Civic Intelligence

Provident Credit Union

990 • Fiscal year 2015 • EIN 94-1482957

Jan 01, 2015 to Dec 31, 2015 • Filed on Nov 14, 2016

Organization ProfileWWW.PROVIDENTCU.ORG

View Organization Page

303 Twin Dolphin DriveRedwood City, CA 94063

(650) 508-0300

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

20th percentile

0.88x

Higher debt load relative to assets than 20% of similar nonprofits.

2015 filings • 501(c)14 • $1B+ nonprofits • Source year 2015

Liabilities / Revenue

79th percentile

23.38x

Higher debt load relative to revenue than 79% of similar nonprofits.

2015 filings • 501(c)14 • $1B+ nonprofits • Source year 2015

Net Margin

53rd percentile

20%

Higher net margin than 53% of similar nonprofits.

2015 filings • 501(c)14 • $1B+ nonprofits • Source year 2015

Top Officer Pay

51st percentile

$865,843

Higher top officer pay than 51% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

2015 filings • 501(c)14 • $1B+ nonprofits • Source year 2015

Asset Growth

13th percentile

4.6%

Faster asset growth than 13% of similar nonprofits.

2015 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2014 to 2015

Revenue Growth

59th percentile

8.2%

Faster revenue growth than 59% of similar nonprofits.

2015 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets20th percentile

Assets

Up

$2,124,975,420

Up $92,971,857 (+4.6%) from 2014

Net Assets

Up

$251,505,936

Up $15,422,935 (+6.5%) from 2014

Liabilities

Up

$1,873,469,484

Up $77,548,922 (+4.3%) from 2014

Revenue And Expenses
Liabilities / Revenue79th percentileNet Margin53rd percentile

Revenue

Up

$80,123,092

Up $6,056,662 (+8.2%) from 2014

Expenses

Up

$63,943,576

Up $743,176 (+1.2%) from 2014

Net Income

Up

$16,179,516

Up $5,313,486 (+49%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth13th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0B$3.0B$2.0B$1.0B$0Assets 2010: $1,626,499,898Liabilities 2010: $1,438,431,376Net Assets 2010: $188,068,5222010Assets 2011: $1,516,222,986Liabilities 2011: $1,317,573,508Net Assets 2011: $198,649,4782011Assets 2012: $1,725,684,280Liabilities 2012: $1,512,353,747Net Assets 2012: $213,330,5332012Assets 2013: $1,901,980,386Liabilities 2013: $1,678,340,767Net Assets 2013: $223,639,6192013Assets 2014: $2,032,003,563Liabilities 2014: $1,795,920,562Net Assets 2014: $236,083,0012014Assets 2015: $2,124,975,420Liabilities 2015: $1,873,469,484Net Assets 2015: $251,505,9362015Assets 2016: $2,283,897,433Liabilities 2016: $2,013,049,439Net Assets 2016: $270,847,9942016Assets 2017: $2,385,488,711Liabilities 2017: $2,103,461,945Net Assets 2017: $282,026,7662017Assets 2018: $2,599,866,298Liabilities 2018: $2,302,598,797Net Assets 2018: $297,267,5012018Assets 2019: $2,795,784,013Liabilities 2019: $2,474,975,636Net Assets 2019: $320,808,3772019Assets 2020: $3,317,870,698Liabilities 2020: $2,976,874,448Net Assets 2020: $340,996,2502020Assets 2021: $3,536,838,918Liabilities 2021: $3,195,619,513Net Assets 2021: $341,219,4052021Assets 2022: $3,510,687,147Liabilities 2022: $3,209,719,493Net Assets 2022: $300,967,6542022Assets 2023: $3,497,380,170Liabilities 2023: $3,160,218,947Net Assets 2023: $337,161,2232023Assets 2024: $3,546,468,170Liabilities 2024: $3,189,216,280Net Assets 2024: $357,251,8902024

Highlighted filing

2015

Assets$2,124,975,420
Liabilities$1,873,469,484
Net Assets$251,505,936
Open 2015 Filing

