Civic Intelligence

Credit Unions in the State of Washi Ngton

990 • Fiscal year 2020 • EIN 91-6035907

Jan 01, 2020 to Dec 31, 2020 • Filed on May 17, 2021

Organization Profilewww.qualstarcu.com

View Organization Page

PO Box 96730Bellevue, WA 98009-7730

(800) 848-0018

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

30th percentile

0.88x

Higher debt load relative to assets than 30% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Liabilities / Revenue

27th percentile

16.91x

Higher debt load relative to revenue than 27% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Net Margin

90th percentile

21%

Higher net margin than 90% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Top Officer Pay

55th percentile

$440,557

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 1.2% of source-year revenue.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Asset Growth

44th percentile

16%

Faster asset growth than 44% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2019 to 2020

Revenue Growth

50th percentile

-0.7%

Faster revenue growth than 50% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets30th percentile

Assets

Up

$733,482,561

Up $103,302,219 (+16%) from 2019

Net Assets

Up

$86,648,519

Up $7,701,637 (+9.8%) from 2019

Liabilities

Up

$646,834,042

Up $95,600,582 (+17%) from 2019

Revenue And Expenses
Liabilities / Revenue27th percentileNet Margin90th percentile

Revenue

Down

$38,241,768

Down $260,226 (-0.7%) from 2019

Expenses

Up

$30,025,249

Up $1,159,875 (+4.0%) from 2019

Net Income

Down

$8,216,519

Down $1,420,101 (-15%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth44th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0B$500M$0Assets 2011: $316,715,485Liabilities 2011: $280,907,787Net Assets 2011: $35,807,6982011Assets 2012: $327,726,412Liabilities 2012: $287,873,584Net Assets 2012: $39,852,8282012Assets 2013: $345,713,438Liabilities 2013: $301,855,659Net Assets 2013: $43,857,7792013Assets 2014: $373,370,188Liabilities 2014: $325,372,011Net Assets 2014: $47,998,1772014Assets 2015: $413,167,721Liabilities 2015: $360,971,536Net Assets 2015: $52,196,1852015Assets 2016: $471,645,991Liabilities 2016: $414,097,651Net Assets 2016: $57,548,3402016Assets 2017: $594,269,954Liabilities 2017: $522,965,231Net Assets 2017: $71,304,7232017Assets 2018: $589,208,613Liabilities 2018: $510,832,393Net Assets 2018: $78,376,2202018Assets 2019: $630,180,342Liabilities 2019: $551,233,460Net Assets 2019: $78,946,8822019Assets 2020: $733,482,561Liabilities 2020: $646,834,042Net Assets 2020: $86,648,5192020Assets 2021: $811,506,750Liabilities 2021: $713,747,924Net Assets 2021: $97,758,8262021Assets 2022: $772,976,496Liabilities 2022: $681,466,632Net Assets 2022: $91,509,8642022Assets 2023: $983,585,639Liabilities 2023: $871,789,810Net Assets 2023: $111,795,8292023Assets 2024: $832,351,744Liabilities 2024: $700,755,324Net Assets 2024: $131,596,4202024

Highlighted filing

2020

Assets$733,482,561
Liabilities$646,834,042
Net Assets$86,648,519
Open 2020 Filing

Operations Trend

Revenue Growth50th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2011: $19,062,1242011Expenses 2012: $17,637,6952012Revenue 2013: $19,335,710Expenses 2013: $15,311,078Net Income 2013: $4,024,6322013Revenue 2014: $18,933,876Expenses 2014: $14,761,547Net Income 2014: $4,172,3292014Revenue 2015: $20,754,667Expenses 2015: $16,507,908Net Income 2015: $4,246,7592015Revenue 2016: $22,780,500Expenses 2016: $18,385,129Net Income 2016: $4,395,3712016Revenue 2017: $26,761,156Expenses 2017: $22,481,490Net Income 2017: $4,279,6662017Revenue 2018: $32,561,678Expenses 2018: $25,719,992Net Income 2018: $6,841,6862018Revenue 2019: $38,501,994Expenses 2019: $28,865,374Net Income 2019: $9,636,6202019Revenue 2020: $38,241,768Expenses 2020: $30,025,249Net Income 2020: $8,216,5192020Revenue 2021: $39,989,518Expenses 2021: $25,471,364Net Income 2021: $14,518,1542021Revenue 2022: $35,866,616Expenses 2022: $25,023,764Net Income 2022: $10,842,8522022Revenue 2023: $52,455,108Expenses 2023: $45,480,230Net Income 2023: $6,974,8782023Revenue 2024: $58,863,677Expenses 2024: $49,819,511Net Income 2024: $9,044,1662024

