Civic Intelligence

Main Street Launch

990 • Fiscal year 2025 • EIN 94-2548556

Jul 01, 2024 to Jun 30, 2025 • Filed on Feb 03, 2026

Organization Profileobdc.com

View Organization Page

2101 Webster Street 1200Oakland, CA 94612

(510) 763-4297

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

82nd percentile

0.56x

Higher debt load relative to assets than 82% of similar nonprofits.

2025 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2025

Liabilities / Revenue

90th percentile

2.19x

Higher debt load relative to revenue than 90% of similar nonprofits.

2025 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2025

Net Margin

67th percentile

14%

Higher net margin than 67% of similar nonprofits.

2025 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2025

Top Officer Pay

68th percentile

$306,537

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 4.6% of source-year revenue.

2025 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2025

Asset Growth

58th percentile

7.3%

Faster asset growth than 58% of similar nonprofits.

2025 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2024 to 2025

Revenue Growth

82nd percentile

27%

Faster revenue growth than 82% of similar nonprofits.

2025 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Up

$26,128,268

Up $1,766,268 (+7.3%) from 2024

Net Assets

Up

$11,377,256

Up $932,312 (+8.9%) from 2024

Liabilities

Up

$14,751,012

Up $833,956 (+6.0%) from 2024

Revenue And Expenses
Liabilities / Revenue90th percentileNet Margin67th percentile

Revenue

Up

$6,730,392

Up $1,439,228 (+27%) from 2024

Expenses

Down

$5,798,080

Down $2,590,799 (-31%) from 2024

Net Income

Up

$932,312

Up $4,030,027 (+130%) from 2024

Historical Trend

Balance Sheet Trend

Asset Growth58th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2011: $7,020,947Liabilities 2011: $4,377,472Net Assets 2011: $2,643,4752011Assets 2012: $9,258,038Liabilities 2012: $5,639,637Net Assets 2012: $3,618,4012012Assets 2013: $9,933,967Liabilities 2013: $6,051,877Net Assets 2013: $3,882,0902013Assets 2014: $11,453,853Liabilities 2014: $6,817,804Net Assets 2014: $4,636,0492014Assets 2015: $11,429,747Liabilities 2015: $6,718,758Net Assets 2015: $4,710,9892015Assets 2016: $14,054,666Liabilities 2016: $8,855,192Net Assets 2016: $5,199,4742016Assets 2017: $15,666,510Liabilities 2017: $9,664,032Net Assets 2017: $6,002,4782017Assets 2018: $20,063,149Liabilities 2018: $12,798,440Net Assets 2018: $7,264,7092018Assets 2019: $23,893,477Liabilities 2019: $15,856,137Net Assets 2019: $8,037,3402019Assets 2020: $31,951,091Liabilities 2020: $23,087,569Net Assets 2020: $8,863,5222020Assets 2021: $33,776,792Liabilities 2021: $20,451,682Net Assets 2021: $13,325,1102021Assets 2022: $30,976,803Liabilities 2022: $17,697,430Net Assets 2022: $13,279,3732022Assets 2023: $28,397,163Liabilities 2023: $14,854,504Net Assets 2023: $13,542,6592023Assets 2024: $24,362,000Liabilities 2024: $13,917,056Net Assets 2024: $10,444,9442024Assets 2025: $26,128,268Liabilities 2025: $14,751,012Net Assets 2025: $11,377,2562025

Highlighted filing

2025

Assets$26,128,268
Liabilities$14,751,012
Net Assets$11,377,256
Open 2025 Filing

Operations Trend

Revenue Growth82nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MRevenue 2011: $1,941,894Expenses 2011: $1,920,439Net Income 2011: $21,4552011Expenses 2012: $1,937,9072012Expenses 2013: $2,163,9202013Revenue 2014: $3,788,617Expenses 2014: $3,034,658Net Income 2014: $753,9592014Revenue 2015: $3,251,645Expenses 2015: $3,176,705Net Income 2015: $74,9402015Revenue 2016: $5,255,488Expenses 2016: $4,767,003Net Income 2016: $488,4852016Revenue 2017: $5,760,288Expenses 2017: $4,957,284Net Income 2017: $803,0042017Revenue 2018: $6,842,784Expenses 2018: $5,580,553Net Income 2018: $1,262,2312018Revenue 2019: $7,447,994Expenses 2019: $6,675,363Net Income 2019: $772,6312019Revenue 2020: $8,266,331Expenses 2020: $7,440,148Net Income 2020: $826,1832020Revenue 2021: $12,838,427Expenses 2021: $8,376,838Net Income 2021: $4,461,5892021Revenue 2022: $10,030,416Expenses 2022: $10,076,153Net Income 2022: -$45,7372022Revenue 2023: $7,518,901Expenses 2023: $7,255,615Net Income 2023: $263,2862023Revenue 2024: $5,291,164Expenses 2024: $8,388,879Net Income 2024: -$3,097,7152024Revenue 2025: $6,730,392Expenses 2025: $5,798,080Net Income 2025: $932,3122025

