Liabilities / Assets
71st percentile
Higher debt load relative to assets than 71% of similar nonprofits.
Credit Unions in the State of California
990 • Fiscal year 2014 • EIN 94-0362029
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.91x
Liabilities / Revenue
60th percentile
Higher debt load relative to revenue than 60% of similar nonprofits.
Net Margin
66th percentile
Higher net margin than 66% of similar nonprofits.
Top Officer Pay
86th percentile
Higher top officer pay than 86% of similar nonprofits.
Top officer pay equals 4.1% of source-year revenue.
Asset Growth
48th percentile
Faster asset growth than 48% of similar nonprofits.
Revenue Growth
40th percentile
Faster revenue growth than 40% of similar nonprofits.
Balance Sheet
Assets
Up$150,128,583
Up $5,056,471 (+3.5%) from 2013
Net Assets
Up$13,720,466
Up $1,487,248 (+12%) from 2013
Liabilities
Up$136,408,117
Up $3,569,223 (+2.7%) from 2013
Revenue And Expenses
Revenue
Up$7,112,598
Up $63,095 (+0.9%) from 2013
Expenses
Down$6,117,366
Down $1,440,202 (-19%) from 2013
Net Income
Up$995,232
Up $1,503,297 (+296%) from 2013
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2014 to Dec 31, 2014
- Signed
- Nov 3, 2015
- Return Version
- 2014v5.0
- Gross Receipts
- $7,177,993
Mission and Program Overview
Mission
To focus on our member's financial needs by offering accessible solutions and excellent service while maintaining fiscal integrity.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $85,377,779 | $91,451,591 | ▲ $6,073,812 |
| Investments in Publicly Traded Securities | $24,539,691 | $27,031,707 | ▲ $2,492,016 |
| Investments Other Securities | $23,229,469 | $18,506,918 | ▼ $4,722,551 |
| Rtn Earn Endowment Incm Other Fnds | $12,233,218 | $13,720,466 | ▲ $1,487,248 |
| Land, Buildings, and Equipment, Net | $4,987,417 | $4,865,383 | ▼ $122,034 |
| Accounts Receivable | $2,300,863 | $3,135,319 | ▲ $834,456 |
| Cash and Non-Interest-Bearing Accounts | $1,996,742 | $2,239,011 | ▲ $242,269 |
| Prepaid Expenses and Deferred Charges | $405,688 | $501,820 | ▲ $96,132 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $145,072,112 | $150,128,583 | ▲ $5,056,471 |
| Other Assets Total | $2,234,463 | $2,396,834 | ▲ $162,371 |
| Liabilities | |||
| Other Liabilities | $132,519,764 | $136,012,233 | ▲ $3,492,469 |
| Accounts Payable and Accrued Expenses | $319,130 | $395,884 | ▲ $76,754 |
| Total Liabilities | $132,838,894 | $136,408,117 | ▲ $3,569,223 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $12,233,218 | $13,720,466 | ▲ $1,487,248 |
| Total Liabilities and Net Assets / Fund Balance | $145,072,112 | $150,128,583 | ▲ $5,056,471 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $692,875 | $5,502,431 | $6,195,306 |
| Buildings | $2,937,783 | $2,716,285 | $5,654,068 |
| Land | $1,061,871 | - | $1,061,871 |
| Other Land Buildings | $128,101 | $463,251 | $591,352 |
| Leasehold Improvements | $44,753 | $384,247 | $429,000 |
| Other Securities | $7,000,000 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| David Silvestri | President/ CEO | FT | $240,529 | $52,704 | $293,233 |
| Patricia Hinton | Vice President /COO | FT | $145,364 | $34,303 | $179,667 |
Board Members and Trustees
| Name | Title |
|---|---|
| Theodore Rich | Chairman |
| James Kiefer | Vice Chairman |
| Cecile Kaiser | Director |
| Robert Applegate | Director |
| Sean Whelan | Director |
| Josephine Giometti | Secretary |
| Joe Loduca | Treasurer |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Diebold Global Finance Corporation | Atm Service | PO BOX 644399, Pittsburg, PA 15264 | $612,735 |
| Hanley Construction INC | Remodel | PO BOX 808, Stockton, CA 95201 | $332,630 |
| Fundxpress | Home Banking | PO BOX 310464, Des Moines, IA 50331 | $149,938 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $6,515,674
- Investment Income
- $605,079
- Other Revenue
- $-8,155
