Liabilities / Assets
3rd percentile
Higher debt load relative to assets than 3% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
3rd percentile
Higher debt load relative to assets than 3% of similar nonprofits.
Liabilities / Revenue
3rd percentile
Higher debt load relative to revenue than 3% of similar nonprofits.
Net Margin
43rd percentile
Higher net margin than 43% of similar nonprofits.
Top Officer Pay
26th percentile
Higher top officer pay than 26% of similar nonprofits.
Top officer pay equals 1.7% of source-year revenue.
Asset Growth
82nd percentile
Faster asset growth than 82% of similar nonprofits.
Revenue Growth
97th percentile
Faster revenue growth than 97% of similar nonprofits.
Assets
Up$187,951,494
Up $13,914,999 (+8.0%) from 2013
Net Assets
Up$185,542,967
Up $12,927,225 (+7.5%) from 2013
Liabilities
Up$2,408,527
Up $987,774 (+70%) from 2013
Revenue
Up$9,103,813
Up $1,545,869 (+20%) from 2013
Expenses
Up$8,200,298
Up $826,841 (+11%) from 2013
Net Income
Up$903,515
Up $719,028 (+390%) from 2013
To provide consumer financial services to the communities of Napa, Sonoma, Marin, Lake and Mendocino counties.
To provide financial services to encourage thrift savings and the wise use of credit to increase the knowledge and ability of our members to manage and control our financial well being.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cap Stk Tr Prin Current Funds | $157,729,407 | $169,748,070 | ▲ $12,018,663 |
| Other Notes and Loans Receivable, Net | $98,546,273 | $109,613,420 | ▲ $11,067,147 |
| Investments in Publicly Traded Securities | $60,406,722 | $65,766,712 | ▲ $5,359,990 |
| Rtn Earn Endowment Incm Other Fnds | $14,886,335 | $15,794,897 | ▲ $908,562 |
| Savings and Temporary Cash Investments | $7,462,342 | $4,740,257 | ▼ $2,722,085 |
| Land, Buildings, and Equipment, Net | $3,249,395 | $3,138,843 | ▼ $110,552 |
| Cash and Non-Interest-Bearing Accounts | $2,553,994 | $2,856,949 | ▲ $302,955 |
| Accounts Receivable | $998,673 | $480,875 | ▼ $517,798 |
| Prepaid Expenses and Deferred Charges | $154,258 | $265,177 | ▲ $110,919 |
| Total Assets | $174,036,495 | $187,951,494 | ▲ $13,914,999 |
| Other Assets Total | $664,838 | $1,089,261 | ▲ $424,423 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $1,420,753 | $2,408,527 | ▲ $987,774 |
| Other Liabilities | $0 | $0 | → $0 |
| Total Liabilities | $1,420,753 | $2,408,527 | ▲ $987,774 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $172,615,742 | $185,542,967 | ▲ $12,927,225 |
| Total Liabilities and Net Assets / Fund Balance | $174,036,495 | $187,951,494 | ▲ $13,914,999 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $2,014,881 | $826,720 | $2,841,601 |
| Equipment | $409,871 | $2,409,577 | $2,819,448 |
| Leasehold Improvements | $387,382 | $339,524 | $726,906 |
| Land | $326,709 | - | $326,709 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Richard Cooper | Presidentceo | FT | $150,846 | $150,846 |
| Richard Cooper Presidentceo | - | - | $150,846 | $150,846 |
| John Peterson | Chief Operating Officer | FT | $101,324 | $101,324 |
| David Rhoades | Chief Financial Officer | FT | $99,918 | $99,918 |
| Name | Title |
|---|---|
| Robert Scott | Chairman of the Board |
| Larry Myers | Vice Chairman of the Board |
| Cameron Reeves | Director |
| Dale Simpson | Director |
| John Burke | Director |
| Karen Christopherson | Director |
| Madelyn Holtkamp | Director |
| Monte Hill | Director |
| Arlene Colombini | Secretary of the Board |
| Line Item | Amount |
|---|---|
| Other Expenses | $4,560,261 |
| Salaries, Compensation, and Employee Benefits | $3,640,037 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $2,515,310 | - | - | $2,515,310 |
| Office Expenses | $1,336,044 | - | - | $1,336,044 |
| Other Expenses | $767,292 | - | - | $767,292 |
| Information Technology | $438,281 | - | - | $438,281 |
| Other Employee Benefits | $427,003 | - | - | $427,003 |
| Occupancy | $423,538 | - | - | $423,538 |
| Depreciation Depletion | $373,594 | - | - | $373,594 |
| Current Officers, Directors, Trustees, and Key Employees | $352,088 | - | - | $352,088 |
| Payroll Taxes | $232,924 | - | - | $232,924 |
| Advertising | $217,345 | - | - | $217,345 |
| All Other Expenses | $173,560 | - | - | $173,560 |
| Insurance | $147,429 | - | - | $147,429 |
| Interest | $145,736 | - | - | $145,736 |
| Pension Plan Contributions | $112,712 | - | - | $112,712 |
| Fees for Services Management | $42,973 | - | - | $42,973 |
| Travel | $38,171 | - | - | $38,171 |
| Fees for Services Accounting | $36,255 | - | - | $36,255 |
| Conferences and Meetings | $25,116 | - | - | $25,116 |
| Fees for Services Legal | $12,106 | - | - | $12,106 |
| Total Functional Expenses | $8,200,298 | $0 | $0 | $8,200,298 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $8,200,298 |
| Total Expenses per Audited Statements | $8,200,298 |
| Total Expenses per Form 990 | $8,200,298 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“Line 6. The depositors of the credit union are members all members have the right to elect the governing body. Line 7a. Same as above line 7b. Merge decisions would require approval of the membership. 11b. No review was or will be conducted. 19. Financial statements are posted in the main office lobby governing documents and form 990 are made available upon request.”
