Civic Intelligence

Advantis Credit Union

990 • Fiscal year 2016 • EIN 93-0251640

Jan 01, 2016 to Dec 31, 2016 • Filed on Nov 15, 2017

9200 SE Sunnybrook Blvd No 300Clackamas, OR 97015

(503) 785-2528

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

40th percentile

0.89x

Higher debt load relative to assets than 40% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Liabilities / Revenue

58th percentile

20.38x

Higher debt load relative to revenue than 58% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Net Margin

51st percentile

18%

Higher net margin than 51% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Top Officer Pay

21st percentile

$544,741

Higher top officer pay than 21% of similar nonprofits.

Top officer pay equals 0.9% of source-year revenue.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Asset Growth

39th percentile

7.6%

Faster asset growth than 39% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2015 to 2016

Revenue Growth

43rd percentile

8.9%

Faster revenue growth than 43% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2015 to 2016

Assets

Up

$1,319,728,290

Up $93,209,279 (+7.6%) from 2015

Net Assets

Up

$141,936,215

Up $10,787,400 (+8.2%) from 2015

Liabilities

Up

$1,177,792,075

Up $82,421,879 (+7.5%) from 2015

Revenue

Up

$57,785,809

Up $4,701,165 (+8.9%) from 2015

Expenses

Up

$47,327,535

Up $6,130,278 (+15%) from 2015

Net Income

Down

$10,458,274

Down $1,429,113 (-12%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0B$1.5B$1.0B$500M$0Assets 2010: $756,349,275Liabilities 2010: $680,889,049Net Assets 2010: $75,460,2262010Assets 2011: $864,529,660Liabilities 2011: $783,469,456Net Assets 2011: $81,060,2042011Assets 2012: $987,827,326Liabilities 2012: $890,988,489Net Assets 2012: $96,838,8372012Assets 2013: $1,113,082,112Liabilities 2013: $1,004,403,375Net Assets 2013: $108,678,7372013Assets 2014: $1,165,974,434Liabilities 2014: $1,046,257,694Net Assets 2014: $119,716,7402014Assets 2015: $1,226,519,011Liabilities 2015: $1,095,370,196Net Assets 2015: $131,148,8152015Assets 2016: $1,319,728,290Liabilities 2016: $1,177,792,075Net Assets 2016: $141,936,2152016Assets 2017: $1,372,660,012Liabilities 2017: $1,221,104,947Net Assets 2017: $151,555,0652017Assets 2018: $1,426,868,115Liabilities 2018: $1,264,554,685Net Assets 2018: $162,313,4302018Assets 2019: $1,478,812,305Liabilities 2019: $1,304,432,680Net Assets 2019: $174,379,6252019Assets 2020: $1,807,081,276Liabilities 2020: $1,619,018,112Net Assets 2020: $188,063,1642020Assets 2021: $1,980,374,380Liabilities 2021: $1,777,076,760Net Assets 2021: $203,297,6202021Assets 2022: $1,984,758,504Liabilities 2022: $1,773,405,527Net Assets 2022: $211,352,9772022Assets 2023: $1,954,971,748Liabilities 2023: $1,737,782,312Net Assets 2023: $217,189,4362023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2016

Assets$1,319,728,290
Liabilities$1,177,792,075
Net Assets$141,936,215

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0-$50MExpenses 2010: $32,579,0822010Expenses 2011: $33,635,2902011Expenses 2012: $31,505,3422012Revenue 2013: $49,944,238Expenses 2013: $36,587,584Net Income 2013: $13,356,6542013Revenue 2014: $47,923,632Expenses 2014: $37,773,772Net Income 2014: $10,149,8602014Revenue 2015: $53,084,644Expenses 2015: $41,197,257Net Income 2015: $11,887,3872015Revenue 2016: $57,785,809Expenses 2016: $47,327,535Net Income 2016: $10,458,2742016Revenue 2017: $62,640,820Expenses 2017: $53,416,728Net Income 2017: $9,224,0922017Revenue 2018: $67,814,244Expenses 2018: $57,001,316Net Income 2018: $10,812,9282018Revenue 2019: $68,628,894Expenses 2019: $56,906,297Net Income 2019: $11,722,5972019Revenue 2020: $76,433,625Expenses 2020: $63,018,251Net Income 2020: $13,415,3742020Revenue 2021: $72,337,533Expenses 2021: $57,136,313Net Income 2021: $15,201,2202021Revenue 2022: $76,691,076Expenses 2022: $65,042,971Net Income 2022: $11,648,1052022Revenue 2023: $98,680,885Expenses 2023: $94,888,672Net Income 2023: $3,792,2132023Revenue 2024: $106,120,924Expenses 2024: $108,585,436Net Income 2024: -$2,464,5122024