- Change in Net Assets
- $995,232
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $3,142,902 |
| Salaries, Compensation, and Employee Benefits | $2,747,228 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,740,978 |
| Fees for Services Other | - | - | - | $596,331 |
| Depreciation Depletion | - | - | - | $588,630 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $472,900 |
| Occupancy | - | - | - | $393,241 |
| Office Expenses | - | - | - | $322,297 |
| Other Employee Benefits | - | - | - | $280,965 |
| Advertising | - | - | - | $261,119 |
| Benefits to Members | - | - | - | $227,236 |
| Payroll Taxes | - | - | - | $173,322 |
| Information Technology | - | - | - | $159,853 |
| Pension Plan Contributions | - | - | - | $79,063 |
| Insurance | - | - | - | $56,292 |
| Conferences and Meetings | - | - | - | $49,305 |
| Fees for Services Accounting | - | - | - | $48,350 |
| All Other Expenses | - | - | - | $19,106 |
| Fees for Services Legal | - | - | - | $17,079 |
| Other Expenses | - | - | - | $16,142 |
| Interest | - | - | - | $31 |
| Total Functional Expenses | $0 | $0 | $0 | $6,117,366 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Member Share Deposits | $136,012,233 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Audit committee
- Yes
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“Members are owners of the credit union and have the right to elect members of the governing body but receive no share of the organizations profits.”
Form 990, Part VI, Section A, Line 7A
“Members are owners of the credit union and have the right to elect one or more members of the governing body, whether periodically, or as vacancies arise, or otherwise.”
Form 990, Part VI, Section A, Line 7B
“Members are owners of the credit union and have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”
Form 990, Part VI, Section B, Line 11
“Executive management reviews the form 990 competed by external cpa firm. The form 990 is distributed to the board of directors at the next meeting following filing the form with the irs.”
Form 990, Part VI, Section B, Line 12C
“The credit union does not permit its staff to make transactions on their accounts or the accounts of their family members. The staff is also required to let the credit union know if they have a second job. Each year, the staff and volunteers are required to read and sign the personnel policy which includes a conflict of interest clause. The volunteers are required to sign a conflict of interest statement each year.”
Form 990, Part VI, Section B, Line 15
“Central state credit union uses comparable data from independent compensation surveys to present to the board of directors benefits committee for recommendation to the full board of directors.”
Form 990, Part VI, Section C, Line 19
“We post our financial statement and business license for the public in our lobby. For additional information, the branch will contact the accounting department and they will fax over the documents upon request. The governing documents and conflict of interest policy are not available to the public.”
Filing and Contact Details
Filer
- Filer Name
- Central State Credit Union
- EIN
- 94-0362029
- Phone
- 2094445311
- Address
- 919 NORTH CENTER STREET, STOCKTON, CA 95202
Signing Officer
- Name
- Patricia Hinton
- Title
- Executive VP/COO
- Phone
- 2094445311
- Signed
- 2015-11-03
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Patricia Hinton
- Formed
- 1936
- Legal Domicile
- CA
- Voting Board Members
- 7
- Independent Board Members
- 7
- Employees
- 53
- Volunteers
- 11
Preparer
- Firm
- Moss Adams Llp
- Address
- 3121 W MARCH LN STE 100, STOCKTON, CA 95219-2367
- Preparer
- Tracy S Paglia
- Phone
- 2099556100
Supplemental Narrative
Additional Explanations
Form 990, Part IV, Line 12
“Financial statements were audited for the fiscal years ended 6/30/2014 and 6/30/2015.”
