Civic Intelligence

Main Street Launch

990 • Fiscal year 2012 • EIN 94-2548556

Jul 01, 2011 to Jun 30, 2012 • Filed on May 15, 2013

825 Washington Street94607
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.61x

Higher debt load relative to assets than 78% of similar nonprofits.

2012 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

91st percentile

32%

Faster asset growth than 91% of similar nonprofits.

2012 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$9,258,038

Up $2,237,091 (+32%) from 2011

Net Assets

Up

$3,618,401

Up $974,926 (+37%) from 2011

Liabilities

Up

$5,639,637

Up $1,262,165 (+29%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$1,937,907

Up $17,468 (+0.9%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2011: $7,020,947Liabilities 2011: $4,377,472Net Assets 2011: $2,643,4752011Assets 2012: $9,258,038Liabilities 2012: $5,639,637Net Assets 2012: $3,618,4012012Assets 2013: $9,933,967Liabilities 2013: $6,051,877Net Assets 2013: $3,882,0902013Assets 2014: $11,453,853Liabilities 2014: $6,817,804Net Assets 2014: $4,636,0492014Assets 2015: $11,429,747Liabilities 2015: $6,718,758Net Assets 2015: $4,710,9892015Assets 2016: $14,054,666Liabilities 2016: $8,855,192Net Assets 2016: $5,199,4742016Assets 2017: $15,666,510Liabilities 2017: $9,664,032Net Assets 2017: $6,002,4782017Assets 2018: $20,063,149Liabilities 2018: $12,798,440Net Assets 2018: $7,264,7092018Assets 2019: $23,893,477Liabilities 2019: $15,856,137Net Assets 2019: $8,037,3402019Assets 2020: $31,951,091Liabilities 2020: $23,087,569Net Assets 2020: $8,863,5222020Assets 2021: $33,776,792Liabilities 2021: $20,451,682Net Assets 2021: $13,325,1102021Assets 2022: $30,976,803Liabilities 2022: $17,697,430Net Assets 2022: $13,279,3732022Assets 2023: $28,397,163Liabilities 2023: $14,854,504Net Assets 2023: $13,542,6592023Assets 2024: $24,362,000Liabilities 2024: $13,917,056Net Assets 2024: $10,444,9442024Assets 2025: $26,128,268Liabilities 2025: $14,751,012Net Assets 2025: $11,377,2562025

Highlighted filing

2012

Assets$9,258,038
Liabilities$5,639,637
Net Assets$3,618,401

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MRevenue 2011: $1,941,894Expenses 2011: $1,920,439Net Income 2011: $21,4552011Expenses 2012: $1,937,9072012Expenses 2013: $2,163,9202013Revenue 2014: $3,788,617Expenses 2014: $3,034,658Net Income 2014: $753,9592014Revenue 2015: $3,251,645Expenses 2015: $3,176,705Net Income 2015: $74,9402015Revenue 2016: $5,255,488Expenses 2016: $4,767,003Net Income 2016: $488,4852016Revenue 2017: $5,760,288Expenses 2017: $4,957,284Net Income 2017: $803,0042017Revenue 2018: $6,842,784Expenses 2018: $5,580,553Net Income 2018: $1,262,2312018Revenue 2019: $7,447,994Expenses 2019: $6,675,363Net Income 2019: $772,6312019Revenue 2020: $8,266,331Expenses 2020: $7,440,148Net Income 2020: $826,1832020Revenue 2021: $12,838,427Expenses 2021: $8,376,838Net Income 2021: $4,461,5892021Revenue 2022: $10,030,416Expenses 2022: $10,076,153Net Income 2022: -$45,7372022Revenue 2023: $7,518,901Expenses 2023: $7,255,615Net Income 2023: $263,2862023Revenue 2024: $5,291,164Expenses 2024: $8,388,879Net Income 2024: -$3,097,7152024Revenue 2025: $6,730,392Expenses 2025: $5,798,080Net Income 2025: $932,3122025

Highlighted filing

2012

Revenue-
Expenses$1,937,907
Net Income-
Jump To
Filing Snapshot
Filing Period
Jul 1, 2011 to Jun 30, 2012
Signed
May 15, 2013
Return Version
2011v1.5
Gross Receipts
$3,411,386
Mission and Program Overview

Mission

Our mission is to create economic opportunity by empowering entrepreneurs.Through innovative partnerships we provide business owners with capital, education, and relationships that allow them to flourish. Our collaborative approach helps our clients create jobs and stimulates economic development in low-to-moderate income communities.

