Civic Intelligence

Credit Unions in the State of Washi Ngton

990 • Fiscal year 2017 • EIN 91-6035907

Jan 01, 2017 to Dec 31, 2017 • Filed on May 15, 2018

Organization Profilewww.qualstarcu.com

View Organization Page

PO Box 96730Bellevue, WA 98009-7730

(800) 848-0018

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

31st percentile

0.88x

Higher debt load relative to assets than 31% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

69th percentile

19.54x

Higher debt load relative to revenue than 69% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

67th percentile

16%

Higher net margin than 67% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

53rd percentile

$421,904

Higher top officer pay than 53% of similar nonprofits.

Top officer pay equals 1.6% of source-year revenue.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Asset Growth

98th percentile

26%

Faster asset growth than 98% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

93rd percentile

17%

Faster revenue growth than 93% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets31st percentile

Assets

Up

$594,269,954

Up $122,623,963 (+26%) from 2016

Net Assets

Up

$71,304,723

Up $13,756,383 (+24%) from 2016

Liabilities

Up

$522,965,231

Up $108,867,580 (+26%) from 2016

Revenue And Expenses
Liabilities / Revenue69th percentileNet Margin67th percentile

Revenue

Up

$26,761,156

Up $3,980,656 (+17%) from 2016

Expenses

Up

$22,481,490

Up $4,096,361 (+22%) from 2016

Net Income

Down

$4,279,666

Down $115,705 (-2.6%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth98th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0B$500M$0Assets 2011: $316,715,485Liabilities 2011: $280,907,787Net Assets 2011: $35,807,6982011Assets 2012: $327,726,412Liabilities 2012: $287,873,584Net Assets 2012: $39,852,8282012Assets 2013: $345,713,438Liabilities 2013: $301,855,659Net Assets 2013: $43,857,7792013Assets 2014: $373,370,188Liabilities 2014: $325,372,011Net Assets 2014: $47,998,1772014Assets 2015: $413,167,721Liabilities 2015: $360,971,536Net Assets 2015: $52,196,1852015Assets 2016: $471,645,991Liabilities 2016: $414,097,651Net Assets 2016: $57,548,3402016Assets 2017: $594,269,954Liabilities 2017: $522,965,231Net Assets 2017: $71,304,7232017Assets 2018: $589,208,613Liabilities 2018: $510,832,393Net Assets 2018: $78,376,2202018Assets 2019: $630,180,342Liabilities 2019: $551,233,460Net Assets 2019: $78,946,8822019Assets 2020: $733,482,561Liabilities 2020: $646,834,042Net Assets 2020: $86,648,5192020Assets 2021: $811,506,750Liabilities 2021: $713,747,924Net Assets 2021: $97,758,8262021Assets 2022: $772,976,496Liabilities 2022: $681,466,632Net Assets 2022: $91,509,8642022Assets 2023: $983,585,639Liabilities 2023: $871,789,810Net Assets 2023: $111,795,8292023Assets 2024: $832,351,744Liabilities 2024: $700,755,324Net Assets 2024: $131,596,4202024

Highlighted filing

2017

Assets$594,269,954
Liabilities$522,965,231
Net Assets$71,304,723
Open 2017 Filing

Operations Trend

Revenue Growth93rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2011: $19,062,1242011Expenses 2012: $17,637,6952012Revenue 2013: $19,335,710Expenses 2013: $15,311,078Net Income 2013: $4,024,6322013Revenue 2014: $18,933,876Expenses 2014: $14,761,547Net Income 2014: $4,172,3292014Revenue 2015: $20,754,667Expenses 2015: $16,507,908Net Income 2015: $4,246,7592015Revenue 2016: $22,780,500Expenses 2016: $18,385,129Net Income 2016: $4,395,3712016Revenue 2017: $26,761,156Expenses 2017: $22,481,490Net Income 2017: $4,279,6662017Revenue 2018: $32,561,678Expenses 2018: $25,719,992Net Income 2018: $6,841,6862018Revenue 2019: $38,501,994Expenses 2019: $28,865,374Net Income 2019: $9,636,6202019Revenue 2020: $38,241,768Expenses 2020: $30,025,249Net Income 2020: $8,216,5192020Revenue 2021: $39,989,518Expenses 2021: $25,471,364Net Income 2021: $14,518,1542021Revenue 2022: $35,866,616Expenses 2022: $25,023,764Net Income 2022: $10,842,8522022Revenue 2023: $52,455,108Expenses 2023: $45,480,230Net Income 2023: $6,974,8782023Revenue 2024: $58,863,677Expenses 2024: $49,819,511Net Income 2024: $9,044,1662024

