Civic Intelligence

Naifa - Oregon

990EZ • Fiscal year 2023 • EIN 93-0518278

Jan 01, 2023 to Dec 31, 2023 • Filed on Jun 15, 2024

Organization ProfileWWW.NAIFAOREGON.ORG
7420 SW Garden Home RdPortland, OR 97223

(503) 585-8254

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

93rd percentile

0.57x

Higher debt load relative to assets than 93% of similar nonprofits.

2023 filings • 501(c)6 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

99th percentile

2.44x

Higher debt load relative to revenue than 99% of similar nonprofits.

2023 filings • 501(c)6 • <$500k nonprofits • Source year 2023

Net Margin

8th percentile

-47%

Higher net margin than 8% of similar nonprofits.

2023 filings • 501(c)6 • <$500k nonprofits • Source year 2023

Top Officer Pay

73rd percentile

$0

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2023 filings • 501(c)6 • <$500k nonprofits • Source year 2023

Asset Growth

43rd percentile

-2.2%

Faster asset growth than 43% of similar nonprofits.

2023 filings • 501(c)6 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

27th percentile

-8.2%

Faster revenue growth than 27% of similar nonprofits.

2023 filings • 501(c)6 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Down

$242,986

Down $5,414 (-2.2%) from 2022

Net Assets

Down

$103,467

Down $5,414 (-5.0%) from 2022

Liabilities

Flat

$139,519

Flat from 2022

Revenue And Expenses
Liabilities / Revenue99th percentileNet Margin8th percentile

Revenue

Down

$57,145

Down $5,115 (-8.2%) from 2022

Expenses

Down

$84,112

Down $2,963 (-3.4%) from 2022

Net Income

Down

-$26,967

Down $2,152 (-8.7%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth43rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2012: $149,497Liabilities 2012: $02012Assets 2013: $137,372Liabilities 2013: $02013Assets 2014: $126,438Liabilities 2014: $0Net Assets 2014: $126,4382014Assets 2015: $125,376Liabilities 2015: $0Net Assets 2015: $125,3762015Assets 2016: $100,279Liabilities 2016: $0Net Assets 2016: $100,2792016Assets 2017: $91,228Liabilities 2017: $0Net Assets 2017: $91,2282017Assets 2018: $90,388Liabilities 2018: $0Net Assets 2018: $90,3882018Assets 2019: $273,958Liabilities 2019: $121,434Net Assets 2019: $152,5242019Assets 2020: $301,002Liabilities 2020: $134,431Net Assets 2020: $166,5712020Assets 2021: $305,343Liabilities 2021: $139,875Net Assets 2021: $165,4682021Assets 2022: $248,400Liabilities 2022: $139,519Net Assets 2022: $108,8812022Assets 2023: $242,986Liabilities 2023: $139,519Net Assets 2023: $103,4672023Assets 2024: $260,762Liabilities 2024: $139,519Net Assets 2024: $121,2432024

Highlighted filing

2023

Assets$242,986
Liabilities$139,519
Net Assets$103,467
Open 2023 Filing

Operations Trend

Revenue Growth27th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2012: $82,452Expenses 2012: $80,013Net Income 2012: $2,4392012Revenue 2013: $77,580Expenses 2013: $89,705Net Income 2013: -$12,1252013Revenue 2014: $89,922Expenses 2014: $100,856Net Income 2014: -$10,9342014Revenue 2015: $88,133Expenses 2015: $89,154Net Income 2015: -$1,0212015Revenue 2016: $127,694Expenses 2016: $153,501Net Income 2016: -$25,8072016Revenue 2017: $80,710Expenses 2017: $89,071Net Income 2017: -$8,3612017Revenue 2018: $70,099Expenses 2018: $72,129Net Income 2018: -$2,0302018Revenue 2019: $103,410Expenses 2019: $99,106Net Income 2019: $4,3042019Revenue 2020: $78,412Expenses 2020: $70,914Net Income 2020: $7,4982020Revenue 2021: $67,569Expenses 2021: $73,976Net Income 2021: -$6,4072021Revenue 2022: $62,260Expenses 2022: $87,075Net Income 2022: -$24,8152022Revenue 2023: $57,145Expenses 2023: $84,112Net Income 2023: -$26,9672023Revenue 2024: $52,748Expenses 2024: $70,358Net Income 2024: -$17,6102024

Highlighted filing

2023

Revenue$57,145
Expenses$84,112
Net Income-$26,967
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Jun 15, 2024
Return Version
2023v5.0
Gross Receipts
$91,373
Mission and Program Overview

Mission

Train and promote standards in insurance industry

Program Services

DescriptionGrantsExpenses
NAIFA OREGON PROVIDES INDUSTRY RESOURCE INFORMATION, EDUCATION AND PROFESSIONAL DEVELOPMENT TO 168 MEMBERS--
Compensation and Service Providers
Top Officer Pay73rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
TODD YORKEAffiliate Ch-$0--
JOHN ROOTAffiliate Ch-$0--
SHERI WEBERVice Preside-$0--
KYM HOUSLEYPresident-$0--
DON NAUVice Preside-$0--
KATHY COUNTRYMANExecutive Di-$0--
JEFF SINCLAIRAffiliate Ch-$0--
Political and Lobbying Activity
In-house lobbying only
No

Reported Spending and Taxes

Line ItemAmount
Current Year Nondeductible Lobbying and Political Cost$30,000
Total Nondeductible Lobbying and Political Cost$30,000
Filing and Contact Details

Filer

Filer Name
Naifa - Oregon
EIN
93-0518278
Phone
5035858254
Address
7420 SW GARDEN HOME RD, PORTLAND, OR 97223