Filing and Contact Details

Filer

EIN
94-2548556
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IRS990/Description0PROGRAM ACCOMPLISHMENTPackaged and received funding for 9 neighborhood economic development loans to women, minorities or low-to-moderate income individuals and businesses.Packaged and received funding for 31 SBA microloans and Community Advantaged loans to further develop micro and start up businesses and businesses defined as undeveloped.Packaged and funded 3 loans to small businesses under the City of Oakland's Micro Loan Program.Provided 2139 hours of management and technical assistance to minority and women businesses in Oakland.Created 167 jobs for low-to-moderate income residents of Oakland.Packaged and received funding for 3 HUD/108 Broadway Corridor and EDA loans.Packaged and funded 8 microloans to the City of Oakland based on minority businesses with loan and grant funds from private and corporate foundationsProvided 26 workshops/presentations/ marketing meetings to clientsOBDC administers the Neighborhood Economic Development Fund and the Micro Loan Fund provided by the City of Oakland whose main purpose is to promote economic benefits for low-to-moderate income individuals, small businesses and women in business. In addition, OBDC underwrites small business loans on behalf of the City of Oakland Enhanced Enterprises Community, EDA and geographic targeted loan programs and loan programs funded by financial institutions, private foundations and SBA Micro Loan programs.
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IRS990ScheduleD/OtherLiabilities/Description0Other Liabilities
IRS990ScheduleD/OtherLiabilities/Description1NOTE PAYABLE
IRS990ScheduleD/OtherLiabilities/Description2Line of Credit
IRS990ScheduleD/RevenueSubtotal02912833
IRS990ScheduleD/TotalBookValueOtherAssets02823719
IRS990ScheduleD/TotalExpenses01937907
IRS990ScheduleD/TotalExpensesPerForm99001937907
IRS990ScheduleD/TotalOfAmounts05071846
IRS990ScheduleD/TotalRevenue02912833
IRS990ScheduleD/TotalRevenuePerForm99002912833
IRS990ScheduleD/TotExpensesEtcAuditedFinclStmt01937907
IRS990ScheduleD/TotRevenueEtcAuditedFinclStmt02912833
IRS990/ScheduleJRequired0false
IRS990ScheduleL/Form990ScheduleLPartIV/AmountOfTransaction070000
IRS990ScheduleL/Form990ScheduleLPartIV/DescriptionOfTransaction0Grants/Loans from Bank
IRS990ScheduleL/Form990ScheduleLPartIV/NameOfInterestedPerson/NamePerson0Erwin Reeves
IRS990ScheduleL/Form990ScheduleLPartIV/Relationship0Director
IRS990ScheduleL/Form990ScheduleLPartIV/SharingOfRevenues0false
IRS990ScheduleO/GeneralExplanation/Explanation0Audit report made available to Dun & Bradstreet

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$26.1$14.8$11.4$6.73$5.80$0.93
2024Detailed filing. Detailed filing data is available for this year.$24.4$13.9$10.4$5.29$8.39$3.10
2023Detailed filing. Detailed filing data is available for this year.$28.4$14.9$13.5$7.52$7.26$0.26
2022Detailed filing. Detailed filing data is available for this year.$31.0$17.7$13.3$10.0$10.1$0.05
2021Detailed filing. Detailed filing data is available for this year.$33.8$20.5$13.3$12.8$8.38$4.46
2020Detailed filing. Detailed filing data is available for this year.$32.0$23.1$8.86$8.27$7.44$0.83
2019Detailed filing. Detailed filing data is available for this year.$23.9$15.9$8.04$7.45$6.68$0.77
2018Detailed filing. Detailed filing data is available for this year.$20.1$12.8$7.26$6.84$5.58$1.26
2017Detailed filing. Detailed filing data is available for this year.$15.7$9.66$6.00$5.76$4.96$0.80
2016Summary only. Only limited summary data is available for this year.$14.1$8.86$5.20$5.26$4.77$0.49
2015Detailed filing. Detailed filing data is available for this year.$11.4$6.72$4.71$3.25$3.18$0.07
2014Detailed filing. Detailed filing data is available for this year.$11.5$6.82$4.64$3.79$3.03$0.75
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.93$6.05$3.88$2.16
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.26$5.64$3.62$1.94
2011Summary only. Only limited summary data is available for this year.$7.02$4.38$2.64$1.94$1.92$0.02