Civic Intelligence

Advantis Credit Union

990 • Fiscal year 2015 • EIN 93-0251640

Jan 01, 2015 to Dec 31, 2015 • Filed on Nov 14, 2016

9200 SE Sunnybrook Blvd No 300Clackamas, OR 97015

(503) 785-2528

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

49th percentile

0.89x

Higher debt load relative to assets than 49% of similar nonprofits.

2015 filings • 501(c)14 • $1B+ nonprofits • Source year 2015

Liabilities / Revenue

55th percentile

20.63x

Higher debt load relative to revenue than 55% of similar nonprofits.

2015 filings • 501(c)14 • $1B+ nonprofits • Source year 2015

Net Margin

68th percentile

22%

Higher net margin than 68% of similar nonprofits.

2015 filings • 501(c)14 • $1B+ nonprofits • Source year 2015

Top Officer Pay

19th percentile

$531,945

Higher top officer pay than 19% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

2015 filings • 501(c)14 • $1B+ nonprofits • Source year 2015

Asset Growth

17th percentile

5.2%

Faster asset growth than 17% of similar nonprofits.

2015 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2014 to 2015

Revenue Growth

71st percentile

11%

Faster revenue growth than 71% of similar nonprofits.

2015 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2014 to 2015

Assets

Up

$1,226,519,011

Up $60,544,577 (+5.2%) from 2014

Net Assets

Up

$131,148,815

Up $11,432,075 (+9.5%) from 2014

Liabilities

Up

$1,095,370,196

Up $49,112,502 (+4.7%) from 2014

Revenue

Up

$53,084,644

Up $5,161,012 (+11%) from 2014

Expenses

Up

$41,197,257

Up $3,423,485 (+9.1%) from 2014

Net Income

Up

$11,887,387

Up $1,737,527 (+17%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0B$1.5B$1.0B$500M$0Assets 2010: $756,349,275Liabilities 2010: $680,889,049Net Assets 2010: $75,460,2262010Assets 2011: $864,529,660Liabilities 2011: $783,469,456Net Assets 2011: $81,060,2042011Assets 2012: $987,827,326Liabilities 2012: $890,988,489Net Assets 2012: $96,838,8372012Assets 2013: $1,113,082,112Liabilities 2013: $1,004,403,375Net Assets 2013: $108,678,7372013Assets 2014: $1,165,974,434Liabilities 2014: $1,046,257,694Net Assets 2014: $119,716,7402014Assets 2015: $1,226,519,011Liabilities 2015: $1,095,370,196Net Assets 2015: $131,148,8152015Assets 2016: $1,319,728,290Liabilities 2016: $1,177,792,075Net Assets 2016: $141,936,2152016Assets 2017: $1,372,660,012Liabilities 2017: $1,221,104,947Net Assets 2017: $151,555,0652017Assets 2018: $1,426,868,115Liabilities 2018: $1,264,554,685Net Assets 2018: $162,313,4302018Assets 2019: $1,478,812,305Liabilities 2019: $1,304,432,680Net Assets 2019: $174,379,6252019Assets 2020: $1,807,081,276Liabilities 2020: $1,619,018,112Net Assets 2020: $188,063,1642020Assets 2021: $1,980,374,380Liabilities 2021: $1,777,076,760Net Assets 2021: $203,297,6202021Assets 2022: $1,984,758,504Liabilities 2022: $1,773,405,527Net Assets 2022: $211,352,9772022Assets 2023: $1,954,971,748Liabilities 2023: $1,737,782,312Net Assets 2023: $217,189,4362023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2015

