Civic Intelligence

Provident Credit Union

990 • Fiscal year 2017 • EIN 94-1482957

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 12, 2018

Organization ProfileWWW.PROVIDENTCU.ORG

View Organization Page

303 Twin Dolphin DriveRedwood City, CA 94063

(650) 508-0300

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

25th percentile

0.88x

Higher debt load relative to assets than 25% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Source year 2017

Liabilities / Revenue

75th percentile

21.84x

Higher debt load relative to revenue than 75% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Source year 2017

Net Margin

42nd percentile

16%

Higher net margin than 42% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Source year 2017

Top Officer Pay

96th percentile

$3,217,095

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 3.3% of source-year revenue.

2017 filings • 501(c)14 • $1B+ nonprofits • Source year 2017

Asset Growth

22nd percentile

4.4%

Faster asset growth than 22% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2016 to 2017

Revenue Growth

15th percentile

5.1%

Faster revenue growth than 15% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets25th percentile

Assets

Up

$2,385,488,711

Up $101,591,278 (+4.4%) from 2016

Net Assets

Up

$282,026,766

Up $11,178,772 (+4.1%) from 2016

Liabilities

Up

$2,103,461,945

Up $90,412,506 (+4.5%) from 2016

Revenue And Expenses
Liabilities / Revenue75th percentileNet Margin42nd percentile

Revenue

Up

$96,310,989

Up $4,688,280 (+5.1%) from 2016

Expenses

Up

$80,580,199

Up $7,657,016 (+11%) from 2016

Net Income

Down

$15,730,790

Down $2,968,736 (-16%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth22nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0B$3.0B$2.0B$1.0B$0Assets 2010: $1,626,499,898Liabilities 2010: $1,438,431,376Net Assets 2010: $188,068,5222010Assets 2011: $1,516,222,986Liabilities 2011: $1,317,573,508Net Assets 2011: $198,649,4782011Assets 2012: $1,725,684,280Liabilities 2012: $1,512,353,747Net Assets 2012: $213,330,5332012Assets 2013: $1,901,980,386Liabilities 2013: $1,678,340,767Net Assets 2013: $223,639,6192013Assets 2014: $2,032,003,563Liabilities 2014: $1,795,920,562Net Assets 2014: $236,083,0012014Assets 2015: $2,124,975,420Liabilities 2015: $1,873,469,484Net Assets 2015: $251,505,9362015Assets 2016: $2,283,897,433Liabilities 2016: $2,013,049,439Net Assets 2016: $270,847,9942016Assets 2017: $2,385,488,711Liabilities 2017: $2,103,461,945Net Assets 2017: $282,026,7662017Assets 2018: $2,599,866,298Liabilities 2018: $2,302,598,797Net Assets 2018: $297,267,5012018Assets 2019: $2,795,784,013Liabilities 2019: $2,474,975,636Net Assets 2019: $320,808,3772019Assets 2020: $3,317,870,698Liabilities 2020: $2,976,874,448Net Assets 2020: $340,996,2502020Assets 2021: $3,536,838,918Liabilities 2021: $3,195,619,513Net Assets 2021: $341,219,4052021Assets 2022: $3,510,687,147Liabilities 2022: $3,209,719,493Net Assets 2022: $300,967,6542022Assets 2023: $3,497,380,170Liabilities 2023: $3,160,218,947Net Assets 2023: $337,161,2232023Assets 2024: $3,546,468,170Liabilities 2024: $3,189,216,280Net Assets 2024: $357,251,8902024

Highlighted filing

2017

Assets$2,385,488,711
Liabilities$2,103,461,945
Net Assets$282,026,766
Open 2017 Filing

Operations Trend

Revenue Growth15th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200M$150M$100M$50M$0Expenses 2010: $81,422,9332010Expenses 2011: $66,368,5912011Expenses 2012: $67,849,5892012Revenue 2013: $74,422,514Expenses 2013: $62,501,586Net Income 2013: $11,920,9282013Revenue 2014: $74,066,430Expenses 2014: $63,200,400Net Income 2014: $10,866,0302014Revenue 2015: $80,123,092Expenses 2015: $63,943,576Net Income 2015: $16,179,5162015Revenue 2016: $91,622,709Expenses 2016: $72,923,183Net Income 2016: $18,699,5262016Revenue 2017: $96,310,989Expenses 2017: $80,580,199Net Income 2017: $15,730,7902017Revenue 2018: $102,329,240Expenses 2018: $86,222,533Net Income 2018: $16,106,7072018Revenue 2019: $118,064,717Expenses 2019: $101,425,758Net Income 2019: $16,638,9592019Revenue 2020: $140,292,462Expenses 2020: $121,217,100Net Income 2020: $19,075,3622020Revenue 2021: $114,626,988Expenses 2021: $104,236,674Net Income 2021: $10,390,3142021Revenue 2022: $112,950,041Expenses 2022: $107,810,551Net Income 2022: $5,139,4902022Revenue 2023: $145,149,155Expenses 2023: $137,818,872Net Income 2023: $7,330,2832023Revenue 2024: $163,813,640Expenses 2024: $160,494,045Net Income 2024: $3,319,5952024

