Liabilities / Assets
8th percentile
Higher debt load relative to assets than 8% of similar nonprofits.
Onpoint Community Credit Union
990 • Fiscal year 2023 • EIN 93-0257765
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.88x
Liabilities / Revenue
53rd percentile
Higher debt load relative to revenue than 53% of similar nonprofits.
Net Margin
93rd percentile
Higher net margin than 93% of similar nonprofits.
Top Officer Pay
95th percentile
Higher top officer pay than 95% of similar nonprofits.
Top officer pay equals 0.8% of source-year revenue.
Asset Growth
12th percentile
Faster asset growth than 12% of similar nonprofits.
Revenue Growth
76th percentile
Faster revenue growth than 76% of similar nonprofits.
Balance Sheet
Assets
Flat$8,738,629,867
Flat from 2023
Net Assets
Flat$1,088,196,615
Flat from 2023
Liabilities
Flat$7,650,433,252
Flat from 2023
Revenue And Expenses
Revenue
Flat$440,500,839
Flat from 2023
Expenses
Flat$325,109,622
Flat from 2023
Net Income
Flat$115,391,217
Flat from 2023
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2023 to Dec 31, 2023
- Signed
- Apr 4, 2024
- Return Version
- 2023v5.0
- Gross Receipts
- $645,665,243
Mission and Program Overview
Mission
The purpose of onpoint is to promote the financial well-being of our members by being the preferred provider of consumer products and services and to ensure the safety and soundness of our credit union.
Promote the financial well-being of credit union members through financial products and services.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $4,694,392,019 | $5,256,169,628 | ▲ $561,777,609 |
| Investments in Publicly Traded Securities | $2,259,740,606 | $1,741,234,112 | ▼ $518,506,494 |
| Cash and Non-Interest-Bearing Accounts | $1,624,325,876 | $1,381,587,422 | ▼ $242,738,454 |
| Rtn Earn Endowment Incm Other Fnds | $931,966,229 | $1,088,196,615 | ▲ $156,230,386 |
| Investments Other Securities | $89,036,859 | $84,064,419 | ▼ $4,972,440 |
| Land, Buildings, and Equipment, Net | $41,036,511 | $40,418,256 | ▼ $618,255 |
| Accounts Receivable | $24,491,485 | $35,662,866 | ▲ $11,171,381 |
| Prepaid Expenses and Deferred Charges | $7,176,030 | $9,049,944 | ▲ $1,873,914 |
| Savings and Temporary Cash Investments | $11,443,410 | $7,490,018 | ▼ $3,953,392 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $8,925,586,538 | $8,738,629,867 | ▼ $186,956,671 |
| Other Assets Total | $173,943,742 | $182,953,202 | ▲ $9,009,460 |
| Liabilities | |||
| Other Liabilities | $7,765,602,167 | $7,417,661,469 | ▼ $347,940,698 |
| Accounts Payable and Accrued Expenses | $220,031,573 | $225,125,084 | ▲ $5,093,511 |
| Escrow Account Liability | $3,731,340 | $4,253,842 | ▲ $522,502 |
| Deferred Revenue | $4,255,229 | $3,392,857 | ▼ $862,372 |
| Total Liabilities | $7,993,620,309 | $7,650,433,252 | ▼ $343,187,057 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $931,966,229 | $1,088,196,615 | ▲ $156,230,386 |
| Total Liabilities and Net Assets / Fund Balance | $8,925,586,538 | $8,738,629,867 | ▼ $186,956,671 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Leasehold Improvements | $15,671,271 | $21,181,497 | $36,852,768 |
| Equipment | $14,838,414 | $21,184,348 | $36,022,762 |
| Buildings | $4,606,826 | $1,950,801 | $6,557,627 |
| Land | $3,415,986 | - | $3,415,986 |
| Other Land Buildings | $1,885,759 | $350,931 | $2,236,690 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| R Stuart | President/CEO | FT | $915,000 | $2,419,289 | $3,334,289 |
| J Hunt | SVP/chief Financial Officer | FT | $466,764 | $1,223,468 | $1,690,232 |
| T Mcvay | SVP/chief Retail Officer | FT | $437,432 | $1,169,515 | $1,606,947 |
| J Armstrong | SVP/chief Information Officer | FT | $399,173 | $1,118,290 | $1,517,463 |
| S Leugers | SVP/chief Lending Officer | FT | $350,711 | $706,060 | $1,056,771 |
