Civic Intelligence

Naifa - Oregon

EIN 93-0518278 • 501(c)6 • Portland, OR

Profile

Train and promote standards in insurance industry

7420 SW Garden Home RdPortland, OR 97223

www.naifaoregon.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

91st percentile

0.54x

Higher debt load relative to assets than 91% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

99th percentile

2.65x

Higher debt load relative to revenue than 99% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

15th percentile

-33%

Higher net margin than 15% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

80th percentile

$0

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

66th percentile

7.3%

Faster asset growth than 66% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

35th percentile

-7.7%

Faster revenue growth than 35% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets91st percentile

Assets

Up

$260,762

Up $17,776 (+7.3%) from 2023

Liabilities

Flat

$139,519

Flat from 2023

Net Assets

Up

$121,243

Up $17,776 (+17%) from 2023

Operations
Liabilities / Revenue99th percentileNet Margin15th percentile

Revenue

Down

$52,748

Down $4,397 (-7.7%) from 2023

Expenses

Down

$70,358

Down $13,754 (-16%) from 2023

Net Income

Up

-$17,610

Up $9,357 (+35%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth66th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2012: $149,497Liabilities 2012: $02012Assets 2013: $137,372Liabilities 2013: $02013Assets 2014: $126,438Liabilities 2014: $0Net Assets 2014: $126,4382014Assets 2015: $125,376Liabilities 2015: $0Net Assets 2015: $125,3762015Assets 2016: $100,279Liabilities 2016: $0Net Assets 2016: $100,2792016Assets 2017: $91,228Liabilities 2017: $0Net Assets 2017: $91,2282017Assets 2018: $90,388Liabilities 2018: $0Net Assets 2018: $90,3882018Assets 2019: $273,958Liabilities 2019: $121,434Net Assets 2019: $152,5242019Assets 2020: $301,002Liabilities 2020: $134,431Net Assets 2020: $166,5712020Assets 2021: $305,343Liabilities 2021: $139,875Net Assets 2021: $165,4682021Assets 2022: $248,400Liabilities 2022: $139,519Net Assets 2022: $108,8812022Assets 2023: $242,986Liabilities 2023: $139,519Net Assets 2023: $103,4672023Assets 2024: $260,762Liabilities 2024: $139,519Net Assets 2024: $121,2432024

Highlighted filing

2024

Assets$260,762
Liabilities$139,519
Net Assets$121,243
Open 2024 Filing

Operations Trend

Revenue Growth35th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2012: $82,452Expenses 2012: $80,013Net Income 2012: $2,4392012Revenue 2013: $77,580Expenses 2013: $89,705Net Income 2013: -$12,1252013Revenue 2014: $89,922Expenses 2014: $100,856Net Income 2014: -$10,9342014Revenue 2015: $88,133Expenses 2015: $89,154Net Income 2015: -$1,0212015Revenue 2016: $127,694Expenses 2016: $153,501Net Income 2016: -$25,8072016Revenue 2017: $80,710Expenses 2017: $89,071Net Income 2017: -$8,3612017Revenue 2018: $70,099Expenses 2018: $72,129Net Income 2018: -$2,0302018Revenue 2019: $103,410Expenses 2019: $99,106Net Income 2019: $4,3042019Revenue 2020: $78,412Expenses 2020: $70,914Net Income 2020: $7,4982020Revenue 2021: $67,569Expenses 2021: $73,976Net Income 2021: -$6,4072021Revenue 2022: $62,260Expenses 2022: $87,075Net Income 2022: -$24,8152022Revenue 2023: $57,145Expenses 2023: $84,112Net Income 2023: -$26,9672023Revenue 2024: $52,748Expenses 2024: $70,358Net Income 2024: -$17,6102024

Highlighted filing

2024

Revenue$52,748
Expenses$70,358
Net Income-$17,610
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$260,762
Liabilities
$139,519
Net assets
$121,243
Revenue
$52,748
Expenses
$70,358
Net income
-$17,610
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.61$1.40$1.21$0.53$0.70$0.18
2023Detailed filing. Detailed filing data is available for this year.$2.43$1.40$1.03$0.57$0.84$0.27
2022Detailed filing. Detailed filing data is available for this year.$2.48$1.40$1.09$0.62$0.87$0.25
2021Detailed filing. Detailed filing data is available for this year.$3.05$1.40$1.65$0.68$0.74$0.06
2020Detailed filing. Detailed filing data is available for this year.$3.01$1.34$1.67$0.78$0.71$0.07
2019Detailed filing. Detailed filing data is available for this year.$2.74$1.21$1.53$1.03$0.99$0.04
2018Detailed filing. Detailed filing data is available for this year.$0.90$0.00$0.90$0.70$0.72$0.02
2017Detailed filing. Detailed filing data is available for this year.$0.91$0.00$0.91$0.81$0.89$0.08
2016Detailed filing. Detailed filing data is available for this year.$1.00$0.00$1.00$1.28$1.54$0.26
2015Detailed filing. Detailed filing data is available for this year.$1.25$0.00$1.25$0.88$0.89$0.01
2014Detailed filing. Detailed filing data is available for this year.$1.26$0.00$1.26$0.90$1.01$0.11
2013Summary only. Only limited summary data is available for this year.$1.37$0.00$0.78$0.90$0.12
2012Summary only. Only limited summary data is available for this year.$1.49$0.00$0.82$0.80$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 15, 2025
Return Version
2024v5.0
Gross Receipts
$90,552
Mission and Program Overview