Highlighted filing

2016

Revenue$57,785,809
Expenses$47,327,535
Net Income$10,458,274
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Nov 15, 2017
Return Version
2016v3.0
Gross Receipts
$61,664,092
Mission and Program Overview

Mission

To promote thrift among its members by affording them the opportunity for accumulating their savings, to create for them a source of credit at a fair and reasonable rate of interest and to provide the opportunity for the members to use and control their money in order to improve their economic and social condition.

Providing financial services to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,001,058,543$1,043,448,179▲ $42,389,636
Cash and Non-Interest-Bearing Accounts$83,887,143$143,399,670▲ $59,512,527
Rtn Earn Endowment Incm Other Fnds$131,148,815$141,936,215▲ $10,787,400
Investments in Publicly Traded Securities$55,635,823$44,917,175▼ $10,718,648
Land, Buildings, and Equipment, Net$10,240,051$9,436,727▼ $803,324
Investments Other Securities$3,848,718$3,444,336▼ $404,382
Savings and Temporary Cash Investments$6,225,000$1,743,000▼ $4,482,000
Prepaid Expenses and Deferred Charges$627,787$737,655▲ $109,868
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,226,519,011$1,319,728,290▲ $93,209,279
Other Assets Total$64,995,946$72,601,548▲ $7,605,602
Liabilities
Other Liabilities$1,060,144,621$1,151,698,471▲ $91,553,850
Mortgage Notes Payable Secured by Investment Property$30,000,000$20,000,000▼ $10,000,000
Accounts Payable and Accrued Expenses$5,225,575$6,093,604▲ $868,029
Total Liabilities$1,095,370,196$1,177,792,075▲ $82,421,879
Net Assets / Fund Balance
Total Net Assets Fund Balance$131,148,815$141,936,215▲ $10,787,400
Total Liabilities and Net Assets / Fund Balance$1,226,519,011$1,319,728,290▲ $93,209,279

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,220,369$3,303,847$8,524,216
Equipment$2,131,183$6,071,158$8,202,341
Leasehold Improvements$1,637,796$2,983,612$4,621,408
Land$447,379-$447,379
Other Assets Org$26,455,916--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert CorwinCEO/PresidentFT$452,053$92,688$544,741
Jeri C MaherMortgage Loan Officer - CommissionedFT$76,879$313,585$390,464
Matthew RussellFinancial Advisor - LicensedFT$24,472$279,903$304,375
Wendy G EdwardsSVP/Chief Administrative OfficerFT$209,854$54,542$264,396
Laurie S WilsonSVP/Chief Financial OfficerFT$203,844$55,946$259,790
Timothy J ClouseSVP/Chief Innovation OfficerFT$188,437$48,345$236,782
S Griffith O'BrienSVP/Chief Membership OfficerFT$177,167$46,017$223,184
Keli MyersSVP/Chief Credit OfficerFT$175,218$23,229$198,447
Alaina C BaldwinMortgage Loan Officer - CommissionedFT$58,524$107,378$165,902
Brady CliffordCommercial Loan OriginatorFT$128,747$12,805$141,552
John StevensonControllerFT$123,854$11,371$135,225

Board Members and Trustees

NameTitle
Patrick HagerChair
Amanda OwingsVice Chair
Rick VeiraAssociate Director
Tarun GudzAssociate Director
Carolyn BenolkenDirector
Jacob V JensenDirector
Renee HalpernDirector
Robert G PearsonDirector
Roger HedigerDirector
Tammy TeskeDirector
Andy DolbergSecretary/Treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservMaintenance Services4550 SW Macadam Ave, Portland, OR 94239$692,654
LoomisAtm Cash ServicesPO BOX 94600, Seattle, WA 97124$332,213
EquifaxCredit Bureau ReportsPO BOX 403562, Atlanta, GA 30348$289,093
Integra TelecomMaintenance ServicesPO BOX 2966, Milwaukee, WI 53201$244,128
Secondary Marketing ResourcesMaintenance Services55 Cottage St, Wellesley, MA 02482$227,266
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$56,252,422
Investment Income
$1,527,530
Other Revenue
$5,857
Change in Net Assets
$10,458,274