| T Clevenger | SVP/chief Marketing Officer | FT | $350,711 | $344,995 | $695,706 |
| W Oliver | SVP/chief Legal Officer | FT | $340,202 | $326,581 | $666,783 |
| C Anderson | SVP/chief Risk Officer | FT | $320,925 | $272,020 | $592,945 |
| A Emerson | VP/onpoint Mortgage | FT | $137,500 | $433,685 | $571,185 |
| P Groman | SVP/chief People Officer | FT | $295,240 | $222,213 | $517,453 |
| M Linday-lipkins | VP/onpoint Investment Serv | FT | $150,362 | $316,645 | $467,007 |
| D Bartosz | Financial Advisor | FT | $406,164 | $462,095 | $462,095 |
| N Berning | Financial Advisor | FT | $405,285 | $448,836 | $448,836 |
| M Casiano | Mortgage Loan Officer | FT | $355,998 | $402,495 | $402,495 |
| K Durham | Board Chair | PT | $71,560 | - | $71,560 |
| K Thomajan | Board Vice Chair | PT | $60,697 | - | $60,697 |
| D Nakata | Board Secretary | PT | $57,500 | - | $57,500 |
| M Mroczek | Director | PT | $57,246 | - | $57,246 |
| M Damm | Director | PT | $57,145 | - | $57,145 |
| A Slagle | Director | PT | $55,000 | - | $55,000 |
| F Tripp | Director | PT | $52,500 | - | $52,500 |
| M Willer | Director | PT | $43,450 | - | $43,450 |
| G Chandler | Director | PT | $32,790 | - | $32,790 |
| L Johnson | Director | PT | $31,500 | - | $31,500 |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Fiserv INC | Card & Atm Network Processing | 75 REMITTANCE DR STE 6959, Chicago, IL 60675 | $16,213,486 |
| Visa | Debit & Credit Card Processing | PO BOX 8999, San Francisco, CA 94128 | $8,182,493 |
| Payment Systems For Credit Union | Credit Card Processing | 560 CARILLON PARKWAY, St Petersburg, FL 33176 | $7,946,370 |
| Q2 Software INC | Online Banking | 2975 REGENT BLVD, Irving, TX 75320 | $6,240,494 |
| Borders Perrin & Norrander INC | Marketing Services | 520 SW YAMHILL ST STE 950, Portland, OR 97204 | $4,922,835 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $340,768,271
- Investment Income
- $99,732,568
- Other Revenue
- $0
- Change in Net Assets
- $115,391,217
Audited Revenue Reconciliation
- Revenue per Audited Statements
- $440,500,839
- Revenue Not Reported on Financial Statements
- $0
- Revenue Not Reported on Form 990
- $53,419,799
- Total Revenue per Audited Statements
- $493,920,638
- Total Revenue per Form 990
- $440,500,839
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $190,987,570 |
| Salaries, Compensation, and Employee Benefits | $121,285,732 |
| Grants and Similar Amounts Paid | $12,836,320 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $77,877,142 |
| Interest | - | - | - | $54,516,862 |
| Fees for Services Other | - | - | - | $35,675,466 |
| Other Expenses | - | - | - | $19,653,657 |
| Office Expenses | - | - | - | $17,811,256 |
| All Other Expenses | - | - | - | $15,964,879 |
| Other Employee Benefits | - | - | - | $14,349,487 |
| Occupancy | - | - | - | $13,571,341 |
| Grants to Domestic Orgs | - | - | - | $12,836,320 |
| Advertising | - | - | - | $12,373,616 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $12,197,977 |
| Information Technology | - | - | - | $11,413,995 |
| Payroll Taxes | - | - | - | $8,438,582 |
| Pension Plan Contributions | - | - | - | $8,422,544 |
| Depreciation Depletion | - | - | - | $6,811,672 |
| Conferences and Meetings | - | - | - | $827,023 |
| Travel | - | - | - | $811,304 |
| Fees for Services Legal | - | - | - | $775,415 |
| Insurance | - | - | - | $562,629 |
| Fees for Services Accounting | - | - | - | $218,455 |
| Total Functional Expenses | $0 | $0 | $0 | $325,109,622 |
Audited Expense Reconciliation
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $325,109,622 |
| Total Expenses per Audited Statements | $325,109,622 |
| Total Expenses per Form 990 | $325,109,622 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
International Activity
Grant and Assistance Recipients
| Recipient | Location | Category | Purpose | Amount |