Highlighted filing

2025

Revenue$6,730,392
Expenses$5,798,080
Net Income$932,312
Open 2025 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Feb 3, 2026
Return Version
2024v5.2
Gross Receipts
$6,730,392
Mission and Program Overview

Mission

Our mission is to create economic opportunity by empowering entrepreneurs.Through innovative partnerships we provide business owners with capital, education, and relationships that allow them to flourish. Our collaborative approach helps our clients create jobs and stimulates economic development in low-to-moderate income communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$11,630,551$10,668,381▼ $962,170
Savings and Temporary Cash Investments$8,013,247$9,912,994▲ $1,899,747
Cash and Non-Interest-Bearing Accounts$3,363,743$4,300,976▲ $937,233
Pledges and Grants Receivable$275,284$737,715▲ $462,431
Land, Buildings, and Equipment, Net$830,767$130,578▼ $700,189
Accounts Receivable$86,494$91,937▲ $5,443
Prepaid Expenses and Deferred Charges$112,010$53,459▼ $58,551
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$24,362,000$26,128,268▲ $1,766,268
Other Assets Total$49,904$232,228▲ $182,324
Liabilities
Unsecured Notes Loans Payable$8,907,997$13,531,891▲ $4,623,894
Accounts Payable and Accrued Expenses$998,691$799,858▼ $198,833
Other Liabilities$4,010,368$419,263▼ $3,591,105
Total Liabilities$13,917,056$14,751,012▲ $833,956
Net Assets / Fund Balance
Net Assets With Donor Restrictions$9,011,224$9,300,913▲ $289,689
Net Assets Without Donor Restrictions$1,433,720$2,076,343▲ $642,623
Total Net Assets Fund Balance$10,444,944$11,377,256▲ $932,312
Total Liabilities and Net Assets / Fund Balance$24,362,000$26,128,268▲ $1,766,268

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$943,148-$943,148
Equipment$144,578-$144,578
Buildings$68,366-$68,366
Leasehold Improvements$-1,025,514$1,032,251$6,737
Compensation and Service Providers
Top Officer Pay68th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Joyce WindrossEVP OperationsFT$291,099$32,838$306,537
Rohan KalbagCEOFT$269,538$6,564$276,102
Jen VerneCDOFT$150,845$120,998$271,843
Karla DeLeonCCOFT$201,126$12,253$230,779
Darius MahajerSVP Marketing MgrFT$142,315$53,551$189,302
Arthur WashingtonDirector-$3,500-$3,500
Mark LindquistSecretary-$500-$500
Wendell Jones IIChairperson-$500-$500
Eric NelsonDirector-$500-$500
Jim WongDirector-$500-$500
Matt ChingDirector-$500-$500
Stephanie JonesTreasurer-$500-$500
Elizabeth FuchsDirector-$328-$328

Board Members and Trustees

NameTitle
Erik DanielsDirector
Gregory HunterDirector
LaSandra HuntDirector
Vernon GoinsDirector

Highest Paid Contractors

ContractorServicesLocationCompensation
Amtrino Technologies LLCtechnology2603 Camino Ramon Suite 200, Sam Ramon, CA 94583$157,080
DocusignTechnologyDocusign Inc Lockbox PO Box 735, Dallas, TX 75373$116,297
Revenue and Support

Revenue Composition

Contributions and Grants
$4,656,429
Program Service Revenue
$1,916,081
Investment Income
$126,969
Other Revenue
$30,913
All Other Contributions
$2,803,840
Change in Net Assets
$932,312

