Liabilities / Assets
81st percentile
Higher debt load relative to assets than 81% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
81st percentile
Higher debt load relative to assets than 81% of similar nonprofits.
Liabilities / Revenue
88th percentile
Higher debt load relative to revenue than 88% of similar nonprofits.
Net Margin
68th percentile
Higher net margin than 68% of similar nonprofits.
Top Officer Pay
78th percentile
Higher top officer pay than 78% of similar nonprofits.
Top officer pay equals 4.0% of source-year revenue.
Asset Growth
83rd percentile
Faster asset growth than 83% of similar nonprofits.
Revenue Growth
64th percentile
Faster revenue growth than 64% of similar nonprofits.
Assets
Up$23,893,477
Up $3,830,328 (+19%) from 2018
Net Assets
Up$8,037,340
Up $772,631 (+11%) from 2018
Liabilities
Up$15,856,137
Up $3,057,697 (+24%) from 2018
Revenue
Up$7,447,994
Up $605,210 (+8.8%) from 2018
Expenses
Up$6,675,363
Up $1,094,810 (+20%) from 2018
Net Income
Down$772,631
Down $489,600 (-39%) from 2018
Our mission is to create economic opportunity by empowering entrepreneurs.Through innovative partnerships we provide business owners with capital, education, and relationships that allow them to flourish. Our collaborative approach helps our clients create jobs and stimulates economic development in low-to-moderate income communities.
To grow strong communities by providing financing and technical assistance to small businesses that provide employment service and community benefits
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $9,973,191 | $11,281,157 | ▲ $1,307,966 |
| Savings and Temporary Cash Investments | $4,681,942 | $6,465,415 | ▲ $1,783,473 |
| Cash and Non-Interest-Bearing Accounts | $3,148,224 | $3,015,583 | ▼ $132,641 |
| Pledges and Grants Receivable | $481,793 | $1,298,717 | ▲ $816,924 |
| Land, Buildings, and Equipment, Net | $200,493 | $430,381 | ▲ $229,888 |
| Accounts Receivable | $145,755 | $235,585 | ▲ $89,830 |
| Prepaid Expenses and Deferred Charges | $44,968 | $47,521 | ▲ $2,553 |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $20,063,149 | $23,893,477 | ▲ $3,830,328 |
| Other Assets Total | $1,386,783 | $1,119,118 | ▼ $267,665 |
| Liabilities | |||
| Unsecured Notes Loans Payable | $9,847,504 | $12,545,140 | ▲ $2,697,636 |
| Other Liabilities | $551,986 | $1,575,256 | ▲ $1,023,270 |
| Mortgage Notes Payable Secured by Investment Property | $1,411,055 | $906,695 | ▼ $504,360 |
| Accounts Payable and Accrued Expenses | $987,895 | $829,046 | ▼ $158,849 |
| Total Liabilities | $12,798,440 | $15,856,137 | ▲ $3,057,697 |
| Net Assets / Fund Balance | |||
| Permanently Rstr Net Assets | $3,513,156 | $4,165,604 | ▲ $652,448 |
| Unrestricted Net Assets | $3,513,739 | $3,871,736 | ▲ $357,997 |
| Temporarily Rstr Net Assets | $237,814 | - | - |
| Total Net Assets Fund Balance | $7,264,709 | $8,037,340 | ▲ $772,631 |
| Total Liabilities and Net Assets / Fund Balance | $20,063,149 | $23,893,477 | ▲ $3,830,328 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $425,078 | - | $425,078 |
| Equipment | $293,331 | - | $293,331 |
| Buildings | $68,366 | - | $68,366 |
| Leasehold Improvements | $-356,394 | $363,131 | $6,737 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jacob Singer | President & CEO | FT | $268,394 | $32,252 | $300,646 |
| Jen Leybovich | EVP Strat & Dev | FT | $209,308 | $34,019 | $243,327 |
| Scott Lewis | Evp/ CFO | FT | $143,274 | $21,966 | $165,240 |
| Joyce Windross | EVP Operations | FT | $141,940 | $19,663 | $161,603 |
| Darius Mahajer | SVP Marketing Mgr | FT | $134,957 | $16,050 | $151,007 |
| Wendell Jones II | Chairperson | - | $2,700 | - | $2,700 |
| Arthur Washington | Director | - | $2,700 | - | $2,700 |
| Jim Wong | Director | - | $2,500 | - | $2,500 |
| Mark Lindquist | Secretary | - | $2,300 | - | $2,300 |
| Gladys Green | ViceChairperson | - | $2,300 | - | $2,300 |
| Tiffany Short | Director | - | $2,300 | - | $2,300 |
| LaSandra Hunt | Director | - | $1,700 | - | $1,700 |
| Eric Nelson | Director | - | $1,500 | - | $1,500 |
| Name | Title |
|---|---|
| Matt Ching | Director |
| Stephanie Jones | Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Techsperience | technology | 766 Walker Avenue, Oakland, CA 94610 | $102,852 |
| Line Item | Amount |
|---|---|
| Other Expenses | $3,462,022 |
| Salaries, Compensation, and Employee Benefits | $3,213,341 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $1,413,553 | $211,215 | - | $1,624,768 |
| Current Officers, Directors, Trustees, and Key Employees | $1,004,928 | $23,396 | - | $1,028,324 |
| All Other Expenses | $687,943 | $32,711 | - | $720,654 |
| Interest | $478,304 | - | - | $478,304 |
| Occupancy | $342,080 | $42,394 | - | $384,474 |
| Other Employee Benefits | $268,085 | $45,654 | - | $313,739 |
| Payroll Taxes | $108,464 | $138,046 | - | $246,510 |
| Other Expenses | $205,364 | $24,449 | - | $205,364 |
| Advertising | $155,570 | - | - | $155,570 |
| Fees for Services Accounting | $118,752 | $5,359 | - | $124,111 |
| Travel | $74,648 | $3,372 | - | $78,020 |
| Insurance | $65,487 | $10,029 | - | $75,516 |
| Depreciation Depletion | $61,942 | $9,623 | - | $71,565 |
| Fees for Services Legal | $24,323 | $1,097 | - | $25,420 |
| Total Functional Expenses | $6,128,018 | $547,345 | $0 | $6,675,363 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Line of Credit | $700,000 |
| Other Liabilities | $510,253 |
| Unearned Revenue | $365,000 |
| Rounding | $3 |
“Form 990 Reviewed by Governing Body”
“The conflict of interest policy is regularly and consistently monitored and enforced.”
“Approved by the Board”
“Approved by the Board”
“Audit report made available to Dun & Bradstreet”
“Bank Charges: Column (A) - Total = $35886; Column (B) - Program Services = $35886; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
“Board Meeting: Column (A) - Total = $28035; Column (B) - Program Services = $28035; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
“Community Outreach: Column (A) - Total = $10599; Column (B) - Program Services = $10599; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
“Conference and Training: Column (A) - Total = $103594; Column (B) - Program Services = $103594; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
“Due & Publication: Column (A) - Total = $9365; Column (B) - Program Services = $8967; Column (C) - Management & General = $398; Column (D) - Fundraising = $0”
“Equipment expense: Column (A) - Total = $59630; Column (B) - Program Services = $52016; Column (C) - Management & General = $7614; Column (D) - Fundraising = $0”
“Event Training: Column (A) - Total = $7014; Column (B) - Program Services = $7014; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
“Internship Program: Column (A) - Total = $120417; Column (B) - Program Services = $120417; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
“Miscellaneous: Column (A) - Total = $77902; Column (B) - Program Services = $73412; Column (C) - Management & General = $4490; Column (D) - Fundraising = $0”
“Postage and Shipping: Column (A) - Total = $46886; Column (B) - Program Services = $41286; Column (C) - Management & General = $5600; Column (D) - Fundraising = $0”
“Printing and Publications: Column (A) - Total = $38106; Column (B) - Program Services = $35103; Column (C) - Management & General = $3003; Column (D) - Fundraising = $0”