Assets$1,226,519,011
Liabilities$1,095,370,196
Net Assets$131,148,815

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0-$50MExpenses 2010: $32,579,0822010Expenses 2011: $33,635,2902011Expenses 2012: $31,505,3422012Revenue 2013: $49,944,238Expenses 2013: $36,587,584Net Income 2013: $13,356,6542013Revenue 2014: $47,923,632Expenses 2014: $37,773,772Net Income 2014: $10,149,8602014Revenue 2015: $53,084,644Expenses 2015: $41,197,257Net Income 2015: $11,887,3872015Revenue 2016: $57,785,809Expenses 2016: $47,327,535Net Income 2016: $10,458,2742016Revenue 2017: $62,640,820Expenses 2017: $53,416,728Net Income 2017: $9,224,0922017Revenue 2018: $67,814,244Expenses 2018: $57,001,316Net Income 2018: $10,812,9282018Revenue 2019: $68,628,894Expenses 2019: $56,906,297Net Income 2019: $11,722,5972019Revenue 2020: $76,433,625Expenses 2020: $63,018,251Net Income 2020: $13,415,3742020Revenue 2021: $72,337,533Expenses 2021: $57,136,313Net Income 2021: $15,201,2202021Revenue 2022: $76,691,076Expenses 2022: $65,042,971Net Income 2022: $11,648,1052022Revenue 2023: $98,680,885Expenses 2023: $94,888,672Net Income 2023: $3,792,2132023Revenue 2024: $106,120,924Expenses 2024: $108,585,436Net Income 2024: -$2,464,5122024

Highlighted filing

2015

Revenue$53,084,644
Expenses$41,197,257
Net Income$11,887,387
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Nov 14, 2016
Return Version
2015v2.1
Gross Receipts
$53,084,644
Mission and Program Overview

Mission

To promote thrift among its members by affording them the opportunity for accumulating their savings, to create for them a source of credit at a fair and reasonable rate of interest and to provide the opportunity for the members to use and control their money in order to improve their economic and social condition.

Providing financial services to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$934,744,776$1,001,058,543▲ $66,313,767
Rtn Earn Endowment Incm Other Fnds$119,716,740$131,148,815▲ $11,432,075
Cash and Non-Interest-Bearing Accounts$75,838,793$83,887,143▲ $8,048,350
Investments in Publicly Traded Securities$68,725,515$55,635,823▼ $13,089,692
Land, Buildings, and Equipment, Net$9,954,885$10,240,051▲ $285,166
Savings and Temporary Cash Investments$6,225,000$6,225,000→ $0
Investments Other Securities$4,444,600$3,848,718▼ $595,882
Prepaid Expenses and Deferred Charges$542,391$627,787▲ $85,396
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,165,974,434$1,226,519,011▲ $60,544,577
Other Assets Total$65,498,474$64,995,946▼ $502,528
Liabilities
Other Liabilities$1,020,106,333$1,060,144,621▲ $40,038,288
Mortgage Notes Payable Secured by Investment Property$20,000,000$30,000,000▲ $10,000,000
Accounts Payable and Accrued Expenses$6,151,361$5,225,575▼ $925,786
Total Liabilities$1,046,257,694$1,095,370,196▲ $49,112,502
Net Assets / Fund Balance
Total Net Assets Fund Balance$119,716,740$131,148,815▲ $11,432,075
Total Liabilities and Net Assets / Fund Balance$1,165,974,434$1,226,519,011▲ $60,544,577

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,829,810$6,711,603$8,541,413
Buildings$5,567,512$2,951,804$8,519,316
Leasehold Improvements$2,395,350$2,226,058$4,621,408
Land$447,379-$447,379
Other Assets Org$25,858,581--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert CorwinCEO/PresidentFT$445,124$86,821$531,945
Jeri MaherRe Loan Officer - CommissionedFT$86,275$262,264$348,539
Laurie WilsonSVP/Chief Financial OfficerFT$203,208$56,148$259,356
Wendy EdwardsSVP/Chief Administrative OfficerFT$203,822$51,872$255,694
Timothy ClouseSVP/Chief Innovation OfficerFT$186,222$39,538$225,760
S Griffith O'BrienSVP/Chief Membership OfficerFT$176,990$39,252$216,242
Jeffrey SchwarzSVP/Chief Lending OfficerFT$176,137$38,879$215,016
Patrick HueyDirector of Investment ServicesFT$74,767$123,161$197,928
Alaina BaldwinRE Loan Officer - CommissionedFT$128,923$9,271$138,194
John StevensonControllerFT$117,444$13,643$131,087
Casey FilburnDirector of Real Estate LendingFT$115,076$15,914$130,990