Audited Revenue Reconciliation

Revenue per Audited Statements
$6,730,392
Total Revenue per Audited Statements
$6,730,392
Total Revenue per Form 990
$6,730,392
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$3,255,033
Other Expenses$2,543,047
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$2,047,288$447,150-$2,494,438
Payroll Taxes$393,527$90,702-$484,229
Occupancy$388,380$89,516-$477,896
All Other Expenses$350,755$34,302-$385,057
Interest$335,062--$335,062
Current Officers, Directors, Trustees, and Key Employees$204,510$71,856-$276,366
Other Expenses$117,535$27,090-$144,625
Fees for Services Accounting$97,411$22,452-$119,863
Insurance$70,249$16,191-$86,440
Travel$8,730$2,012-$10,742
Advertising$190$44-$234
Total Functional Expenses$4,867,049$931,031$0$5,798,080

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$5,798,080
Total Expenses per Audited Statements$5,798,080
Total Expenses per Form 990$5,798,080
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Liabilities$270,271
Lease Liability$128,442
Unearned Revenue$20,550
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Form 990 Reviewed by Governing Body”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy is regularly and consistently monitored and enforced.”

Form 990, Part VI, Section B, Line 15A

“Compensation is reviewed and approved by the Board.”

Form 990, Part VI, Section B, Line 15B

“Compensation is revieweed and approved by the Board”

Form 990, Part VI, Section C, Line 19

“Audit report made available to Dun & Bradstreet”

Filing and Contact Details

Filer

Filer Name
Main Street Launch
EIN
94-2548556
Phone
5107634297
Address
2101 Webster Street 1200, OAKLAND, CA 94612

Signing Officer

Name
Rohan Kalbag
Title
CEO
Signed
2026-02-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Rohan Kalbag
Formed
1979
Voting Board Members
12
Independent Board Members
12
Employees
16

