Civic Intelligence

Nor-Cal Fdc

EIN 94-2398760 • 501(c)3 • Oakland, CA

View Organization Page

Profile

Nor-cal helped small businesses gain access to capital by providing guarantees to lenders throughout the nine counties of the san francisco bay area and around the state of california.

300 Frank H Ogawa PlazaOakland, CA 94612

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

72nd percentile

0.28x

Higher debt load relative to assets than 72% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2023

Liabilities / Revenue

60th percentile

0.14x

Higher debt load relative to revenue than 60% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2023

Net Margin

33rd percentile

-2.5%

Higher net margin than 33% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2023

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

18th percentile

-7.6%

Faster asset growth than 18% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2023

Revenue Growth

19th percentile

-13%

Faster revenue growth than 19% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets72nd percentile

Assets

Up

$1,832,041

Up $1,238,838 (+209%) from 2024

Liabilities

Up

$1,507,335

Up $1,314,109 (+680%) from 2024

Net Assets

Down

$324,706

Down $75,271 (-19%) from 2024

Operations
Liabilities / Revenue60th percentileNet Margin33rd percentile

Revenue

Up

$2,362,998

Up $318,873 (+16%) from 2024

Expenses

Down

$2,415,376

Down $29,438 (-1.2%) from 2024

Net Income

Up

-$52,378

Up $348,311 (+87%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth18th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0-$500KAssets 2011: $1,133,202Liabilities 2011: $1,130,860Net Assets 2011: $2,3422011Assets 2012: $1,098,594Liabilities 2012: $1,124,506Net Assets 2012: -$25,9122012Assets 2013: $1,169,387Liabilities 2013: $1,127,736Net Assets 2013: $41,6512013Assets 2014: $965,644Liabilities 2014: $911,323Net Assets 2014: $54,3212014Assets 2015: $924,792Liabilities 2015: $627,678Net Assets 2015: $297,1142015Assets 2016: $1,707,749Liabilities 2016: $633,351Net Assets 2016: $1,074,3982016Assets 2017: $943,302Liabilities 2017: $631,767Net Assets 2017: $311,5352017Assets 2018: $1,022,533Liabilities 2018: $669,443Net Assets 2018: $353,0902018Assets 2019: $1,079,101Liabilities 2019: $652,833Net Assets 2019: $426,2682019Assets 2020: $548,161Liabilities 2020: $309,494Net Assets 2020: $238,6672020Assets 2021: $662,140Liabilities 2021: $556,587Net Assets 2021: $105,5532021Assets 2022: $1,198,023Liabilities 2022: $344,924Net Assets 2022: $853,0992022Assets 2023: $1,107,075Liabilities 2023: $307,304Net Assets 2023: $799,7712023Assets 2024: $593,203Liabilities 2024: $193,226Net Assets 2024: $399,9772024Assets 2025: $1,832,041Liabilities 2025: $1,507,335Net Assets 2025: $324,7062025

Highlighted filing

2025

Assets$1,832,041
Liabilities$1,507,335
Net Assets$324,706
Open 2025 Filing

Operations Trend

Revenue Growth19th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $319,896Expenses 2011: $466,654Net Income 2011: -$146,7582011Revenue 2012: $426,780Expenses 2012: $455,034Net Income 2012: -$28,2542012Revenue 2013: $547,652Expenses 2013: $480,089Net Income 2013: $67,5632013Revenue 2014: $372,580Expenses 2014: $389,754Net Income 2014: -$17,1742014Revenue 2015: $853,141Expenses 2015: $570,319Net Income 2015: $282,8222015Revenue 2016: $1,674,655Expenses 2016: $892,440Net Income 2016: $782,2152016Revenue 2017: $803,150Expenses 2017: $955,038Net Income 2017: -$151,8882017Revenue 2018: $1,175,657Expenses 2018: $1,134,102Net Income 2018: $41,5552018Revenue 2019: $1,854,467Expenses 2019: $1,780,773Net Income 2019: $73,6942019Revenue 2020: $1,773,597Expenses 2020: $1,836,681Net Income 2020: -$63,0842020Revenue 2021: $1,507,517Expenses 2021: $1,445,615Net Income 2021: $61,9022021Revenue 2022: $2,499,517Expenses 2022: $1,751,971Net Income 2022: $747,5462022Revenue 2023: $2,171,288Expenses 2023: $2,224,820Net Income 2023: -$53,5322023Revenue 2024: $2,044,125Expenses 2024: $2,444,814Net Income 2024: -$400,6892024Revenue 2025: $2,362,998Expenses 2025: $2,415,376Net Income 2025: -$52,3782025