Highlighted filing

2017

Revenue$96,310,989
Expenses$80,580,199
Net Income$15,730,790
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 12, 2018
Return Version
2017v2.3
Gross Receipts
$96,310,989
Mission and Program Overview

Mission

A cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, provident credit union conducts its business for the mutual benefit and general welfare of its members with the earnings, savings, benefits, or services of the credit union being distributed to its members as patrons.

A cooperative, organized for the purpose of promoting thrift and savings among its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$1,431,296,662$1,509,726,406▲ $78,429,744
Investments in Publicly Traded Securities$626,765,963$669,662,796▲ $42,896,833
Rtn Earn Endowment Incm Other Fnds$270,847,994$282,026,766▲ $11,178,772
Savings and Temporary Cash Investments$152,679,915$136,737,238▼ $15,942,677
Land, Buildings, and Equipment, Net$34,101,528$32,704,182▼ $1,397,346
Receivables From Officers Etc$5,488,849$5,232,339▼ $256,510
Cash and Non-Interest-Bearing Accounts$3,937,001$3,920,052▼ $16,949
Prepaid Expenses and Deferred Charges$2,990,665$2,762,605▼ $228,060
Intangible Assets$2,120,825$1,986,954▼ $133,871
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$2,283,897,433$2,385,488,711▲ $101,591,278
Other Assets Total$24,516,025$22,756,139▼ $1,759,886
Liabilities
Other Liabilities$1,988,678,984$2,081,042,971▲ $92,363,987
Accounts Payable and Accrued Expenses$24,370,455$22,418,974▼ $1,951,481
Total Liabilities$2,013,049,439$2,103,461,945▲ $90,412,506
Net Assets / Fund Balance
Total Net Assets Fund Balance$270,847,994$282,026,766▲ $11,178,772
Total Liabilities and Net Assets / Fund Balance$2,283,897,433$2,385,488,711▲ $101,591,278

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$18,185,919$17,661,303$35,847,222
Equipment$6,134,581$10,401,604$16,536,185
Leasehold Improvements$872,702$7,501,684$8,374,386
Land$7,510,980-$7,510,980
Investment Program Related Org$2,145,150--
Compensation and Service Providers
Top Officer Pay96th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Wayne BunkerPresident/CEO (former)FT$231,715$2,985,380$3,217,095
James ErnestPresident/CEOFT$483,303$276,713$760,016
Heidi ParksSVPFT$246,650$168,552$415,202
Fred GomesSVP CFOFT$246,534$151,261$397,795
Connie FinchVP System & TechnologyFT$227,510$120,168$347,678
Jennifer LeeVP FinanceFT$229,235$100,062$329,297
David Herrera JrVP LendingFT$216,578$101,311$317,889
John HaggartyVP MarketingFT$193,554$112,362$305,916
Mohamad SangabiSenior Mortgage ConsultantFT$49,094$237,798$286,892
John Paul ReillyVP Bs&oFT$180,393$82,818$263,211
James Paul TraceskiVP Human ResourcesFT$186,923$53,885$240,808
Greg Kent MccurdyAvp Real EstateFT$174,309$55,929$230,238
Robert Bernard KettmannMortgage Production SalesFT$90,250$130,147$220,397
Lan FigueroaPersonal Acct OfficerFT$48,558$147,609$196,167
Christine KeaneVP Risk ManagementFT$138,532$53,705$192,237
Fatemeh Asad SangabiMortgage ConsultantFT$40,562$121,725$162,287
Raymond Kenneth WilkersonMortgage ConsultantFT$111,011$13,329$124,340