Highlighted filing

2020

Revenue$38,241,768
Expenses$30,025,249
Net Income$8,216,519
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 17, 2021
Return Version
2020v4.0
Gross Receipts
$38,264,414
Mission and Program Overview

Mission

Provide financial products & services

We are a credit union providing financial products & services to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$392,431,949$355,498,412▼ $36,933,537
Investments in Publicly Traded Securities$42,002,310$157,212,428▲ $115,210,118
Investments Other Securities$132,980,990$120,424,785▼ $12,556,205
Rtn Earn Endowment Incm Other Fnds$78,946,882$86,648,519▲ $7,701,637
Savings and Temporary Cash Investments$32,545,252$52,545,333▲ $20,000,081
Accounts Receivable$3,877,650$21,215,813▲ $17,338,163
Cash and Non-Interest-Bearing Accounts$8,092,175$9,243,683▲ $1,151,508
Land, Buildings, and Equipment, Net$6,589,117$6,143,046▼ $446,071
Receivables From Officers Etc$2,181,722$2,146,212▼ $35,510
Prepaid Expenses and Deferred Charges$726,484$820,157▲ $93,673
Intangible Assets$432,592$0▼ $432,592
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Total Assets$630,180,342$733,482,561▲ $103,302,219
Other Assets Total$8,320,101$8,232,692▼ $87,409
Liabilities
Other Liabilities$532,803,410$630,324,235▲ $97,520,825
Accounts Payable and Accrued Expenses$17,962,407$16,093,210▼ $1,869,197
Escrow Account Liability$467,643$416,597▼ $51,046
Grants Payable$0--
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$551,233,460$646,834,042▲ $95,600,582
Net Assets / Fund Balance
Total Net Assets Fund Balance$78,946,882$86,648,519▲ $7,701,637
Total Liabilities and Net Assets / Fund Balance$630,180,342$733,482,561▲ $103,302,219

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,873,633$2,396,460$0
Other Land Buildings$0$0$0
Land$1,406,796-$0
Equipment$756,427$5,416,047$0
Leasehold Improvements$106,190$1,727,005$0
Other Securities$25,000--
Closely Held Equity Interests$0--
Financial Derivatives$0--
Compensation and Service Providers
Top Officer Pay55th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mark R NelsonPresidentFT$318,901$121,656$440,557
Michael G ElfstromExec VPFT$253,294$92,851$346,145
Robert ArbuckleVP of Alternative LendingFT$151,262$54,184$205,446
Kara TaylorVP of I.s.FT$146,808$30,993$177,801
William HanafordInvestment AdvisorFT$145,820$14,215$160,035
Brett TreatIS ManagerFT$136,715$12,875$149,590
Lacinda BlanchetteVP Member RelationsFT$133,583$12,439$146,022

Board Members and Trustees

NameTitle
Kim BrownBoard Chairman
Kim ZierVice Chair
Gary PowersBoard Member
Gene ViaBoard Member
Joel SchmidtBoard Member
Lawrence Bindner JrBoard Member
Mitchell JohnsonBoard Member
Noel McmurtrayBoard Member
Russ DewolfeBoard Member
Tracy OsterBoard Member
Leanne CalifanoBoard Secretary/Treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Jack Henry And AssociatesCore banking system/card & ATM processing663 W Hwy 60, Monett, MO 65708$1,186,138
VisaCredit card processorPO Box 8999, San Francisco, CA 94128$574,469
CO-OP Financial ServicesShared Branching And Atm Network Provider9692 Haven Ave, Rancho Cucamonga, CA 91730$548,258
Kaye Smith Business GraphicsPrinting and statement production/mailing4101 Oakdale Ave SW, Renton, WA 98057$493,450
Alkami TechnologyBill payerPO Box 122223, Dallas, TX 75312$360,112
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$34,284,010
Investment Income
$3,965,054
Other Revenue
$-7,296
Change in Net Assets
$8,216,519
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$16,765,955
Salaries, Compensation, and Employee Benefits$13,259,294
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$9,010,680
Interest---$3,243,077
Fees for Services Other---$3,082,497
Other Employee Benefits---$1,458,490
Pension Plan Contributions---$1,368,362
Office Expenses---$1,136,311
Occupancy---$992,190
Other Expenses---$772,200
Current Officers, Directors, Trustees, and Key Employees---$721,342
Payroll Taxes---$700,420
Depreciation Depletion---$654,957
Information Technology---$531,331
Insurance---$332,117
Advertising---$212,105
Conferences and Meetings---$111,833
Fees for Services Accounting---$96,400
Fees for Services Legal---$91,709
Total Functional Expenses$0$0$0$30,025,249
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$2,181,722$2,146,212▼ $35,510
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$630,324,235
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Each person seeking membership must be qualified for membership and must submit an application to the credit union. Each application shall be acted upon by the Board, or if the Board so chooses, membership representatives may be trained and authorized to approve applications. The applicant shall become a member when such application has been approved by the Board, or if applicable, the membership representatives and upon his/her subscription to at least one credit union product, or deposit, or loan account.”