|---|---|---|---|---|
| Onpoint Community Credit Union Foundation | Portland, OR | 501(c)(3) | Community Outreach | $10,000,000 |
| Gowest Credit Union Association | Seatac, WA | 501(c)(3) | Community Outreach | $120,000 |
| Portland Workforce Alliance | Portland, OR | 501(c)(3) | Community Outreach | $110,000 |
| Junior Achievement of Oregon & | Portland, OR | 501(c)(3) | Community Outreach | $72,239 |
| Urban League of Portland | Portland, OR | 501(c)(3) | Community Outreach | $62,850 |
| Latino Network | Portland, OR | 501(c)(3) | Community Outreach | $58,101 |
| Youth Villages Oregon | Marylhurst, OR | 501(c)(3) | Community Outreach | $57,328 |
| Financial Beginnings Oregon | Portland, OR | 501(c)(3) | Community Outreach | $50,000 |
| Hacienda Community Development Corp | Portland, OR | 501(c)(3) | Community Outreach | $48,437 |
| Cascade Aids Project | Portland, OR | 501(c)(3) | Community Outreach | $45,225 |
| Solve | Portland, OR | 501(c)(3) | Community Outreach | $45,000 |
| Fact Oregon | Portland, OR | 501(c)(3) | Community Outreach | $39,951 |
| Rebuilding Together Portland | Portland, OR | 501(c)(3) | Community Outreach | $37,551 |
| Meals on Wheels People | Portland, OR | 501(c)(3) | Community Outreach | $36,500 |
| Ecotrust | Portland, OR | 501(c)(3) | Community Outreach | $35,000 |
| Oregon Environmental Council | Portland, OR | 501(c)(3) | Community Outreach | $35,000 |
| Boys and Girls Club Portland Metropolitan Area | Portland, OR | 501(c)(3) | Community Outreach | $32,850 |
| CHILDREN'S MIRACLE NETWORK HOSPITALS | Salt Lake City, UT | 501(c)(3) | Community Outreach | $30,498 |
| De La Salle North Catholic High School | Portland, OR | 501(c)(3) | Community Outreach | $30,100 |
| Black United Fund of Oregon | Portland, OR | 501(c)(3) | Community Outreach | $30,000 |
| CHILDREN'S CANCER ASSOCIATION | Portland, OR | 501(c)(3) | Community Outreach | $30,000 |
| Girls Inc of the Pacific Northwest | Portland, OR | 501(c)(3) | Community Outreach | $27,500 |
| Big Brother Big Sisters Columbia Northwest | Portland, OR | 501(c)(3) | Community Outreach | $26,638 |
| Immigrant and Refugee Community Organization | Portland, OR | 501(c)(3) | Community Outreach | $25,500 |
| Apano Communities United Fund | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| Coalition of Communities of Color | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| Naacp | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| Native American Youth and Family Center | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| Oregon Museum of Science and Industry | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| Portland Housing Center | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| Raphael House of Portland | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| Rose Haven | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| Schoolhouse Supplies | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| Self Enhancement Inc | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| Pink Lemonade Project | Vancouver, WA | 501(c)(3) | Community Outreach | $22,900 |
| Kairospdx | Porltand, OR | 501(c)(3) | Community Outreach | $22,500 |
| RANDALL CHILDREN'S HOSPITAL FOUNDATION | Portland, OR | 501(c)(3) | Community Outreach | $20,700 |
| Beaverton Education Foundation | Beaverton, OR | 501(c)(3) | Community Outreach | $20,000 |
| Greater Vancouver Chamber | Vancouver, WA | 501(c)(3) | Community Outreach | $20,000 |
| In4all | Beaverton, OR | 501(c)(3) | Community Outreach | $20,000 |
| Kadince Inc | North Ogden, UT | 501(c)(3) | Community Outreach | $17,365 |
| Micro Enterprise Services of Oregon | Portland, OR | 501(c)(3) | Community Outreach | $16,187 |
| Foundation for Vancouver Public Schools | Vancouver, WA | 501(c)(3) | Community Outreach | $16,000 |