Highlighted filing

2025

Revenue$2,362,998
Expenses$2,415,376
Net Income-$52,378
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,832,041
Liabilities
$1,507,335
Net assets
$324,706
Revenue
$2,362,998
Expenses
$2,415,376
Net income
-$52,378
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.83$1.51$0.32$2.36$2.42$0.05
2024Detailed filing. Detailed filing data is available for this year.$0.59$0.19$0.40$2.04$2.44$0.40
2023Detailed filing. Detailed filing data is available for this year.$1.11$0.31$0.80$2.17$2.22$0.05
2022Detailed filing. Detailed filing data is available for this year.$1.20$0.34$0.85$2.50$1.75$0.75
2021Detailed filing. Detailed filing data is available for this year.$0.66$0.56$0.11$1.51$1.45$0.06
2020Detailed filing. Detailed filing data is available for this year.$0.55$0.31$0.24$1.77$1.84$0.06
2019Detailed filing. Detailed filing data is available for this year.$1.08$0.65$0.43$1.85$1.78$0.07
2018Detailed filing. Detailed filing data is available for this year.$1.02$0.67$0.35$1.18$1.13$0.04
2017Detailed filing. Detailed filing data is available for this year.$0.94$0.63$0.31$0.80$0.96$0.15
2016Detailed filing. Detailed filing data is available for this year.$1.71$0.63$1.07$1.67$0.89$0.78
2015Summary only. Only limited summary data is available for this year.$0.92$0.63$0.30$0.85$0.57$0.28
2014Summary only. Only limited summary data is available for this year.$0.97$0.91$0.05$0.37$0.39$0.02
2013Summary only. Only limited summary data is available for this year.$1.17$1.13$0.04$0.55$0.48$0.07
2012Summary only. Only limited summary data is available for this year.$1.10$1.12$0.03$0.43$0.46$0.03
2011Summary only. Only limited summary data is available for this year.$1.13$1.13$0.00$0.32$0.47$0.15
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Feb 17, 2026
Return Version
2024v5.2
Gross Receipts
$2,362,998
Mission and Program Overview

Mission

Nor-cal helped small businesses gain access to capital by providing guarantees to lenders throughout the nine counties of the san francisco bay area and around the state of california.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$335,971$1,763,286▲ $1,427,315
Accounts Receivable$224,067$48,285▼ $175,782
Land, Buildings, and Equipment, Net$14,660$14,731▲ $71
Total Assets$593,203$1,832,041▲ $1,238,838
Other Assets Total$18,505$5,739▼ $12,766
Liabilities
Other Liabilities-$1,436,325-
Accounts Payable and Accrued Expenses$176,721$66,858▼ $109,863
Unsecured Notes Loans Payable$16,505$4,152▼ $12,353
Total Liabilities$193,226$1,507,335▲ $1,314,109
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$399,977$324,706▼ $75,271
Total Net Assets Fund Balance$399,977$324,706▼ $75,271
Total Liabilities and Net Assets / Fund Balance$593,203$1,832,041▲ $1,238,838

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$14,731$57,601-
Other Assets Org$2,000--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Sanford LivingstonPresident/CEOFT$451,909$451,909
Sanford Livingston--$451,909$451,909
Byron PhillipsExecutive Vice PresidentFT$412,296$412,296
Byron Phillips--$412,296$412,296