Raw XML AppendixShowing 400 of 456 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 319130 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 395884 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 2300863 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 3135319 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO FOCUS ON OUR MEMBER'S FINANCIAL NEEDS BY OFFERING ACCESSIBLE SOLUTIONS AND EXCELLENT SERVICE WHILE MAINTAINING FISCAL INTEGRITY. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 261119 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 19106 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 227236 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | PATRICIA HINTON |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2094445311 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 919 NORTH CENTER STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | STOCKTON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 95202 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1996742 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2239011 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 472900 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 49305 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 612735 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 332630 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 149938 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | PO BOX 644399 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | PO BOX 808 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | PO BOX 310464 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | PITTSBURG |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | STOCKTON |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | DES MOINES |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | IA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 15264 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 95201 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 50331 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | DIEBOLD GLOBAL FINANCE CORPORATION |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | HANLEY CONSTRUCTION INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | FUNDXPRESS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | ATM SERVICE |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | REMODEL |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | HOME BANKING |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 227236 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 605079 |
| IRS990/CYOtherExpensesAmt | 0 | 3142902 |
| IRS990/CYOtherRevenueAmt | 0 | -8155 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 6515674 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 995232 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2747228 |
| IRS990/CYTotalExpensesAmt | 0 | 6117366 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 7112598 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 588630 |
| IRS990/Desc | 0 | WE ARE IN BUSINESS TO LOAN FUNDS TO OUR MEMBERS AT LOW RATES. WE ARE A COMMUNITY CREDIT UNION SERVING OVER 20,000 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 53 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 48350 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 17079 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 596331 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 32692 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 20803 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JAMES KIEFER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JOSEPHINE GIOMETTI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ROBERT APPLEGATE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | SEAN WHELAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JOE LODUCA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | THEODORE RICH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | CECILE KAISER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DAVID SILVESTRI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | PATRICIA HINTON |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 260541 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 158864 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT/ CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | VICE PRESIDENT /COO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1936 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 128 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 128 |
| IRS990/GrossReceiptsAmt | 0 | 7177993 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 57240 |
| IRS990/GroupExemptionNum | 0 | 1526 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 159853 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 56292 |
| IRS990/InterestGrp/TotalAmt | 0 | 31 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 604951 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 604951 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 23229469 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 18506918 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 24539691 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 27031707 |
| IRS990/IRPDocumentCnt | 0 | 2326 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 9066214 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 4987417 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 4865383 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 13931597 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 0 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 65395 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO FOCUS ON OUR MEMBER'S FINANCIAL NEEDS BY OFFERING ACCESSIBLE SOLUTIONS AND EXCELLENT SERVICE WHILE MAINTAINING FISCAL INTEGRITY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 12233218 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 13720466 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 128 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 128 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | -8155 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | -8155 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -106636 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 492016 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 393241 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 322297 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2234463 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 2396834 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 280965 |
| IRS990/OtherExpensesGrp/Desc | 0 | OFFICE OPERATIONS |
| IRS990/OtherExpensesGrp/Desc | 1 | STATE ASSESSMENT FEES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 615126 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 16142 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 132519764 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 136012233 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1740978 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 85377779 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 91451591 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 173322 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 79063 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 405688 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 501820 |