Board Members and Trustees

NameTitle
Patrick HagerChair
Amanda OwingsVice Chair
Heath KulaAlternate Board Member
Tarun GudzAlternate Board Member
Andy DolbergBoard Member
Bob PearsonBoard Member
Jake JensenBoard Member
Renee HalpernBoard Member
Roger HedigerBoard Member
Tammy TeskeBoard Member
Carolyn BenolkenSecretary/Treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservMaintenance Services4550 SW Macadam Ave, Portland, OR 94239$537,486
LoomisAtm Cash ServicesPO BOX 94600, Seattle, WA 97124$311,044
EquifaxCredit Bureau ReportsPO BOX 403562, Atlanta, GA 30348$288,817
Secondary Marketing ResourcesMaintenance Services55 Cottage St, Wellesley, MA 02482$227,278
Integra TelecomMaintenance ServicesPO BOX 2966, Milwaukee, WI 53201$220,714
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$51,618,045
Investment Income
$1,459,704
Other Revenue
$6,895
Change in Net Assets
$11,887,387

Audited Revenue Reconciliation

Revenue per Audited Statements
$53,033,987
Revenue Not Reported on Financial Statements
$50,657
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$50,657
Total Revenue per Audited Statements
$53,033,987
Total Revenue per Form 990
$53,084,644
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$27,080,862
Salaries, Compensation, and Employee Benefits$14,018,330
Grants and Similar Amounts Paid$98,065
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$8,728,830
Interest---$8,019,966
Information Technology---$3,114,736
Depreciation Depletion---$1,752,715
Current Officers, Directors, Trustees, and Key Employees---$1,704,014
Other Employee Benefits---$1,678,714
All Other Expenses---$1,511,621
Office Expenses---$1,167,680
Occupancy---$1,099,309
Fees for Services Other---$1,060,683
Payroll Taxes---$1,010,429
Advertising---$999,996
Pension Plan Contributions---$896,343
Conferences and Meetings---$208,898
Insurance---$135,222
Fees for Services Legal---$129,022
Fees for Services Accounting---$111,749
Travel---$100,539
Grants to Domestic Orgs---$72,815
Grants to Domestic Individuals---$25,250
Other Expenses---$8,775
Total Functional Expenses$0$0$0$41,197,257

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$41,253,921
Expenses per Audited Statements$41,197,257
Total Expenses per Form 990$41,197,257
Expenses Not Reported on Form 990$56,664
Expenses Not Reported on Financial Statements$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Sunshine Divisionportland, OR501(c)(3)Capital Campaign - Winter Wonderland Purchase$12,550
Children's Book BankPortland, OR501(c)(3)Purchase of books for book bank$10,048
Cafe Au PlayPortland, OR501(c)(3)Playground Construction$10,000
Feral Cat Coalition of OregonPortland, OR501(c)(3)Phone System$10,000
Store to DoorPortland, OR501(c)(3)Office Equipment$9,200
SnowCap Community CharitiesFairview, OR501(c)(3)Freezers$9,000
Trillium Family ServicesPortland, OR501(c)(3)Children's games and sports equipment$6,892
Northwest Credit Union AssociationSeatac, WA501(c)(6)Donation for Cu Advocacy Program$5,125
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$20,000
Total Exempt Function Spending$20,000
Section 527 Activity Spending$0

Section 527 Organizations

OrganizationLocationAmount
80-0043051Beaverton, OR$20,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members' Share and Savings Accounts$1,060,144,621
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

The credit union has members.

Form 990, Part VI, Section A, line 7A

Each member has one vote in annual elections of members of the governing body.

Form 990, Part VI, Section B, line 11

Form 990 is thoroughly reviewed by the cfo and controller prior to filing.