Board Members and Trustees

NameTitle
Aben HillChairman
William Bill JoinerVice Chairman
John DzidaBoard Member
Laurie Gibbs-harrisBoard Member
Carlos SerafiniBoard Memeber
ERICA O'LEARYSecretary
FrankTucker
Revenue and Support

Revenue Composition

Contributions and Grants
$227,063
Program Service Revenue
$2,135,917
Investment Income
$18
Other Revenue
$0
Change in Net Assets
$-52,378
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,393,563
Salaries, Compensation, and Employee Benefits$1,021,813
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$864,205$0$0$864,205
All Other Expenses$0$324,276$0$324,276
Other Salaries and Wages$148,418$0$0$148,418
Occupancy$0$95,267$0$95,267
Travel$0$72,753$0$72,753
Fees for Services Legal$0$67,000$0$67,000
Fees for Services Accounting$21,625$35,725$0$57,350
Other Expenses$0$18,582$0$18,582
Insurance$0$12,229$0$12,229
Office Expenses$0$11,609$0$11,609
Payroll Taxes$0$9,190$0$9,190
Depreciation Depletion$0$4,082$0$4,082
Interest$0$3,564$0$3,564
Total Functional Expenses$1,760,393$654,983$0$2,415,376
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due Under Defaulted Loans$1,436,325
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Nor-cal Fdc
EIN
94-2398760
Phone
5104521171
Address
300 FRANK H OGAWA PLAZA, OAKLAND, CA 94612

Signing Officer

Name
Sanford Livingston
Title
President/CEO
Phone
5104521171
Signed
2026-02-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sanford Livingston
Formed
1978
Legal Domicile
CA
Voting Board Members
7
Independent Board Members
7
Employees
3
Volunteers
0

Preparer

Firm
Ac Christopher Accountancy Corporation
Address
18 OAK ST 578, BRENTWOOD, CA 94513
Preparer
Christopher Akhidenor
Phone
5104350192
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

“The board goes over the 990 in the board meeting.”

Pt VI, Line 12C

“The board and the executive director regularly and the board and the executive director regularly and policy.”

Pt VI, Line 15A

“The board reviews and approves payroll of the ed and top management.”

Pt VI, Line 15B

“The board reviews and approves payroll of other employees.”

Pt XI

“The financial auditor make adjustment to prior year net assets balance.”

Form 990, Part IX, Line 24E

“Dues and subscriptions 9596. 0. 9596. 0.”

Form 990, Part IX, Line 24E

“Telecommunication & it 164312. 0. 164312. 0.”

Form 990, Part IX, Line 24E

“Training and education 7478. 0. 7478. 0.”

Form 990, Part IX, Line 24E

“Licenses and taxes 39. 0. 39. 0.”

Form 990, Part IX, Line 24E

“Bank service charge 9232. 0. 9232. 0.”

Form 990, Part IX, Line 24E

“Computer expense 68. 0. 68. 0.”

Form 990, Part IX, Line 24E

“Special events 9452. 0. 9452. 0.”

Form 990, Part IX, Line 24E

“Payroll processing fees 818. 0. 818. 0.”

Form 990, Part IX, Line 24E

“Advertising & promotion 5246. 0. 5246. 0.”

Form 990, Part IX, Line 24E

“Hr services 20314. 0. 20314. 0.”

Form 990, Part IX, Line 24E

“Meals & entertainment 33858. 0. 33858. 0.”

Form 990, Part IX, Line 24E

“Contributions & gifts 4625. 0. 4625. 0.”

Form 990, Part IX, Line 24E

“Parking & automobile 12074. 0. 12074. 0.”

Form 990, Part IX, Line 24E

“Expansion project 47164. 0. 47164. 0.”