Audited Revenue Reconciliation

Revenue per Audited Statements
$57,785,809
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$328,014
Total Revenue per Audited Statements
$58,113,823
Total Revenue per Form 990
$57,785,809
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$31,880,757
Salaries, Compensation, and Employee Benefits$15,338,628
Grants and Similar Amounts Paid$108,150
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$9,439,669
Interest---$8,574,835
Information Technology---$2,972,610
Other Employee Benefits---$2,134,101
All Other Expenses---$1,829,257
Depreciation Depletion---$1,806,147
Current Officers, Directors, Trustees, and Key Employees---$1,727,331
Occupancy---$1,338,169
Office Expenses---$1,185,908
Advertising---$1,072,644
Payroll Taxes---$1,069,438
Fees for Services Other---$1,029,931
Pension Plan Contributions---$968,089
Conferences and Meetings---$256,207
Insurance---$200,105
Fees for Services Legal---$141,688
Fees for Services Accounting---$129,825
Travel---$95,888
Grants to Domestic Orgs---$76,900
Grants to Domestic Individuals---$31,250
Other Expenses---$7,700
Total Functional Expenses$0$0$0$47,327,535

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$47,327,535
Total Expenses per Audited Statements$47,327,535
Total Expenses per Form 990$47,327,535
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
First Tech Credit UnionMountain View, CA501(c)(1)Sponsorship CU for Kids$15,000
Central City ConcernPortland, OR501(c)(3)Improve environment for women & children living at the Letty Owings Center - New furniture, freezer, safe toy storage.$10,000
Childrens' Miracle Network HospitalsSalt Lake City, UT501(c)(3)Sponsorship CU for Kids$10,000
Kinship HousePortland, OR501(c)(3)Grant was used to create an art therapy room for children$10,000
Shadow ProjectPortland, OR501(c)(3)Grant provided books for over 400 children at 8 high-needs schools$10,000
Sunshine Divisionportland, OR501(c)(3)General Support and Tuna Donation$8,300
IQ Credit UnionVancouver, WA501(c)(14)Sponsorship CU for Kids - Doernbechers$7,400
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$20,000
Total Exempt Function Spending$20,000
Section 527 Activity Spending$0

Section 527 Organizations

OrganizationLocationAmount
80-0043051Beaverton, OR$20,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members' Share and Savings Accounts$1,151,698,471
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

The credit union has members.

Form 990, Part VI, Section A, line 7A

Each member has one vote in annual elections of members of the governing body.

Form 990, Part VI, Section B, line 11B

Form 990 is thoroughly reviewed by the cfo and controller prior to filing.

Form 990, Part VI, Section B, line 15

Compensation process for CEO: The Board of Directors reviews an annual third party salary survey for the CEO position and sets an updated salary range. Compensation process for Officers and Key Employees: Third party surveys are obtained for all staff on an annual basis. Salary ranges for these positions are prepared by the VP of Human Resources and approved by the CEO.

Form 990, Part VI, Section C, line 19

Governing documents, conflict of interest policy and financial statements are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Advantis Credit Union
EIN
93-0251640
Phone
5037852528
Address
9200 SE Sunnybrook Blvd No 300, Clackamas, OR 97015

Signing Officer

Name
Laurie Wilson
Title
SVP/Chief Financial Officer
Phone
5037852528
Signed
2017-11-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Patrick Hager
Formed
1928
Legal Domicile
Or
Voting Board Members
9
Independent Board Members
9
Employees
252
Volunteers
13

Preparer

Firm
Moss Adams LLP
Address
805 SW Broadway Ste 1200, Portland, OR 97205
Preparer
Wendy Campos
Phone
5032421447
Supplemental Narrative

Additional Explanations

Form 990, Part XI, line 9:

Passthrough book/tax difference 328,014.