Preparer

Firm
Williams Adley and Co-ca Llp
Address
7677 Oakport St Suite 1000, OAKLAND, CA 94621
Preparer
Robert H Griffin
Phone
5108938114
Raw XML AppendixShowing 400 of 593 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0998691
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0799858
IRS990/AccountsReceivableGrp/BOYAmt086494
IRS990/AccountsReceivableGrp/EOYAmt091937
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0Our mission is to create economic opportunity by empowering entrepreneurs.Through innovative partnerships we provide business owners with capital, education, and relationships that allow them to flourish. Our collaborative approach helps our clients create jobs and stimulates economic development in low-to-moderate income communities.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt044
IRS990/AdvertisingGrp/ProgramServicesAmt0190
IRS990/AdvertisingGrp/TotalAmt0234
IRS990/AllOtherContributionsAmt02803840
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt034302
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0350755
IRS990/AllOtherExpensesGrp/TotalAmt0385057
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Rohan Kalbag
IRS990/BooksInCareOfDetail/PhoneNum05107634297
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0360 22nd St Suite 720
IRS990/BooksInCareOfDetail/USAddress/CityNm0Oakland
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd094612
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt03363743
IRS990/CashNonInterestBearingGrp/EOYAmt04300976
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt02
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt071856
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0204510
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0276366
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractorCompensationGrp/CompensationAmt0157080
IRS990/ContractorCompensationGrp/CompensationAmt1116297
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt02603 Camino Ramon Suite 200
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1Docusign Inc Lockbox PO Box 735
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0Sam Ramon
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1Dallas
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd094583
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd175373
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0Amtrino Technologies LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1Docusign
IRS990/ContractorCompensationGrp/ServicesDesc0technology
IRS990/ContractorCompensationGrp/ServicesDesc1Technology
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt04656429
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0126969
IRS990/CYOtherExpensesAmt02543047
IRS990/CYOtherRevenueAmt030913
IRS990/CYProgramServiceRevenueAmt01916081
IRS990/CYRevenuesLessExpensesAmt0932312
IRS990/CYSalariesCompEmpBnftPaidAmt03255033
IRS990/CYTotalExpensesAmt05798080
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt06730392
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0PROGRAM ACCOMPLISHMENTIn the last 10 years, Main Street Launch has made loans totaling $95 million tomore than 1,200 businesses, creating and sustaining over 5,800 jobs. These loanssupported 47% women-owned businesses, 28% new businesses, 40% businesses in low to moderate income (LMI) areas, and 68% of borrowers were LMI entrepreneurs. Main Street Launch provides lending services across the entire state of California, with a particular focus on Oakland and San Francisco.During FY25, Main Street Launch provided technical assistance to 600 entrepreneursand loaned $9 million to 57 California small businesses, including 18 businessesin San Francisco and 12 in Oakland. These businesses created and sustained over 300jobs. Main Street Launchs technical assistance and lending activity has resulted injob creation and income for residents in LMI communities, increased wealth forunderserved entrepreneurs, and increased economic activity in LMI communities. Thisleads to improved community vitality as a result of decreasing retail leakage,blight, and the number of empty storefronts, increasing tax revenue of city servicesand residents access to goods and services.In 2025 Main Street Launch started a new program in San Francisco to support businesses filling vacant storefronts in Downtown San Francisco. The program is a public-private partnership funded by the City of San Francisco and several private bank and foundation funders. The program provides grant and low cost/flexible debt capital to small businesses filling vacant storefronts.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt09011224
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt09300913
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt016
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt04867049
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditPerformedInd0true
IRS990/FederalGrantAuditRequiredInd0true
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt022452
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt097411
IRS990/FeesForServicesAccountingGrp/TotalAmt0119863
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282FiledCnt00
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt120.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt130.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt150.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt160.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt120.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt130.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt150.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt160.50
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt015438
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt16564
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt215639
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt312253
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt416032
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/PersonNm0Joyce Windross
IRS990/Form990PartVIISectionAGrp/PersonNm1Rohan Kalbag
IRS990/Form990PartVIISectionAGrp/PersonNm2Jen Verne
IRS990/Form990PartVIISectionAGrp/PersonNm3Karla DeLeon
IRS990/Form990PartVIISectionAGrp/PersonNm4Darius Mahajer
IRS990/Form990PartVIISectionAGrp/PersonNm5Arthur Washington
IRS990/Form990PartVIISectionAGrp/PersonNm6Wendell Jones II
IRS990/Form990PartVIISectionAGrp/PersonNm7MARK LINDQUIST
IRS990/Form990PartVIISectionAGrp/PersonNm8Stephanie Jones
IRS990/Form990PartVIISectionAGrp/PersonNm9Jim Wong
IRS990/Form990PartVIISectionAGrp/PersonNm10Eric Nelson
IRS990/Form990PartVIISectionAGrp/PersonNm11Matt Ching
IRS990/Form990PartVIISectionAGrp/PersonNm12Elizabeth Fuchs
IRS990/Form990PartVIISectionAGrp/PersonNm13Vernon Goins
IRS990/Form990PartVIISectionAGrp/PersonNm14Erik Daniels
IRS990/Form990PartVIISectionAGrp/PersonNm15Gregory Hunter
IRS990/Form990PartVIISectionAGrp/PersonNm16LaSandra Hunt
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0291099
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1269538
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2256204
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3218526