Highlighted filing

2017

Revenue$26,761,156
Expenses$22,481,490
Net Income$4,279,666
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 15, 2018
Return Version
2017v2.0
Gross Receipts
$26,770,256
Mission and Program Overview

Mission

Provide financial products & services

We are a credit union providing financial products & services to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$257,051,072$357,119,160▲ $100,068,088
Investments Other Securities$169,423,658$129,554,970▼ $39,868,688
Rtn Earn Endowment Incm Other Fnds$57,548,340$71,304,723▲ $13,756,383
Savings and Temporary Cash Investments$26,617,133$39,675,119▲ $13,057,986
Investments in Publicly Traded Securities$0$35,779,940▲ $35,779,940
Land, Buildings, and Equipment, Net$3,251,594$7,516,065▲ $4,264,471
Cash and Non-Interest-Bearing Accounts$1,416,574$6,917,884▲ $5,501,310
Prepaid Expenses and Deferred Charges$3,839,251$3,528,194▼ $311,057
Accounts Receivable$2,422,670$3,282,153▲ $859,483
Receivables From Officers Etc$1,950,000$1,950,000→ $0
Intangible Assets$1,833$1,568,072▲ $1,566,239
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Total Assets$471,645,991$594,269,954▲ $122,623,963
Other Assets Total$5,672,206$7,378,397▲ $1,706,191
Liabilities
Other Liabilities$402,122,020$510,279,018▲ $108,156,998
Accounts Payable and Accrued Expenses$11,653,877$12,316,209▲ $662,332
Escrow Account Liability$321,754$370,004▲ $48,250
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$414,097,651$522,965,231▲ $108,867,580
Net Assets / Fund Balance
Total Net Assets Fund Balance$57,548,340$71,304,723▲ $13,756,383
Total Liabilities and Net Assets / Fund Balance$471,645,991$594,269,954▲ $122,623,963

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,600,063$2,928,322$7,528,385
Other Land Buildings$720,267$4,290,155$5,010,422
Equipment$358,509$2,068,078$2,426,587
Leasehold Improvements$414,163$1,906,564$2,320,727
Land$1,423,063-$1,423,063
Other Securities$25,000--
Closely Held Equity Interests$0--
Financial Derivatives$0--
Compensation and Service Providers
Top Officer Pay53rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mark R NelsonPresidentFT$275,214$146,690$421,904
Michael G ElfstromExec VP/CFOFT$193,937$93,487$287,424
Robert ArbuckleCOAFT$124,586$54,156$178,742
Kara TaylorVP of I.s.FT$134,234$12,064$146,298
Brett TreatIS ManagerFT$113,882$11,164$125,046
Roshalle DearmentVP of LendingFT$109,545$14,069$123,614
Carla PizarroVP of FinanceFT$105,461$10,708$116,169
Richard UrnessBoard Secretary/Treasurer-$1,442-$1,442

Board Members and Trustees

NameTitle
Bill RochesterBoard Chairman
Kim BrownVice Chairman
Charlie AndrewsBoard Member
Gene ViaBoard Member
Joel SchmidtBoard Member
Kim ZierBoard Member
Lawrence Bindner JrBoard Member
Mike NuebelBoard Member
Mitchell JohnsonBoard Member
Noel McmurtrayBoard Member
Russ DewolfeBoard Member
Tracy OsterBoard Member

Highest Paid Contractors

ContractorServicesLocationCompensation
JHA Card Processing SolutionsPayment card and ATM processingPO Box 91101, Seattle, WA 98111$629,206
Co-op Financial ServicesShared Branching And Atm Network Provider9692 HAVEN AVE, Rancho Cucamonga, CA 91730$463,628
VisaCredit card processorPO Box 8999, San Francisco, CA 94128$459,487
Kaye Smith Business GraphicsPrinting and statement production/mailing4101 Oakdale Ave SW, Renton, WA 98057$419,443
Jack Henry And AssociatesCore banking system663 W Hwy 60, Monett, MO 65708$415,197
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$24,271,421
Investment Income
$2,374,518
Other Revenue
$115,217
Change in Net Assets
$4,279,666
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$12,470,959
Salaries, Compensation, and Employee Benefits$10,010,531
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$7,046,219
Fees for Services Other---$3,044,463
Interest---$2,270,890
Office Expenses---$1,581,230
Other Employee Benefits---$1,144,255
Occupancy---$821,387
Current Officers, Directors, Trustees, and Key Employees---$793,168
Depreciation Depletion---$568,678
Payroll Taxes---$549,523
Information Technology---$532,615
Pension Plan Contributions---$477,366
Advertising---$458,315
Other Expenses---$415,923
Insurance---$308,125
Conferences and Meetings---$201,601
Fees for Services Legal---$137,261
Fees for Services Accounting---$74,000
Total Functional Expenses$0$0$0$22,481,490
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$1,950,000$1,950,000→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$510,279,018
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Each person seeking membership must be qualified for membership and must submit an application to the credit union. Each application shall be acted upon by the Board or, if the Board so chooses, membership representatives may be trained and authorized to approve applications. The applicant shall become a member when such application has been approved by the Board, or if applicable, the membership representatives and upon his/her subscription to at least one credit union product, or deposit, or loan account.”