Operations Trend

Revenue Growth59th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200M$150M$100M$50M$0Expenses 2010: $81,422,9332010Expenses 2011: $66,368,5912011Expenses 2012: $67,849,5892012Revenue 2013: $74,422,514Expenses 2013: $62,501,586Net Income 2013: $11,920,9282013Revenue 2014: $74,066,430Expenses 2014: $63,200,400Net Income 2014: $10,866,0302014Revenue 2015: $80,123,092Expenses 2015: $63,943,576Net Income 2015: $16,179,5162015Revenue 2016: $91,622,709Expenses 2016: $72,923,183Net Income 2016: $18,699,5262016Revenue 2017: $96,310,989Expenses 2017: $80,580,199Net Income 2017: $15,730,7902017Revenue 2018: $102,329,240Expenses 2018: $86,222,533Net Income 2018: $16,106,7072018Revenue 2019: $118,064,717Expenses 2019: $101,425,758Net Income 2019: $16,638,9592019Revenue 2020: $140,292,462Expenses 2020: $121,217,100Net Income 2020: $19,075,3622020Revenue 2021: $114,626,988Expenses 2021: $104,236,674Net Income 2021: $10,390,3142021Revenue 2022: $112,950,041Expenses 2022: $107,810,551Net Income 2022: $5,139,4902022Revenue 2023: $145,149,155Expenses 2023: $137,818,872Net Income 2023: $7,330,2832023Revenue 2024: $163,813,640Expenses 2024: $160,494,045Net Income 2024: $3,319,5952024

Highlighted filing

2015

Revenue$80,123,092
Expenses$63,943,576
Net Income$16,179,516
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Nov 14, 2016
Return Version
2015v2.1
Gross Receipts
$80,123,092
Mission and Program Overview

Mission

A cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, provident credit union conducts its business for the mutual benefit and general welfare of its members with the earnings, savings, benefits, or services of the credit union being distributed to its members as patrons.

A cooperative, organized for the purpose of promoting thrift and savings among its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$1,175,275,933$1,271,683,596▲ $96,407,663
Investments in Publicly Traded Securities$636,788,554$642,088,799▲ $5,300,245
Rtn Earn Endowment Incm Other Fnds$236,083,001$251,505,936▲ $15,422,935
Savings and Temporary Cash Investments$151,550,570$140,515,131▼ $11,035,439
Land, Buildings, and Equipment, Net$32,316,760$33,429,984▲ $1,113,224
Receivables From Officers Etc$4,900,074$5,758,295▲ $858,221
Cash and Non-Interest-Bearing Accounts$5,514,092$4,305,393▼ $1,208,699
Prepaid Expenses and Deferred Charges$2,207,364$2,684,134▲ $476,770
Intangible Assets$2,397,000$2,258,912▼ $138,088
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$2,032,003,563$2,124,975,420▲ $92,971,857
Other Assets Total$21,053,216$22,251,176▲ $1,197,960
Liabilities
Other Liabilities$1,779,728,752$1,855,897,925▲ $76,169,173
Accounts Payable and Accrued Expenses$16,191,810$17,571,559▲ $1,379,749
Total Liabilities$1,795,920,562$1,873,469,484▲ $77,548,922
Net Assets / Fund Balance
Total Net Assets Fund Balance$236,083,001$251,505,936▲ $15,422,935
Total Liabilities and Net Assets / Fund Balance$2,032,003,563$2,124,975,420▲ $92,971,857

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$19,877,786$15,303,280$35,181,066
Equipment$5,152,681$12,629,496$17,782,177
Leasehold Improvements$888,537$6,776,124$7,664,661
Land$7,510,980-$7,510,980
Investment Program Related Org$498,000--
Compensation and Service Providers
Top Officer Pay51st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Wayne BunkerPresident/CEOFT$490,566$375,277$865,843
James ErnestEvp/COOFT$288,705$182,238$470,943
Fred GomesSVP CFOFT$248,067$155,774$403,841
Heidi ParksSVPFT$228,175$149,195$377,370
Mohamad SangabiSenior Mortgage ConsultantFT$49,640$292,132$341,772
Connie FinchVP System & TechnologyFT$211,010$110,011$321,021
David Herrera JrVP LendingFT$206,118$103,958$310,076
John HaggartyVP MarketingFT$172,688$89,620$262,308
Lan FigueroaPersonal Acct OfficerFT$48,156$208,432$256,588
Celia TanakaVP, Hr & TrainingFT$162,057$92,259$254,316
Jennifer LeeVP FinanceFT$187,818$53,513$241,331
Greg Kent MccurdyAvp Real EstateFT$158,717$58,172$216,889
John Paul ReillyVP Bs&oFT$150,129$64,075$214,204
Fatemeh Asad SangabiMortgage ConsultantFT$25,331$185,204$210,535
Robert Bernard KettmannSenior Mortgage ConsultantFT$49,732$158,932$208,664
Janell Bernice BautistaVP Quality ServiceFT$155,059$49,497$204,556