Mission

Train and promote standards in insurance industry

Train and promote standards in insurance and financial advising industry

Program Services

DescriptionGrantsExpenses
NAIFA OREGON PROVIDES INDUSTRY RESOURCE INFORMATION, EDUCATION AND PROFESSIONAL DEVELOPMENT TO 149 MEMBERS--
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
TODD YORKEVice Preside-$0--
JOHN ROOTAffiliate Ch-$0--
SHERI WEBERVice Preside-$0--
KYM HOUSLEYPresident-$0--
DON NAUVice Preside-$0--
KATHY COUNTRYMANExecutive Di-$0--
JEFF ST CLAIRAffiliate Ch-$0--
Political and Lobbying Activity
In-house lobbying only
No

Reported Spending and Taxes

Line ItemAmount
Current Year Nondeductible Lobbying and Political Cost$17,500
Total Nondeductible Lobbying and Political Cost$17,500
Filing and Contact Details

Filer

Filer Name
Naifa - Oregon
EIN
93-0518278
Phone
5035858254
Address
7420 SW GARDEN HOME RD, PORTLAND, OR 97223

Signing Officer

Name
Kym Housley
Title
President
Phone
5035858254
Signed
2025-05-15
Discuss with paid preparer
Yes

Preparer

Firm
Watters & Associates CPA
Address
1490 NW VALLEY VIEW DR STE 100, ROSEBURG, OR 97471
Preparer
Micah R Watters CPA
Phone
5416726525
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Commission income 45 total 45”

Form 990-ez, Part I, Line 16

“Expenses meeting and convention ex 9,496 lobby expense 17,500 office expense 12,006 insurance 1,682 taxes & fees 1,523 total 42,207”

Form 990-ez, Part I, Line 20

“Unrealized gain on investments 10,048 transfer in from fsp oregon merger 25,338 in 2024, the members of naifa, the society of financial service professionals, and life happens approved plans to come together under the naifa umbrella. Naifa - oregon received a transfer of 25,338 when fsp - oregon closed their deposit accounts as part of the merger.”

Form 990-ez, Part II, Line 26

“Due to local chapters 139,519 139,519”

Raw XML Appendix130 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0THE ORGANIZATION
IRS990EZ/BooksInCareOfDetail/PhoneNum05035858254
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt07420 SW GARDEN HOME RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0PORTLAND
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OR
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd097223
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0242986
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0260762
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOrOtherBasisExpenseSaleAmt037804
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-17610
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt027151
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0242986
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0260762
IRS990EZ/GainOrLossFromSaleOfAssetsAmt02393
IRS990EZ/GrantsAndSimilarAmountsPaidAmt01000
IRS990EZ/GrossReceiptsAmt090552
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt07518
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt041851
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0103467
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0121243
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0103467
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0121243
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt6000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0TODD YORKE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOHN ROOT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2SHERI WEBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3KYM HOUSLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4DON NAU
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5KATHY COUNTRYMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6JEFF ST CLAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1AFFILIATE CH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5EXECUTIVE DI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6AFFILIATE CH
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt035386
IRS990EZ/OtherExpensesTotalAmt042207
IRS990EZ/OtherRevenueTotalAmt045
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TRAIN AND PROMOTE STANDARDS IN INSURANCE AND FINANCIAL ADVISING INDUSTRY
IRS990EZ/ProgramServiceRevenueAmt0941
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0NAIFA OREGON PROVIDES INDUSTRY RESOURCE INFORMATION, EDUCATION AND PROFESSIONAL DEVELOPMENT TO 149 MEMBERS
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SaleOfAssetsGrossAmt040197
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0true
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0139519
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0139519
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt070358
IRS990EZ/TotalRevenueAmt052748
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.NAIFAOREGON.ORG
IRS990ScheduleC/AggregateReportedDuesNtcAmt039047
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/DuesAssessmentsAmt041851
IRS990ScheduleC/NonDeductibleLbbyngPltclCYAmt017500
IRS990ScheduleC/NonDeductibleLbbyngPltclTotAmt017500
IRS990ScheduleC/OnlyInHouseLobbyingInd0false
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0false
IRS990ScheduleC/TaxableAmt0-21547
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0COMMISSION INCOME 45 TOTAL 45
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES MEETING AND CONVENTION EX 9,496 LOBBY EXPENSE 17,500 OFFICE EXPENSE 12,006 INSURANCE 1,682 TAXES & FEES 1,523 TOTAL 42,207
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2UNREALIZED GAIN ON INVESTMENTS 10,048 TRANSFER IN FROM FSP OREGON MERGER 25,338 IN 2024, THE MEMBERS OF NAIFA, THE SOCIETY OF FINANCIAL SERVICE PROFESSIONALS, AND LIFE HAPPENS APPROVED PLANS TO COME TOGETHER UNDER THE NAIFA UMBRELLA. NAIFA - OREGON RECEIVED A TRANSFER OF 25,338 WHEN FSP - OREGON CLOSED THEIR DEPOSIT ACCOUNTS AS PART OF THE MERGER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DUE TO LOCAL CHAPTERS 139,519 139,519
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS DIRECTLY OR INDIRECTLY TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KYM HOUSLEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05035858254
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NAIFA - OREGON
ReturnHeader/Filer/BusinessNameControlTxt0NAIF
ReturnHeader/Filer/EIN0930518278
ReturnHeader/Filer/PhoneNum05035858254
ReturnHeader/Filer/USAddress/AddressLine1Txt07420 SW GARDEN HOME RD
ReturnHeader/Filer/USAddress/CityNm0PORTLAND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OR
ReturnHeader/Filer/USAddress/ZIPCd097223
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0460831777
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WATTERS & ASSOCIATES CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01490 NW VALLEY VIEW DR STE 100
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ROSEBURG
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd097471
ReturnHeader/PreparerPersonGrp/PhoneNum05416726525
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICAH R WATTERS CPA
ReturnHeader/ReturnTs02025-05-15T12:09:42-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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