Civic Intelligence

My Credit Union

990 • Fiscal year 2013 • EIN 94-6092012

Jan 01, 2013 to Dec 31, 2013 • Filed on Aug 04, 2014

Organization Profilewww.mycuonline.org

View Organization Page

PO Box 582494063

(650) 366-5522

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.92x

Higher debt load relative to assets than 87% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Liabilities / Revenue

85th percentile

27.36x

Higher debt load relative to revenue than 85% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Net Margin

6th percentile

-19%

Higher net margin than 6% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Top Officer Pay

62nd percentile

$104,418

Higher top officer pay than 62% of similar nonprofits.

Top officer pay equals 8.9% of source-year revenue.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Asset Growth

49th percentile

1.9%

Faster asset growth than 49% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets87th percentile

Assets

Up

$35,137,297

Up $671,912 (+1.9%) from 2012

Net Assets

Down

$2,863,628

Down $222,913 (-7.2%) from 2012

Liabilities

Up

$32,273,669

Up $894,825 (+2.9%) from 2012

Revenue And Expenses
Liabilities / Revenue85th percentileNet Margin6th percentile

Revenue

$1,179,778

No earlier filing loaded for comparison.

Expenses

Down

$1,402,646

Down $55,236 (-3.8%) from 2012

Net Income

-$222,868

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth49th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $34,516,762Liabilities 2010: $31,285,816Net Assets 2010: $3,230,9462010Assets 2011: $34,950,050Liabilities 2011: $31,798,830Net Assets 2011: $3,151,2202011Assets 2012: $34,465,385Liabilities 2012: $31,378,844Net Assets 2012: $3,086,5412012Assets 2013: $35,137,297Liabilities 2013: $32,273,669Net Assets 2013: $2,863,6282013Assets 2014: $34,221,802Liabilities 2014: $31,400,385Net Assets 2014: $2,821,4172014Assets 2015: $33,529,720Liabilities 2015: $30,737,125Net Assets 2015: $2,792,5952015Assets 2016: $34,030,919Liabilities 2016: $31,236,907Net Assets 2016: $2,794,0122016Assets 2017: $34,301,255Liabilities 2017: $31,555,142Net Assets 2017: $2,746,1132017Assets 2018: $32,158,613Liabilities 2018: $29,380,765Net Assets 2018: $2,777,8482018Assets 2019: $32,017,144Liabilities 2019: $29,267,647Net Assets 2019: $2,749,4972019Assets 2020: $34,108,303Liabilities 2020: $31,552,881Net Assets 2020: $2,555,4222020

Highlighted filing

2013

Assets$35,137,297
Liabilities$32,273,669
Net Assets$2,863,628
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,737,6592010Expenses 2011: $1,629,9832011Expenses 2012: $1,457,8822012Revenue 2013: $1,179,778Expenses 2013: $1,402,646Net Income 2013: -$222,8682013Revenue 2014: $1,217,294Expenses 2014: $1,259,505Net Income 2014: -$42,2112014Revenue 2015: $1,263,470Expenses 2015: $1,292,292Net Income 2015: -$28,8222015Revenue 2016: $1,339,298Expenses 2016: $1,337,881Net Income 2016: $1,4172016Revenue 2017: $1,366,172Expenses 2017: $1,414,071Net Income 2017: -$47,8992017Revenue 2018: $1,414,308Expenses 2018: $1,382,573Net Income 2018: $31,7352018Revenue 2019: $1,376,793Expenses 2019: $1,405,144Net Income 2019: -$28,3512019Revenue 2020: $1,251,369Expenses 2020: $1,445,444Net Income 2020: -$194,0752020

Highlighted filing

2013

Revenue$1,179,778
Expenses$1,402,646
Net Income-$222,868
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Aug 4, 2014
Return Version
2013v3.1
Gross Receipts
$1,179,778
Mission and Program Overview

Mission

Non-profit, State-chartered, Natural Person Credit Union. Provide competitive financial services to 2,231 members of My Credit Union.