Board Members and Trustees

NameTitle
David BuckmasterChairman
Scott McwhirterSupv Cmte Chair
Fred MarcussenVice Chairman
Christine BolandDirector
David PelznerDirector
Janet MathisDirector
June RotheDirector
Samuel Johnson JrDirector
Robert LanzoneSecretary
Andrea KenterSupv Cmte Member
George DescalsoSupv Cmte Member
Scott ObrienSupv Cmte Member
Lawrence TesharaTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Ncr CorporationAtm Maintenance & Service14181 COLLECTIONS CENTER DR, Chicago, IL 60693$1,273,833
FusionstormIt Consulting2 BRYANT STREET SUITE 150, San Francisco, CA 94105$1,165,278
Dh USA CorpFinancial Technology Solutions400 SW 6TH AVE STE 200, Portland, OR 97204$1,104,854
Official PaymentsOnline Bill Pay ServicePO BOX 418410, Boston, MA 02241$697,125
Fiserv SolutionsCore System75 REMITTANCE DRIVE STE 6945, Chicago, IL 60675$423,162
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$67,837,737
Investment Income
$9,652,863
Other Revenue
$2,632,492
Change in Net Assets
$16,179,516
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$35,256,556
Salaries, Compensation, and Employee Benefits$28,574,445
Grants and Similar Amounts Paid$112,575
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$17,828,687
Interest---$7,213,431
Office Expenses---$6,380,978
Occupancy---$4,464,651
Current Officers, Directors, Trustees, and Key Employees---$4,242,694
Other Employee Benefits---$3,851,844
Depreciation Depletion---$3,006,935
Fees for Services Other---$2,431,932
Advertising---$2,021,927
Payroll Taxes---$1,719,227
Information Technology---$1,210,061
Pension Plan Contributions---$931,993
Travel---$463,128
Fees for Services Legal---$218,331
Other Expenses---$188,070
Fees for Services Accounting---$158,854
Grants to Domestic Orgs---$93,575
Grants to Domestic Individuals---$19,000
Total Functional Expenses$0$0$0$63,943,576
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
San Mateo County Chamber of CommerceRedwood City, CA501(c)(3)To Promote Economic Prosperity for the Community$31,550
American Heart AssociationDes Moines, IA501(c)(3)To Foster Appropriate Cardiac Care to Reduce Disability and Deaths Caused by Cardiovascular Disease and Stroke.$10,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$500
Total Exempt Function Spending$500

Section 527 Organizations

OrganizationLocationAmount
94-2329967Sacramento, CA$500
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$4,900,074$5,758,295▲ $858,221
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$1,855,770,382
Accrued Dividends on Interest Payable$127,543
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Provident credit union is a cooperative financial institution that is owned and controlled by its members, and operated for the purpose of promoting thrift and savings to its members. Provident credit union does not have stockholders.”

Form 990, Part VI, Section A, Line 7A

“The governing board of provident credit union is comprised of volunteer members who are directly elected by its members. Each member of the governing board serves for a period as prescribed by our by-laws.”

Form 990, Part VI, Section A, Line 7B

“At the end of each term of the board members, elections are held and board members are voted by the members of the credit union pursuant to its by-laws. Member votes are also required to ratify decisions dealing with reorganizations as in the case of merger or dissolution.”

Form 990, Part VI, Section B, Line 11

“Each board member will receive a completed draft of the form 990 for review and be given an opportunity to suggest corrections or revisions prior to filing each year.”

Form 990, Part VI, Section B, Line 12C

“All staff are required to sign a conflict of interest form on an annual basis. In addition, our policy requires that we be notified within 10 days of any event or circumstance that may result in a conflict of interest.”

Form 990, Part VI, Section B, Line 15

“We subscribe to numerous compensation surveys for officers and key employees. These are reviewed and compared to current salary levels. In addition, an annual evaluation of each person's performance is completed including one for the ceo done by the board. The budget is also a large component of this decision.”