Form 990, Part VI, Section A, Line 7A

“A Nominating Committee, made up of not fewer than three members, nominates at least one member for each Board vacancy. The Board secretary shall notify in writing all members eligible to vote at least 75 days prior to the annual meeting and that nominations for vacancy may also be made by petition signed by one percent of the members with a minimum of 20 and an maximum of 500. The written notice shall indicate that the election will not be conducted by ballot and there will be no nominations from the floor when there is only one nominee for each position to be filled. All elections shall be determined by plurality of vote and shall be by ballot except where there is only one nominee for each position to be filled.”

Form 990, Part VI, Section B, Line 11B

“The Form 990 was prepared by the Director of Finance and the VP of Finance. The form was reviewed by the CFO prior to submission to the IRS. Both the VP of Finance and the CFO are Certified Public Accountants.”

Form 990, Part VI, Section B, Line 12C

“Disclosure is required of all potential conflicts of interest, either business or personal relationships with employees, members, vendors, business associates, or competitors of the credit union. The credit union will also retain on file all written reports of any disclosures made regarding the Credit Union Code of Conduct. Employees, officers, and Directors of the credit are required to acknowledge that they have read and understood the Code of Conduct and any subsequent modifications, and that they agree to comply with this policy. Employees and officers are required to disclose this information annually.”

Form 990, Part VI, Section B, Line 15

“The organization uses a Compensation Committee to establish the CEO compensation. The committee also uses an independent compensation consultant, written employment contract, and compensation survey or study.”

Form 990, Part VI, Section C, Line 19

“This information is available upon request.”

Filing and Contact Details

Filer

Filer Name
Qualstar Credit Union
EIN
91-6035907
Phone
8008480018
Address
PO BOX 96730, BELLEVUE, WA 98009-7730

Signing Officer

Name
Michael Elfstrom
Title
Chief Financial Officer
Phone
8008480018
Signed
2018-05-15

Organization Details

Principal Officer
Mark Nelson
Formed
1952
Legal Domicile
Wa
Voting Board Members
13
Independent Board Members
13
Employees
194
Volunteers
18
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Other professional and outside services to support the credit union such as courier and mailing services, card network charges, merger expenses, and shared branching network charges.”

Form 990, Part XI, Line 9

“Equity acquired in merger with Woodstone Credit Union.”

Financial Statement Notes

Schedule D, Part IV, Line 2B

“The escrow account is for property taxes and payments collected from members who originated their mortgage loans at Qualstar Credit Union and the loans were sold to FNMA.”