| North Pole Studio | Portland, OR | 501(c)(3) | Community Outreach | $15,600 |
| Blanchet House of Hospitality | Portland, OR | 501(c)(3) | Community Outreach | $15,350 |
| American Red Cross | Washington, DC | 501(c)(3) | Community Outreach | $15,000 |
| Serendipity Center Inc | Portland, OR | 501(c)(3) | Community Outreach | $15,000 |
| Unite Oregon | Portland, OR | 501(c)(3) | Community Outreach | $15,000 |
| Portland Backpack | Portland, OR | 501(c)(3) | Community Outreach | $12,500 |
| Oregon Business Charitable Inst | Portland, OR | 501(c)(3) | Community Outreach | $12,000 |
| New Avenues for Youth | Portland, OR | 501(c)(3) | Community Outreach | $11,750 |
| The Dougy Center | Portland, OR | 501(c)(3) | Community Outreach | $11,500 |
| United Way | Portland, OR | 501(c)(3) | Community Outreach | $10,950 |
| Friends of the Children Portland | Portland, OR | 501(c)(3) | Community Outreach | $10,150 |
| Adelante Mujeres | Forest Grove, OR | 501(c)(3) | Community Outreach | $10,000 |
| Boys & Girls Club of Corvallis | Corvallis, OR | 501(c)(3) | Community Outreach | $10,000 |
| College Possible | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Community Action | Hillsboro, OR | 501(c)(3) | Community Outreach | $10,000 |
| Community Warehouse | Tualatin, OR | 501(c)(3) | Community Outreach | $10,000 |
| Duck Athletic Fund | Eugene, OR | 501(c)(3) | Community Outreach | $10,000 |
| Fosterful | Vancouver, WA | 501(c)(3) | Community Outreach | $10,000 |
| Habitat for Humanity | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Historic Parkrose | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Impact Nw | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Join | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Lifeworks Nw | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Mt Hood Kiwanis Camp | Rhododendron, OR | 501(c)(3) | Community Outreach | $10,000 |
| National Credit Union Foundation | Washington, DC | 501(c)(3) | Community Outreach | $10,000 |
| Neighborhood House | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Neighborhood Partnerships | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Niscue | Arlington, VA | 501(c)(3) | Community Outreach | $10,000 |
| North Clackamas Education Foundation | Milwaukie, OR | 501(c)(3) | Community Outreach | $10,000 |
| Oregon Humane Society | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Oregon Pride in Business | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Outside in | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Parks Foundation of Clark County | Vancouver, WA | 501(c)(3) | Community Outreach | $10,000 |
| Portland Japanese Garden | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Portland Parks & Recreation | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Portland Public Schools | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Reading Results | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Share Inc | Vancouver, WA | 501(c)(3) | Community Outreach | $10,000 |
| Smart | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Sunshine Division | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| The Contingent | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| The School Foundation | Bend, OR | 501(c)(3) | Community Outreach | $10,000 |
| Transition Projects | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Looking Glass Community Services | Eugene, OR | 501(c)(3) | Community Outreach | $8,000 |
| Council for the Homeless | Vancouver, WA | 501(c)(3) | Community Outreach | $7,500 |
| Hispanic Metropolitan Chamber | Portland, OR | 501(c)(3) | Community Outreach | $7,500 |
| Xxcelerate | Portland, OR | 501(c)(3) | Community Outreach | $7,500 |
| Saving Grace Maternity Home | Bend, OR | 501(c)(3) | Community Outreach | $6,000 |
| Seeding Justice | Portland, OR | 501(c)(3) | Community Outreach | $5,200 |