Form 990, Part VI, Section C, Line 18

“Financial statements are posted in each branch office and on the web. The other documents would be available on a case by case basis.”

Form 990, Part VI, Section C, Line 19

“Financial statememts are posted in each branch office and on the web. The governing documents and conflicts of interest policies are made available on a case by case basis.”

Filing and Contact Details

Filer

Filer Name
Provident Credit Union
EIN
94-1482957
Phone
6505080300
Address
303 TWIN DOLPHIN DRIVE, REDWOOD CITY, CA 94063

Signing Officer

Name
Fred Gomes
Title
SVP/CFO
Phone
6505080300
Signed
2016-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Wayne Bunker
Formed
1950
Legal Domicile
CA
Voting Board Members
9
Independent Board Members
9
Employees
387
Volunteers
13

Preparer

Firm
Turner Warren Hwang & Conrad Acctcy
Address
100 NORTH FIRST ST STE 202, BURBANK, CA 91502
Preparer
Valentino Creus CPA
Phone
8189549700
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The organization has not changed either its oversight process or selection process during the tax year.”

Financial Statement Notes

PART X, LINE 2:

“Asc 740-10-65, income taxes, provides guidance for how uncertain tax positions should be recognized, measured, disclosed and presented in the consolidated financial statements. This requires the evaluation of tax positions taken or expected to be taken in the course of preparing the credit union's tax returns to determine whether the tax positions are "more likely than not" of being sustained "when challenged or "when examined" by the applicable tax authority. Tax positions deemed to not meet the more-likely-than- not threshold would be recorded as a tax expense and liability in the current year. For the years ended december 31, 2015 and 2014, management has determined that there are no material uncertain tax positions, and accordingly, the credit union has not recorded a liability for the payment of interest or penalties.”