Raw XML AppendixShowing 400 of 696 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0WE ARE A CREDIT UNION PROVIDING FINANCIAL PRODUCTS & SERVICES TO MEMBERS
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IRS990/AllOtherExpensesGrp/TotalAmt00
IRS990/AnnualDisclosureCoveredPrsnInd01
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IRS990/BenefitsToMembersGrp/TotalAmt00
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IRS990/BooksInCareOfDetail/PhoneNum08008480018
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IRS990/BooksInCareOfDetail/USAddress/CityNm0REDMOND
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WA
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2PO Box 8999
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IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4JACK HENRY AND ASSOCIATES
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IRS990/ContractorCompensationGrp/ServicesDesc2Credit card processor
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IRS990/CreditCounselingInd01
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IRS990/Desc0Interest expense in the amount of $2,270,706 was paid to members for money on deposit at the credit union. Deposit accounts earning interest included checking, savings, money market, IRA, and Certificate of Deposit accounts. The credit union has about 90,000 deposit accounts that can earn interest.
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1340176
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1429803
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1526365
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1612064
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1714069
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1811164
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1910708
IRS990/Form990PartVIISectionAGrp/PersonNm0GENE VIA
IRS990/Form990PartVIISectionAGrp/PersonNm1KIM BROWN
IRS990/Form990PartVIISectionAGrp/PersonNm2MITCHELL JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm3CHARLIE ANDREWS
IRS990/Form990PartVIISectionAGrp/PersonNm4BILL ROCHESTER
IRS990/Form990PartVIISectionAGrp/PersonNm5NOEL MCMURTRAY
IRS990/Form990PartVIISectionAGrp/PersonNm6LAWRENCE BINDNER JR
IRS990/Form990PartVIISectionAGrp/PersonNm7RICHARD URNESS
IRS990/Form990PartVIISectionAGrp/PersonNm8JOEL SCHMIDT
IRS990/Form990PartVIISectionAGrp/PersonNm9MIKE NUEBEL
IRS990/Form990PartVIISectionAGrp/PersonNm10RUSS DEWOLFE
IRS990/Form990PartVIISectionAGrp/PersonNm11KIM ZIER
IRS990/Form990PartVIISectionAGrp/PersonNm12TRACY OSTER
IRS990/Form990PartVIISectionAGrp/PersonNm13MARK R NELSON
IRS990/Form990PartVIISectionAGrp/PersonNm14MICHAEL G ELFSTROM
IRS990/Form990PartVIISectionAGrp/PersonNm15ROBERT ARBUCKLE
IRS990/Form990PartVIISectionAGrp/PersonNm16KARA TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm17ROSHALLE DEARMENT
IRS990/Form990PartVIISectionAGrp/PersonNm18BRETT TREAT
IRS990/Form990PartVIISectionAGrp/PersonNm19CARLA PIZARRO
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13381728
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14257621
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15152377
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16134234
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17109545
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18113882
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19105461
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Secretary/Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt9Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt11Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt12Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt13President
IRS990/Form990PartVIISectionAGrp/TitleTxt14EXEC VP/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt15COA
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP OF I.S.
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP OF LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt18IS Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP OF FINANCE
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt013
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt026770256
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt0124317
IRS990/GroupExemptionNum01269
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
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IRS990/IndependentVotingMemberCnt013
IRS990/IndivRcvdGreaterThan100KCnt07
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0532615
IRS990/InsuranceGrp/TotalAmt0308125
IRS990/IntangibleAssetsGrp/BOYAmt01833
IRS990/IntangibleAssetsGrp/EOYAmt01568072
IRS990/InterestGrp/TotalAmt02270890
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
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IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02374518
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IRS990/LessRentalExpensesGrp/RealAmt09100
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IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDE FINANCIAL PRODUCTS & SERVICES
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
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IRS990/NetAssetsOrFundBalancesEOYAmt071304723
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IRS990/OfficeExpensesGrp/TotalAmt01581230
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
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IRS990/OtherAssetsTotalGrp/EOYAmt07378397
IRS990/OtherChangesInNetAssetsAmt09555718
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01144255
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1Provision for Loan Losses
IRS990/OtherExpensesGrp/Desc2Miscellaneous
IRS990/OtherExpensesGrp/TotalAmt0549020
IRS990/OtherExpensesGrp/TotalAmt11507451
IRS990/OtherExpensesGrp/TotalAmt2415923
IRS990/OtherLiabilitiesGrp/BOYAmt0402122020
IRS990/OtherLiabilitiesGrp/EOYAmt0510279018
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt07046219
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0257051072
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0357119160
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IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0549523
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0477366
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03839251
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03528194
IRS990/PrincipalOfficerNm0Mark Nelson
IRS990/PriorPeriodAdjustmentsAmt00

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$594,269,954
Liabilities
$522,965,231
Net assets
$71,304,723
Revenue
$26,761,156
Expenses
$22,481,490
Net income
$4,279,666
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$832$701$132$58.9$49.8$9.04
2023Summary only. Only limited summary data is available for this year.$984$872$112$52.5$45.5$6.97
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$773$681$91.5$35.9$25.0$10.8
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$812$714$97.8$40.0$25.5$14.5
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$733$647$86.6$38.2$30.0$8.22
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$630$551$78.9$38.5$28.9$9.64
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$589$511$78.4$32.6$25.7$6.84
2017Detailed filing. Detailed filing data is available for this year.$594$523$71.3$26.8$22.5$4.28
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$472$414$57.5$22.8$18.4$4.40
2015Detailed filing. Detailed filing data is available for this year.$413$361$52.2$20.8$16.5$4.25
2014Detailed filing. Detailed filing data is available for this year.$373$325$48.0$18.9$14.8$4.17
2013Detailed filing. Detailed filing data is available for this year.$346$302$43.9$19.3$15.3$4.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$328$288$39.9$17.6
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$317$281$35.8$19.1