Financial Statement Notes

Part X, Line 2:

FIN 48 (ASC 740) Uncertain Tax Positions Footnote from Financial Statements - The Credit Union has filed tax returns in the past for activities it has deemed taxable that has resulted in no significant income taxes paid. The taxing authorities have the ability to assess taxes, penalties and interest for any years for which no tax return was filed. In the opinion of management, any liability resulting from taxing authorities imposing income taxes on the net taxable income from activities potentially deemed to be unrelated to the Credit Union's exempt purpose is not expected to have a material effect on the Credit Union's financial position or results of operations. The Credit Union evaluated its tax positions and determined no uncertain tax positions exist as of December 31, 2016. The Credit Union's 2012 through 2015 tax years are open for examination by federal and state taxing authorities.

Part XI, Line 2D - Other Adjustments:

Passthrough book/tax difference 328,014.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1125135
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1219685
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1320850
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1420796
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1515367
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1622356
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1718084
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1811398
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1921817
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2011371
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2112805
IRS990/Form990PartVIISectionAGrp/PersonNm0PATRICK HAGER
IRS990/Form990PartVIISectionAGrp/PersonNm1Amanda Owings
IRS990/Form990PartVIISectionAGrp/PersonNm2Andy Dolberg
IRS990/Form990PartVIISectionAGrp/PersonNm3CAROLYN BENOLKEN
IRS990/Form990PartVIISectionAGrp/PersonNm4RENEE HALPERN
IRS990/Form990PartVIISectionAGrp/PersonNm5ROGER HEDIGER
IRS990/Form990PartVIISectionAGrp/PersonNm6Jacob V Jensen
IRS990/Form990PartVIISectionAGrp/PersonNm7Tammy Teske
IRS990/Form990PartVIISectionAGrp/PersonNm8Robert G Pearson
IRS990/Form990PartVIISectionAGrp/PersonNm9Rick Veira
IRS990/Form990PartVIISectionAGrp/PersonNm10Tarun Gudz
IRS990/Form990PartVIISectionAGrp/PersonNm11Robert Corwin
IRS990/Form990PartVIISectionAGrp/PersonNm12Timothy J Clouse
IRS990/Form990PartVIISectionAGrp/PersonNm13Wendy G Edwards
IRS990/Form990PartVIISectionAGrp/PersonNm14S Griffith O'Brien
IRS990/Form990PartVIISectionAGrp/PersonNm15Keli Myers
IRS990/Form990PartVIISectionAGrp/PersonNm16Laurie S Wilson
IRS990/Form990PartVIISectionAGrp/PersonNm17Matthew Russell
IRS990/Form990PartVIISectionAGrp/PersonNm18Alaina C Baldwin
IRS990/Form990PartVIISectionAGrp/PersonNm19Jeri C Maher
IRS990/Form990PartVIISectionAGrp/PersonNm20John Stevenson
IRS990/Form990PartVIISectionAGrp/PersonNm21Brady Clifford
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11519606
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12217097
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13243546
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14202388
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15183080
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16237434
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17286291
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18154504
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19368647
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20123854
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21128747
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary/Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Associate Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Associate Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11CEO/President
IRS990/Form990PartVIISectionAGrp/TitleTxt12SVP/Chief Innovation Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP/Chief Administrative Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP/Chief Membership Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt15SVP/Chief Credit Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP/Chief Financial Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt17Financial Advisor - Licensed
IRS990/Form990PartVIISectionAGrp/TitleTxt18Mortgage Loan Officer - Commissioned
IRS990/Form990PartVIISectionAGrp/TitleTxt19Mortgage Loan Officer - Commissioned
IRS990/Form990PartVIISectionAGrp/TitleTxt20Controller
IRS990/Form990PartVIISectionAGrp/TitleTxt21Commercial Loan Originator
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01928
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0104092
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt031250
IRS990/GrantsToDomesticOrgsGrp/TotalAmt076900
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt03982375
IRS990/GrossReceiptsAmt061664092
IRS990/GrossRentsGrp/RealAmt05857
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt016
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt02972610
IRS990/InsuranceGrp/TotalAmt0200105
IRS990/InterestGrp/TotalAmt08574835
IRS990/InvestmentIncomeGrp/ExclusionAmt01339115
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01423438
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt084323
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt03848718
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt03444336