Signing Officer

Name
Kym Housley
Title
President
Phone
5035858254
Signed
2024-06-15
Discuss with paid preparer
Yes

Preparer

Firm
Watters Fryer Cpas
Address
1490 NW VALLEY VIEW DR STE 100, ROSEBURG, OR 97471
Preparer
Micah R Watters CPA
Phone
5416726525
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Commission income 45 total 45”

Form 990-ez, Part I, Line 16

“Expenses meeting and convention ex 15,493 lobby expense 30,000 office expense 8,922 insurance 1,647 taxes & fees 50 total 56,112”

Form 990-ez, Part I, Line 20

“Unrealized gain on investments 21,543”

Form 990-ez, Part II, Line 26

“Due to local chapters 139,519 139,519”

Raw XML Appendix132 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0THE ORGANIZATION
IRS990EZ/BooksInCareOfDetail/PhoneNum05035858254
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt07420 SW GARDEN HOME RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0PORTLAND
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OR
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd097223
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0248410
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0242986
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOrOtherBasisExpenseSaleAmt034228
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-26967
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt027000
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0248410
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0242986
IRS990EZ/GainOrLossFromSaleOfAssetsAmt0-4299
IRS990EZ/GrantsAndSimilarAmountsPaidAmt01000
IRS990EZ/GrossReceiptsAmt091373
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt06245
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt045198
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0108891
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0103467
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0108891
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0103467
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0TODD YORKE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOHN ROOT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2SHERI WEBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3KYM HOUSLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4DON NAU
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5KATHY COUNTRYMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6JEFF SINCLAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0AFFILIATE CH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1AFFILIATE CH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5EXECUTIVE DI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6AFFILIATE CH
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt021543
IRS990EZ/OtherExpensesTotalAmt056112
IRS990EZ/OtherRevenueTotalAmt045
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TRAIN AND PROMOTE STANDARDS IN INSURANCE INDUSTRY
IRS990EZ/ProgramServiceRevenueAmt09956
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0NAIFA OREGON PROVIDES INDUSTRY RESOURCE INFORMATION, EDUCATION AND PROFESSIONAL DEVELOPMENT TO 168 MEMBERS
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SaleOfAssetsGrossAmt029929
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0true
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0139519
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0139519
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt084112
IRS990EZ/TotalRevenueAmt057145
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.NAIFAOREGON.ORG
IRS990ScheduleC/AggregateReportedDuesNtcAmt042170
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/DuesAssessmentsAmt045198
IRS990ScheduleC/NonDeductibleLbbyngPltclCYAmt030000
IRS990ScheduleC/NonDeductibleLbbyngPltclTotAmt030000
IRS990ScheduleC/OnlyInHouseLobbyingInd0false
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0false
IRS990ScheduleC/TaxableAmt0-12170
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0COMMISSION INCOME 45 TOTAL 45
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES MEETING AND CONVENTION EX 15,493 LOBBY EXPENSE 30,000 OFFICE EXPENSE 8,922 INSURANCE 1,647 TAXES & FEES 50 TOTAL 56,112
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2UNREALIZED GAIN ON INVESTMENTS 21,543
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DUE TO LOCAL CHAPTERS 139,519 139,519
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS DIRECTLY OR INDIRECTLY TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KYM HOUSLEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05035858254
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-06-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NAIFA - OREGON
ReturnHeader/Filer/BusinessNameControlTxt0NAIF
ReturnHeader/Filer/EIN0930518278
ReturnHeader/Filer/PhoneNum05035858254
ReturnHeader/Filer/USAddress/AddressLine1Txt07420 SW GARDEN HOME RD
ReturnHeader/Filer/USAddress/CityNm0PORTLAND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OR
ReturnHeader/Filer/USAddress/ZIPCd097223
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0460831777
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WATTERS FRYER CPAS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01490 NW VALLEY VIEW DR STE 100
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ROSEBURG
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd097471
ReturnHeader/PreparerPersonGrp/PhoneNum05416726525
ReturnHeader/PreparerPersonGrp/PreparationDt02024-06-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICAH R WATTERS CPA
ReturnHeader/ReturnTs02024-06-17T20:10:13-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0KYM
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0HOUSLEY
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$242,986
Liabilities
$139,519
Net assets
$103,467
Revenue
$57,145
Expenses
$84,112
Net income
-$26,967
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.61$1.40$1.21$0.53$0.70$0.18
2023Detailed filing. Detailed filing data is available for this year.$2.43$1.40$1.03$0.57$0.84$0.27
2022Detailed filing. Detailed filing data is available for this year.$2.48$1.40$1.09$0.62$0.87$0.25
2021Detailed filing. Detailed filing data is available for this year.$3.05$1.40$1.65$0.68$0.74$0.06
2020Detailed filing. Detailed filing data is available for this year.$3.01$1.34$1.67$0.78$0.71$0.07
2019Detailed filing. Detailed filing data is available for this year.$2.74$1.21$1.53$1.03$0.99$0.04
2018Detailed filing. Detailed filing data is available for this year.$0.90$0.00$0.90$0.70$0.72$0.02
2017Detailed filing. Detailed filing data is available for this year.$0.91$0.00$0.91$0.81$0.89$0.08
2016Detailed filing. Detailed filing data is available for this year.$1.00$0.00$1.00$1.28$1.54$0.26
2015Detailed filing. Detailed filing data is available for this year.$1.25$0.00$1.25$0.88$0.89$0.01
2014Detailed filing. Detailed filing data is available for this year.$1.26$0.00$1.26$0.90$1.01$0.11
2013Summary only. Only limited summary data is available for this year.$1.37$0.00$0.78$0.90$0.12
2012Summary only. Only limited summary data is available for this year.$1.49$0.00$0.82$0.80$0.02