Non-profit, State-chartered, Natural Person Credit Union. Provide competitive financial services to the members of My Credit Union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$17,549,062$17,137,790▼ $411,272
Investments Program Related$12,652,045$15,147,065▲ $2,495,020
Rtn Earn Endowment Incm Other Fnds$3,086,541$2,863,628▼ $222,913
Investments Other Securities$949,538$994,804▲ $45,266
Savings and Temporary Cash Investments$2,240,464$827,273▼ $1,413,191
Land, Buildings, and Equipment, Net$320,279$274,854▼ $45,425
Cash and Non-Interest-Bearing Accounts$178,539$174,801▼ $3,738
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$34,465,385$35,137,297▲ $671,912
Other Assets Total$575,458$580,710▲ $5,252
Liabilities
Other Liabilities$31,251,766$31,817,221▲ $565,455
Accounts Payable and Accrued Expenses$127,078$456,448▲ $329,370
Total Liabilities$31,378,844$32,273,669▲ $894,825
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,086,541$2,863,628▼ $222,913
Total Liabilities and Net Assets / Fund Balance$34,465,385$35,137,297▲ $671,912

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$248,583$181,070$429,653
Other Land Buildings$26,271$134,144$160,415
Equipment-$20,714$20,714
Compensation and Service Providers
Top Officer Pay62nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Fred DiazCEOFT$104,418$104,418
Alex CasillasPresidentFT$102,446$102,446

Board Members and Trustees

NameTitle
Dawna HorsleySC Chairman
Dave LowryDirector
Jeff HanlonDirector
Richard OstillerDirector
Robert RavanoDirector
Russell DeutschDirector
Debbie LedesmaSC Director
Janet HallockSC Director
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$810,662
Investment Income
$170,812
Other Revenue
$198,304
Change in Net Assets
$-222,868

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,179,778
Total Revenue per Audited Statements
$1,179,778
Total Revenue per Form 990
$1,179,778
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$760,783
Salaries, Compensation, and Employee Benefits$598,111
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$391,247
Office Expenses---$320,306
Current Officers, Directors, Trustees, and Key Employees---$206,864
Fees for Services Other---$184,654
Occupancy---$182,659
Benefits to Members---$43,752
Advertising---$19,891
Travel---$11,377
Other Expenses---$5,493
Interest---$50
Total Functional Expenses$0$0$0$1,402,646

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,402,646
Total Expenses per Audited Statements$1,402,646
Total Expenses per Form 990$1,402,646
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Drafts$7,737,040
Regular Shares$7,527,536
Money Market Shares$6,543,375
Share Certificates$6,121,497
IRA/KEOGH Accounts$3,887,773
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Members”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“Members are entitled to vote in the annual elections of the Board of Directors and on other corporate matters.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“Members are entitled to vote in the annual elections of the Board of Directors and on other corporate matters.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“The return preparer e-mails a draft of the form 990 to a designated officer and/or ceo of the credit union for review. The designated officer and/or ceo sends a copy to the board of director (s). The designated individual(s) review the draft and present any questions, comments, or corrections to the return preparer. Upon satisfactory completion of the form 990, the organization's authorized individual signs the appropriate signature form(s) to authorize the electronic filing of the return. A copy of the form 990, as filed, is provided by the return preparer to theorganization's ceo or other designated individual(s).”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“The process for determining compensation of the CEO and CFO includes the review and approval by the Board and is determined using comparable compensation data.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“The process for determining compensation of the CEO and CFO includes the review and approval by the Board and is determined using comparable compensation data.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Governing documents and related policies are not generally available to the public. Our financial statements are available on the web.”