Form 990, Part VI, Section A, Line 7A

“A Nominating Committee, made up of not fewer than three members, nominates at least one member for each Board vacancy. The Board secretary shall notify in writing all members eligible to vote at least 75 days prior to the annual meeting and that nominations for vacancy may also be made by petition signed by one percent of the members with a minimum of 20 and a maximum of 500. The written notice shall indicate that the election will not be conducted by ballot and there will be no nominations from the floor when there is only one nominee for each position to be filled. All elections shall be determined by plurality of vote and shall be by ballot except where is only one nominee for each position to be filled.”

Form 990, Part VI, Section B, Line 11B

“The form 990 was prepared by the Senior Accountant and the Director of Finance. The form was reviewed by the CFO and Executive Vice President prior to submission to the IRS. Both the Director of Finance and the Executive Vice President are Certified Public Accountants.”

Form 990, Part VI, Section B, Line 12C

“Disclosure is required of all potential conflicts of interest, either business or personal relationships with employees, members, vendors, business associates, or competitors of the credit union. The credit union will also retain on file all written reports of any disclosures made regarding the Credit Union Code of Conduct. Employees, officers, and Directors of the credit union are required to acknowledge that they have read and understood the Code of Conduct and any subsequent modifications, and that they agree to comply with this policy. Employees and officers are required to disclose this information annually.”

Form 990, Part VI, Section B, Line 15

“The organization uses a Compensation Committee to establish the CEO compensation. The committee also uses an independent compensation consultant, written employment contract, and compensation survey or study.”

Form 990, Part VI, Section C, Line 19

“This information is available upon request.”

Filing and Contact Details

Filer

Filer Name
Credit Unions in the State of Washi Ngton
EIN
91-6035907
Phone
8008480018
Address
PO BOX 96730, BELLEVUE, WA 98009-7730

Signing Officer

Name
Michael Elfstrom
Title
Chief Financial Officer
Phone
8008480018
Signed
2021-05-17

Organization Details

Principal Officer
Mark Nelson
Formed
1952
Legal Domicile
Wa
Voting Board Members
11
Independent Board Members
11
Employees
172
Volunteers
15
Supplemental Narrative

Additional Explanations

Form 990, Part V, Line 3B

“Form 990T has not yet been filed. An extension has been requested. We are currently researching electronic filing solutions for the 990T.”

Form 990, Part IX, Line 11G

“Other professional and outside services to support the credit union such as courier and mailing services, card network charges, and shared branching network charges.”

Financial Statement Notes

Schedule D, Part IV, Line 2B

“The escrow account is for property taxes and insurance payments collected from members who originated their mortgage loans at Qualstar Credit Union and the loans were sold to FNMA.”

