Civic Intelligence

Nor-Cal Fdc

990 • Fiscal year 2014 • EIN 94-2398760

Jul 01, 2013 to Jun 30, 2014

Oakland, CA
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.94x

Higher debt load relative to assets than 91% of similar nonprofits.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2014

Liabilities / Revenue

94th percentile

2.45x

Higher debt load relative to revenue than 94% of similar nonprofits.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2014

Net Margin

28th percentile

-4.6%

Higher net margin than 28% of similar nonprofits.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2014

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2014

Asset Growth

10th percentile

-17%

Faster asset growth than 10% of similar nonprofits.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2013 to 2014

Revenue Growth

9th percentile

-32%

Faster revenue growth than 9% of similar nonprofits.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2013 to 2014

Assets

Down

$965,644

Down $203,743 (-17%) from 2013

Net Assets

Up

$54,321

Up $12,670 (+30%) from 2013

Liabilities

Down

$911,323

Down $216,413 (-19%) from 2013

Revenue

Down

$372,580

Down $175,072 (-32%) from 2013

Expenses

Down

$389,754

Down $90,335 (-19%) from 2013

Net Income

Down

-$17,174

Down $84,737 (-125%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0-$500KAssets 2011: $1,133,202Liabilities 2011: $1,130,860Net Assets 2011: $2,3422011Assets 2012: $1,098,594Liabilities 2012: $1,124,506Net Assets 2012: -$25,9122012Assets 2013: $1,169,387Liabilities 2013: $1,127,736Net Assets 2013: $41,6512013Assets 2014: $965,644Liabilities 2014: $911,323Net Assets 2014: $54,3212014Assets 2015: $924,792Liabilities 2015: $627,678Net Assets 2015: $297,1142015Assets 2016: $1,707,749Liabilities 2016: $633,351Net Assets 2016: $1,074,3982016Assets 2017: $943,302Liabilities 2017: $631,767Net Assets 2017: $311,5352017Assets 2018: $1,022,533Liabilities 2018: $669,443Net Assets 2018: $353,0902018Assets 2019: $1,079,101Liabilities 2019: $652,833Net Assets 2019: $426,2682019Assets 2020: $548,161Liabilities 2020: $309,494Net Assets 2020: $238,6672020Assets 2021: $662,140Liabilities 2021: $556,587Net Assets 2021: $105,5532021Assets 2022: $1,198,023Liabilities 2022: $344,924Net Assets 2022: $853,0992022Assets 2023: $1,107,075Liabilities 2023: $307,304Net Assets 2023: $799,7712023Assets 2024: $593,203Liabilities 2024: $193,226Net Assets 2024: $399,9772024Assets 2025: $1,832,041Liabilities 2025: $1,507,335Net Assets 2025: $324,7062025

Highlighted filing

2014

Assets$965,644
Liabilities$911,323
Net Assets$54,321

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $319,896Expenses 2011: $466,654Net Income 2011: -$146,7582011Revenue 2012: $426,780Expenses 2012: $455,034Net Income 2012: -$28,2542012Revenue 2013: $547,652Expenses 2013: $480,089Net Income 2013: $67,5632013Revenue 2014: $372,580Expenses 2014: $389,754Net Income 2014: -$17,1742014Revenue 2015: $853,141Expenses 2015: $570,319Net Income 2015: $282,8222015Revenue 2016: $1,674,655Expenses 2016: $892,440Net Income 2016: $782,2152016Revenue 2017: $803,150Expenses 2017: $955,038Net Income 2017: -$151,8882017Revenue 2018: $1,175,657Expenses 2018: $1,134,102Net Income 2018: $41,5552018Revenue 2019: $1,854,467Expenses 2019: $1,780,773Net Income 2019: $73,6942019Revenue 2020: $1,773,597Expenses 2020: $1,836,681Net Income 2020: -$63,0842020Revenue 2021: $1,507,517Expenses 2021: $1,445,615Net Income 2021: $61,9022021Revenue 2022: $2,499,517Expenses 2022: $1,751,971Net Income 2022: $747,5462022Revenue 2023: $2,171,288Expenses 2023: $2,224,820Net Income 2023: -$53,5322023Revenue 2024: $2,044,125Expenses 2024: $2,444,814Net Income 2024: -$400,6892024Revenue 2025: $2,362,998Expenses 2025: $2,415,376Net Income 2025: -$52,3782025

Highlighted filing

2014

Revenue$372,580
Expenses$389,754
Net Income-$17,174
Filing Detail Status

This 2014 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jul 1, 2013 to Jun 30, 2014
Mission and Program Overview

Mission

Nor-cal helped small businesses gain access to capital by providing guarantees to lenders throughout the nine counties of the san francisco bay area and around the state of california.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.83$1.51$0.32$2.36$2.42$0.05
2024Detailed filing. Detailed filing data is available for this year.$0.59$0.19$0.40$2.04$2.44$0.40
2023Detailed filing. Detailed filing data is available for this year.$1.11$0.31$0.80$2.17$2.22$0.05
2022Detailed filing. Detailed filing data is available for this year.$1.20$0.34$0.85$2.50$1.75$0.75
2021Detailed filing. Detailed filing data is available for this year.$0.66$0.56$0.11$1.51$1.45$0.06
2020Detailed filing. Detailed filing data is available for this year.$0.55$0.31$0.24$1.77$1.84$0.06
2019Detailed filing. Detailed filing data is available for this year.$1.08$0.65$0.43$1.85$1.78$0.07
2018Detailed filing. Detailed filing data is available for this year.$1.02$0.67$0.35$1.18$1.13$0.04
2017Detailed filing. Detailed filing data is available for this year.$0.94$0.63$0.31$0.80$0.96$0.15
2016Detailed filing. Detailed filing data is available for this year.$1.71$0.63$1.07$1.67$0.89$0.78
2015Summary only. Only limited summary data is available for this year.$0.92$0.63$0.30$0.85$0.57$0.28
2014Summary only. Only limited summary data is available for this year.$0.97$0.91$0.05$0.37$0.39$0.02
2013Summary only. Only limited summary data is available for this year.$1.17$1.13$0.04$0.55$0.48$0.07
2012Summary only. Only limited summary data is available for this year.$1.10$1.12$0.03$0.43$0.46$0.03
2011Summary only. Only limited summary data is available for this year.$1.13$1.13$0.00$0.32$0.47$0.15