“Relocation Expense: Column (A) - Total = $1070; Column (B) - Program Services = $1070; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
“Repair and Maintenance: Column (A) - Total = $245; Column (B) - Program Services = $245; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
“Sale of Loan Expense: Column (A) - Total = $20908; Column (B) - Program Services = $20908; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
“Telephone: Column (A) - Total = $39323; Column (B) - Program Services = $35828; Column (C) - Management & General = $3495; Column (D) - Fundraising = $0”
“Temporary Services: Column (A) - Total = $113563; Column (B) - Program Services = $113563; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
“Utilities: Column (A) - Total = $8111; Column (B) - Program Services = $0; Column (C) - Management & General = $8111; Column (D) - Fundraising = $0”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 987895 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 829046 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 145755 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 235585 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | To grow strong communities by providing financing and technical assistance to small businesses that provide employment service and community benefits |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 155570 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 155570 |
| IRS990/AllAffiliatesIncludedInd | 0 | false |
| IRS990/AllOtherContributionsAmt | 0 | 8822 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 32711 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 687943 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 720654 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Scott Lewis |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5107634297 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2101 Webster St Suite 1200 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Oakland |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 94612 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 3148224 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3015583 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 23396 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 1004928 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 1028324 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 102852 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 766 Walker Avenue |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | Oakland |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 94610 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | Techsperience |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | technology |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 5014892 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1713978 |
| IRS990/CYOtherExpensesAmt | 0 | 3462022 |
| IRS990/CYOtherRevenueAmt | 0 | 225226 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 493898 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 772631 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3213341 |
| IRS990/CYTotalExpensesAmt | 0 | 6675363 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 7447994 |
| IRS990/DAFExcessBusinessHoldingsInd | 0 | false |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 9623 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 61942 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 71565 |
| IRS990/Desc | 0 | PROGRAM ACCOMPLISHMENTIn the last ten years, Main Street Launch has made loans totaling $72.6 million to 884 businesses, creating and sustaining over 5,900 jobs. These loans supported 48% women-owned businesses, 66% businesses owned by low-to moderate income (LMI entrepreneurs, 48% minority-owned businesses, 54% businesses in LMI neighborhoods, and 46% new businesses. Main Street Launch focuses its services in three program areas: Oakland businesses, San Francisco businesses, and veteran-owned businesses throughout California. During FY19, Main Street Launch provided technical assistance to 1,337 entrepreneurs and loaned $11.3 million to 44 Oakland businesses, 43 San Francisco businesses, and 24 veteran-owned businesses, creating and sustaining 624 jobs. Main Street Launch's technical assistance and lending activity has resulted in job creation and income for residents in LMI communities, increasedwealth for under-served entrepreneurs, and increased economic activity in LMI communities. This leads to improved community vitality as a result of decreasing retail leakage, blight, and the number of empty storefronts, and increasing tax revenue for city services and residents access to goods and services. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DistributionToDonorInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 20 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/EscrowAccountInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 6128018 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditPerformedInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | true |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 5359 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 118752 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 124111 |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 1097 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 24323 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 25420 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282FiledCnt | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 12 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 13 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 14 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 32252 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 34019 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 21966 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 19663 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 16050 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Wendell Jones II |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MARK LINDQUIST |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | GLADYS GREEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Stephanie Jones |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Tiffany Short |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Jim Wong |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Eric Nelson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Arthur Washington |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | LaSandra Hunt |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Matt Ching |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Jacob Singer |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Jen Leybovich |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | Scott Lewis |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | Joyce Windross |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | Darius Mahajer |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 2700 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 2300 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 2300 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 2300 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 2500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 1500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 2700 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 1700 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 268394 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 209308 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 143274 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 141940 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 134957 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | ViceChairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | President & CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | EVP Strat & Dev |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | EVP/ CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | EVP Operations |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | SVP Marketing Mgr |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | false |