IRS990/InvestmentsPubTradedSecGrp/BOYAmt055635823
IRS990/InvestmentsPubTradedSecGrp/EOYAmt044917175
IRS990/IRPDocumentCnt025368
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt012358617
IRS990/LandBldgEquipBasisNetGrp/BOYAmt010240051
IRS990/LandBldgEquipBasisNetGrp/EOYAmt09436727
IRS990/LandBldgEquipCostOrOtherBssAmt021795344
IRS990/LegalDomicileStateCd0OR
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt03878283
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To promote thrift among its members by affording them the opportunity for accumulating their savings, to create for them a source of credit at a fair and reasonable rate of interest and to provide the opportunity for the members to use and control their money in order to improve their economic and social condition.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt030000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt020000000
IRS990/NetAssetsOrFundBalancesBOYAmt0131148815
IRS990/NetAssetsOrFundBalancesEOYAmt0141936215
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-1508
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0105600
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0104092
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt05857
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt05857
IRS990/NetUnrelatedBusTxblIncmAmt0-191960
IRS990/NetUnrlzdGainsLossesInvstAmt01112
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01338169
IRS990/OfficeExpensesGrp/TotalAmt01185908
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt064995946
IRS990/OtherAssetsTotalGrp/EOYAmt072601548
IRS990/OtherChangesInNetAssetsAmt0328014
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02134101
IRS990/OtherExpensesGrp/Desc0Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc1VISA/ATM Expense
IRS990/OtherExpensesGrp/Desc2Lending Expense
IRS990/OtherExpensesGrp/Desc3TAXES ON UBI
IRS990/OtherExpensesGrp/TotalAmt05393778
IRS990/OtherExpensesGrp/TotalAmt14303850
IRS990/OtherExpensesGrp/TotalAmt21542215
IRS990/OtherExpensesGrp/TotalAmt37700
IRS990/OtherLiabilitiesGrp/BOYAmt01060144621
IRS990/OtherLiabilitiesGrp/EOYAmt01151698471
IRS990/OtherSalariesAndWagesGrp/TotalAmt09439669
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01001058543
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01043448179
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01069438
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0968089
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0627787
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0737655
IRS990/PrincipalOfficerNm0PATRICK HAGER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0LOANS
IRS990/ProgramServiceRevenueGrp/Desc1NET GAIN ON SALE OF LO
IRS990/ProgramServiceRevenueGrp/Desc2Interchange Income
IRS990/ProgramServiceRevenueGrp/Desc3SERVICE CHARGES AND FE
IRS990/ProgramServiceRevenueGrp/Desc4OTHER NON INTEREST INC
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt042049430
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt14909755
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt24415379
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt33679715
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4379029
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt042049430
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt14909755
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt24415379
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt33722175
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt41155683
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt042460
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1776654
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt098065
IRS990/PYInvestmentIncomeAmt01459704
IRS990/PYOtherExpensesAmt027080862
IRS990/PYOtherRevenueAmt06895
IRS990/PYProgramServiceRevenueAmt051618045
IRS990/PYRevenuesLessExpensesAmt011887387
IRS990/PYSalariesCompEmpBnftPaidAmt014018330
IRS990/PYTotalExpensesAmt041197257
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt053084644
IRS990/ReconcilationRevenueExpnssAmt010458274
IRS990/RegularMonitoringEnfrcInd00

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.00$0.00$0.00$106$109$2.46
2023Summary only. Only limited summary data is available for this year.$1,955$1,738$217$98.7$94.9$3.79
2022Summary only. Only limited summary data is available for this year.$1,985$1,773$211$76.7$65.0$11.6
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,980$1,777$203$72.3$57.1$15.2
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,807$1,619$188$76.4$63.0$13.4
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,479$1,304$174$68.6$56.9$11.7
2018Summary only. Only limited summary data is available for this year.$1,427$1,265$162$67.8$57.0$10.8
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,373$1,221$152$62.6$53.4$9.22
2016Detailed filing. Detailed filing data is available for this year.$1,320$1,178$142$57.8$47.3$10.5
2015Detailed filing. Detailed filing data is available for this year.$1,227$1,095$131$53.1$41.2$11.9
2014Detailed filing. Detailed filing data is available for this year.$1,166$1,046$120$47.9$37.8$10.1
2013Detailed filing. Detailed filing data is available for this year.$1,113$1,004$109$49.9$36.6$13.4
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$988$891$96.8$31.5
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$865$783$81.1$33.6
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$756$681$75.5$32.6