Form 990, Part VI, Section C, line 19

Governing documents, conflict of interest policy and financial statements are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Advantis Credit Union
EIN
93-0251640
Phone
5037852528
Address
9200 SE Sunnybrook Blvd No 300, Clackamas, OR 97015

Signing Officer

Name
Laurie Wilson
Title
SVP/Chief Financial Officer
Phone
5037852528
Signed
2016-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Patrick Hager
Formed
1928
Legal Domicile
Or
Voting Board Members
9
Independent Board Members
9
Employees
239
Volunteers
16

Preparer

Firm
Moss Adams LLP
Address
805 SW Broadway Ste 1200, Portland, OR 97205
Preparer
Rebecca Griffith
Phone
5032421447
Supplemental Narrative

Additional Explanations

Form 990, Part XI, line 9:

Passthrough book/tax difference -107,321.

Financial Statement Notes

Part X, Line 2:

FIN 48 (ASC 740) Uncertain Tax Positions Footnote from Financial Statements - The Credit Union has filed tax returns in the past for activities it has deemed taxable that has resulted in no significant income taxes paid. The taxing authorities have the ability to assess taxes, penalties and interest for any years for which no tax return was filed. In the opinion of management, any liability resulting from taxing authorities imposing income taxes on the net taxable income from activities potentially deemed to be unrelated to the Credit Union's exempt purpose is not expected to have a material effect on the Credit Union's financial position or results of operations. The Credit Union evaluated its tax positions and determined no uncertain tax positions exist as of December 31, 2015. The Credit Union's 2011 through 2014 tax years are open for examination by federal and state taxing authorities.

Part XI, Line 4B - Other Adjustments:

Passthrough book/tax difference 107,321. Investment losses included as expense on fs -56,664.

Part XII, Line 2D - Other Adjustments:

Investment losses included as expense on fs 56,664.