Filing and Contact Details

Filer

EIN
94-6092012
Phone
6503665522

Signing Officer

Name
Fred Diaz
Title
CEO
Signed
2014-08-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Fred Diaz
Formed
1963
Legal Domicile
CA
Voting Board Members
5
Independent Board Members
5
Employees
11
Volunteers
8

Preparer

Preparer
Michael Richards
Phone
8775720473
Raw XML AppendixShowing 400 of 563 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherAssetsTotalGrp/EOYAmt0580710
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0NCUSIF Stabilization Expense
IRS990/OtherExpensesGrp/Desc1Misc Operating Expense
IRS990/OtherExpensesGrp/Desc2Operating Fees
IRS990/OtherExpensesGrp/TotalAmt024637
IRS990/OtherExpensesGrp/TotalAmt111716
IRS990/OtherExpensesGrp/TotalAmt25493
IRS990/OtherLiabilitiesGrp/BOYAmt031251766
IRS990/OtherLiabilitiesGrp/EOYAmt031817221
IRS990/OtherRevenueMiscGrp/Desc0Fee Income
IRS990/OtherRevenueMiscGrp/Desc1Other Operating Income
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0127140
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt171164
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0127140
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt171164
IRS990/OtherRevenueTotalAmt0198304
IRS990/OtherSalariesAndWagesGrp/TotalAmt0391247
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt017549062
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt017137790
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0FRED DIAZ
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0810662
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0810662
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt067529
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0179069
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0774596
IRS990/PYOtherRevenueAmt0198021
IRS990/PYProgramServiceRevenueAmt01016498
IRS990/PYRevenuesLessExpensesAmt0-64294
IRS990/PYSalariesCompEmpBnftPaidAmt0615757
IRS990/PYTotalExpensesAmt01457882
IRS990/PYTotalRevenueAmt01393588
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-222868
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RevenueAmt01179778
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03086541
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02863628
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02240464
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0827273
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/DepreciationAmt020714
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt020714
IRS990ScheduleD/ExpensesSubtotalAmt01402646
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0248583
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0181070
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0429653
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt026271
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0134144
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0160415
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt03887773
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt16543375
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt27527536
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt36121497
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt47737040
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0IRA/KEOGH Accounts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Money Market Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Regular Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Share Certificates
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Share Drafts
IRS990ScheduleD/RevenueSubtotalAmt01179778
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0274854
IRS990ScheduleD/TotalBookValueProgramRltdAmt015147065
IRS990ScheduleD/TotalExpensesPerForm990Amt01402646
IRS990ScheduleD/TotalLiabilityAmt031817221
IRS990ScheduleD/TotalRevenuePerForm990Amt01179778
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01179778
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01402646
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0231477
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt19494
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2230370
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt34049
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt4331
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt5435395
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt64678
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt739085
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt87019
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt927823
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt105057
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt118989
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt12231290
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt13262730
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt14371679
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt15244785
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd12true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd13true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd14true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd15true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd12false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd13false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd14false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd15false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt01st Mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Visa
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt21st Mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3Visa
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4Visa
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6Visa
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7Business Line of Credit
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8New Auto Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9New Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10LOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt121st Mort
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt131st Mort
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt141st Mort
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt15Business
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd1X

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$35,137,297
Liabilities
$32,273,669
Net assets
$2,863,628
Revenue
$1,179,778
Expenses
$1,402,646
Net income
-$222,868
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020Detailed filing. Detailed filing data is available for this year.$34.1$31.6$2.56$1.25$1.45$0.19
2019Detailed filing. Detailed filing data is available for this year.$32.0$29.3$2.75$1.38$1.41$0.03
2018Detailed filing. Detailed filing data is available for this year.$32.2$29.4$2.78$1.41$1.38$0.03
2017Detailed filing. Detailed filing data is available for this year.$34.3$31.6$2.75$1.37$1.41$0.05
2016Detailed filing. Detailed filing data is available for this year.$34.0$31.2$2.79$1.34$1.34$0.00
2015Detailed filing. Detailed filing data is available for this year.$33.5$30.7$2.79$1.26$1.29$0.03
2014Detailed filing. Detailed filing data is available for this year.$34.2$31.4$2.82$1.22$1.26$0.04
2013Detailed filing. Detailed filing data is available for this year.$35.1$32.3$2.86$1.18$1.40$0.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.5$31.4$3.09$1.46
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.0$31.8$3.15$1.63
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.5$31.3$3.23$1.74