| IRS990/FormationYr | 0 | 1979 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 687442 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GovernmentGrantsAmt | 0 | 5006070 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 687442 |
| IRS990/GrossReceiptsAmt | 0 | 7447994 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 10 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 10029 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 65487 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 75516 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 478304 |
| IRS990/InterestGrp/TotalAmt | 0 | 478304 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 1026536 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1026536 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/InvestTaxExemptBondsInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 20 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 363131 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 200493 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 430381 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 793512 |
| IRS990/LicensedMoreThanOneStateInd | 0 | false |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | To grow strong communities by providing financing and technical assistance to small businesses that provide employment service and community benefits |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 1411055 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 906695 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7264709 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 8037340 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 687442 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 687442 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 42394 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 342080 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 384474 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 0 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OnBehalfOfIssuerInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OrgFiledInLieuOfForm1041Ind | 0 | false |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1386783 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1119118 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 45654 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 268085 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 313739 |
| IRS990/OtherExpensesGrp/Desc | 0 | Bad Debt |
| IRS990/OtherExpensesGrp/Desc | 1 | Allowance for Bad loans |
| IRS990/OtherExpensesGrp/Desc | 2 | Technology Consultant Service |
| IRS990/OtherExpensesGrp/Desc | 3 | Consultant |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 24449 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 639203 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 292383 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 186989 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 205364 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 639203 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 292383 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 211438 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 205364 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 551986 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 1575256 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 225226 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 225226 |
| IRS990/OtherRevenueTotalAmt | 0 | 225226 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 211215 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 1413553 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1624768 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 9973191 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 11281157 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 138046 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 108464 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 246510 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 0 |
| IRS990/PermanentlyRstrNetAssetsGrp/BOYAmt | 0 | 3513156 |
| IRS990/PermanentlyRstrNetAssetsGrp/EOYAmt | 0 | 4165604 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 481793 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 1298717 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 44968 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 47521 |
| IRS990/PrincipalOfficerNm | 0 | Jacob Singer |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Fee for services |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | LATE FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | LOAN FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Loan sale income |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | Loan Servicing Fees |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 264700 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 2540 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 146993 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 7018 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 72647 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 264700 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 2540 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 146993 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 7018 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 72647 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 4599745 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 817150 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 2389257 |
| IRS990/PYOtherRevenueAmt | 0 | 42627 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1383262 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1262231 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 3191296 |
| IRS990/PYTotalExpensesAmt | 0 | 5580553 |
| IRS990/PYTotalRevenueAmt | 0 | 6842784 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 772631 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 4681942 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6465415 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 5014892 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 4567427 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 3333357 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 3315574 |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.