Liabilities / Assets
86th percentile
Higher debt load relative to assets than 86% of similar nonprofits.
Credit Unions in the State of California
990 • Fiscal year 2019 • EIN 94-0362029
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.91x
Liabilities / Revenue
77th percentile
Higher debt load relative to revenue than 77% of similar nonprofits.
Net Margin
75th percentile
Higher net margin than 75% of similar nonprofits.
Top Officer Pay
22nd percentile
Higher top officer pay than 22% of similar nonprofits.
Top officer pay equals 1.7% of source-year revenue.
Asset Growth
19th percentile
Faster asset growth than 19% of similar nonprofits.
Revenue Growth
8th percentile
Faster revenue growth than 8% of similar nonprofits.
Balance Sheet
Assets
Up$201,115,851
Up $2,108,423 (+1.1%) from 2018
Net Assets
Up$17,586,148
Up $2,450,203 (+16%) from 2018
Liabilities
Down$183,529,703
Down $341,780 (-0.2%) from 2018
Revenue And Expenses
Revenue
Up$9,632,589
Up $51,914 (+0.5%) from 2018
Expenses
Down$7,803,590
Down $116,214 (-1.5%) from 2018
Net Income
Up$1,828,999
Up $168,128 (+10%) from 2018
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2019 to Dec 31, 2019
- Signed
- Nov 9, 2020
- Return Version
- 2019v5.1
- Gross Receipts
- $11,636,375
Mission and Program Overview
Mission
To focus on our member's financial needs by offering accessible solutions and excellent service while maintaining fiscal integrity.
A cooperative, organized for the purpose of promoting thrift and savings among its members.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Program Related | - | $112,332,866 | - |
| Other Notes and Loans Receivable, Net | $109,926,204 | - | - |
| Investments in Publicly Traded Securities | $52,530,918 | $48,642,128 | ▼ $3,888,790 |
| Investments Other Securities | $23,943,754 | - | - |
| Savings and Temporary Cash Investments | - | $22,730,698 | - |
| Rtn Earn Endowment Incm Other Fnds | $15,135,945 | $17,586,148 | ▲ $2,450,203 |
| Land, Buildings, and Equipment, Net | $4,736,563 | $4,455,641 | ▼ $280,922 |
| Accounts Receivable | $2,571,610 | - | - |
| Cash and Non-Interest-Bearing Accounts | $1,772,196 | $1,617,500 | ▼ $154,696 |
| Prepaid Expenses and Deferred Charges | $755,112 | $22,386 | ▼ $732,726 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $199,007,428 | $201,115,851 | ▲ $2,108,423 |
| Other Assets Total | $2,771,071 | $11,314,632 | ▲ $8,543,561 |
| Liabilities | |||
| Other Liabilities | $182,994,097 | $182,972,191 | ▼ $21,906 |
| Accounts Payable and Accrued Expenses | $877,386 | $557,512 | ▼ $319,874 |
| Total Liabilities | $183,871,483 | $183,529,703 | ▼ $341,780 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $15,135,945 | $17,586,148 | ▲ $2,450,203 |
| Total Liabilities and Net Assets / Fund Balance | $199,007,428 | $201,115,851 | ▲ $2,108,423 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $2,750,931 | $3,957,137 | $6,708,068 |
| Equipment | $535,207 | $5,891,714 | $6,426,921 |
| Land | $1,168,235 | - | $1,168,235 |
| Leasehold Improvements | $1,268 | $432,714 | $433,982 |
| Investment Program Related Org | $1,746,145 | - | - |
| Other Assets Org | $27,800 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Bruce Milgrom | CEO | FT | $119,073 | $44,690 | $163,763 |
| Benny Magdaleno | VP Information Systems | FT | $100,888 | $36,471 | $137,359 |
Board Members and Trustees
| Name | Title |
|---|---|
| James Kiefer | Chairman |
| Patrick Samsell | Supv Cmte Chair |
| Rich Garcia | Vice Chairman |
| Linda Frontz | Board Member |
| Lori Olson | Secretary |
| Efrain Aguilar | Supv Cmte Secretary |
| Joe Loduca | Treasurer |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Jack Henry & Associates | Computer Software Services | PO BOX 609, Monett, MO 65709 | $241,827 |
| Ftsi | Financial Services | 406 E HUNTINGTON DRIVE 100, Monrovia, CA 91016 | $119,857 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $7,933,295
- Investment Income
- $1,633,294
- Other Revenue
- $66,000
- Change in Net Assets
- $1,828,999
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $4,516,010 |
| Salaries, Compensation, and Employee Benefits | $3,287,580 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $2,450,160 |
| Office Expenses | - | - | - | $1,043,974 |
| Occupancy | - | - | - | $731,718 |
| Depreciation Depletion | - | - | - | $354,811 |
| Fees for Services Other | - | - | - | $289,261 |
| Other Employee Benefits | - | - | - | $275,147 |