| IRS990/PrincipalOfficerNm | 0 | PATRICIA HINTON |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE & CHARGES INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4598859 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 1681079 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 132656 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 4598859 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 1709041 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 207774 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 27962 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 75118 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | MEMBERS CAN USE OUR ELECTRONIC SERVICES 24/7 THROUGH SEVERAL DELIVERY CHANNELS, INCLUDING HOME BANKING, BILL PAY AND ATM SERVICES. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | WE HAVE AN ARRAY OF OTHER LOW OR NO COST SERVICES SUCH AS CHECKING, IRAS AND OTHER FINANCIAL SERVICES. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 228040 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 516326 |
| IRS990/PYOtherExpensesAmt | 0 | 4827112 |
| IRS990/PYOtherRevenueAmt | 0 | -9759 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 6542936 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -508065 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2502416 |
| IRS990/PYTotalExpensesAmt | 0 | 7557568 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 7049503 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 995232 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | -8155 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 12233218 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 13720466 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 2937783 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 2716285 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 5654068 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 692875 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 5502431 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 6195306 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1061871 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1061871 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 44753 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 384247 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 429000 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 128101 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 463251 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 591352 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 136012233 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 11228431 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 278487 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 7000000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | DEPOSIT IN CORP CREDIT UNION |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | OTHER INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | LIFE INSURANCE POLICY |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | F |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 4865383 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 18506918 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 136012233 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/ClubDuesOrFeesInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990ScheduleJ/Form990OfOtherOrganizationsInd | 0 | X |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 240529 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 145364 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 20012 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 13500 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 14390 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 9450 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 18302 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 11353 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | DAVID SILVESTRI |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | PATRICIA HINTON |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT/ CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | VICE PRESIDENT /COO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 293233 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 179667 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SubstantiationRequiredInd | 0 | 1 |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | A FITNESS HEALTH CLUB MONTHLY MEMBERSHIP FEE IS PAID BY THE ORGANIZATION FOR THE CEO. NO AMOUNT IS TREATED AS TAXABLE COMPENSATION. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I, LINE 1A |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd | 0 | 1 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | MEMBERS ARE OWNERS OF THE CREDIT UNION AND HAVE THE RIGHT TO ELECT MEMBERS OF THE GOVERNING BODY BUT RECEIVE NO SHARE OF THE ORGANIZATIONS PROFITS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS ARE OWNERS OF THE CREDIT UNION AND HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY, WHETHER PERIODICALLY, OR AS VACANCIES ARISE, OR OTHERWISE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBERS ARE OWNERS OF THE CREDIT UNION AND HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | EXECUTIVE MANAGEMENT REVIEWS THE FORM 990 COMPETED BY EXTERNAL CPA FIRM. THE FORM 990 IS DISTRIBUTED TO THE BOARD OF DIRECTORS AT THE NEXT MEETING FOLLOWING FILING THE FORM WITH THE IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CREDIT UNION DOES NOT PERMIT ITS STAFF TO MAKE TRANSACTIONS ON THEIR ACCOUNTS OR THE ACCOUNTS OF THEIR FAMILY MEMBERS. THE STAFF IS ALSO REQUIRED TO LET THE CREDIT UNION KNOW IF THEY HAVE A SECOND JOB. EACH YEAR, THE STAFF AND VOLUNTEERS ARE REQUIRED TO READ AND SIGN THE PERSONNEL POLICY WHICH INCLUDES A CONFLICT OF INTEREST CLAUSE. THE VOLUNTEERS ARE REQUIRED TO SIGN A CONFLICT OF INTEREST STATEMENT EACH YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | CENTRAL STATE CREDIT UNION USES COMPARABLE DATA FROM INDEPENDENT COMPENSATION SURVEYS TO PRESENT TO THE BOARD OF DIRECTORS BENEFITS COMMITTEE FOR RECOMMENDATION TO THE FULL BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | WE POST OUR FINANCIAL STATEMENT AND BUSINESS LICENSE FOR THE PUBLIC IN OUR LOBBY. FOR ADDITIONAL INFORMATION, THE BRANCH WILL CONTACT THE ACCOUNTING DEPARTMENT AND THEY WILL FAX OVER THE DOCUMENTS UPON REQUEST. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE NOT AVAILABLE TO THE PUBLIC. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | FINANCIAL STATEMENTS WERE AUDITED FOR THE FISCAL YEARS ENDED 6/30/2014 AND 6/30/2015. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART IV, LINE 12 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | CA |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 145072112 |
| IRS990/TotalAssetsEOYAmt | 0 | 150128583 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 145072112 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 150128583 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 53 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 6117366 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $150,128,583
- Liabilities
- $136,408,117
- Net assets
- $13,720,466
- Revenue
- $7,112,598
- Expenses
- $6,117,366
- Net income
- $995,232