“Line 5. Other changes in net assets or fund balances include deposits and withdrawals of member shares.”
“For the year ended march 31 2014 management has determined that there are no material uncertain tax positions.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | true |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1420753 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 2408527 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 998673 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 480875 |
| IRS990/AcctCompileOrReviewBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityCd | 0 | 522130 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE FINANCIAL SERVICES TO ENCOURAGE THRIFT SAVINGS AND THE WISE USE OF CREDIT TO INCREASE THE KNOWLEDGE AND ABILITY OF OUR MEMBERS TO MANAGE AND CONTROL OUR FINANCIAL WELL BEING. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 217345 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 217345 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 173560 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 173560 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | false |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | DAVID RHOADES |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7074674807 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 526 SOUTH STATE STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | UKIAH |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 95482 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 157729407 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 169748070 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2553994 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2856949 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 352088 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 352088 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 25116 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 25116 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 759901 |
| IRS990/CYOtherExpensesAmt | 0 | 4560261 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 8343912 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 903515 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3640037 |
| IRS990/CYTotalExpensesAmt | 0 | 8200298 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 9103813 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 373594 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 373594 |
| IRS990/Desc | 0 | PROVIDED AFFORDABLE FINANCIAL PRODUCTS AND SERVICES TO OUR MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 74 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 8200298 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 36255 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 36255 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 12106 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 12106 |
| IRS990/FeesForServicesManagementGrp/ProgramServicesAmt | 0 | 42973 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 42973 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ROBERT SCOTT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | LARRY MYERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ARLENE COLOMBINI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | KAREN CHRISTOPHERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | CAMERON REEVES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MONTE HILL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MADELYN HOLTKAMP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DALE SIMPSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JOHN BURKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | RICHARD COOPER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | JOHN PETERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | DAVID RHOADES |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 150846 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 101324 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 99918 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN OF THE BOARD |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN OF THE BOARD |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY OF THE BOARD |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENTCEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CHIEF OPERATING OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CHIEF FINANCIAL OFFICER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1959 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 9103813 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | true |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 438281 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 438281 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 147429 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 147429 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 145736 |
| IRS990/InterestGrp/TotalAmt | 0 | 145736 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 759901 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 759901 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 60406722 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 65766712 |
| IRS990/IRPDocumentCnt | 0 | 2655 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 3575821 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 3249395 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 3138843 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 6714664 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LicensedMoreThanOneStateInd | 0 | false |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE AFFORDABLE FINANCIAL PRODUCTS AND SERVICES TO OUR MEMBERSHIP. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 172615742 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 185542967 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 423538 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 423538 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 1336044 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1336044 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgFiledInLieuOfForm1041Ind | 0 | false |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 664838 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1089261 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 12023710 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 427003 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 427003 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 382821 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 767292 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 382821 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 767292 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 0 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 2515310 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2515310 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 98546273 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 109613420 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 232924 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 232924 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 112712 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 112712 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 154258 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 265177 |
| IRS990/PrincipalOfficerNm | 0 | DAVID RHOADES |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST INCOME ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 6252936 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 2090976 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 6252936 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 2090976 |
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| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 339524 |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | LINE 6. THE DEPOSITORS OF THE CREDIT UNION ARE MEMBERS ALL MEMBERS HAVE THE RIGHT TO ELECT THE GOVERNING BODY. LINE 7A. SAME AS ABOVE LINE 7B. MERGE DECISIONS WOULD REQUIRE APPROVAL OF THE MEMBERSHIP. 11B. NO REVIEW WAS OR WILL BE CONDUCTED. 19. FINANCIAL STATEMENTS ARE POSTED IN THE MAIN OFFICE LOBBY GOVERNING DOCUMENTS AND FORM 990 ARE MADE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | LINE 5. OTHER CHANGES IN NET ASSETS OR FUND BALANCES INCLUDE DEPOSITS AND WITHDRAWALS OF MEMBER SHARES. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART VI |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | PART XI RECONCILIATION OF NET ASSETS |
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| IRS990/WebsiteAddressTxt | 0 | WWW.MLCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DAVID RHOADES |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CHIEF FINANCIAL OFFICER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7074674807 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-04-23 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MENDO LAKE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MEND |
| ReturnHeader/Filer/EIN | 0 | 941541515 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 526 SOUTH STATE STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | UKIAH |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | CA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 95482 |
| ReturnHeader/ReturnTs | 0 | 2015-04-24T10:16:00-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.
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