| Interest | - | - | - | $268,016 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $231,833 |
| Payroll Taxes | - | - | - | $226,199 |
| Information Technology | - | - | - | $163,546 |
| Advertising | - | - | - | $129,562 |
| Pension Plan Contributions | - | - | - | $104,241 |
| Fees for Services Accounting | - | - | - | $97,500 |
| Travel | - | - | - | $61,050 |
| Other Expenses | - | - | - | $26,181 |
| Fees for Services Legal | - | - | - | $25,000 |
| Insurance | - | - | - | $11,374 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $1,122 |
| Total Functional Expenses | $0 | $0 | $0 | $7,803,590 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Total Shares & Deposits | $182,972,191 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Audit committee
- Yes
- Backup withholding compliance
- Yes
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“The credit union has members. All members can elect members of the governing body, the board of directors. Members do not approve significant decisions or receive a share of the credit union profits or excess due upon dissolution.”
Form 990, Part VI, Section A, Line 7A
“Members have the right to elect the governing body, the board of directors.”
Form 990, Part VI, Section A, Line 7B
“Members are owners of the credit union and have the right to approve the governing body's election and removal of members of the governing body,as well as other matters that are subject to the approval of members of the credit union as they occur.”
Form 990, Part VI, Section B, Line 11B
“Executive management reviews the form 990. The form 990 was reviewed by the chairman of the supervisory committee prior to the filing of the return. The form 990 is distributed to the board of directors as the next monthly meeting following the filing of the return with the internal revenue service.”
Form 990, Part VI, Section B, Line 12C
“The credit union does not permit its staff to make transactions on their account or the accounts of their family members. The staff is also required to let the credit union know if they have a second job. Each year, the staff and volunteers are required to read and sign the personnel policy which includes a conflict of interest clause. The volunteers are required to sign a conflict of interest statement each year.”
Form 990, Part VI, Section B, Line 15A
“The credit union uses comparable data from independent compensation surveys to present to the board of directors for consideration.”
Form 990, Part VI, Section C, Line 19
“The governing documents are available upon request. The conflict of interest policy is not available to the public, however the conflict of interest policy was approved by the governing body, the board of directors. The credit union posts our financial statement for the public in our lobby on a monthly basis.”
Filing and Contact Details
Filer
- Filer Name
- Central State Credit Union
- EIN
- 94-0362029
- Phone
- 2094445310
- Address
- 919 NORTH CENTER STREET, STOCKTON, CA 95202
Signing Officer
- Name
- Bruce Milgrom
- Title
- CEO/president
- Phone
- 2094445310
- Signed
- 2020-11-09
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Bruce Milgrom
- Formed
- 1936
- Legal Domicile
- CA
- Voting Board Members
- 5
- Independent Board Members
- 5
- Employees
- 82
- Volunteers
- 7
Preparer
- Firm
- Turner Warren Hwang & Conrad Acctcy
- Address
- 100 NORTH FIRST ST STE 202, BURBANK, CA 91502
- Preparer
- Valentino Creus CPA
- Phone
- 8189549700
Supplemental Narrative
Additional Explanations
FORM 990, PART XII, LINE 2C:
“The organization has not changed either its oversight process or its selection process during the tax year.”
Financial Statement Notes
PART X, LINE 2:
“Fasb asc 740-10-65, income taxes, provides guidance for how uncertain tax positions should be recognized, measured, disclosed and presented in the financial statements. This requires the evaluation of tax positions taken or expected to be taken in the course of preparing the credit union's tax returns to determine whether the tax positions are "more likely than not" of being sustained "when challenged or "when examined" by the applicable tax authority. Tax positions deemed to not meet the more-likely-than-not threshold should be recorded as a tax expense and liability in the current period.for the year ended june 30, 2020, management has determined that there are no material uncertain tax positions, and accordingly, the credit union has not recorded a liability for the payment of interest or penalties.”