Raw XML AppendixShowing 400 of 771 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt06151361
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt05225575
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDING FINANCIAL SERVICES TO MEMBERS
IRS990/AdvertisingGrp/TotalAmt0999996
IRS990/AllOtherExpensesGrp/TotalAmt01511621
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0LAURIE WILSON
IRS990/BooksInCareOfDetail/PhoneNum05037852528
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt09200 SE Sunnybrook Blvd 300
IRS990/BooksInCareOfDetail/USAddress/CityNm0Clackamas
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OR
IRS990/BooksInCareOfDetail/USAddress/ZIPCd097015
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt075838793
IRS990/CashNonInterestBearingGrp/EOYAmt083887143
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt08
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt01704014
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt0208898
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0537486
IRS990/ContractorCompensationGrp/CompensationAmt1311044
IRS990/ContractorCompensationGrp/CompensationAmt2288817
IRS990/ContractorCompensationGrp/CompensationAmt3227278
IRS990/ContractorCompensationGrp/CompensationAmt4220714
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt04550 SW Macadam Ave
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1PO BOX 94600
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2PO BOX 403562
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt355 Cottage St
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt4PO BOX 2966
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0Portland
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1Seattle
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2Atlanta
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3Wellesley
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4Milwaukee
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0OR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1WA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2GA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3MA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4WI
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd094239
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd197124
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd230348
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd302482
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd453201
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0FISERV
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1Loomis
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2Equifax
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3Secondary Marketing Resources
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4Integra Telecom
IRS990/ContractorCompensationGrp/ServicesDesc0Maintenance Services
IRS990/ContractorCompensationGrp/ServicesDesc1ATM CASH SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc2Credit Bureau Reports
IRS990/ContractorCompensationGrp/ServicesDesc3Maintenance Services
IRS990/ContractorCompensationGrp/ServicesDesc4Maintenance Services
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt098065
IRS990/CYInvestmentIncomeAmt01459704
IRS990/CYOtherExpensesAmt027080862
IRS990/CYOtherRevenueAmt06895
IRS990/CYProgramServiceRevenueAmt051618045
IRS990/CYRevenuesLessExpensesAmt011887387
IRS990/CYSalariesCompEmpBnftPaidAmt014018330
IRS990/CYTotalExpensesAmt041197257
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt053084644
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt01752715
IRS990/Desc0THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO 62,777 MEMBERS. SERVICES INCLUDE SHARE DEPOSITS AND LOANS TO MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0239
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0111749
IRS990/FeesForServicesLegalGrp/TotalAmt0129022
IRS990/FeesForServicesOtherGrp/TotalAmt01060683
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt92.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt102.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1856.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2061.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2140.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd8X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1125275
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1219681
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1320179
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1420518
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1517747
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1622526
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1718404
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt189271
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1915914
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2023702
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2113643
IRS990/Form990PartVIISectionAGrp/PersonNm0PATRICK HAGER
IRS990/Form990PartVIISectionAGrp/PersonNm1Amanda Owings
IRS990/Form990PartVIISectionAGrp/PersonNm2CAROLYN BENOLKEN
IRS990/Form990PartVIISectionAGrp/PersonNm3RENEE HALPERN
IRS990/Form990PartVIISectionAGrp/PersonNm4ROGER HEDIGER
IRS990/Form990PartVIISectionAGrp/PersonNm5JAKE JENSEN
IRS990/Form990PartVIISectionAGrp/PersonNm6Bob Pearson
IRS990/Form990PartVIISectionAGrp/PersonNm7TAMMY TESKE
IRS990/Form990PartVIISectionAGrp/PersonNm8Andy Dolberg
IRS990/Form990PartVIISectionAGrp/PersonNm9Tarun Gudz
IRS990/Form990PartVIISectionAGrp/PersonNm10Heath Kula
IRS990/Form990PartVIISectionAGrp/PersonNm11Robert Corwin
IRS990/Form990PartVIISectionAGrp/PersonNm12TIMOTHY CLOUSE
IRS990/Form990PartVIISectionAGrp/PersonNm13WENDY EDWARDS
IRS990/Form990PartVIISectionAGrp/PersonNm14S Griffith O'Brien
IRS990/Form990PartVIISectionAGrp/PersonNm15Jeffrey Schwarz
IRS990/Form990PartVIISectionAGrp/PersonNm16LAURIE WILSON
IRS990/Form990PartVIISectionAGrp/PersonNm17PATRICK HUEY
IRS990/Form990PartVIISectionAGrp/PersonNm18Alaina Baldwin
IRS990/Form990PartVIISectionAGrp/PersonNm19Casey Filburn
IRS990/Form990PartVIISectionAGrp/PersonNm20JERI MAHER
IRS990/Form990PartVIISectionAGrp/PersonNm21JOHN STEVENSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11506670
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12206079
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13235515
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14195724
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15197269
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16236830
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17179524
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18128923
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19115076
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20324837
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21117444