Raw XML AppendixShowing 400 of 1,110 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt016191810
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt017571559
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS.
IRS990/AdvertisingGrp/TotalAmt02021927
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0JENNIFER LEE VP FINANCE
IRS990/BooksInCareOfDetail/PhoneNum06505080300
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0303 TWIN DOLPHIN DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0REDWOOD CITY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd094065
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt05514092
IRS990/CashNonInterestBearingGrp/EOYAmt04305393
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt027
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt04242694
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/ContractorCompensationGrp/CompensationAmt01273833
IRS990/ContractorCompensationGrp/CompensationAmt11165278
IRS990/ContractorCompensationGrp/CompensationAmt21104854
IRS990/ContractorCompensationGrp/CompensationAmt3697125
IRS990/ContractorCompensationGrp/CompensationAmt4423162
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt014181 COLLECTIONS CENTER DR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt12 BRYANT STREET SUITE 150
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2400 SW 6TH AVE STE 200
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt3PO BOX 418410
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt475 REMITTANCE DRIVE STE 6945
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0CHICAGO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1SAN FRANCISCO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2PORTLAND
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3BOSTON
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4CHICAGO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2OR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3MA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd060693
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd194105
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd297204
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd302241
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd460675
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0NCR CORPORATION
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1FUSIONSTORM
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2DH USA CORP
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3OFFICIAL PAYMENTS
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4FISERV SOLUTIONS
IRS990/ContractorCompensationGrp/ServicesDesc0ATM MAINTENANCE & SERVICE
IRS990/ContractorCompensationGrp/ServicesDesc1IT CONSULTING
IRS990/ContractorCompensationGrp/ServicesDesc2FINANCIAL TECHNOLOGY SOLUTIONS
IRS990/ContractorCompensationGrp/ServicesDesc3ONLINE BILL PAY SERVICE
IRS990/ContractorCompensationGrp/ServicesDesc4CORE SYSTEM
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt0112575
IRS990/CYInvestmentIncomeAmt09652863
IRS990/CYOtherExpensesAmt035256556
IRS990/CYOtherRevenueAmt02632492
IRS990/CYProgramServiceRevenueAmt067837737
IRS990/CYRevenuesLessExpensesAmt016179516
IRS990/CYSalariesCompEmpBnftPaidAmt028574445
IRS990/CYTotalExpensesAmt063943576
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt080123092
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt03006935
IRS990/Desc0PROVIDENT OFFERS A SUPER REWARDS CHECKING ACCOUNT WHICH PAYS MEMBERS HIGH RATES ON THEIR CHECKING ACCOUNTS IF THEY QUALIFY BY MAKING AT LEAST 10 POINT OF SALE PURCHASES (DEBIT CARD) PER MONTH, HAVING DIRECT DEPOSIT OR BILL PAY EACH MONTH, AND RECEIVING AN E-STATEMENT INSTEAD OF A PAPER ONE. THIS ACCOUNT ACCRUES FINANCIAL BENEFITS TO MEMBERS AND SUPPORTS ENVIRONMENTALLY FRIENDLY BEHAVIOR BY ENCOURAGING VIRTUAL TRANSACTIONS VERSUS PAPER CHECKS, ELIMINATING PAPER AND MAILING COSTS FOR STATEMENTS, AND INCREASING ACCOUNT SECURITY FOR MEMBERS BY ELIMINATING VULNERABILITY TO IDENTITY THEFT THROUGH STOLEN MAILED STATEMENTS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0387
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0158854
IRS990/FeesForServicesLegalGrp/TotalAmt0218331
IRS990/FeesForServicesOtherGrp/TotalAmt02431932
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2840.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd5X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt13194279
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1496848
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1581751
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1675589
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1749261
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1848935
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1931368
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2029126
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2157925
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2232917
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2348709
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2436949
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2524878
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2618019
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2738948
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2852061
IRS990/Form990PartVIISectionAGrp/PersonNm0DAVID BUCKMASTER
IRS990/Form990PartVIISectionAGrp/PersonNm1FRED MARCUSSEN
IRS990/Form990PartVIISectionAGrp/PersonNm2ROBERT LANZONE
IRS990/Form990PartVIISectionAGrp/PersonNm3LAWRENCE TESHARA
IRS990/Form990PartVIISectionAGrp/PersonNm4JANET MATHIS
IRS990/Form990PartVIISectionAGrp/PersonNm5DAVID PELZNER
IRS990/Form990PartVIISectionAGrp/PersonNm6CHRISTINE BOLAND
IRS990/Form990PartVIISectionAGrp/PersonNm7JUNE ROTHE
IRS990/Form990PartVIISectionAGrp/PersonNm8SAMUEL JOHNSON JR
IRS990/Form990PartVIISectionAGrp/PersonNm9SCOTT MCWHIRTER
IRS990/Form990PartVIISectionAGrp/PersonNm10SCOTT OBRIEN
IRS990/Form990PartVIISectionAGrp/PersonNm11GEORGE DESCALSO
IRS990/Form990PartVIISectionAGrp/PersonNm12ANDREA KENTER
IRS990/Form990PartVIISectionAGrp/PersonNm13WAYNE BUNKER
IRS990/Form990PartVIISectionAGrp/PersonNm14JAMES ERNEST
IRS990/Form990PartVIISectionAGrp/PersonNm15FRED GOMES
IRS990/Form990PartVIISectionAGrp/PersonNm16HEIDI PARKS
IRS990/Form990PartVIISectionAGrp/PersonNm17CONNIE FINCH
IRS990/Form990PartVIISectionAGrp/PersonNm18DAVID HERRERA JR
IRS990/Form990PartVIISectionAGrp/PersonNm19CELIA TANAKA
IRS990/Form990PartVIISectionAGrp/PersonNm20JENNIFER LEE
IRS990/Form990PartVIISectionAGrp/PersonNm21JOHN HAGGARTY
IRS990/Form990PartVIISectionAGrp/PersonNm22JANELL BERNICE BAUTISTA
