expenses 2016: $2,349,468Net Income 2016: $208,5342016Revenue 2017: $2,639,109Expenses 2017: $2,408,709Net Income 2017: $230,4002017Revenue 2018: $2,771,691Expenses 2018: $2,533,360Net Income 2018: $238,3312018Revenue 2019: $2,630,388Expenses 2019: $2,873,652Net Income 2019: -$243,2642019Revenue 2020: $2,286,020Expenses 2020: $2,033,294Net Income 2020: $252,7262020Revenue 2021: $2,508,500Expenses 2021: $2,350,663Net Income 2021: $157,8372021Revenue 2022: $2,688,911Expenses 2022: $2,315,821Net Income 2022: $373,0902022Revenue 2023: $2,512,444Expenses 2023: $2,244,336Net Income 2023: $268,1082023Revenue 2024: $2,727,396Expenses 2024: $2,397,237Net Income 2024: $330,1592024

Highlighted filing

2024

Revenue$2,727,396
Expenses$2,397,237
Net Income$330,159
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$37,660,430
Liabilities
$31,824,570
Net assets
$5,835,860
Revenue
$2,727,396
Expenses
$2,397,237
Net income
$330,159
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.7$31.8$5.84$2.73$2.40$0.33
2023Detailed filing. Detailed filing data is available for this year.$36.7$31.2$5.51$2.51$2.24$0.27
2022Detailed filing. Detailed filing data is available for this year.$39.0$33.7$5.24$2.69$2.32$0.37
2021Detailed filing. Detailed filing data is available for this year.$43.1$38.2$4.87$2.51$2.35$0.16
2020Detailed filing. Detailed filing data is available for this year.$40.3$35.6$4.72$2.29$2.03$0.25
2019Detailed filing. Detailed filing data is available for this year.$38.2$33.7$4.47$2.63$2.87$0.24
2018Detailed filing. Detailed filing data is available for this year.$38.8$34.1$4.71$2.77$2.53$0.24
2017Detailed filing. Detailed filing data is available for this year.$39.3$34.9$4.47$2.64$2.41$0.23
2016Detailed filing. Detailed filing data is available for this year.$37.6$33.3$4.28$2.56$2.35$0.21
2015Detailed filing. Detailed filing data is available for this year.$36.3$32.3$4.05$2.47$2.19$0.28
2014Detailed filing. Detailed filing data is available for this year.$34.2$30.4$3.77$2.34$2.05$0.29
2013Detailed filing. Detailed filing data is available for this year.$35.6$32.2$3.40$2.40$2.33$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.6$30.2$3.34$2.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.7$26.8$2.91$1.96
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.8$26.1$2.65$2.18
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)14 • $25M-$50M nonprofits