Raw XML AppendixShowing 400 of 456 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 877386 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 557512 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 2571610 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 129562 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | BRUCE MILGROM CEOPRESIDENT |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2094445310 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 919 NORTH CENTER STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | STOCKTON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 95202 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1772196 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1617500 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 231833 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 241827 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 119857 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | PO BOX 609 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 406 E HUNTINGTON DRIVE 100 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | MONETT |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | MONROVIA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 65709 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 91016 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | JACK HENRY & ASSOCIATES |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | FTSI |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | COMPUTER SOFTWARE SERVICES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | FINANCIAL SERVICES |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1633294 |
| IRS990/CYOtherExpensesAmt | 0 | 4516010 |
| IRS990/CYOtherRevenueAmt | 0 | 66000 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 7933295 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1828999 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3287580 |
| IRS990/CYTotalExpensesAmt | 0 | 7803590 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 9632589 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 354811 |
| IRS990/Desc | 0 | WE ARE IN BUSINESS TO LOAN FUNDS TO OUR MEMBERS AT LOW RATES. WE ARE A COMMUNITY BASED CREDIT UNION SERVING OVER 24,000 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 82 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 97500 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 25000 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 289261 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 1122 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 32818 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 36471 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JAMES KIEFER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | RICH GARCIA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | LORI OLSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JOE LODUCA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LINDA FRONTZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | PATRICK SAMSELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | EFRAIN AGUILAR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | BRUCE MILGROM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | BENNY MAGDALENO |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 130945 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 100888 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | SUPV CMTE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | SUPV CMTE SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | VP INFORMATION SYSTEMS |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1936 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 15214 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 11000 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 19000 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 2011000 |
| IRS990/GrossReceiptsAmt | 0 | 11636375 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 163546 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 11374 |
| IRS990/InterestGrp/TotalAmt | 0 | 268016 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1607080 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1607080 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 23943754 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 112332866 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 52530918 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 48642128 |
| IRS990/IRPDocumentCnt | 0 | 2667 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 10281565 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 4736563 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 4455641 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 14737206 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 3786 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 2000000 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | CENTRAL STATE CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVING AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE CENTRAL STATE CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 15135945 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 17586148 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 26214 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 26214 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 621204 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 731718 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1043974 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2771071 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 11314632 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 275147 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN & LE |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | MISCELLANEOUS EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | OPERATING FEES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 882900 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 274080 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 155915 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 26181 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 182994097 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 182972191 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 900099 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER NON-OPERATING IN |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 66000 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 66000 |
| IRS990/OtherRevenueTotalAmt | 0 | 66000 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2450160 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 109926204 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 226199 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 104241 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 755112 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 22386 |
| IRS990/PrincipalOfficerNm | 0 | BRUCE MILGROM |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5116958 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 2074045 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 593312 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 5116958 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 2223025 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 593312 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 148980 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | MEMBERS CAN USE OUR ELECTRONIC SERVICES 24/7 THROUGH SEVERAL DELIVERY CHANNELS, INCLUDING HOME BANKING, BILL PAY AND ATM SERVICES. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | WE HAVE AN ARRAY OF OTHER LOW COST OR NO COST SERVICES SUCH AS CHECKING ACCOUNTS, IRA ACCOUNTS AND OTHER FINANCIAL SERVICES. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 219304 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 1527463 |