IRS990/Form990PartVIISectionAGrp/PersonNm23JOHN PAUL REILLY
IRS990/Form990PartVIISectionAGrp/PersonNm24MOHAMAD SANGABI
IRS990/Form990PartVIISectionAGrp/PersonNm25LAN FIGUEROA
IRS990/Form990PartVIISectionAGrp/PersonNm26ROBERT BERNARD KETTMANN
IRS990/Form990PartVIISectionAGrp/PersonNm27GREG KENT MCCURDY
IRS990/Form990PartVIISectionAGrp/PersonNm28FATEMEH ASAD SANGABI
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13671564
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14374095
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15322090
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16301781
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17271760
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18261141
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19222948
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20212205
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21204383
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22171639
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt23165495
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt24304823
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt25231710
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt26190645
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt27177941
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt28158474
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt280
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9SUPV CMTE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt10SUPV CMTE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11SUPV CMTE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12SUPV CMTE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt14EVP/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt15SVP CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP SYSTEM & TECHNOLOGY
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP, HR & TRAINING
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt22VP QUALITY SERVICE
IRS990/Form990PartVIISectionAGrp/TitleTxt23VP BS&O
IRS990/Form990PartVIISectionAGrp/TitleTxt24SENIOR MORTGAGE CONSULTANT
IRS990/Form990PartVIISectionAGrp/TitleTxt25PERSONAL ACCT OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt26SENIOR MORTGAGE CONSULTANT
IRS990/Form990PartVIISectionAGrp/TitleTxt27AVP REAL ESTATE
IRS990/Form990PartVIISectionAGrp/TitleTxt28MORTGAGE CONSULTANT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01950
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt019000
IRS990/GrantsToDomesticOrgsGrp/TotalAmt093575
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt080123092
IRS990/GrossRentsGrp/RealAmt02613037
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt044
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01210061
IRS990/IntangibleAssetsGrp/BOYAmt02397000
IRS990/IntangibleAssetsGrp/EOYAmt02258912
IRS990/InterestGrp/TotalAmt07213431
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt08738107
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt09652863
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt0914756
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt01175275933
IRS990/InvestmentsProgramRelatedGrp/EOYAmt01271683596
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0636788554
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0642088799
IRS990/IRPDocumentCnt049937
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt034708900
IRS990/LandBldgEquipBasisNetGrp/BOYAmt032316760
IRS990/LandBldgEquipBasisNetGrp/EOYAmt033429984
IRS990/LandBldgEquipCostOrOtherBssAmt068138884
IRS990/LegalDomicileStateCd0CA
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, PROVIDENT CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0236083001
IRS990/NetAssetsOrFundBalancesEOYAmt0251505936
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt02613037
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt02613037
IRS990/NetUnrelatedBusTxblIncmAmt0-195667
IRS990/NetUnrlzdGainsLossesInvstAmt0-756581
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt04464651
IRS990/OfficeExpensesGrp/TotalAmt06380978
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt021053216
IRS990/OtherAssetsTotalGrp/EOYAmt022251176
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt03851844
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS EXPENSE
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN & LE
IRS990/OtherExpensesGrp/Desc3OPERATING FEES
IRS990/OtherExpensesGrp/TotalAmt03840785
IRS990/OtherExpensesGrp/TotalAmt13331601
IRS990/OtherExpensesGrp/TotalAmt2325872
IRS990/OtherExpensesGrp/TotalAmt3188070
IRS990/OtherLiabilitiesGrp/BOYAmt01779728752
IRS990/OtherLiabilitiesGrp/EOYAmt01855897925
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0GAIN ON OREOS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt019455
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt019455
IRS990/OtherRevenueTotalAmt019455
IRS990/OtherSalariesAndWagesGrp/TotalAmt017828687
IRS990/OtherWebsiteInd0X
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01719227
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,124,975,420
Liabilities
$1,873,469,484
Net assets
$251,505,936
Revenue
$80,123,092
Expenses
$63,943,576
Net income
$16,179,516
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3,546$3,189$357$164$160$3.32
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,497$3,160$337$145$138$7.33
2022Detailed filing. Detailed filing data is available for this year.$3,511$3,210$301$113$108$5.14
2021Detailed filing. Detailed filing data is available for this year.$3,537$3,196$341$115$104$10.4
2020Detailed filing. Detailed filing data is available for this year.$3,318$2,977$341$140$121$19.1
2019Detailed filing. Detailed filing data is available for this year.$2,796$2,475$321$118$101$16.6
2018Detailed filing. Detailed filing data is available for this year.$2,600$2,303$297$102$86.2$16.1
2017Detailed filing. Detailed filing data is available for this year.$2,385$2,103$282$96.3$80.6$15.7
2016Detailed filing. Detailed filing data is available for this year.$2,284$2,013$271$91.6$72.9$18.7
2015Detailed filing. Detailed filing data is available for this year.$2,125$1,873$252$80.1$63.9$16.2
2014Detailed filing. Detailed filing data is available for this year.$2,032$1,796$236$74.1$63.2$10.9
2013Detailed filing. Detailed filing data is available for this year.$1,902$1,678$224$74.4$62.5$11.9
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,726$1,512$213$67.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,516$1,318$199$66.4
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,626$1,438$188$81.4