Board Members and Trustees

NameTitle
Robert LanzoneChairman
Andrea KenterSupv Cmte Chair
George DescalsoSupv Cmte Vice Chair
Lawrence TesharaVice Chairman
Christine BolandDirector
David BuckmasterDirector
Fred MarcussenDirector
Janet MathisDirector
Samuel Johnson JrDirector
David PelznerSecretary
Scott McwhirterSupv Cmte Member
Scott ObrienSupv Cmte Member
Oliver Bouligny IiiSupv Cmte Secretary
June RotheTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FinastraSoftwarePO BOX 535120, Atlanta, GA 30353$1,684,728
Eplus Technology INCTechnology Services13595 DULLES TECHNOLOGY DR, Herndon, VA 20171$905,991
Webb BuildersConstruction1494 ODDSTAD DRIVE, Redwood City, CA 94063$857,744
Fiserv SolutionsHomebanking Solutions75 REMITTANCE DRIVE STE 6945, Chicago, IL 60675$728,343
ShamrockPostage And Marketing MailingsPO BOX 6119, Hermitage, PA 16148$645,697
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$76,106,081
Investment Income
$16,593,232
Other Revenue
$3,611,676
Change in Net Assets
$15,730,790
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$48,418,668
Salaries, Compensation, and Employee Benefits$32,035,781
Grants and Similar Amounts Paid$125,750
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$17,049,701
Interest---$14,349,806
Current Officers, Directors, Trustees, and Key Employees---$7,328,408
Office Expenses---$7,217,795
Occupancy---$4,841,017
Other Employee Benefits---$4,688,469
Depreciation Depletion---$3,635,051
Fees for Services Other---$2,755,785
Advertising---$2,597,494
Payroll Taxes---$1,968,625
Information Technology---$1,778,222
Pension Plan Contributions---$1,000,578
Travel---$607,585
Fees for Services Accounting---$273,220
Other Expenses---$215,462
Fees for Services Legal---$212,917
Grants to Domestic Orgs---$94,750
Grants to Domestic Individuals---$31,000
Total Functional Expenses$0$0$0$80,580,199
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
San Mateo County Chamber of CommerceRedwood City, CA501(c)(6)To Support Local Communities$30,000
Alameda Boys & Girls ClubAlameda, CA501(c)(3)To Support the Youth$5,000
COACH ART CHILDREN'S BENEFITLos Angeles, CA501(c)(3)To Help Improve Lives of Children With Life-threatening Illnesses With Lessons in Arts/athletics$5,000
Redwood City Parks and Arts FoundationRedwood City, CA501(c)(3)To Support Local Public Parks and Facilities$5,000
Ronald Mcdonald House at StanfordPalo Alto, CA501(c)(3)To Support Critically Ill Children and Their Families$5,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$5,488,849$5,232,339▼ $256,510
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$2,080,653,996
Accrued Dividends on Interest Payable$388,975
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Provident credit union is a cooperative financial institution that is owned and controlled by its members, and operated for the purpose of promoting thrift and savings to its members. Provident credit union does not have stockholders.”

Form 990, Part VI, Section A, Line 7A

“The governing board of provident credit union is comprised of volunteer members who are directly elected by its members. Each member of the governing board serves for a period as prescribed by our by-laws.”

Form 990, Part VI, Section A, Line 7B

“At the end of each term of the board members, elections are held and board members are voted by the members of the credit union pursuant to its by-laws. Member votes are also required to ratify decisions dealing with reorganizations as in the case of merger or dissolution.”

Form 990, Part VI, Section B, Line 11B

“Each board member will receive a completed draft of the form 990 for review and be given an opportunity to suggest corrections or revisions prior to filing each year.”

Form 990, Part VI, Section B, Line 12C

“All staff are required to sign a conflict of interest form on an annual basis. In addition, our policy requires that we be notified within 10 days of any event or circumstance that may result in a conflict of interest.”

Form 990, Part VI, Section B, Line 15

“We subscribe to numerous compensation surveys for officers and key employees. These are reviewed and compared to current salary levels. In addition, an annual evaluation of each person's performance is completed including one for the ceo done by the board. The budget is also a large component of this decision.”

Form 990, Part VI, Section C, Line 18

“Financial statements are posted in each branch office and on the web. The other documents would be available on a case by case basis.”

Form 990, Part VI, Section C, Line 19

“Financial statememts are posted in each branch office and on the web. The governing documents and conflicts of interest policies are made available on a case by case basis.”

Filing and Contact Details

Filer

Filer Name
Provident Credit Union
EIN
94-1482957
Phone
6505080300
Address
303 TWIN DOLPHIN DRIVE, REDWOOD CITY, CA 94063

Signing Officer

Name
Fred Gomes
Title
SVP/CFO
Phone
6505080300
Signed
2018-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
James L Ernest
Formed
1950
Legal Domicile
CA
Voting Board Members
9
Independent Board Members
9
Employees
419
Volunteers
14

Preparer

Firm
Turner Warren Hwang & Conrad Acctcy
Address
100 NORTH FIRST ST STE 202, BURBANK, CA 91502
Preparer
Valentino Creus CPA
Phone
8189549700
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The organization has not changed either its oversight process or selection process during the tax year.”

Financial Statement Notes

PART X, LINE 2:

“Asc 740-10-65, income taxes, provides guidance for how uncertain tax positions should be recognized, measured, disclosed and presented in the consolidated financial statements. This requires the evaluation of tax positions taken or expected to be taken in the course of preparing the credit union's tax returns to determine whether the tax positions are "more likely than not" of being sustained "when challenged or "when examined" by the applicable tax authority. Tax positions deemed to not meet the more-likely-than- not threshold would be recorded as a tax expense and liability in the current year. For the years ended december 31, 2017 and 2016, management has determined that there are no material uncertain tax positions, and accordingly, the credit union has not recorded a liability for the payment of interest or penalties.”