| IRS990/PYOtherExpensesAmt | 0 | 4517238 |
| IRS990/PYOtherRevenueAmt | 0 | -14362 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 8067574 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1660871 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 3183262 |
| IRS990/PYTotalExpensesAmt | 0 | 7919804 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 9580675 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1828999 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 1 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 15135945 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 17586148 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 22730698 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 2750931 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 3957137 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 6708068 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 535207 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 5891714 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 6426921 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 13151000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 2188000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 347505 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 3 | 94900216 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 4 | 1746145 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | DEPOSITS IN COMMERCIAL BANKS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | LOANS TO AND INVESTMENTS IN NATURAL PERSON CREDIT UNIONS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | PAID-IN CAPITAL AT CORP |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 3 | NET LOANS & LEASES |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 4 | NCUA SHARE INSURANCE CAPITALIZATION DEPOSIT |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | F |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 3 | F |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 4 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1168235 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1168235 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 1268 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 432714 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 433982 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 320788 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 191971 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 10774073 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 3 | 27800 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | ACCRUED INTEREST ON LOANS |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | ACCRUED INTEREST ON INVESTMENTS |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | ALL OTHER ASSETS |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 3 | FORECLOSSED AND REPOSSESSED ASSETS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 182972191 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | TOTAL SHARES & DEPOSITS |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | FASB ASC 740-10-65, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED AND PRESENTED IN THE FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE "MORE LIKELY THAN NOT" OF BEING SUSTAINED "WHEN CHALLENGED OR "WHEN EXAMINED" BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS DEEMED TO NOT MEET THE MORE-LIKELY-THAN-NOT THRESHOLD SHOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT PERIOD.FOR THE YEAR ENDED JUNE 30, 2020, MANAGEMENT HAS DETERMINED THAT THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS, AND ACCORDINGLY, THE CREDIT UNION HAS NOT RECORDED A LIABILITY FOR THE PAYMENT OF INTEREST OR PENALTIES. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 4455641 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 11314632 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 112332866 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 182972191 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 119073 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 6750 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 32818 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 5122 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | BRUCE MILGROM |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 163763 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990ScheduleJ/WrittenEmploymentContractInd | 0 | X |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HAS MEMBERS. ALL MEMBERS CAN ELECT MEMBERS OF THE GOVERNING BODY, THE BOARD OF DIRECTORS. MEMBERS DO NOT APPROVE SIGNIFICANT DECISIONS OR RECEIVE A SHARE OF THE CREDIT UNION PROFITS OR EXCESS DUE UPON DISSOLUTION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS HAVE THE RIGHT TO ELECT THE GOVERNING BODY, THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBERS ARE OWNERS OF THE CREDIT UNION AND HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY,AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | EXECUTIVE MANAGEMENT REVIEWS THE FORM 990. THE FORM 990 WAS REVIEWED BY THE CHAIRMAN OF THE SUPERVISORY COMMITTEE PRIOR TO THE FILING OF THE RETURN. THE FORM 990 IS DISTRIBUTED TO THE BOARD OF DIRECTORS AS THE NEXT MONTHLY MEETING FOLLOWING THE FILING OF THE RETURN WITH THE INTERNAL REVENUE SERVICE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CREDIT UNION DOES NOT PERMIT ITS STAFF TO MAKE TRANSACTIONS ON THEIR ACCOUNT OR THE ACCOUNTS OF THEIR FAMILY MEMBERS. THE STAFF IS ALSO REQUIRED TO LET THE CREDIT UNION KNOW IF THEY HAVE A SECOND JOB. EACH YEAR, THE STAFF AND VOLUNTEERS ARE REQUIRED TO READ AND SIGN THE PERSONNEL POLICY WHICH INCLUDES A CONFLICT OF INTEREST CLAUSE. THE VOLUNTEERS ARE REQUIRED TO SIGN A CONFLICT OF INTEREST STATEMENT EACH YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE CREDIT UNION USES COMPARABLE DATA FROM INDEPENDENT COMPENSATION SURVEYS TO PRESENT TO THE BOARD OF DIRECTORS FOR CONSIDERATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. THE CONFLICT OF INTEREST POLICY IS NOT AVAILABLE TO THE PUBLIC, HOWEVER THE CONFLICT OF INTEREST POLICY WAS APPROVED BY THE GOVERNING BODY, THE BOARD OF DIRECTORS. THE CREDIT UNION POSTS OUR FINANCIAL STATEMENT FOR THE PUBLIC IN OUR LOBBY ON A MONTHLY BASIS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR ITS SELECTION PROCESS DURING THE TAX YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XII, LINE 2C: |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | CA |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 199007428 |
| IRS990/TotalAssetsEOYAmt | 0 | 201115851 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 199007428 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 201115851 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 82 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 7803590 |
| IRS990/TotalGrossUBIAmt | 0 | 148980 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 183871483 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 183529703 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 183871483 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 183529703 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 15135945 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 17586148 |
| IRS990/TotalOtherCompensationAmt | 0 | 69289 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 7933295 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $201,115,851
- Liabilities
- $183,529,703
- Net assets
- $17,586,148
- Revenue
- $9,632,589
- Expenses
- $7,803,590
- Net income
- $1,828,999