Raw XML AppendixShowing 400 of 487 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0NOR-CAL HELPED SMALL BUSINESSES GAIN ACCESS TO CAPITAL BY PROVIDING GUARANTEES TO LENDERS THROUGHOUT THE NINE COUNTIES OF THE SAN FRANCISCO BAY AREA AND AROUND THE STATE OF CALIFORNIA.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0399977
IRS990/NetAssetsOrFundBalancesEOYAmt0324706
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0399977
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0324706
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt095267
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt095267
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt011609
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt011609
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt018505
IRS990/OtherAssetsTotalGrp/EOYAmt05739
IRS990/OtherChangesInNetAssetsAmt0-22893
IRS990/OtherExpensesGrp/Desc0INDEPENDENT CONTRACTORS/COMMISSION
IRS990/OtherExpensesGrp/Desc1POSTAGE & DELIVERY
IRS990/OtherExpensesGrp/Desc2CHARITABLE DONATIONS
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1706
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt218582
IRS990/OtherExpensesGrp/ProgramServicesAmt0726145
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/TotalAmt0726145
IRS990/OtherExpensesGrp/TotalAmt1706
IRS990/OtherExpensesGrp/TotalAmt218582
IRS990/OtherLiabilitiesGrp/EOYAmt01436325
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0148418
IRS990/OtherSalariesAndWagesGrp/TotalAmt0148418
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt09190
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt09190
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0SANFORD LIVINGSTON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0269916
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt08334
IRS990/PYOtherExpensesAmt02124288
IRS990/PYProgramServiceRevenueAmt01765875
IRS990/PYRevenuesLessExpensesAmt0-400689
IRS990/PYSalariesCompEmpBnftPaidAmt0320526
IRS990/PYTotalExpensesAmt02444814
IRS990/PYTotalRevenueAmt02044125
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-52378
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt02135935
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt02362980
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt02035791
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt02171288
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt02495316
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01500317
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt010565692
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt018
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt08334
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt04201
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt07200
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt019753
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99810
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportPY170Pct00.99800
IRS990ScheduleA/PublicSupportTotal170Amt010565692
IRS990ScheduleA/PublicSupportTotal509Amt00
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt02362980
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt02035791
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt02171288
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt02495316
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt01500317
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt010565692
IRS990ScheduleA/TotalSupportAmt010585445
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/EquipmentGrp/BookValueAmt014731
IRS990ScheduleD/EquipmentGrp/DepreciationAmt057601
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt072332
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt03739
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt12000
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0LOAN RECEIVABLE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1INVESTMENT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01436325
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DUE UNDER DEFAULTED LOANS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt014731
IRS990ScheduleD/TotalBookValueOtherAssetsAmt05739
IRS990ScheduleD/TotalLiabilityAmt01436325
IRS990ScheduleJ/AnyNonFixedPaymentsInd0false
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd0false
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd0false
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990ScheduleJ/InitialContractExceptionInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0451909
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1412296
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0SANFORD LIVINGSTON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1BYRON PHILLIPS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0451909
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1412296
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE BOARD GOES OVER THE 990 IN THE BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD AND THE EXECUTIVE DIRECTOR REGULARLY AND THE BOARD AND THE EXECUTIVE DIRECTOR REGULARLY AND POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD REVIEWS AND APPROVES PAYROLL OF THE ED AND TOP MANAGEMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD REVIEWS AND APPROVES PAYROLL OF OTHER EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE FINANCIAL AUDITOR MAKE ADJUSTMENT TO PRIOR YEAR NET ASSETS BALANCE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DUES AND SUBSCRIPTIONS 9596. 0. 9596. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6TELECOMMUNICATION & IT 164312. 0. 164312. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7TRAINING AND EDUCATION 7478. 0. 7478. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8LICENSES AND TAXES 39. 0. 39. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9BANK SERVICE CHARGE 9232. 0. 9232. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10COMPUTER EXPENSE 68. 0. 68. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11SPECIAL EVENTS 9452. 0. 9452. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12PAYROLL PROCESSING FEES 818. 0. 818. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13ADVERTISING & PROMOTION 5246. 0. 5246. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14HR SERVICES 20314. 0. 20314. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15MEALS & ENTERTAINMENT 33858. 0. 33858. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16CONTRIBUTIONS & GIFTS 4625. 0. 4625. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17PARKING & AUTOMOBILE 12074. 0. 12074. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18EXPANSION PROJECT 47164. 0. 47164. 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt XI
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990, Part IX, Line 24e

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