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary/Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt9Alternate Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Alternate Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt11CEO/President
IRS990/Form990PartVIISectionAGrp/TitleTxt12SVP/Chief Innovation Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP/Chief Administrative Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP/Chief Membership Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt15SVP/Chief Lending Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP/Chief Financial Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt17Director of Investment Services
IRS990/Form990PartVIISectionAGrp/TitleTxt18RE Loan Officer - Commissioned
IRS990/Form990PartVIISectionAGrp/TitleTxt19Director of Real Estate Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt20RE LOAN OFFICER - COMMISSIONED
IRS990/Form990PartVIISectionAGrp/TitleTxt21Controller
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01928
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt025250
IRS990/GrantsToDomesticOrgsGrp/TotalAmt072815
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt053084644
IRS990/GrossRentsGrp/RealAmt06895
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt014
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt03114736
IRS990/InsuranceGrp/TotalAmt0135222
IRS990/InterestGrp/TotalAmt08019966
IRS990/InvestmentIncomeGrp/ExclusionAmt01256371
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01459704
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt0203333
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt04444600
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt03848718
IRS990/InvestmentsPubTradedSecGrp/BOYAmt068725515
IRS990/InvestmentsPubTradedSecGrp/EOYAmt055635823
IRS990/IRPDocumentCnt025716
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt011889465
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09954885
IRS990/LandBldgEquipBasisNetGrp/EOYAmt010240051
IRS990/LandBldgEquipCostOrOtherBssAmt022129516
IRS990/LegalDomicileStateCd0OR
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To promote thrift among its members by affording them the opportunity for accumulating their savings, to create for them a source of credit at a fair and reasonable rate of interest and to provide the opportunity for the members to use and control their money in order to improve their economic and social condition.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt020000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt030000000
IRS990/NetAssetsOrFundBalancesBOYAmt0119716740
IRS990/NetAssetsOrFundBalancesEOYAmt0131148815
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt06895
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt06895
IRS990/NetUnrelatedBusTxblIncmAmt0-48747
IRS990/NetUnrlzdGainsLossesInvstAmt0-347991
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01099309
IRS990/OfficeExpensesGrp/TotalAmt01167680
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt065498474
IRS990/OtherAssetsTotalGrp/EOYAmt064995946
IRS990/OtherChangesInNetAssetsAmt0-107321
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01678714
IRS990/OtherExpensesGrp/Desc0Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc1VISA/ATM Expense
IRS990/OtherExpensesGrp/Desc2Lending Expense
IRS990/OtherExpensesGrp/Desc3TAXES ON UBI
IRS990/OtherExpensesGrp/TotalAmt03772897
IRS990/OtherExpensesGrp/TotalAmt12648503
IRS990/OtherExpensesGrp/TotalAmt21238551
IRS990/OtherExpensesGrp/TotalAmt38775
IRS990/OtherLiabilitiesGrp/BOYAmt01020106333
IRS990/OtherLiabilitiesGrp/EOYAmt01060144621
IRS990/OtherSalariesAndWagesGrp/TotalAmt08728830
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0934744776
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01001058543
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01010429
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0896343
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0542391
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0627787
IRS990/PrincipalOfficerNm0PATRICK HAGER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0LOANS
IRS990/ProgramServiceRevenueGrp/Desc1SERVICE CHARGES AND FE
IRS990/ProgramServiceRevenueGrp/Desc2NET GAIN ON SALE OF LO
IRS990/ProgramServiceRevenueGrp/Desc3OTHER NON INTEREST INC
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt039612052
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt16607322
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt22960095
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt31722123
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt039612052
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt16650222
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt22960095
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt32395676
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt042900
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1673553
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt0154662
IRS990/PYInvestmentIncomeAmt02447659
IRS990/PYOtherExpensesAmt024950806
IRS990/PYOtherRevenueAmt05231
IRS990/PYProgramServiceRevenueAmt045470742
IRS990/PYRevenuesLessExpensesAmt010149860
IRS990/PYSalariesCompEmpBnftPaidAmt012668304
IRS990/PYTotalExpensesAmt037773772
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt047923632
IRS990/ReconcilationRevenueExpnssAmt011887387
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt06895
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0119716740
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0131148815

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.00$0.00$0.00$106$109$2.46
2023Summary only. Only limited summary data is available for this year.$1,955$1,738$217$98.7$94.9$3.79
2022Summary only. Only limited summary data is available for this year.$1,985$1,773$211$76.7$65.0$11.6
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,980$1,777$203$72.3$57.1$15.2
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,807$1,619$188$76.4$63.0$13.4
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,479$1,304$174$68.6$56.9$11.7
2018Summary only. Only limited summary data is available for this year.$1,427$1,265$162$67.8$57.0$10.8
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,373$1,221$152$62.6$53.4$9.22
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,320$1,178$142$57.8$47.3$10.5
2015Detailed filing. Detailed filing data is available for this year.$1,227$1,095$131$53.1$41.2$11.9
2014Detailed filing. Detailed filing data is available for this year.$1,166$1,046$120$47.9$37.8$10.1
2013Detailed filing. Detailed filing data is available for this year.$1,113$1,004$109$49.9$36.6$13.4
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$988$891$96.8$31.5
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$865$783$81.1$33.6
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$756$681$75.5$32.6