Raw XML AppendixShowing 400 of 1,148 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0PROVIDENT OFFERS A SUPER REWARDS CHECKING ACCOUNT WHICH PAYS MEMBERS HIGH RATES ON THEIR CHECKING ACCOUNTS IF THEY QUALIFY BY MAKING $300 IN PURCHASES USING THEIR DEBIT OR CREDIT CARD PER MONTH, HAVING DIRECT DEPOSIT OR BILL PAY EACH MONTH, AND RECEIVING AN E-STATEMENT INSTEAD OF A PAPER ONE. THIS ACCOUNT ACCRUES FINANCIAL BENEFITS TO MEMBERS AND SUPPORTS ENVIRONMENTALLY FRIENDLY BEHAVIOR BY ENCOURAGING VIRTUAL TRANSACTIONS VERSUS PAPER CHECKS, ELIMINATING PAPER AND MAILING COSTS FOR STATEMENTS, AND INCREASING ACCOUNT SECURITY FOR MEMBERS BY ELIMINATING VULNERABILITY TO IDENTITY THEFT THROUGH STOLEN MAILED STATEMENTS.
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IRS990/Form990PartVIISectionAGrp/PersonNm25CHRISTINE KEANE
IRS990/Form990PartVIISectionAGrp/PersonNm26MOHAMAD SANGABI
IRS990/Form990PartVIISectionAGrp/PersonNm27ROBERT BERNARD KETTMANN
IRS990/Form990PartVIISectionAGrp/PersonNm28LAN FIGUEROA
IRS990/Form990PartVIISectionAGrp/PersonNm29FATEMEH ASAD SANGABI
IRS990/Form990PartVIISectionAGrp/PersonNm30RAYMOND KENNETH WILKERSON
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IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9SUPV CMTE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt10SUPV CMTE VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt11SUPV CMTE SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt12SUPV CMTE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13SUPV CMTE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14PRESIDENT/CEO (FORMER)
IRS990/Form990PartVIISectionAGrp/TitleTxt15PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt17SVP
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP SYSTEM & TECHNOLOGY
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt22VP HUMAN RESOURCES
IRS990/Form990PartVIISectionAGrp/TitleTxt23VP BS&O
IRS990/Form990PartVIISectionAGrp/TitleTxt24AVP REAL ESTATE
IRS990/Form990PartVIISectionAGrp/TitleTxt25VP RISK MANAGEMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt26SENIOR MORTGAGE CONSULTANT
IRS990/Form990PartVIISectionAGrp/TitleTxt27MORTGAGE PRODUCTION SALES
IRS990/Form990PartVIISectionAGrp/TitleTxt28PERSONAL ACCT OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt29MORTGAGE CONSULTANT
IRS990/Form990PartVIISectionAGrp/TitleTxt30MORTGAGE CONSULTANT
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IRS990/MissionDesc0A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, PROVIDENT CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
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IRS990/OtherExpensesGrp/TotalAmt21042040
IRS990/OtherExpensesGrp/TotalAmt3215462

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,385,488,711
Liabilities
$2,103,461,945
Net assets
$282,026,766
Revenue
$96,310,989
Expenses
$80,580,199
Net income
$15,730,790
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3,546$3,189$357$164$160$3.32
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,497$3,160$337$145$138$7.33
2022Detailed filing. Detailed filing data is available for this year.$3,511$3,210$301$113$108$5.14
2021Detailed filing. Detailed filing data is available for this year.$3,537$3,196$341$115$104$10.4
2020Detailed filing. Detailed filing data is available for this year.$3,318$2,977$341$140$121$19.1
2019Detailed filing. Detailed filing data is available for this year.$2,796$2,475$321$118$101$16.6
2018Detailed filing. Detailed filing data is available for this year.$2,600$2,303$297$102$86.2$16.1
2017Detailed filing. Detailed filing data is available for this year.$2,385$2,103$282$96.3$80.6$15.7
2016Detailed filing. Detailed filing data is available for this year.$2,284$2,013$271$91.6$72.9$18.7
2015Detailed filing. Detailed filing data is available for this year.$2,125$1,873$252$80.1$63.9$16.2
2014Detailed filing. Detailed filing data is available for this year.$2,032$1,796$236$74.1$63.2$10.9
2013Detailed filing. Detailed filing data is available for this year.$1,902$1,678$224$74.4$62.5$11.9
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,726$1,512$213$67.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,516$1,318$199$66.4
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,626$1,438$188$81.4