Raw XML AppendixShowing 400 of 722 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivityOrMissionDesc0WE ARE A CREDIT UNION PROVIDING FINANCIAL PRODUCTS & SERVICES TO MEMBERS
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
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IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt132680
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt229042
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt313803
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt412903
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt512875
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt612439
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/PersonNm0MARK R NELSON
IRS990/Form990PartVIISectionAGrp/PersonNm1MICHAEL G ELFSTROM
IRS990/Form990PartVIISectionAGrp/PersonNm2ROBERT ARBUCKLE
IRS990/Form990PartVIISectionAGrp/PersonNm3KARA TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm4WILLIAM HANAFORD
IRS990/Form990PartVIISectionAGrp/PersonNm5BRETT TREAT
IRS990/Form990PartVIISectionAGrp/PersonNm6LACINDA BLANCHETTE
IRS990/Form990PartVIISectionAGrp/PersonNm7TRACY OSTER
IRS990/Form990PartVIISectionAGrp/PersonNm8LEANNE CALIFANO
IRS990/Form990PartVIISectionAGrp/PersonNm9JOEL SCHMIDT
IRS990/Form990PartVIISectionAGrp/PersonNm10GENE VIA
IRS990/Form990PartVIISectionAGrp/PersonNm11KIM BROWN
IRS990/Form990PartVIISectionAGrp/PersonNm12MITCHELL JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm13NOEL MCMURTRAY
IRS990/Form990PartVIISectionAGrp/PersonNm14LAWRENCE BINDNER JR
IRS990/Form990PartVIISectionAGrp/PersonNm15KIM ZIER
IRS990/Form990PartVIISectionAGrp/PersonNm16RUSS DEWOLFE
IRS990/Form990PartVIISectionAGrp/PersonNm17GARY POWERS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0407877
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1313465
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2176404
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3163998
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4147132
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5136715
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6133583
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/TitleTxt0President
IRS990/Form990PartVIISectionAGrp/TitleTxt1Exec VP
IRS990/Form990PartVIISectionAGrp/TitleTxt2VP of Alternative Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt3VP OF I.S.
IRS990/Form990PartVIISectionAGrp/TitleTxt4Investment Advisor
IRS990/Form990PartVIISectionAGrp/TitleTxt5IS Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt6VP Member Relations
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Secretary/Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt11Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt12Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt13Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt14Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt15Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt16Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt17Board Member
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd00
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt00
IRS990/GainOrLossGrp/OtherAmt0-1
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GamingDirectExpensesAmt00
IRS990/GamingGrossIncomeAmt00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt038264414
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt015349
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupExemptionNum01269
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt019
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartVInd0X
IRS990/InformationTechnologyGrp/TotalAmt0531331
IRS990/InsuranceGrp/TotalAmt0332117
IRS990/IntangibleAssetsGrp/BOYAmt0432592
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt03243077
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt03965055
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03965055
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0132980990
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0120424785
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt042002310
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0157212428
IRS990/IRPDocumentCnt016278
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt09539512
IRS990/LandBldgEquipBasisNetGrp/BOYAmt06589117
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06143046
IRS990/LandBldgEquipCostOrOtherBssAmt015682558
IRS990/LegalDomicileStateCd0WA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt01
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt022645
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDE FINANCIAL PRODUCTS & SERVICES
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
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IRS990/NetAssetsOrFundBalancesEOYAmt086648519
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IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-1
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IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
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IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0-7296
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0-7296
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IRS990/OfficeExpensesGrp/TotalAmt01136311
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
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IRS990/OtherAssetsTotalGrp/EOYAmt08232692
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01458490
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1Provision for Loan Losses
IRS990/OtherExpensesGrp/Desc2Miscellaneous Expenses
IRS990/OtherExpensesGrp/TotalAmt0695595
IRS990/OtherExpensesGrp/TotalAmt14813633
IRS990/OtherExpensesGrp/TotalAmt2772200
IRS990/OtherLiabilitiesGrp/BOYAmt0532803410
IRS990/OtherLiabilitiesGrp/EOYAmt0630324235
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt09010680
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0392431949
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0355498412
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0700420
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$733,482,561
Liabilities
$646,834,042
Net assets
$86,648,519
Revenue
$38,241,768
Expenses
$30,025,249
Net income
$8,216,519
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$832$701$132$58.9$49.8$9.04
2023Summary only. Only limited summary data is available for this year.$984$872$112$52.5$45.5$6.97
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$773$681$91.5$35.9$25.0$10.8
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$812$714$97.8$40.0$25.5$14.5
2020Detailed filing. Detailed filing data is available for this year.$733$647$86.6$38.2$30.0$8.22
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$630$551$78.9$38.5$28.9$9.64
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$589$511$78.4$32.6$25.7$6.84
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$594$523$71.3$26.8$22.5$4.28
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$472$414$57.5$22.8$18.4$4.40
2015Detailed filing. Detailed filing data is available for this year.$413$361$52.2$20.8$16.5$4.25
2014Detailed filing. Detailed filing data is available for this year.$373$325$48.0$18.9$14.8$4.17
2013Detailed filing. Detailed filing data is available for this year.$346$302$43.9$19.3$15.3$4.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$328$288$39.9$17.6
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$317$281$35.8$19.1