| Family Access Network Foundation | Bend, OR | 501(c)(3) | Community Outreach | $5,103 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- Yes
- Subject to proxy tax
- No
Reported Spending and Taxes
| Line Item | Amount |
|---|---|
| Political Expenditures | $25,000 |
| Total Exempt Function Spending | $25,000 |
Section 527 Organizations
| Organization | Location | Amount |
|---|---|---|
| 91-0460483 | Seatac, WA | $25,000 |
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Savings | $4,387,943,571 |
| Checking | $2,234,281,213 |
| Money Market Accounts | $394,945,457 |
| Certificates of Deposit | $224,122,794 |
| Individual Retirement Accounts | $176,368,434 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Audit committee
- Yes
- Backup withholding compliance
- Yes
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“Onpoint community credit union is a natural person credit union, owned by its members. At 12/31/23, there were 546,797 members in the credit union.”
Form 990, Part VI, Section A, Line 7A
“The members of the credit union elect the board of directors from a slate of candidates put forth by the nominating committee prior to the annual meeting. Board positions have staggered renewal dates in three year terms.”
Form 990, Part VI, Section A, Line 7B
“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”
Form 990, Part VI, Section B, Line 11B
“Information for the completion of form 990 was gathered by the credit union's accounting department. An outside accounting firm prepared the tax return and it was provided to the board of directors prior to filing.”
Form 990, Part VI, Section B, Line 12C
“Monitoring of the conflict of interest policy is conducted through an annual policy review. Staff members are required each year to review, read and sign the conflict of interest policy. The board of directors annually adopts the board governance manual, which includes a conflict of interest policy. At the point of a potential conflict for a board member, a peer review is conducted. Enforcement of the conflict of interest policy for board members and staff is based on a review of potential conflicts and, if a conflict exists, mediation occurs.”
Form 990, Part VI, Section B, Line 15A
“The board of directors controls all compensation or benefit changes that would affect the president/ceo. All changes to the president/ceo's compensation and benefits are governed by an employment contract and any amendments to the contract. The compensation committee reviews the president/ceo's compensation package each year. The salary schedule and benefits program for the president/ceo is tied to geographic studies of salaries and benefits performed by professional organizations with expertise in the area of compensation. These included the pearl meyer 2023 top ceo total compensation survey report and a 2023 ceo compensation study provided by mercer.”
Form 990, Part VI, Section C, Line 19
“The organization's governing documents, conflict of interest policy and financial statements are made available upon written request.”
Filing and Contact Details
Filer
- Filer Name
- Onpoint Community Credit Union
- EIN
- 93-0257765
- Phone
- 5032731764
- Address
- PO BOX 3750, PORTLAND, OR 97208-3750
Signing Officer
- Name
- James Hunt
- Title
- SVP/CFO
- Phone
- 5032731764
- Signed
- 2024-04-04
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Robert Stuart
- Formed
- 1932
- Legal Domicile
- Or
- Voting Board Members
- 9
- Independent Board Members
- 9
- Employees
- 1,273
- Volunteers
- 0
Preparer
- Firm
- Moss Adams Llp
- Address
- 805 SW BROADWAY STE 1400, PORTLAND, OR 97205
- Preparer
- Wendy Campos
- Phone
- 5032421447
Supplemental Narrative
Additional Explanations
Form 990, Part IX, Line 11G
“Card fees 19,220,229. Loan fees 3,179,566. Other outside services 13,275,671.”