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4173270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt53500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12328
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0EVP Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt1CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt2CDO
IRS990/Form990PartVIISectionAGrp/TitleTxt3CCO
IRS990/Form990PartVIISectionAGrp/TitleTxt4SVP Marketing Mgr
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt7Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt8Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director
IRS990/Form990PartVIISectionAGrp/TitleTxt15Director
IRS990/Form990PartVIISectionAGrp/TitleTxt16Director
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01979
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt012
IRS990/GovernmentGrantsAmt01852589
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt06730392
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt012
IRS990/IndivRcvdGreaterThan100KCnt05
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt016191
IRS990/InsuranceGrp/ProgramServicesAmt070249
IRS990/InsuranceGrp/TotalAmt086440
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/ProgramServicesAmt0335062
IRS990/InterestGrp/TotalAmt0335062
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0126969
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0126969
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt056
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01032251
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0830767
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0130578
IRS990/LandBldgEquipCostOrOtherBssAmt01162829
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Our mission is to create economic opportunity by empowering entrepreneurs.Through innovative partnerships we provide business owners with capital, education, and relationships that allow them to flourish. Our collaborative approach helps our clients create jobs and stimulates economic development in low-to-moderate income communities.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt010444944
IRS990/NetAssetsOrFundBalancesEOYAmt011377256
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt01433720
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt02076343
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt089516
IRS990/OccupancyGrp/ProgramServicesAmt0388380
IRS990/OccupancyGrp/TotalAmt0477896
IRS990/OfficeExpensesGrp/TotalAmt00
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt049904
IRS990/OtherAssetsTotalGrp/EOYAmt0232228
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0TECHNOLOGY CONSULTANT SERVICES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR CREDIT LOSSES
IRS990/OtherExpensesGrp/Desc2Bank Charges
IRS990/OtherExpensesGrp/Desc3Book depreciation
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt094950
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt134766
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt227090
IRS990/OtherExpensesGrp/ProgramServicesAmt0411957
IRS990/OtherExpensesGrp/ProgramServicesAmt1290616
IRS990/OtherExpensesGrp/ProgramServicesAmt2150839
IRS990/OtherExpensesGrp/ProgramServicesAmt3117535
IRS990/OtherExpensesGrp/TotalAmt0506907
IRS990/OtherExpensesGrp/TotalAmt1290616
IRS990/OtherExpensesGrp/TotalAmt2185605
IRS990/OtherExpensesGrp/TotalAmt3144625
IRS990/OtherLiabilitiesGrp/BOYAmt04010368
IRS990/OtherLiabilitiesGrp/EOYAmt0419263
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt030913
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt030913
IRS990/OtherRevenueTotalAmt030913
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0447150
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt02047288
IRS990/OtherSalariesAndWagesGrp/TotalAmt02494438
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt011630551
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt010668381
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt090702
IRS990/PayrollTaxesGrp/ProgramServicesAmt0393527
IRS990/PayrollTaxesGrp/TotalAmt0484229
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0275284
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0737715
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0112010
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt053459
IRS990/PrincipalOfficerNm0Rohan Kalbag
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Fees for services
IRS990/ProgramServiceRevenueGrp/Desc1Loan Fees
IRS990/ProgramServiceRevenueGrp/Desc2Loan Interest
IRS990/ProgramServiceRevenueGrp/Desc3Loan Sales Income
IRS990/ProgramServiceRevenueGrp/Desc4Loan Servicing Fees
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0157500
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1166594
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2835262
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3619605
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4137120
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0157500
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1166594
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2835262
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3619605
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4137120
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt03394683
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0553916
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt04277954
IRS990/PYOtherRevenueAmt0273
IRS990/PYProgramServiceRevenueAmt01342292
IRS990/PYRevenuesLessExpensesAmt0-3097715
IRS990/PYSalariesCompEmpBnftPaidAmt04110925
IRS990/PYTotalExpensesAmt08388879
IRS990/PYTotalRevenueAmt05291164
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0932312
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$26,128,268
Liabilities
$14,751,012
Net assets
$11,377,256
Revenue
$6,730,392
Expenses
$5,798,080
Net income
$932,312
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$26.1$14.8$11.4$6.73$5.80$0.93
2024Detailed filing. Detailed filing data is available for this year.$24.4$13.9$10.4$5.29$8.39$3.10
2023Detailed filing. Detailed filing data is available for this year.$28.4$14.9$13.5$7.52$7.26$0.26
2022Detailed filing. Detailed filing data is available for this year.$31.0$17.7$13.3$10.0$10.1$0.05
2021Detailed filing. Detailed filing data is available for this year.$33.8$20.5$13.3$12.8$8.38$4.46
2020Detailed filing. Detailed filing data is available for this year.$32.0$23.1$8.86$8.27$7.44$0.83
2019Detailed filing. Detailed filing data is available for this year.$23.9$15.9$8.04$7.45$6.68$0.77
2018Detailed filing. Detailed filing data is available for this year.$20.1$12.8$7.26$6.84$5.58$1.26
2017Detailed filing. Detailed filing data is available for this year.$15.7$9.66$6.00$5.76$4.96$0.80
2016Summary only. Only limited summary data is available for this year.$14.1$8.86$5.20$5.26$4.77$0.49
2015Detailed filing. Detailed filing data is available for this year.$11.4$6.72$4.71$3.25$3.18$0.07
2014Detailed filing. Detailed filing data is available for this year.$11.5$6.82$4.64$3.79$3.03$0.75
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.93$6.05$3.88$2.16
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.26$5.64$3.62$1.94
2011Summary only. Only limited summary data is available for this year.$7.02$4.38$2.64$1.94$1.92$0.02