FORM 990, PART XI, LINE 9:
“Adoption of asc 326 -12,580,630.”
Financial Statement Notes
PART IV, LINE 2B:
“The funds onpoint collects for taxes and insurance on behalf of its members are held in an escrow account and included within the balance sheet.”
PART X, LINE 2:
“The credit union is exempt, by statute, from federal income taxes. The credit union is a state-chartered credit union described in irc section 501(c)(14). As such, the credit union is exempt from federal taxation of income derived from the performance of activities that are in furtherance of its exempt purposes. Exempt organization and unrelated business income tax returns are filed annually with the applicable federal, state, and local tax jurisdictions. Fasb codification topic 740, income taxes, provides guidance for how uncertain tax positions should be recognized, measured, disclosed and presented in the financial statements. This requires the evaluation of tax positions taken or expected to be taken in the course of preparing the credit union's tax returns to determine whether the tax positions are more likely than not to be sustained "when challenged or "when examined" by the applicable tax authority. Tax positions not deemed to meet the more-likely-than-not threshold would be recorded as a tax expense and liability in the current year. For the years ended december 31, 2023 and 2022, management has determined there are no material uncertain tax positions. The credit union recognizes interest accrued and penalties related to unrecognized tax benefits as an administrative expense. No interest or penalties were recognized for the years ended december 31, 2023 and 2022.”
Raw XML AppendixShowing 400 of 1,765 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 220031573 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 225125084 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 24491485 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 35662866 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | PROMOTE THE FINANCIAL WELL-BEING OF CREDIT UNION MEMBERS THROUGH FINANCIAL PRODUCTS AND SERVICES. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 12373616 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 15964879 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | STEVE BROUILLET CONTROLLER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5032214118 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2701 NW VAUGHN STREET SUITE 800 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | PORTLAND |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OR |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 97210 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1624325876 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1381587422 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 118 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 12197977 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 827023 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 16213486 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 8182493 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 7946370 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 6240494 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 4922835 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 75 REMITTANCE DR STE 6959 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | PO BOX 8999 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | 560 CARILLON PARKWAY |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | 2975 REGENT BLVD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | 520 SW YAMHILL ST STE 950 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | CHICAGO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | SAN FRANCISCO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | ST PETERSBURG |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | IRVING |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | PORTLAND |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | FL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | TX |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | OR |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 60675 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 94128 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 33176 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 75320 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 97204 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | FISERV INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | VISA |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | PAYMENT SYSTEMS FOR CREDIT UNION |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | Q2 SOFTWARE INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | BORDERS PERRIN & NORRANDER INC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | CARD & ATM NETWORK PROCESSING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | DEBIT & CREDIT CARD PROCESSING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | CREDIT CARD PROCESSING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | ONLINE BANKING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | MARKETING SERVICES |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 12836320 |
| IRS990/CYInvestmentIncomeAmt | 0 | 99732568 |
| IRS990/CYOtherExpensesAmt | 0 | 190987570 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 340768271 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 115391217 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 121285732 |
| IRS990/CYTotalExpensesAmt | 0 | 325109622 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 440500839 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 4255229 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 3392857 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 6811672 |
| IRS990/Desc | 0 | IN 2023, MEMBERSHIP IN THE CREDIT UNION GREW TO 546,797 MEMBERS. ONPOINT COMMUNITY CREDIT UNION PROVIDED THE MEMBERSHIP WITH FINANCIAL SERVICES, INCLUDING THE PROVISION OF 249,035 LOANS AND 1,181,921 DEPOSIT ACCOUNTS TO MEMBERS AT COMPETITIVE RATES. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 1 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 1273 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 3731340 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 4253842 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 218455 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 775415 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 35675466 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 13.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 19 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 20 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 21 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 22 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 23 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 279160 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 160872 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 141869 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 163119 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 148223 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 136348 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 126426 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 115813 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 101172 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 19 | 114075 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 20 | 43551 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 21 | 55931 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 22 | 43551 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 23 | 46497 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | K DURHAM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | K THOMAJAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | D NAKATA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | M MROCZEK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | M DAMM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | A SLAGLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | F TRIPP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | M WILLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | G CHANDLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | L JOHNSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | R STUART |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | J HUNT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | S LEUGERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | T MCVAY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | J ARMSTRONG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | T CLEVENGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | W OLIVER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | C ANDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | P GROMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 19 | A EMERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 20 | M LINDAY-LIPKINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 21 | D BARTOSZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 22 | N BERNING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 23 | M CASIANO |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 71560 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 60697 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 57500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 57246 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 57145 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 55000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 52500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 43450 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 32790 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 31500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 3055129 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 1529360 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 914902 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 1443828 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 1369240 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 559358 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 540357 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 477132 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 416281 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 19 | 457110 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 20 | 423456 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 21 | 406164 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 22 | 405285 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 23 | 355998 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 21 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 22 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 23 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SVP/CHIEF FINANCIAL OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | SVP/CHIEF LENDING OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | SVP/CHIEF RETAIL OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | SVP/CHIEF INFORMATION OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | SVP/CHIEF MARKETING OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | SVP/CHIEF LEGAL OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | SVP/CHIEF RISK OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | SVP/CHIEF PEOPLE OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 19 | VP/ONPOINT MORTGAGE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 20 | VP/ONPOINT INVESTMENT SERV |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 21 | FINANCIAL ADVISOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 22 | FINANCIAL ADVISOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 23 | MORTGAGE LOAN OFFICER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1932 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 47199 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | -23436496 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 12836320 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 1 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 329241 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 181445866 |
| IRS990/GrossReceiptsAmt | 0 | 645665243 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 219 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 11413995 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 562629 |
| IRS990/InterestGrp/TotalAmt | 0 | 54516862 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 123121865 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 123121865 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 89036859 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 84064419 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 2259740606 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 1741234112 |
| IRS990/IRPDocumentCnt | 0 | 353098 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 44667577 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 41036511 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 40418256 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 85085833 |
| IRS990/LegalDomicileStateCd | 0 | OR |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 282042 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 204882362 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | PROMOTE THE FINANCIAL WELL-BEING OF CREDIT UNION MEMBERS THROUGH FINANCIAL PRODUCTS AND SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 931966229 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1088196615 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -23389297 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -23389297 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 53419799 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 13571341 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 17811256 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 173943742 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 182953202 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -12580630 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 14349487 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN LOSS PROVISION |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 19653657 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 7765602167 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 7417661469 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 77877142 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 4694392019 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 5256169628 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 8438582 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 8422544 |
| IRS990/PoliticalCampaignActyInd | 0 | 1 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 7176030 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 9049944 |
| IRS990/PrincipalOfficerNm | 0 | ROBERT STUART |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST MEMBER LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | INTERCHANGE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | SERVICE FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 245440173 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 57831553 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 24642254 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 11607402 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 245440173 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 57831553 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 25627329 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 11869216 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 985075 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 261814 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 2462178 |
| IRS990/PYInvestmentIncomeAmt | 0 | 61541490 |
| IRS990/PYOtherExpensesAmt | 0 | 114054926 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 263908756 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 104639908 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 104293234 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2023 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $8,738,629,867
- Liabilities
- $7,650,433,252
- Net assets
- $1,088,196,615
- Revenue
- $440,500,839
- Expenses
- $325,109,622
- Net income
- $115,391,217